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Kentucky

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In Kentucky, surety bonds act as a form of insurance in that they protect a hiring company or organization from the possibility of poor performance or non-compliance with the specifications of a particular job or project.

Sureties have also been referred to as "risk transfer mechanisms" because they reduce the risk taken on by a hiring company, and shift some of that risk onto another party in the bond transaction, the surety company.

Surety bonds serve as a kind of guarantee that the terms of a work agreement will be lived up to by everyone concerned, and when that doesn't happen, the aggrieved party can claim restitution.

One of the simplest forms of surety bonds in the state of Kentucky is the license and permit bond, which is required of certain contractors as a condition of doing business within state borders.

Common Kentucky Surety Bonds


In Kentucky, surety bonds act as a form of insurance in that they protect a hiring company or organization from the possibility of poor performance or non-compliance with the specifications of a particular job or project.

Sureties have also been referred to as "risk transfer mechanisms" because they reduce the risk taken on by a hiring company, and shift some of that risk onto another party in the bond transaction, the surety company.

Surety bonds serve as a kind of guarantee that the terms of a work agreement will be lived up to by everyone concerned, and when that doesn't happen, the aggrieved party can claim restitution.

One of the simplest forms of surety bonds in the state of Kentucky is the license and permit bond, which is required of certain contractors as a condition of doing business within state borders.

Common Kentucky Surety Bonds

Auto Dealer Bond
Contractors Bond
License and Permit Bond
Insurance Agent Bond
Public Official Bond
Fidelity Bond


How do I purchase a Kentucky surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in Kentucky. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

Kentucky Surety Bond FAQs

Surety bonds in Kentucky act as a financial safeguard, protecting consumers and the state from misconduct or regulatory violations by licensed professionals, such as auto dealers, notaries, mortgage professionals, and freight brokers, by ensuring there's compensation available if wrongdoing occurs.

Licensed auto dealers in Kentucky must post an auto dealer surety bond that typically ranges between $15,000 and $100,000, as mandated by the Motor Vehicle Commission. Premiums are determined by your credit score and underwriting risk and often fall between 1 to 3% of the bond value.

All Kentucky notaries must maintain a $1,000 notary surety bond, issued for a four-year term. Premiums are typically $35-$80, depending on the provider and whether you add errors and omissions insurance. Most notary bonds are issued immediately with no credit check required.

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Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Commerical Surety Bonds

Construction Surety Bonds

License and Permit Surety Bonds

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All Types. All States. The very best solutions for your surety bond needs.