Insights

With the enactment of H 35 on February 19, 2025, Vermont permanently separated its individual and small group health insurance markets. The state had required health insurance carriers to merge the two markets and their underlying risk pools following the passage of the federal ACA. However, the state began allowing the separation of the two markets on a temporary basis in 2022. Effective January 1, 2026, insurance carriers in Vermont shall determine the premiums for individual market plans sep

Beginning January 1, 2025, California employers are no longer able to require employees to use up to two weeks of paid time off (PTO) or vacation leave before receiving state-paid family leave (PFL) benefits. Previously, California employers could require employees to take up to two weeks of accrued vacation before employees could access PFL benefits. This change was a result of legislation, AB 2123, which was signed by Gov. Newsom on September 29, 2024. Employers should carefully review their

The current focus on ERISA health and welfare plan fiduciary obligations is likely here to stay.

Explore the latest trends in HR, technology, and artificial intelligence in this edition of Echo.

Adequate protection is vital for individuals and families that employ domestic staff. EPLI can help provide you with the necessary coverage.

Regardless of how you phrase it, the fact is data is an immensely valuable asset for any business and should be protected.

It is no secret that in recent years, high-profile construction projects have increasingly been awarded to non-union contractors. One contributing factor has been the rising costs associated with work-related injuries. Projects that were union-driven a decade ago are now disproportionately going to non-union labor. This trend is especially visible in New York City, where union construction work has steadily declined over the past twenty years. The time is now for union labor to reclaim its posi

In this month's session, we focus on the importance of maintaining financial health through strategic planning.

On February 22, 2025, a federal court in the District of Maine dismissed a proposed class action lawsuit which sought to characterize obesity as a disability under Section 1557 of the ACA. The plaintiff brought the case against the insurance carrier that administered the health plan the plaintiff participated in. The plan does not provide prescription drug coverage for weight loss. The plaintiff claimed that this was discrimination based on a disability and a violation of Section 1557 of the AC