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A cell captive is a specialized risk management tool where a company or group of companies self-insure as part of their operations, especially in high-risk industries. Construction firms are using cell captives for better claims and cost control while tailoring coverage to their unique needs. Explore how cell captives are changing risk strategy in construction.
Parental leave policies are evolving, but not fast enough. According to NFP's 2026 Leave Management report, 59% of employers offer parental leave, yet 27% still distinguish between primary and secondary caregivers, opening the door to legal risks. Better leave policies reduce legal risk and make administration easier. Download NFP's 2026 Leave Management report and see how your policy stacks up.
Nearly 20% of the U.S. female workforce is in the menopause age range, yet 62% of employers say they're unlikely to offer menopause leave in the next five years. In contrast to menopause leave benefits, employers are offering more flexible schedules and wellbeing programs, and workplace accommodations that improve retention and reduce stigma. Learn more about menopause support in the workplace and enhance your benefits.
To get the full scoop on cell captives, 2026 leave management trends and menopause support in the workplace, check out the linked resources and visit NFP.com.
Welcome to Echo.
Cell Captives in Construction
As insurance markets tighten, more construction firms are turning to cell captives. Cell captives are a specialized way to self-insure a segment of operations, giving organizations more control over claims and helping to manage costs. For construction businesses that need to have unique or hard to insure risks, cell captives may be a good option.
Talk to an advisor about how a cell captive could fit into your organization’s risk strategy.
NFP’s Leave Management Report and Parental Leave
According to NFP’s Leave Management Report, 27% of employers still distinguish between primary and secondary caregivers, which can create legal risk. Ensuring all caregivers have adequate leave benefits, aligning eligibility and simplifying policy design can help improve compliance and support employees.
Now is the time to review and modernize your leave policies.
Menopause and Workplace Policy Momentum
Nearly 20% of the U.S. female workforce is in the menopause age range, yet most employers still offer limited or no support. Today, leading organizations are adding flexible schedules, wellbeing resources and workplace accommodations to boost retention and reduce stigma.
Be part of the growing group of employers responding to this critical workplace need.
