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South Carolina

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South Carolina surety bonds are used to guarantee many different services, from residential to contract bonds that cover public construction projects.

Surety bonds serve two important roles. First, they are an insurance policy to the associated obligee. When a principal enters a contract with the obligee and fails to fulfill the terms of the contract, the obligee can make a claim on the bond for adequate compensation.

Secondly, South Carolina bonding solutions are an extension of credit to a principal. When an obligee makes a claim, the principal is protected from hefty out-of-pocket expenses because the surety will handle the compensation of the involved obligee. This means that the principal will have more time to prepare themselves to pay back the surety. In fact, most bonds provided by surety companies to principals are offered at only a fraction of the face value of a bond (1 to 15% of face value in most cases).

Common South Carolina Surety Bonds


South Carolina surety bonds are used to guarantee many different services, from residential to contract bonds that cover public construction projects.

Surety bonds serve two important roles. First, they are an insurance policy to the associated obligee. When a principal enters a contract with the obligee and fails to fulfill the terms of the contract, the obligee can make a claim on the bond for adequate compensation.

Secondly, South Carolina bonding solutions are an extension of credit to a principal. When an obligee makes a claim, the principal is protected from hefty out-of-pocket expenses because the surety will handle the compensation of the involved obligee. This means that the principal will have more time to prepare themselves to pay back the surety. In fact, most bonds provided by surety companies to principals are offered at only a fraction of the face value of a bond (1 to 15% of face value in most cases).

Common South Carolina Surety Bonds

Contractors Bond
Auto Dealer Bond
Freight Broker Bond
Mortgage Bond
Private Investigator Bond
Insurance Broker Bond


How do I purchase a South Carolina surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in South Carolina. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

South Carolina Surety Bond FAQs

A wide range of professionals and businesses in South Carolina are required to secure surety bonds. This includes construction contractors (general, mechanical, residential specialty, pool installers), auto dealers, notaries, and freight brokers. These bonds are often a condition for licensing and help ensure compliance with laws and regulations.

Bond requirements vary depending on the profession. For example: Residential specialty contractors: $5,000 to $15,000. Premiums typically range from 1 to 10% of the bond amount per year, depending on credit, experience, and the specific bond type.

Notaries in South Carolina are required to post a $10,000 surety bond. The cost of a notary bond usually falls between $35 and $55 for a standard four-year commission. Some providers may offer bundled packages that include errors and omissions insurance along with the bond.

Yes. Even with a lower credit score, you can still qualify for many types of surety bonds in South Carolina. However, you may pay a higher premium, typically between 5 and 15% of the bond amount. In some cases, collateral or a co-signer may help secure more favorable terms.

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Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

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All Types. All States. The very best solutions for your surety bond needs.