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Kansas

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Kansas surety bonds come in many different types, which all provide some measure of protection for an individual or company against poor work performance or failure to live up to the terms of an agreement.

In that sense, surety bonds have been likened to insurance, since the point of bonding is to protect against some negative event, and if that event should then occur, compensation can be obtained by the party suffering the injury. The difference between insurance and bonding depends on which parties receive protection and which parties are required to pay compensation.

Surety bonds work in a manner similar to an insurance policy, because there is financial protection against some kind of undesirable event, which in the case of a bond is poor performance or non-compliance.

One example of how a surety works is when a municipal government agency hires a plumbing contractor to install all the piping and fixtures necessary in a new office building. The government agency would routinely require bonding of the contractor bidding on the job, and the amount of the bond would normally approximate the dollar value of the work to be performed.

Common Kansas Surety Bonds


Kansas surety bonds come in many different types, which all provide some measure of protection for an individual or company against poor work performance or failure to live up to the terms of an agreement.

In that sense, surety bonds have been likened to insurance, since the point of bonding is to protect against some negative event, and if that event should then occur, compensation can be obtained by the party suffering the injury. The difference between insurance and bonding depends on which parties receive protection and which parties are required to pay compensation.

Surety bonds work in a manner similar to an insurance policy, because there is financial protection against some kind of undesirable event, which in the case of a bond is poor performance or non-compliance.

One example of how a surety works is when a municipal government agency hires a plumbing contractor to install all the piping and fixtures necessary in a new office building. The government agency would routinely require bonding of the contractor bidding on the job, and the amount of the bond would normally approximate the dollar value of the work to be performed.

Common Kansas Surety Bonds

Contractors Bond
Auto Dealer Bond
Mortgage Bond
Liquor License Bond
Notary Bond
Money Transmitter Bond


How do I purchase a Kansas surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in Kansas. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

Kansas Surety Bond FAQs

Kansas mandates surety bonds, such as those for auto dealers, notaries, and mortgage professionals, as a safety net to protect consumers and ensure compliance with state laws. The bond guarantees a financial remedy if a business fails to meet its contractual or regulatory obligations. 

Dealers must post a $50,000 bond (increased from $30,000 as of January 1, 2022). Premium rates typically range from 1 to 10% of the bond amount, so expect to pay $500-$5,000 annually, depending on your credit score and underwriting process. 

Kansas law requires all notaries to carry a $12,000 surety bond for their four-year commission. A notary bond usually costs around $50, protects the public against errors or misconduct, and must be filed with the Secretary of State along with your notary application. 

Yes. Many bond types are available regardless of credit score, though underwriting may result in higher premiums, usually 5 to 15% of the bond total for applicants with lower scores. Some providers even offer special, bad-credit bond programs. 

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Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

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All Types. All States. The very best solutions for your surety bond needs.