Drive business through executive incentives aligned with your company's values, assets and strategy.

To motivate your executives to work hard and stick around, consider paying the premiums on a specially designed employee-owned life insurance policy. The premium amount becomes a compensation bonus to the executive.

With these plans, the premium amount is tax-deductible to you. We structure these plans so the policy's tax-advantaged cash value accumulation and death benefits provide:

  • Survivor income
  • Retirement income
  • Estate liquidity
  • Disability income protection
  • Educational funding

Want to sweeten the retention pot? You can add a restrictive endorsement that limits the executive’s access to the policy cash values until a certain date.