Insights

While you are likely aware of your business's need for commercial insurance or insurance that protects your business from unexpected events, it’s challenging to know where exactly your liabilities fall

As remote and international work arrangements become standard for many U.S. companies, the complexity and cost of delivering healthcare benefits across borders is rising fast. Traditional local health plans, managed country by country, often fall short leading to administrative headaches, inconsistent care and mounting expenses. So how can your organization simplify HR operations, support globally mobile employees and stay competitive in today’s global talent market? Well, a global medical plan

Join our Benefits Compliance team as they discuss important federal laws impacting employees, including COBRA, the FMLA, and other federal mandates.

Learn how ransomware attacks are evolving, check up on the GLP-1 drug supply, and see how HR departments are adopting AI.

If you own a vehicle, you know it’s an investment—and proving ownership is essential. But what happens if you lose your title or the paperwork is incomplete? In Texas, you can apply for a bonded title, a legal solution that helps establish ownership when the original title is missing or incorrect. What is a Bonded Title in Texas? A bonded title is a certificate of title issued by the Texas Department of Motor Vehicles (TxDMV) when ownership cannot be proven through standard documentation. To pr

Many people dream of starting their own cleaning service but don't understand everything that's needed to start a business. It takes more than just a few customers and cleaning supplies to properly start your business. There are other tools that you'll need to arm your business in order to have some essential tools needed to protect yourself and your potential customers. Most new business owners don't understand why they'd need a janitorial bond to clean houses. However, arming your business wi

What is a Corporate Surety Bond? So, what is a 'corporate surety bond'? In short, it's another word for 'surety bond.' Some people just happen to add the extra word. A corporate surety bond is a three-party agreement designed to guarantee performance and protect financial interests in business transactions. The surety promises to cover losses if the principal fails to meet contractual obligations, ensuring the obligee is safeguarded against default. This structure builds trust, facilitates comp

Possibly. First, if an employer discovers a failure to offer COBRA in a timely manner, they should consult with their own legal counsel. This is important because qualified beneficiaries interested in maintaining health coverage are typically more likely to file complaints with the DOL to enforce their COBRA rights. A failure to meet COBRA requirements can potentially result in an employer facing significant penalties, participant lawsuits, and even the self-funding of participant claims. For t

In April, Gov. Huckabee Sanders signed numerous healthcare bills into law. Act 424 (previously SB 83) mandates coverage for breast reconstruction surgery and requires prior authorization for breast reconstruction surgeries. The act requires health benefit plans to cover all services provided for breast reconstruction surgeries and to cover any surgery determined to be the best course of treatment by a healthcare professional consistent with prevailing medical standards. Additionally, if a cover