The short answer is no. An offer of COBRA is required if both of the following are true: one of the seven allowable COBRA triggering events occurs and a loss of coverage results. Sometimes an individual will experience a triggering event, but if it does not result in a loss of coverage, it is not considered a COBRA-qualifying event. Entitlement to Medicare (i.e., enrollment) is listed as a triggering event. However, it rarely leads to a loss of coverage due to the reasons discussed below.
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