Watercraft and Recreational Vehicles

Let’s keep you moving.

Car insurance coverage isn't just “nice-to-have,” it's a necessity. Everyone needs car insurance, from first-time teen drivers to those who have been behind the wheel for decades. It’s also financial protection for car owners. If you’re in an accident, auto insurance covers any damage to both your automobile and you, including any medical bills incurred.There are several different car insurance coverages available. They range, from the minimum personal liability and property damage (PLPD) to collision coverage and comprehensive coverage. Collision coverage protects your car against accidents like collisions with other cars, trees or other objects. Comprehensive coverage covers anything other than a collision, such as fire, theft, vandalism or storm damage.Many factors go into deciding which car insurance policy is best for you, including how often you drive, how many cars are covered and how old the vehicles are. While deciding which car insurance policy is best for you may seem daunting, your NFP personal insurance team can evaluate the many factors that may impact your car insurance needs, including both statutory requirements and personal concerns.Together, we’ll work to determine the amount of coverage required and provide the insurance you need with the most favorable premiums available to you.We can help you find specialized coverage for almost any automobile situation, including: Classic cars Motorcycles Muscle cars Recreational vehicles Teen drivers Umbrella Contact us today for a car insurance quote so you can get in front of your risk and back on the road of life.

Stemming the rising tide of risk.

Floods are the #1 most common natural disasters in the US and with our nation’s climate fluctuation in recent years, all areas can become susceptible to flooding even if you are not in a designated flood zone. Since most homeowners policies specifically exclude coverage for flood, we offer separate primary and excess coverage for flood-related damages and losses.

Live confidently.

What do you want to accomplish and by when? How much risk can you tolerate, emotionally or financially? What do you need to live your life the way you want now and in the future?Your portfolio should combine your unique ambitions with an approach designed to grow returns and reduce risks. And you need a team that can be there with you through each phase of your investment progression. Our advisors know what you should be thinking about, from the big picture to the smallest details. As your life and financial situation evolve, so will your objectives. We’ll regularly assess your circumstances and offer new insights and strategies so you can stay on track.Maximizing Your PortfolioAn effective asset allocation strategy considers time horizon, cash flow, risk tolerance and return expectations, plus external factors such as ever-changing markets. We can provide insights and recommendations for standard and advanced opportunities forged through extensive research across investment managers, mutual funds and investment vehicles.