All policies issued or renewed in Oklahoma on or after November 1, 2025, must comply with the contraceptive coverage requirements of SB 176. Specifically, a group health insurance policy that already offers coverage for contraceptive drugs must provide enrollees with the option to receive a three-month supply of a contraceptive drug the first time it is prescribed. For each subsequent time the enrollee receives the contraceptive drug, they must be able to receive a six-month supply. An enrollee may request a smaller supply and a healthcare provider is permitted to prescribe a smaller supply based on medical appropriateness and clinical utility.
Insurers are responsible for bringing applicable fully insured plans into compliance. Employer plan sponsors should be aware of the changes.
Read the full legislation: SB 176.