Firearms Instructor Insurance

Protection for your day-to-day operations.

Firearms instructors need to remain vigilant, protecting themselves against risk from all accidents including injury, damage, negligence and even fatality. Depending on the type of training you do and the facility in which you operate, you need an individualized plan that is cost effective and addresses your liabilities.

Whether you’re a sole proprietor or run a larger operation, our plans offer you complete coverage for injuries and medical expenses, damage to your facility or to your clients’ personal property, and the threat of legal action.

As a firearm instructor, you’re bound by law to promote safe firearm handling among your patrons. Be sure to take the same care to ensure that you and your business are safe as well.

Firearms Instructors Insurance Guidelines

Eligible Risks

• Private sector firearms training such as basic pistol, home defense, etc.
• Security guard training.
• Limited military/law enforcement training to marksmanship and shooting fundamentals.
• Guests will sign an approved liability waiver/assumption of risk form.
• Parents or guardians of minors will sign an indemnity agreement.
• Instructors must hold NRA or equivalent certifications for instruction.

Ineligible Risks

• Operations where primary instruction is in non-firearms classes such as driving skills, martial arts, etc.
• International operations.Instruction in explosives, IEDs or similar devices.
• Any account permitting alcohol to be consumed prior to or during activities.
• Situational or scenario-based law enforcement or military training.
• Automatic weapons.

The NFP Difference

Other insurance brokerages offer a scaled back version of true comprehensive general liability policy. With firearms instructor insurance coverage from NFP, there’s:

• No need to be a member or affiliated with any associations.
• No exclusions for use of “simunitions.” Claims from simuitions are not excluded.
• Professional liability Included for no additional fee.
• No exclusions for failure to obtain proper permits and licensing (GL).
• No exclusion for professional liability claims if not licensed and certified to teach and train the use of firearms.
• No cross-suit exclusions.

Call us at 303-951-5050 today to protect yourself against the inherent risks faced by professional firearms instructors.