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Montana

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Montana surety bonds are like insurance policies that are intended to protect clients from contractors or commercial salespeople who fail to fulfill their obligations to them.

Bonds are essentially a contract between three parties: a principal, an obligee and a surety. The principal is the individual or business who is supposed to provide a service to a client, the obligee is the client, and the surety is the party who sells the bond. Even though a bond is intended to protect the obligee, it is the principal who is responsible for purchasing the bond.

Most sureties are written for contractors in the construction industry, especially for government projects and any projects that will cost over $100,000 to complete. Commercial bonds may also be required of professionals who sell new and used automobiles. These bonds are required for licensing purposes and are generally required for anyone selling more than one or two vehicles.

Common Montana Surety Bonds


Montana surety bonds are like insurance policies that are intended to protect clients from contractors or commercial salespeople who fail to fulfill their obligations to them.

Bonds are essentially a contract between three parties: a principal, an obligee and a surety. The principal is the individual or business who is supposed to provide a service to a client, the obligee is the client, and the surety is the party who sells the bond. Even though a bond is intended to protect the obligee, it is the principal who is responsible for purchasing the bond.

Most sureties are written for contractors in the construction industry, especially for government projects and any projects that will cost over $100,000 to complete. Commercial bonds may also be required of professionals who sell new and used automobiles. These bonds are required for licensing purposes and are generally required for anyone selling more than one or two vehicles.

Common Montana Surety Bonds

Auto Dealer Bond
Mortgage Bond
Freight Broker (BMC-84) Bond
Contractors Bond
Certificate of Title Bond
Auctioneer Bond


How do I purchase a Montana surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in Montana. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

Montana Surety Bond FAQs

Montana requires bonds for various purposes, including motor vehicle dealer bonds, notary bonds, contractor license bonds for well drilling, public broker bonds, debt management bonds, environmental reclamation bonds, and court/fiduciary bonds.

Auto dealer bond premiums usually range between 1 and 10% of the bond amount. For a $50,000 dealer bond, you might pay $500-$1,500 annually if your credit is strong, but up to $5,000 or more with weaker credit.

Yes. Many Montana bonds are available even with poor credit. Premiums are typically tiered:

  • Strong credit: 1-3%
  • Mid‐range: 3-5%
  • Lower credit: 5-10% or more

Some brokers offer specialized bad‑credit programs to help get you bonded.

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Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Commerical Surety Bonds

Construction Surety Bonds

License and Permit Surety Bonds

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All Types. All States. The very best solutions for your surety bond needs.