# NFP > Insurance Broker for Work, Home and Life Insurance Broker for Work, Home and Life - [Insurance Broker for Work, Home and Life](https://www.nfp.com/): NFP is a powerhouse in the world of insurance, benefits consulting, and wealth management, serving as a strategic ally to businesses and individuals navigating complex financial landscapes. With over 8,000 professionals worldwide, NFP blends deep expertise with a people-first approach to deliver tailored solutions in property and casualty insurance, employee benefits, retirement planning, and risk management. As an independent platform within Aon, NFP maintains its distinct identity while leveraging global resources to empower clients with innovative technologies and trusted relationships. Whether you're a growing enterprise or a high-net-worth individual, NFP is built to help you thrive in uncertainty and plan with confidence. - [Insights](https://www.nfp.com/insights/): Stay informed and gain valuable insights with NFP's thought-provoking articles and industry updates. Explore our extensive collection of expert analysis. - [2023 Midyear Specialty Claims Journal and Trend Report](https://www.nfp.com/insights/h1-2023-specialty-claims-journal-and-trend-report/): The H1 2023 Specialty Claims Journal and Trend Report offers analysis and insight into the first quarter of the year from industry specialists. - [ What Is SIM Swapping, and Can It Happen to You? ](https://www.nfp.com/insights/what-is-sim-swapping-and-can-it-happen-to-you/): Discover the risks of SIM swapping and how to protect yourself. Stay informed with NFP's insights on this emerging threat to mobile security. - [2023 HCRA Covered-Live Assessment Rates Posted](https://www.nfp.com/insights/2023-hcra-covered-live-assessment-rates-posted/): The Department of Health posted the 2023 covered-lives assessment (CLA) rates for professional education under the Health Care Reform Act (HCRA). - [2023 Leave Management Report](https://www.nfp.com/insights/2023-leave-management-report/): Gain valuable insights into leave management trends and explore key findings from NFP's 2023 2023 Leave Management Report. - [CA 2023 SDI & PFL Max Weekly Contribution Amount Announced](https://www.nfp.com/insights/2023-sdi-and-pfl-maximum-weekly-contribution-amount-announced/): California announces 2023 max weekly benefit for disability insurance (SDI) and paid family leave (PFL) effective January 1, 2023. - [2023 Temporary Disability Insurance Weekly Maximums Announced](https://www.nfp.com/insights/2023-temporary-disability-insurance-weekly-maximums-announced/): 2023 Temporary Disability Insurance Weekly Maximums Announced - [7th Circuit Rules on Remanded Hughes v. Northwestern Case](https://www.nfp.com/insights/7th-circuit-rules-on-remanded-hughes-v-northwestern-case/): 7th Circuit Rules on Remanded Hughes v. Northwestern Case - [Agencies Release Final Rule: Forms 5500 & 5500-SF](https://www.nfp.com/insights/agencies-release-final-rule-for-form-5500-and-form-5500-sf/): The DOL, IRS and Pension Benefit Guaranty Corporation released a final rule announcing changes to the Form 5500 & Form 5500-SF & related instructions. - [All ACA Preventive Care Requirements Remain in Effect for Now](https://www.nfp.com/insights/all-aca-preventive-care-requirements-remain-in-effect-for-now/): The US Court of Appeals for the Fifth Circuit issued an administrative stay of the lower court's remedy in Braidwood Management Inc. v. Becerra. - [Amendment Requires Prescription Drug Financial Assistance to Apply to Participant Cost-Sharing](https://www.nfp.com/insights/amendment-requires-prescription-drug-financial-assistance-to-apply-to-participant-cost-sharing/): Amendment Requires Prescription Drug Financial Assistance to Apply to Participant Cost-Sharing - [Amendment Updates Cost-Sharing Requirements for Diagnostic Breast Cancer Screenings](https://www.nfp.com/insights/amendment-updates-cost-sharing-requirements-for-diagnostic-breast-cancer-screenings/): Amendment Updates Cost-Sharing Requirements for Diagnostic Breast Cancer Screenings - [Behavioral Health Access and Crisis Intervention Trust Fund Surcharge](https://www.nfp.com/insights/behavioral-health-access-and-crisis-intervention-trust-fund-surcharge/): Behavioral Health Access and Crisis Intervention Trust Fund Surcharge - [Benefits-Related Provisions in the 2023 Federal Spending Bill](https://www.nfp.com/insights/benefits-related-provisions-in-the-2023-federal-spending-bill/): Stay informed on benefits-related provisions in the 2023 federal spending bill. Explore key insights and implications for businesses and individuals. - [Bulletin Addresses Early Refills for Tornado Victims](https://www.nfp.com/insights/bulletin-addresses-early-refills-for-tornado-victims/): Bulletin Addresses Early Refills for Tornado Victims - [Which Group Health Plans Are Subject to MHPAEA?](https://www.nfp.com/insights/cc20230104faq/): Learn which group health plans are subject to the Mental Health Parity and Addiction Act. - [Employer Steps For Post–Enrollment Benefit