Even when you have folks helping you stay on top of your daily life, risk can loom around any corner.
Domestic employees such as housekeepers, caretakers, drivers or nannies can be injured in the course of their work. Instead of you paying out of pocket, a workers’ compensation policy provides the employee coverage for medical expenses and lost wages. Our risk advisors will help you identify statutory requirements in your jurisdiction and tailor coverage specific to your needs.
Coverages like employment practices liability are worth considering for domestic employees, especially in today’s litigious environment. It protects you against lawsuits brought by domestic employees for wrongful termination, sexual harassment and discrimination.