Insights

If you are a contractor or other type of business owner, you may have good reason to explore what it means to be surety bonded.

Our Benefits Compliance team discusses fiduciary considerations when selecting, monitoring, and contracting with service providers.

In today’s complex & capital-intensive construction environment, traditional insurance models face limitations, particularly when navigating unique project risks, rising costs or coverage gaps that standard market solutions may not fully address.

Written by Anne Praino, Account Manager, Corporate Benefits Let’s face it—personal finances can feel like an endless game of Whac-A-Mole. Just when you’ve tackled one expense, another pops up out of nowhere (think..surprise car repair). And unfortunately, financial stress doesn’t stay neatly contained within your personal life. It tags along to work, clouding your focus, fueling anxiety, and making even the most routine tasks feel overwhelming. The good news? Financial wellness isn’t just a per

In this quarter's The WellCents^® Show, the hosts share practical tools and knowledge to confidently manage investments, plan for retirement, and navigate market changes.

Learn how climate change and tariffs are impacting the construction industry and discover the evolution of family caregiver benefits.

On June 20, 2025, CMS issued the “Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability Final Rule.” The rule makes several changes to annual cost-sharing limits and the definition of essential health benefits. The rule updates the methodology for calculating the “premium adjustment percentage,” which results in a revision of the previously announced maximum annual limit on cost-sharing for 2026 (which we originally reported on in an article in the October 22, 2024

On June 16, 2025, in J.H. et al v. United Behavioral Health et al, the United States District Court for Utah ruled that the defendant insurer’s decision to deny residential treatment benefits for an ERISA plan participant was arbitrary and capricious. The court granted summary judgment to the plaintiffs and remanded the case back to the insurer for reconsideration of the denied claims. Background In this case, the plaintiffs are parents of a daughter who was treated in a residential treatment f

Forty-four states currently have laws that require the continuation of group health insurance coverage that would otherwise be lost because of the termination of employment, reduction of hours, or other reasons. Many of these laws mirror some or most of the provisions of the federal COBRA law and are, for this reason, often called "mini-COBRA" laws for short. The key to understanding mini-COBRA laws is the general principle that where a state law and a federal law conflict, the federal law take