Affinity Groups

Mitigating dynamic and evolving exposures.

At NFP, we understand the inherent complexities faced by organizations in the cybersecurity space. We partner with you to create a fully integrated approach to risk management including risk mitigation and transfer mechanisms. The result is a tailored solution best suited to your organization’s needs.NFP’s objective has always been to stand beside and develop risk and financial strategies with our clients. Teaching, learning and building together in the increasingly complex world of cyber insurance is the best path forward. Each day—as the technology moves faster and faster—the opportunity grows for us to bring expertise and insight to clients to achieve their vision for the future.Analysis, Benchmarking and Dedicated SupportThe process begins with a true risk quantification. We breakdown your risk to match it to industry and comparable metrics to provide real time benchmarking. We have access to tools internally and externally to help you better understand your overall risk profile. These include proactive services to help you better prepare for a cybersecurity incident, a policy form with customized language taking into account your industry class, size and trends, a panel of extensive breach response vendors to help you respond to an incident should one occur, and a dedicated claims advocacy practice ensuring you obtain the maximum recovery under your insurance policy should a claim occur.The role of the broker is that of a true partner and extends beyond the insurance platform to provide consistent resources including a dedicated risk management portal to help understand the changing legal and regulatory landscape in which your company operates. In addition, we provide ongoing thought leadership in the forms of articles, whitepapers and webinars to help you understand the latest developments and emerging trends unique to your industry. Should a specific cybersecurity need arise relating to your organization’s regulatory exposure, third party vendor resources or anything else, NFP will guarantee your organization has the tools in place to respond.An Ongoing CommitmentOur promise to you does not end with an insurance risk transfer solution. Whether you experience a lost laptop, a full blown ransomware attack, data breach or other cyber or privacy event. Our claims advocacy practice is dedicated to working directly with you and your carrier to achieve a fast, equitable resolution to even the most complex claim or incident. We'll work to ensure that you are actively involved in the resolution of the cyber incident and your preference for vendors is heard.To learn more about how you and your entity can benefit from NFP’s cyber and technology leadership, contact us today.

Somebody to lean on.

Unfortunately, accidents do happen. When they do, know you do not have to deal with them alone. NFP is here to help.Our diversified National Claims team is your advocate and liaison with the workers’ compensation claims administrator to ensure the injured workers get the medical care they need to quickly recover and return to work. At the same time, the team proactively monitors the claims, ensuring they are positioned for cost effective resolution and accurately reserved. Your employees get the care they need faster, at a lower total cost of risk to you.Caring for Your Injured WorkersLike you, we care about your employees — and we want to make sure your relationships with them remain strong. From the onset of the accident until the injured employee is back on the job, we are there to guide you through a customized post-injury management plan that includes: Immediate post-injury response Medical management Transitional duty/Return to work programsBest Practices Rule NFP’s National Claims team follows a set of best practices that emphasizes the delivery of meaningful and valuable services to our clients. Our relationship with you is driven by a focus on understanding each claim and the coverages in place so we can maximize the benefits available to your company. Your NFP team: Provides valuable oversight and direction with the claims administrator to ensure that you have the information and resources to make the best financial, legal and ethical business decisions for the management of your workers compensation claims. Facilitates ongoing communication between you and the insurance carriers/TPA. Works with the claims administrators to resolve, close out and/or investigate claims issues. Interprets loss runs and other loss data to identify injury trends. Once identified, we will collaborate with you and our claims management specialists to implement injury prevention programs because the most cost effective injury is a prevented one. Monitors lost time/indemnity claims, litigated claims, and subrogated claims. This includes strategizing and establishing action plans for optimum resolution. Analyzes experience modification worksheets and prepare Experience Modification Projections. Identifies overlapping coverage and puts applicable policies on notice. Ensures that claims below policy deductible are evaluated and handled correctly. Creates client-specific handling instructions to set expectations for how the claim should be managed, clearly identify the communication flow between the you and the claims administrator, and address the handling of issues that may arise. Helps you better understand the workers’ compensation process and assists with the implementation of best practices that empower ownership and the ability for you to internally manage your workers’ compensation claims.Contact NFP today to learn how we can help you get the best possible outcome for you and your claims.