NFP (formerly** Southern Insurance Agency and HM Benefits)

725 Magazine Street, Ste E, New Orleans, Louisiana 70130

Group in a glass conference room, talking.

Southern Insurance and HM Benefits are now NFP!

Same Team, Expanded Resources

We’re still the same team you’ve come to know. We’ll continue to meet your complex commercial insurance needs, now with access to expanded resources and specialized expertise. We’re pleased to offer a variety of property and casualty and benefits solutions and services for middle-market companies, including general liability, employee benefits, commercial property, business auto, and cyber liability coverage.

New Orleans is an intricate market, and our team has the experience and deep knowledge to help you navigate it. Whether it’s weather-related risks specific to the area or securing coverage for other challenging exposures, our team is ready to help you succeed.

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What We Provide

Our New Orleans, Louisiana, office offers a variety of property and casualty solutions and services for middle-market companies, including general liability, commercial property, business auto and cyber liability coverages.

Benefits

We’re fluent in the changing healthcare regulations and design benefits packages based on clients’ specific needs and objectives.

Property and Casualty

Property damage, income loss, or liability claims can bite into your bottom line. Property and casualty insurance gives you the resources to get you back to business.

Personal Insurance

Securing your legacy means building a system of personal insurance and protection that helps cover the cost of life’s accidents and events.

Commercial Auto

We'll help keep your vehicles and clients safe and secure while working across the industry to find the products and services that work best for your business.

Professional Liability

Professional liability is complex. Our specialized experts will help you protect your business so that you can focus on your customers.

Directors and Officers

Safeguard directors and officers against the financial and reputational risks that come with responsibility and protect your company in the event of a claim.

Cyber Liability

When exposures are constantly changing, companies need risk mitigation and cyber liability insurance that can keep up.

Flood Insurance

Since most homeowners policies specifically exclude coverage for flood, we offer separate primary and excess coverage for flood-related damages and losses.

Restaurant, Bar and Tavern

Our experts evaluate everything from safety features to compliance with best practices to keep your restaurant, bar or tavern covered.

Retirement & Wealth Advisory

We help take the worry out of retirement and wealth management so you – and your employees – can focus on business. Implement smart retirement plans for happier, more focused, more productive employees. Empower your people with financial programs such as WellCents for Employees.

Employee Benefits

Strengthen your organization with a powerful suite of well-managed benefits that don’t break the bank. Build trust with your employees by offering them benefits that they actually want, including pharmacy savings that can help them get the care they need.

HR Consulting & Compensation

You don’t have to choose between focusing on your business and maximizing your HR functions. Especially in an inflation market, you need experts that will help you with compensation benchmarking and staying compliant. Gain access to in-depth analysis of choices, design, costs and the supporting due diligence needed for the successful implementation of any new HR initiative.