skip to main content

Mississippi

All types. All states. The very best solutions for your surety bond needs.
Agent and customer shaking hands after signing contract documents for realty purchase.

A Mississippi surety bond is required for professionals and businesses in industries such as construction and automobile sales, especially for contractors who are working on a project for the federal or state government.

There are several different types of Mississippi surety bonds available, but even though each one has its own purpose and requirements, most of them work in roughly the same way. A bond is a type of insurance that works to protect a client who hires a service provider (an obligee), even though it is the service provider (called a principal) who needs to purchase the bond.

If the principal fails to fulfill their obligations to an obligee, the obligee can file a claim against the surety bond. Should the claim prove to be valid, the surety — the insurance company that sold the bond to the principal in the first place — will reimburse the obligee for any funds that were paid according to the terms of the bond. It is then up to the principal to reimburse the surety for anything that was paid to the obligee.

Common Mississippi Surety Bonds


A Mississippi surety bond is required for professionals and businesses in industries such as construction and automobile sales, especially for contractors who are working on a project for the federal or state government.

There are several different types of Mississippi surety bonds available, but even though each one has its own purpose and requirements, most of them work in roughly the same way. A bond is a type of insurance that works to protect a client who hires a service provider (an obligee), even though it is the service provider (called a principal) who needs to purchase the bond.

If the principal fails to fulfill their obligations to an obligee, the obligee can file a claim against the surety bond. Should the claim prove to be valid, the surety — the insurance company that sold the bond to the principal in the first place — will reimburse the obligee for any funds that were paid according to the terms of the bond. It is then up to the principal to reimburse the surety for anything that was paid to the obligee.

Common Mississippi Surety Bonds

Auto Dealer Bond
Mortgage Bond
Liquor License Bond
Public Adjuster Bond
Pawn Broker Bond
Certificate of Title Bond


How do I purchase a Mississippi surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in Mississippi. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

Mississippi Surety Bond FAQs

In Mississippi, many licensed businesses must carry surety bonds to operate legally. These include motor vehicle dealers, contractors working on public projects, notaries, mortgage professionals, and money transmitters. The type and amount of the bond vary depending on the licensing agency and the specific industry.

Mississippi auto dealers are required to post a $15,000 auto dealer bond to obtain or renew their license. This bond helps protect consumers from fraud, contract violations, or failure to meet state regulations. With good credit, the cost is typically between $150 and $450 annually.

Generally, no. Most surety bonds are issued in connection with a state or local license application. The obligee (the government agency requiring the bond) typically needs to verify your license eligibility before accepting the bond. However, some court-related or personal bonds, like certificate of title bonds, may not require a license.

Getting bonded for the first time in Mississippi is simple. You’ll start by identifying the bond type and amount required by your licensing agency. Then, you complete a short application, undergo a credit check, and pay a premium. Most standard bonds are issued within 1-2 business days, and in many cases, the process is completely online.

Why Get Bonded Through NFP?

Fast and Easy
All Types. All States.
Surety Bond Experts
Strong Relationships
Pricing Flexibility

Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Commerical Surety Bonds

Construction Surety Bonds

License and Permit Surety Bonds

Can't find the surety bond you need? We’ve got you covered!

Fill out the form below and our team will reach out to provide expert guidance for your business or project.

Latest Insights

All Types. All States. The very best solutions for your surety bond needs.