Insights

On August 6, 2025, the IRS issued a reminder that principal and interest charges on employees’ qualified education loans are eligible expenses under educational assistance programs. Employers can either reimburse the employee or pay the lender directly for qualified education loan expenses up to the $5,250 annual limit. Note that other eligible expenses include items such as current tuition, fees, books, and supplies. To qualify as a Section 127 educational assistance program, the employer plan

On August 1, 2025, the New Mexico Office of the Superintendent of Insurance released Bulletin 2025-005 as a public reminder to health insurers of recent changes to the state’s Prior Authorization Act. As background, on April 7, 2025, Gov. Lujan Grisham signed into law SB39, which amended the Prior Authorization Act by: Removing prior-authorization and/or step therapy requirements for Food and Drug Administration (FDA)-approved drugs used off-label for the treatment of rare diseases or conditio

On August 4, 2025, the Ninth Circuit Court of Appeals held that an employer cannot unilaterally impose arbitration provisions on plan participants through plan amendments. Specifically, the court held that employers cannot bind participants to arbitrate ERISA claims without their express consent and that the plaintiff in the case had not agreed to arbitrate ERISA claims as required under the Federal Arbitration Act (FAA). Background The plaintiff in the case, Robert Platt, brought an ERISA clas

On June 20, 2025, Gov. Abbott signed SB 2544 into law. The law established a 180-day deadline for out-of-network providers and health plan issuers or administrators to request mediation in a balance billing dispute. Under Texas law, out-of-network providers must follow a mediation process established by the Texas Department of Insurance (TDI) to resolve billing disputes with plans regulated by the state (or self-insured plans that opted into the process). The law imposes this requirement on ful

Workplace diversity is a complex legal balancing act, and the rise in reverse discrimination lawsuits signals that DEI backlash is no longer cultural — it is becoming a matter of law.

Join NFP experts as they unpack OBBBA’s impact on HSAs, PFML, DCAP, telehealth, Medicaid, ACA Marketplaces, and more for employers.

As federal enforcement of I-9 compliance increases, it's more important than ever for employers to stay vigilant and in compliance with immigration law.

Learn how to address pharmacy deserts and protect employee health, equity and costs as closures rise across urban, suburban and rural areas.

Explore how trade policy shapes drug pricing and pharmacy access, and what shifting tariffs mean for patients, supply chains and future care costs.