Insights

On January 17, 2026, New Jersey enacted a new law (Assembly Bill 3451) to expand eligibility and coverage under the New Jersey Family Leave Act (NJFLA), which provides qualifying employees with job-protected leave for certain recognized reasons. Beginning July 17, 2026, the NJFLA would cover employers with 15 or more employees and would extend eligibility to employees who have worked at least three months and not less than 250 base hours during the preceding 12-month period. Under existing law,

The San Francisco Office of Labor Standards Enforcement (OLSE) has released the 2026 poster for the City and County of San Francisco Health Care Security Ordinance (SFHCSO). All covered employers remain required to post the notice in all workplaces and job sites, or deliver it electronically or by mail to those working remotely in San Francisco, after it becomes available. Covered employers are generally those with 20 or more employees worldwide, at least one of whom works in San Francisco. Emp

On January 7, 2026, the Arizona Department of Insurance and Financial Institutions (DIFI) published Regulatory Bulletin 2026-01. The bulletin provides guidance to ensure uniform adherence among Arizona health plans regarding mandatory coverage of biomarker testing. The bulletin was issued, in part, to respond to observed noncompliance, especially denials based on outdated utilization review criteria. Since January 1, 2023, Arizona law has required insurers to cover biomarker testing if it provi

Life insurance can be a crucial pillar of financial protection for those who mean the most to you.

NFP's Benefits Compliance team takes a closer look at health savings accounts and discusses their core mechanics, common issues, and 2025 changes.

While we don’t know when or where an emergency will strike, there’s a good chance you’ll have to deal with one eventually - that’s life.

Step back, clarify your financial goals, and build a strategy that positions you for a strong year ahead.

Do you hear that? It’s the beach calling! It’s the time of year where thousands of students feel the pull of surf and sand and hit the road for spring break.

For most of us the conversation isn’t whether or not we’ll need long term care, but rather when