Valuables Insurance
Protecting what you hold dear.Tailored Protection For Jewelry, Fine Art, Collectibles and More
Your precious items are exactly that, and deserve protection commensurate with their importance.
Valuable items, such as jewelry, have limited coverage under your homeowners’ policy. NFP can design specific scheduled insurance to provide special protection for individual pieces or entire collections of jewelry, art, antiques, collectibles or any other property of special value that you wish to insure.
Why Valuables Insurance?
Homeowners policies typically cap coverage for categories like jewelry or silverware and may exclude common loss scenarios. A dedicated valuables policy can:
Align coverage to the item’s appraised or agreed value
Cover losses that aren’t always included in homeowners policies (e.g., accidental loss/mysterious disappearance)
Extend protection while items are away from home, in transit, or in storage
Reduce or eliminate deductibles on scheduled items, depending on your selections
Coverage terms vary by carrier and policy. Your NFP advisor will recommend options based on your items and usage.
What We Insure
- Jewelry & watches: engagement rings, diamond studs, heirloom pieces, luxury timepieces
- Fine art: paintings, sculptures, photographs, prints
- Collectibles: coins, stamps, sports memorabilia, comics, wine collections
- Antiques & decor: furniture, silverware, porcelain, rugs
- Specialty items: musical instruments, cameras, designer handbags
If it matters to you, and has meaningful monetary or sentimental value, we can explore protection options.
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