Your car is an indispensable part of life.
Car insurance coverage isn't just “nice-to-have,” it's a necessity. Everyone needs car insurance, from first-time teen drivers to those who have been behind the wheel for decades. It’s also financial protection for car owners. If you’re in an accident, auto insurance covers any damage to both your automobile and you, including any medical bills incurred.
There are several different car insurance coverages available. They range, from the minimum personal liability and property damage (PLPD) to collision coverage and comprehensive coverage. Collision coverage protects your car against accidents like collisions with other cars, trees or other objects. Comprehensive coverage covers anything other than a collision, such as fire, theft, vandalism or storm damage.
Many factors go into deciding which car insurance policy is best for you, including how often you drive, how many cars are covered and how old the vehicles are. While deciding which car insurance policy is best for you may seem daunting, your NFP personal insurance team can evaluate the many factors that may impact your car insurance needs, including both statutory requirements and personal concerns.
Together, we’ll work to determine the amount of coverage required and provide the insurance you need with the most favorable premiums available to you.
We can help you find specialized coverage for almost any automobile situation, including:
- Classic cars
- Motorcycles
- Muscle cars
- Recreational vehicles
- Teen drivers
- Umbrella
Contact us today for a car insurance quote so you can get in front of your risk and back on the road of life.