Insights

On November 15, 2024, the Oregon Employment Department announced the Paid Family and Medical Leave Insurance (Paid Leave Oregon) contribution rates for 2025. The Paid Leave Oregon contribution rate for 2025 will remain at 1% of employee wages up to the federal Social Security taxable wage maximum ($176.100 in 2025). Both employers and employees pay contributions to the Paid Leave Oregon Trust Fund; these contributions are divided between employees and employers, with 60% of the rate paid by emp

In short, no, not necessarily. However, the simplest course of action is to distribute the CHIP notice to everyone. The Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) created a voluntary program whereby state governments could elect to provide a premium subsidy for individuals to enroll their dependent children in their employer-sponsored group health plan coverage instead of enrolling directly into the state Children’s Health Insurance Program (CHIP) or Medicaid cover

On November 7, 2024, the DOL and IRS (the agencies) issued joint guidance providing an extension of various compliance deadlines for employee benefit plans, participants, beneficiaries, qualified beneficiaries, and claimants directly affected by Hurricane Helene, Tropical Storm Helene, or Hurricane Milton. In a separate announcement, Disaster Relief Notice 2024-01, the DOL provided additional relief for such plans and individuals. The joint guidance is primarily designed to minimize the possibi

On September 28, 2024, California Gov. Gavin Newsom approved SB 1090, which increases California state disability insurance (SDI) and paid family leave (PFL) benefits and takes effect on January 1, 2025. Effective January 1, 2025, these programs will generally provide 70%-90% wage replacement for California workers, an increase from the current 60%-70% range. Wage replacement will be based upon the amount of wages paid to an individual during the quarter of their disability base period in

The District has announced the updated maximum weekly benefit amount payable for the city’s paid family and medical leave program (DC PFL), effective October 1, 2024. Weekly Maximum Benefit Amount The District’s minimum wage was increased to $17.50/hour. As a result, the maximum weekly benefit amount – which is calculated as 90% of the employee’s average weekly wage based on the statutory minimum wage – will increase to $1,153 per week from $1,118. DC PFL’s maximum weekly benefit is updated on

The Department of Family and Medical Leave (DFML) recently released the 2025 Paid Family Medical Leave (PFML) workplace posters, model notices, and rate sheets to reflect the 2025 rates in several languages. The poster and notices must be available in English and each language that is the primary language of five or more individuals in an employer's workforce if these translations are available from DFML. All employers (including employers with private or self-insured plans) are required to dis

The NJ Department of Labor and Workforce Development (LWD) announced the 2025 Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) contribution rates and maximum weekly benefit amounts. Below are the 2025 contribution rates for employees who work in NJ: 2025 2024 TDI 0.23% 0.00% FLI 0.33% 0.09% As the above chart shows, in 2025, there will be employee contributions for TDI and FLI. Employers are not required to contribute to FLI.

On October 10, 2024, Oregon’s Division of Financial Regulation (DFR) issued Bulletin 2024-8, which provides guidance to insurers who reduce short-term disability (STD) benefits because of benefits received through Paid Leave Oregon. Generally, the bulletin provides that if the terms of an STD policy allow the insurer to reduce STD benefits due in any part to the availability of Paid Leave Oregon benefits, all plan documents must clearly and conspicuously inform consumers that: They might be el

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