Insights

Adequate protection is vital for individuals and families that employ domestic staff. EPLI can help provide you with the necessary coverage.

Regardless of how you phrase it, the fact is data is an immensely valuable asset for any business and should be protected.

In this month's session, we focus on the importance of maintaining financial health through strategic planning.

On February 22, 2025, a federal court in the District of Maine dismissed a proposed class action lawsuit which sought to characterize obesity as a disability under Section 1557 of the ACA. The plaintiff brought the case against the insurance carrier that administered the health plan the plaintiff participated in. The plan does not provide prescription drug coverage for weight loss. The plaintiff claimed that this was discrimination based on a disability and a violation of Section 1557 of the AC

The DOL's Advisory Council on Employee Welfare and Pension Benefit Plans (the Council) recently issued a report examining the group health plan benefit claims and appeals process. In particular, the report studies the reasons behind low participant appeal rates and makes recommendations to address this concern. Under ERISA, group health plan fiduciaries must establish and maintain reasonable claims procedures that allow participants to apply for and receive promised benefits. Plans (including i

The short answer is no. An offer of COBRA is required if both of the following are true: one of the seven allowable COBRA triggering events occurs and a loss of coverage results. Sometimes an individual will experience a triggering event, but if it does not result in a loss of coverage, it is not considered a COBRA-qualifying event. Entitlement to Medicare (i.e., enrollment) is listed as a triggering event. However, it rarely leads to a loss of coverage due to the reasons discussed below. For e

Since assuming office in January, the Trump administration has issued a historic number of executive orders and proposals that could eventually affect group health plan design and administration. While executive orders do not make any immediate changes to existing law, they may direct certain federal agencies to issue new regulations and guidance in the near future and could also serve as a blueprint for future legislative and regulatory priorities. Among the proposals currently being considere

The talent acquisition landscape is always in flux, compelling organizations to refine their approach to employee recruitment and retention. This has caused modern recruitment strategies to evolve beyond traditional hiring practices to encompass more of a comprehensive talent management framework. One that aligns with organizational objectives while adapting to evolving workforce expectations. Understanding your recruitment effectiveness demands thoughtful analysis of past performance in t

On February 25, 2025, President Trump signed an executive order titled “Making America Healthy Again by Empowering Patients with Clear, Accurate, and Actionable Healthcare Pricing Information.” The order augments Trump’s prior efforts to increase transparency in healthcare pricing for hospitals and health plans, initiated in 2019 with Executive Order 13877. Generally, the newly published executive order directs the DOL, HHS, and Treasury (including the IRS) to take certain steps within 90 days