Insights

Step back, clarify your financial goals, and build a strategy that positions you for a strong year ahead.

Do you hear that? It’s the beach calling! It’s the time of year where thousands of students feel the pull of surf and sand and hit the road for spring break.

For most of us the conversation isn’t whether or not we’ll need long term care, but rather when

As a refresher, beginning with the 2026 tax year, the maximum annual election for dependent care FSAs (often referred to as DCAPs) increased from $5,000 to $7,500 (or from $2,500 to $3,750 if married filing separately). This is an optional increase and employers are not required to utilize the increased amount. While the increase is welcomed by employees, employers need to be mindful of Section 129 nondiscrimination rules that apply to DCAPs. DCAPs often fail nondiscrimination testing because h

From wellbeing & AI governance to skills-based workforce planning & compliance. Explore the 5 trends shaping 2026 that HR leaders should be watching.

Hawaii's Department of Labor and Industrial Relations recently announced the 2026 Temporary Disability Insurance (TDI) maximum weekly benefit and contribution amounts. The weekly benefit amount remains 58% of an employee's average weekly wages. However, the maximum benefits amount was increased to $871 per week for 2026. In addition, an employer may withhold TDI contributions equal to one-half the premium cost but not more than 0.5% of the employee's weekly wage, with the maximum not exceeding

In 2024, Illinois enacted Public Act 103-0751, which amended the Illinois Insurance Code to address infertility coverage requirements levied on group health plans. This legislation created a tiered approach for coverage requirements, beginning with policies that cover more than 25 employees. Until December 31, 2025, medical policies amended, delivered, issued, or renewed in Illinois that provided pregnancy-related benefits must cover infertility benefits if the policy covers more than 25 employ

On December 19, 2025, the DOL, HHS, and IRS (the departments) proposed rules to update healthcare price disclosures required by the Transparency in Coverage final rule (TiC rule). The proposed rules were issued in response to a Trump executive order, which called on the departments to improve the accuracy, reliability, and usefulness of the disclosures. (Please see our March 4, 2025, article on Executive Order 14221.) Group health plans and insurers will need to comply with the updated rul

The Commonwealth of Massachusetts issued new guidance on December 29, 2025, about tax withholding and reporting requirements for state-paid family medical leave (PFML). Massachusetts was planning to implement new taxation and reporting requirements for leave in 2026 due to changes in IRS rules. Rather, in accordance with the recent IRS guidance, withholding and reporting requirements related to Massachusetts's PFML payments that employers must follow will generally remain the same for 2026; emp