Private Client Group

A personal cyber product for your life.

As online threats such as ransomware attacks and data breaches continue to grow in frequency and severity around the world, NFP works to keep you protected.

Stay worry-free during your relaxation.

Planning a trip always comes with a certain degree of uncertainty. Whether a family member falls ill before you get on the plane or the hotel claims it didn’t receive payment for your prepaid reservation, your dream vacation can quickly become a nightmare.Travel insurance provides travelers with peace of mind. It protects them and their investment should a trip get canceled, delayed or interrupted because of a medical emergency, reservation issue, rental car damage or lost, stolen or damaged baggage.Travel insurance is available for all different types of travelers. There are options for those seeking a quiet weekend getaway within the country or spending months overseas. Travel insurance costs vary depending on your age, the length of trip, the cost of local healthcare, and additions, like 24-hour assistance coverage for your rental car.Before you travel, it’s also important to familiarize yourself with your health or auto insurance policies. Some of your policies may already cover medical or rental car issues, so travel insurance isn’t needed.Travel insurance can provide you and your family with worldwide travel protection services for individual trips or unlimited trips on an annual policy. Coverages available under travel policies include trip delay, trip interruption and baggage delay, as well as emergency medical transportation.Contact us today to learn how our personal insurance specialists can provide the appropriate coverage based on your specific needs.

Protecting what you hold dear.

Valuable items, such as jewelry, have limited coverage under your homeowners’ policy. NFP can design specific scheduled insurance to provide special protection for individual pieces or entire collections of jewelry, art, antiques, collectibles or any other property of special value that you wish to insure.

Keep their world covered.

A successful family office builds trust. The trust that comes from making smart decisions day after day, year after year, to support the family you work with. Whether you work with multiple families or one, and whether those families are multigenerational or a single household, the decisions family offices tackle are involved (and often complex). When you bring in an outside expert to organize personal insurance, you want to know that expert is as dedicated as you are.We are, first and foremost, consultants.Our family office teams are engineered to make your life easier and ensure your client’s possessions have efficient insurance coverage, no matter how far flung or unique those possessions may be.Service-First ApproachHigh-quality service is paramount. When a family office begins a relationship with NFP, they can expect several things: Relationship continuity: The consultant who begins your relationship with NFP will be part of your team on an ongoing basis. We don’t distinguish between “sales” and the service experience. Reliability is vital to a strong working relationship. Risk management approach: We gather copies of all current insurance, and search for ways to consolidate and create efficiencies. A family with six homes might have six different policies through six different insurance companies — making them a relatively small customer with little sway at each one. As a national firm, our team can ease administration, ask the right questions and set up an insurance strategy that is advantageous to your client, working with insurance companies directly to position their risk strategically. Ongoing interaction: After placing insurance for your clients, we stay in touch. We monitor the situation on an ongoing basis, with touchpoint frequency determined by the complexity of the insurance portfolio. At a minimum, we follow up once a year before renewals. For more complicated cases (such as insuring collectors), we touch base more frequently — several times a year, monthly and any time your client’s portfolio changes. Your Purpose-Built TeamWe ensure our teams contain all the skillsets necessary to move forward effectively. Tactical professionals proactively dot i’s and cross t’s to ensure each new coverage transaction is positioned well and completed quickly. Consultants and analysts offer insights into trends and advise on key next steps.The size of your NFP team will vary depending on the size and complexity of your client, but will never be smaller than three people for a single family.Many family offices run into challenges when client needs outgrow a local broker relationship. Particularly in a difficult market, national reach is vital. As a national team, we are able to consolidate client risk under a core insurer, making them a larger client with more leverage. For clients in more difficult markets (such as California and Florida) a strategic broker and strong insurer relationships can be the difference between securing coverage and being declined. Our depth of expertise, combined with our scale, allows us to overcome the many complications that can lead to service issues when working with smaller firms that simply cannot keep up.A dedicated team with a national network can open the door to better service, better pricing and better terms. Our experts have been in the business a long time and can provide the senior guidance and insurance best practices that are vital to long term success.Access, Resources, SupportNFP helps family office clients safeguard their assets and preserve their wealth for generations to come. We provide clients with access to the specialized resources of a company with offices throughout North America along with a high level of personalized service.We can help with whatever your clients need covered, including: Estates and historic houses Prestige homes and contents Overseas property Public liability Personal cyber insurance Directors and officers insurance Key person and business insurance Bloodstock and equestrian Luxury, performance and antique cars Yachts and other watercraft Fine art and other high-value collections Contact us to learn how we can help your clients with the personal risk coverage they require.

Preserve your legacy.

When it comes to financial security for you and your family, pre-packaged solutions just aren’t good enough.How to protect your personal wealth is one of the most important decisions you’ll ever make. You need a thoughtful and thorough approach to estate planning that merges your personal, financial and philanthropic goals. And it needs to be flexible, because life is anything but predictable.But before we create your tailored, tax-efficient plan, we listen. What do you want to accomplish and by when? Who’s most important to you? How much risk can you handle emotionally and financially? It’s a deeply personal – and extremely discreet – conversation that results in the best strategy for you.Part of that strategy may be life insurance, which is way more than a liquid asset your heirs can use to pay taxes. We'll help you decide how much to put toward a life insurance premium and how life insurance can be used to fund other gifts. Our membership organization PartnersFinancial is made up of elite insurance professionals who can help ensure you get the solution that works best for you from a top carrier.