Insights

Yes. The recently signed OBBBA (President Trump Signs One Big Beautiful Bill Act | NFP) allows employers who sponsor qualified HDHPs to offer first-dollar telehealth services to participants without impacting HSA eligibility. This legislation makes this exception permanent, effectively retroactive as of January 1, 2025. As background, for a participant to be eligible to make or receive tax-favored contributions to an HSA, the participant must be covered under a qualified HDHP and have no imperm

This article includes our new "NFP Observations" format, which combines compliance information with commentary and practical insights from our Benefits Compliance team. Voluntary benefits (also referred to as supplemental or worksite benefits) are gaining traction as a budget-sensitive strategy for enhancing total rewards. With options like critical illness, accident, hospital indemnity, life, disability, dental, vision, pet insurance, and ID theft coverage, these offerings allow employers to s

On July 22, 2025, the IRS released Revenue Procedure 2025-26, which in part provides indexing adjustments for penalties under the ACA employer mandate. The ACA requires applicable large employers (ALEs), those with 50 or more full-time employees and full-time equivalent employees, to offer affordable minimum value (MV) coverage to all full-time employees and their dependents or risk a penalty. Notably, the employer mandate penalty amounts for 2026 are increased from the 2025 penalty amounts. Fo

On June 6, 2025, the Washington Employment Security Department released the average annual wage amounts for 2024. The average annual wages are used to calculate paid family and medical leave maximum benefit levels for new claims filed on or after January 1, 2026. Based on an average weekly wage of $1,830 in 2024, the maximum weekly paid leave benefit will be $1,647 for new claims filed on or after January 1, 2026. The minimum weekly paid leave benefit will remain at its current amount, which is

Do you know the benefits of holding a non-owner auto insurance policy and why and when it might be right for you?

If you are a contractor or other type of business owner, you may have good reason to explore what it means to be surety bonded.

Our Benefits Compliance team discusses fiduciary considerations when selecting, monitoring, and contracting with service providers.

In today’s complex & capital-intensive construction environment, traditional insurance models face limitations, particularly when navigating unique project risks, rising costs or coverage gaps that standard market solutions may not fully address.

Written by Anne Praino, Account Manager, Corporate Benefits Let’s face it—personal finances can feel like an endless game of Whac-A-Mole. Just when you’ve tackled one expense, another pops up out of nowhere (think..surprise car repair). And unfortunately, financial stress doesn’t stay neatly contained within your personal life. It tags along to work, clouding your focus, fueling anxiety, and making even the most routine tasks feel overwhelming. The good news? Financial wellness isn’t just a per