Compliance Corner: Podcasts
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December 09, 2020
Ep. 93: End-of-Year Laundry List for Compliance, and a Peek into 2021
In this episode, Chase Cannon and Suzanne Spradley review the compliance obligations employers must review and complete prior to the end of the year, for both calendar and non-calendar year plans. Chase digs into the basis of imputed income for domestic partner coverage and group term life insurance, and the importance of calculating and adding imputed income before the end of the year. Chase and Suzanne review the notices, tests and filings that must be completed by years’ end, including the Massachusetts HIRD filing requirement. Chase then looks forward to 2021, investigating the federal and state reporting requirements for employer mandate and state individual mandates. As the pandemic – and remote work – continues into 2021, Chase and Suzanne discuss the importance of state tax nexus and employment and income tax withholding for those working from home in a different state. The two conclude with a quick recap of the continued administrative challenges created by the DOL’s extensions to COBRA and HIPAA special enrollment deadlines via the so-called “outbreak period.”
NFP's Insights from the Experts
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November 11, 2020
2020 Election Series Ep. 7: Post-Election Discussion
It’s been a whirlwind since Election Day and while the Electoral College vote isn’t until December 14, results are coming into focus. In our final Election Update podcast, NFP’s Suzanne Spradley, Chase Cannon and Kristin Bulat recap the election process, discuss pending litigation and look ahead to what we might see over the next few months. Our experts also offer insights on the US Supreme Court’s consideration of California v. Texas, which challenges the Affordable Care Act’s individual mandate. We’re finishing strong with an episode that’s not to be missed.
As we look ahead, specialized expertise will be increasingly critical to navigating complex challenges and risks. In December, NFP will be hosting a three-part post-election webinar series to offer perspectives on the impact of the results. In the coming weeks, look for details on the webinar dates and times, as well as information on our speakers, all of whom offer unique insights on client solutions and the broader political and economic landscape.
NFP's Insights from the Experts
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October 30, 2020
2020 Election Series Ep. 6: Business Interruption Coverage - Litigation and Governmental Action
In this episode, Suzanne Spradley and Erin Ziaja offer insight on litigation against insurance carriers that have denied business interruption (BI) claims for COVID-19 issues, including the recent decision where the court ruled in favor of the plaintiffs. The podcast also provides an overview of state proposals that extend BI coverage to COVID-19 related claims and other state laws enacted to provide immunity for businesses in cases alleging COVID-19 exposure. The podcast concludes with a brief discussion of the federal proposal for pandemic relief and the liability protection in the next stimulus package.
NFP's Insights from the Experts
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October 29, 2020
2020 Election Series Ep. 5: Early Voting - What it Might Mean
In the latest episode of our Election Update podcast mini-series, Armstrong Robinson, chief advocacy officer at Finseca, and NFP’s Kristin Bulat discuss the factors driving unprecedented early voting, how it might affect when we have final results and implications for future elections. Army and Kristin also contrast the uncertainty surrounding the election with the certainty provided by life insurance and financial planning.
NFP's Insights from the Experts
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October 28, 2020
Ep 92: Looking Ahead: Amy Coney Barrett, The Supreme Court, and the Lawsuit Challenging the ACA
In this episode, Suzanne Spradley and Chase Cannon discuss the lawsuit challenging the ACA that is set for Supreme Court oral arguments on November 10, 2020. Suzanne outlines the basis for the lawsuit—a claim that the ACA’s individual mandate is unconstitutional, and that the individual mandate is not severable from the remainder of the ACA. Suzanne details the history of the case, the arguments made on either side, and the potential impact of a decision either way. Suzanne and Chase discuss Justice Amy Coney Barrett’s very recent appointment to the Supreme Court, and how her views on the role of the judiciary branch might impact the outcome of the ACA case.
NFP's Insights from the Experts
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October 23, 2020
Ep 91: Innovation: Building the Modern Family with KindBody
In our latest Insights from the Experts podcast, Mark Rieder sits down with Gina Bartasi, CEO of KindBody, to discuss their global end-to-end family building benefit for all. KindBody’s mission is to offer best-in-class care, accessible pricing and a seamless experience for fertility, gynecology and wellness services. Learn how their emphasis on personalized, human-centered care supported by modern tech is on the leading edge of family building support.
NFP's Insights from the Experts
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October 21, 2020
Benefits Trend Report Podcast Series Ep. 2: Digital Transformation Is Here
Our latest US Benefits Trend Report podcast features a conversation with Mark Rieder, NFP’s head of innovation. Mark talks with Kim Bell, SVP, head of health and benefits, about opportunities in the employee benefits space, the acceleration of innovation in response to COVID-19, and innovating to solve big problems and improve lives. Mark also discusses how living in a digital world requires that employers embrace digital transformation in how they deliver benefits to employees. He closes with insights on relationships with startups (partnership vs. disruption), applying existing technologies to evolving problems, and the importance of adaptability and a long-term view. Listen to the full podcast here.
NFP's Insights from the Experts
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October 13, 2020
Ep 90: Deadline Extensions, Proclamations on National Emergencies, and a State Compliance Blitz
In this episode, Chase Cannon and Suzanne Spradley address some confusion on recent HHS announcements extending their emergency declarations. Chase begins by describing two pandemic-related requirements — one relating to FFCRA/CARES Act COVID-19 testing/diagnosis, and one relating to the deadline extensions for COBRA notices and premium payments, HIPAA special enrollment windows, and claims appeals. Chase and Suzanne describe the differences in the HHS and White house declarations of national emergencies, which drive the effective time periods for the requirements themselves. Suzanne finishes with lightning-round questioning of state developments, as Chase describes recent developments in California, Colorado, Pennsylvania, New York and Washington
NFP's Insights from the Experts
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October 12, 2020
2020 Election Series Ep. 4: Market Watch - A Closer Look at Election Year Volatility
The latest episode of the Election Update podcast mini-series features insights from David Carter, chief investment officer at Lenox Wealth Management, and Michael Moriarty, chief investment officer at Wealthspire Advisors. David and Michael detail factors affecting the markets, including stimulus spending and federal monetary policy. They also share how market volatility is actually positive for investors, particularly those with financial plans designed to accommodate market fluctuations. The takeaways? The markets will be just fine, regardless of the election outcome, and as long as there’s uncertainty, there will be volatility.
NFP's Insights from the Experts
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October 05, 2020
2020 Election Series Ep.3: Biden’s Health Plan - Challenges of a Public Option
With just four weeks until Election Day, and one formal presidential debate under our belts, Suzanne Spradley and Chase Cannon take a fresh look at Joe Biden’s healthcare proposals in the latest episode of our 2020 Election Podcast mini-series. Episode highlights include insight on:
- The advantages and challenges of Biden’s initiative to add a public option, and how that might interact with the current private and marketplace plans.
- Several past state initiatives relating to public options, and the challenges those states faced with affordability and solvency.
- Biden’s plan to expand Medicaid and improve the ACA.
- A comparison of some of Biden’s initiatives to the employer-sponsored insurance market, which shows the employer model is working well and should be preserved.
NFP's Insights from the Experts
NFP Corp. and its subsidiaries do not provide legal or tax advice. Compliance, regulatory and related content is for general informational purposes and is not guaranteed to be accurate or complete. You should consult an attorney or tax professional regarding the application or potential implications of laws, regulations or policies to your specific circumstances.
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