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Iowa

All types. All states. The very best solutions for your surety bond needs.
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Surety bonds purchased in the state of Iowa are intended to provide a measure of protection for the company or organization requiring a contractor to buy the bond.

Bonds are similar to insurance in that monetary compensation can be gained if the terms specified in the bond are not fulfilled by the contractor. Unlike insurance, the party being protected by a surety bond is not the party actually buying the bond — it's the company or agency requiring purchase of a bond as a condition of employment.

These bonds are contracts between three parties, known individually as the principal, the obligee and the surety company, and each has a specific role in making bonds an effective means of conducting business. The principal purchases a bond because it is required by the obligee, and the surety company is a financial organization that sells bonds to the principal.

Common Iowa Surety Bonds


Surety bonds purchased in the state of Iowa are intended to provide a measure of protection for the company or organization requiring a contractor to buy the bond.

Bonds are similar to insurance in that monetary compensation can be gained if the terms specified in the bond are not fulfilled by the contractor. Unlike insurance, the party being protected by a surety bond is not the party actually buying the bond — it's the company or agency requiring purchase of a bond as a condition of employment.

These bonds are contracts between three parties, known individually as the principal, the obligee and the surety company, and each has a specific role in making bonds an effective means of conducting business. The principal purchases a bond because it is required by the obligee, and the surety company is a financial organization that sells bonds to the principal.

Common Iowa Surety Bonds

Auto Dealer Bond
Contractors Bond
Mortgage Bond
Money Transmitter Bond
Liquor License Bond
Private Investigator Bond


How do I purchase a Iowa surety bond?

NFP, the nation's largest and most reliable surety company, is authorized to issue many different types of surety bonds in Iowa. We can provide the best rates for your bond, as well as the fastest issuance, to get your business off and running.

Our short online application makes it easy. Click below to start the application process today.

Iowa Surety Bond FAQs

Surety bonds are a form of consumer protection. In Iowa, the state uses them to ensure licensed businesses — like auto dealers or contractors — operate ethically and meet their legal obligations. If a business violates state regulations or causes financial harm, a bond gives affected parties a way to recover damages.

Yes. Iowa law requires used motor vehicle dealers to post a $75,000 surety bond as part of the licensing process. This bond helps protect customers from fraud or contract violations and must be kept active for your license to remain valid.

Yes, but the premium may be higher. Many surety companies offer options for applicants with lower credit scores, often with rates between 5 and 15% of the bond amount. Some providers also offer credit, friendly programs or require collateral for high-risk bonds.

In addition to state-level requirements, many Iowa cities and counties require surety bonds for building permits, public works projects, or licensed trades. These bonds help ensure compliance with local ordinances and protect taxpayer funds in case of incomplete or faulty work.

Why Get Bonded Through NFP?

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Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Explore All Surety Bonds

Browse all of our surety bonds below or connect with the expertise and guidance of one of our surety bond specialists.

Commerical Surety Bonds

Construction Surety Bonds

License and Permit Surety Bonds

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All Types. All States. The very best solutions for your surety bond needs.