NFP (formerly Scott Litman Insurance Agency)
4500 Park Granada Boulevard, Ste 202, Calabasas, California, 91302
For nearly three decades, SLIA has offered P&C insurance and education to clients with a specialized focus on commercial habitational risk. The SLIA team serves Southern California homeowners’ associations, as well as property management companies, boards of directors, and landlords associated with mid-to-large-sized properties. In so doing, we have had the luxury of watching our clients thrive year after year.
Now, as part of NFP, our team has access to expanded expertise and capabilities, adding tremendous value to the wide-ranging needs of our clients. Our name might be changing, but we’re more dedicated than ever to bringing you the personal service you know and trust from the same team that you’ve worked with for over 29 years.
What We Provide
Our Calabasas, California office offers a variety of property and casualty solutions and services for middle-market companies, including umbrella insurance, workers' compensation, real estate and more.
HOA Insurance
Unpredictable weather and other risks can threaten your HOA property. Standard insurance may not offer full coverage, leaving you vulnerable. HOA property insurance protects against hail, fire, windstorms, and more, ensuring you're fully covered to recover quickly.
Commercial Earthquake Coverage
Many policies have gaps that even agents might overlook. Although it is impossible to predict when an earthquake will occur, having an earthquake policy in place protects your investment no matter when.
Workers Compensation
If you have employees, workers' compensation insurance is essential. This coverage protects both employees and employers, covering medical expenses and lost wages for on-the-job injuries, while also shielding you from legal risks.
Commercial Landlord Insurance
Is your commercial property adequately insured? Many policies fall short, leaving your property and tenants vulnerable to physical, financial, and legal risks. We can help identify coverage gaps, ensuring you and your tenants are fully protected.
Apartment Insurance
Imagine a disaster destroying your apartment building or a lawsuit financially crippling you. Without sufficient coverage, this nightmare could become reality. Over 90% of commercial insurance policies fall short, leaving many landlords vulnerable. The right coverage is essential to protect your property, income, and tenants.
Umbrella Coverage
An HOA umbrella coverage offers extra peace of mind by extending the limits of your general liability and directors & officers insurance. It covers legal defense costs and judgments in lawsuits, ensuring that you, your board, and HOA members are fully protected—even if other coverage limits are reached.
Real Estate
In today’s fast-paced market, real estate owners face many challenges. With unexpected insurance rate hikes impacting costs, having a proactive partner who keeps you informed and offers strategies to mitigate expenses helps you stay focused on your goals.
Directors and Officers
Directors and Officers (D&O) insurance is essential for HOAs, providing protection for board members from personal liability for claims over decisions made in their official HOA roles. Coverage can include legal defense costs, settlements and claims for mismanagement, discrimination or breach of fiduciary duty. Without D&O coverage, board members could be financially exposed even if they acted in good faith.
Fidelity/Crime
Crime insurance protects an HOA’s operating and reserve funds from financial losses due to theft, fraud, embezzlement or employee dishonesty. Since HOAs often manage large sums for repairs, maintenance and capital improvements, even a single incident of misappropriation can have devastating financial consequences. This coverage ensures board members and property managers are safeguarded against liability and helps maintain trust and financial stability within the community.
General Liability
General Liability insurance protects HOAs from financial loss due to third-party claims of bodily injury, property damage or personal injury occurring in common areas or as a result of HOA operations. Coverage can include legal defense costs, settlements and medical payments, making it essential for managing risks like slip-and-fall accidents, event-related injuries or negligence in property upkeep. Without this coverage, an HOA and its board could face costly lawsuits that threaten the association’s financial stability and reputation.
Team
Regional and Divisional Leadership

Local Leadership

Team Members
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