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Nebraska

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A Nebraska surety bond is a contractual document that three parties create: the obligee, the principal and a surety company.

The principal is a business person or entity that wants to buy a surety bond. An obligee sets the bonding process in motion when they request a bond from their contractors. A surety is usually an insurance company of good standing.

A bond works as a guarantee of contract performance. When your surety company processes a bond for you, it's backing you up. It gives an assurance that you can accomplish a specific contract. The contract ensures that all parties involved play their part to make the project a success.

In the event of non-performance, the obligee can and usually does claim the bond. If their claim succeeds, the obligee receives compensation for the loss from your surety company. You will then have to reimburse the surety company.

Common Nebraska Surety Bonds


A Nebraska surety bond is a contractual document that three parties create: the obligee, the principal and a surety company.

The principal is a business person or entity that wants to buy a surety bond. An obligee sets the bonding process in motion when they request a bond from their contractors. A surety is usually an insurance company of good standing.

A bond works as a guarantee of contract performance. When your surety company processes a bond for you, it's backing you up. It gives an assurance that you can accomplish a specific contract. The contract ensures that all parties involved play their part to make the project a success.

In the event of non-performance, the obligee can and usually does claim the bond. If their claim succeeds, the obligee receives compensation for the loss from your surety company. You will then have to reimburse the surety company.

Common Nebraska Surety Bonds

Auto Dealer Bond
Public Adjuster Bond
Certificate of Title Bond
Insurance Adjuster Bond
Private Investigator Bond
Contractors Bond


How do I purchase a Nebraska surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in Nebraska. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

Nebraska Surety Bond FAQs

In Nebraska, surety bonds are required for a wide range of professions and business activities. These include motor vehicle dealers, public adjusters, notaries, collection agencies, money transmitters, mortgage professionals, and contractors working on public projects. The bond helps ensure these businesses follow state laws and fulfill their obligations.

The cost of a surety bond, also known as the premium, typically ranges from 1 to 10% of the total bond amount. For example, a $25,000 auto dealer bond might cost around $250 to $750 annually if you have good credit. Rates may be higher if your credit history is less favorable.

Yes. New business owners can qualify for surety bonds in Nebraska. While underwriting may consider limited financial history as a factor, many surety companies are willing to work with startups, especially for license or permit bonds. Additional documentation or higher premiums may apply depending on the bond type and risk level.

If a valid claim is filed, such as a customer alleging financial loss due to your business’s failure to meet legal or contractual obligations, the surety may pay out damages up to the bond amount. You, as the bondholder, are ultimately responsible for repaying the surety company, so it’s important to operate your business in compliance with all applicable laws and standards.

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Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

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All Types. All States. The very best solutions for your surety bond needs.