Real Estate

A foundation of specialized expertise.

Significant risk exposures are a reality of the construction industry. Every operation brings a unique set of challenges and it takes specialized expertise and solutions to overcome them. Understanding the intricacies of each project – and having the reach and relationships to provide comprehensive, cost-effective solutions – allows our Construction Services Group to continuously deliver the depth, breadth and quality that leaders from across the construction industry have come to expect from us.Focused ExperienceOur team has firsthand experience working in the construction space so we have the perspective to recognize exposures, identify coverage gaps and create efficiencies. Specific factors – including worker safety, cyber threats, claims management, workforce engagement, alternative funding, HR support and more – require specific knowledge to help you seize opportunities, avoid issues and stay on track.With our approach, you get a team focused on your overall insurance program. By applying expert perspectives and quality data in the context of your goals, our process assesses where you are and drives a plan to get you where you need to be. Review your current program Develop a risk management strategy based on your risk tolerance Evaluate your claims management Consult on loss control, risk transfer and safety Provide actuarial servicesWe’re uniquely focused on two primary areas of your business plan, proactively utilizing insight, creativity and relationships to create the best possible risk management and insurance programs for our clients: Property and casualty, including corporate, project specific, builders risk and surety programs Wrap-up coverage, which features best-in-class contractor-controlled and owner-controlled programs Invested ExpertiseOur team of professionals has worked in the industry for decades so we are experts in large commercial construction, commercial grade residential, homebuilders and residential construction. We understand the nuances of various industry players, from employees on the construction ownership side to general contractors.With an understanding of your unique needs, we then leverage our extensive market relationships to secure best-in-class pricing. Outside of the usual workers’ compensation, general, automobile and umbrella liability, we have teams that specialize in professional, environmental and fiduciary coverages, loss control and claims management, and alternative risk strategies. We consistently focus on balancing the risk retained with the total cost of risk you can assume, enabling growth as you execute your business plan.Clients rely on our technical expertise in key areas of their operations, including: Construction claims Loss control and safety Actuarial services Captives Environmental SuretyA Service Model that Stands ApartOur team is highly specialized – construction is all we do – so we look at every challenge and every solution with that perspective. In every interaction, our clients benefit from working with professionals who know their business and speak their language.This benefit extends to service, which remains a critical differentiator in the construction industry. We believe having the right people behind you is a meaningful competitive advantage in any market. Working with the Construction Services Group at NFP delivers the best of both worlds — a nationwide reach that creates opportunities and efficiency, with specialized expertise, long-term relationships and a dedicated local presence to provide hands on support when our clients need it most.In terms of client support tools, we have the technology, insight and commitment to data that helps to drive decisions and quantify value. Key tools include: Benchmarking Trend and loss analysis Proprietary wrap system Incentive programs Site reviews Safety training Custom subcontractor default programs WearablesElite Advocates for Sturdy CoverageOur Construction Services Group provides deep industry and product expertise and embraces the opportunity to look at problems differently and solve them. We are client advocates who understand complex risk, which makes us highly effective at negotiating to shape submissions to the market and achieve the results required to thrive in any environment.Whether you're standing tall in the construction world or just now breaking ground, we have the expertise, capabilities and solutions to help you elevate your competitiveness and accelerate your growth. Let’s start building a relationship today.

Standing between renters and risk.

If you rent a home, town home, condo or apartment, the landlord or owner is typically responsible for insuring the building, but little else. So, what does that mean for your belongings should something happen?Your property – clothes, furniture, electronics – isn’t covered by your landlord’s insurance. So it’s important to protect yourself from the unexpected by finding a renters’ insurance policy that fits your needs.Standard renters’ insurance includes personal property coverage, which covers basics like clothing, furniture and appliances in case they are damaged by fire, water or vandalism. It also protects you against theft.Although standard renters’ insurance policies cover the basics like your property, other options include: Personal liability coverage – covers medical costs if you’re responsible for someone getting injured at your home. Loss of use coverage – helps you pay for lodging should your home become damaged or uninhabitable. Protect yourself today by getting renters’ insurance to guard yourself against the unexpected, with replacement cost coverage and claims services.

Here when it matters most.

By developing an excess liability program tailored to your exact needs, we can help you better make sure you're covered during the good, the bad and everything in between.Get the additional limits of insurance you're looking to truly cover your bases so you can get back to work. We're not tied to any specific vendor or product, which means we find what will work best for you to support your business's success, expansion and security.Talk with us today about setting up comprehensive protection for your people, places and products.