Mistakes](https://www.nfp.com/insights/cc20230118faq/): Learn what an employer should do if they become aware that an employee made a mistake after open enrollment ends. - [Does my organization need to file a Part D Disclosure?](https://www.nfp.com/insights/cc20230131faq/): Learn if your organization needs to file a Part D Disclosure with the Centers for Medicare & Medicaid Services. - [Employer Subject to State Individual Mandate Reporting?](https://www.nfp.com/insights/cc20230214faq/): Learn if an employer is subject to state individual mandate reporting requirements and what forms may be needing in Massachusetts. - [How Hardship Withdrawal Rules Were Updated](https://www.nfp.com/insights/cc20230228faq/): Explore how retirement plan hardship distribution rules modified in the recent final regulations and why employers should ensure compliance. - [cc20230314faq](https://www.nfp.com/insights/cc20230314faq/): cc20230314faq - [Deadline to Add Newborn With COVID Relief Ending Soon](https://www.nfp.com/insights/cc20230328faq/): COVID-19 relief extends HIPAA special enrollment deadlines, allowing employees more time to add dependents like newborns with retroactive coverage. - [Employers Required to Complete ACA Reporting Electronically](https://www.nfp.com/insights/cc20230411faq/): Learn which employers will be required to complete ACA reporting electronically in 2024. - [Employer Incentives or Payments for Medicare Enrollment](https://www.nfp.com/insights/cc20230425faq/): Learn if an employer can pay for an employee's or spouse's Medicare plan or provide an incentive to enroll in Medicare instead of the group health plan. - [We Haven't Received the Schedule A Information for Form 5500](https://www.nfp.com/insights/cc20230509faq/): Learn what to do if your organization hasn't received the Schedule A information we need to complete our Form 5500. - [FAQ | NFP](https://www.nfp.com/insights/cc20230523faq/): null - [What Information Must Be Included in COBRA Election Notice?](https://www.nfp.com/insights/cc20230606faq/): Learn more about the information you must include when completing the Cobra election notice. Avoid a costly mistake by following these steps. - [Benefit Plans Covered by HIPPA ](https://www.nfp.com/insights/cc20230621faq/): Learn which benefit plans are covered by the HIPAA Business Associate Agreement (BAA) and how it can effect your health plans. - [Certain Colorado Employers Required to Register with Colorado Secure Savings Program](https://www.nfp.com/insights/certain-colorado-employers-required-to-register-with-colorado-secure-savings-program/): Certain Colorado Employers Required to Register with Colorado Secure Savings Program - [Changes to Maryland''s Benchmark Plan](https://www.nfp.com/insights/changes-to-marylands-benchmark-plan/): Changes to Maryland''s Benchmark Plan - [CMS Finalizes Notice of Benefit and Payment Parameters for 2024](https://www.nfp.com/insights/cms-finalizes-notice-of-benefit-and-payment-parameters-for-2024/): Learn more about the recent finalization by CMS's 2024 Notice of Final Benefit and Payment Parameters. Download the final rule and fact sheet. - [Guidance on Sunset of MHPAEA Opt-Out](https://www.nfp.com/insights/cms-issues-guidance-on-sunset-of-mhpaea-opt-out-for-self-funded-non-federal-governmental-plans/): Stay informed on MHPAEA opt-out sunset guidance for self-funded non-federal governmental plans. Explore insights at NFP to ensure compliance. - [CMS Launches Webpage Regarding No Surprises Act Protections](https://www.nfp.com/insights/cms-launches-webpage-regarding-no-surprises-act-protections/): Stay informed on No Surprises Act protections. Explore CMS's dedicated webpage for comprehensive insights. Your guide to fair healthcare billing practices. - [CMS Provides Update on Federal Independent Dispute Resolution Process](https://www.nfp.com/insights/cms-provides-update-on-federal-independent-dispute-resolution-process/): CMS Provides Update on Federal Independent Dispute Resolution Process - [CMS Releases 2022 RxDC Reporting Instructions](https://www.nfp.com/insights/cms-releases-2022-rxdc-reporting-instructions/): CMS Releases 2022 RxDC Reporting Instructions - [Collaborative Practices that Could Reduce Risk in Design-Build Contracts](https://www.nfp.com/insights/collaborative-practices-that-could-reduce-risk-in-design-build-contracts/): Collaborative Practices that Could Reduce Risk in Design-Build Contracts - [Congress Passes Federal Spending Bill](https://www.nfp.com/insights/congress-passes-federal-spending-bill-with-important-employee-benefit-provisions/): Explore the important employee benefit provisions that are part of the Consolidated Appropriations Act, 2023 (CAA 2023). - [Coverage for Mental Health Mobile Crisis Response and Stabilization Services](https://www.nfp.com/insights/coverage-for-mental-health-mobile-crisis-response-and-stabilization-services/): Coverage for Mental Health Mobile Crisis Response and Stabilization Services - [Coverage for Preventative Breast Cancer and Ovarian Cancer Screenings](https://www.nfp.com/insights/coverage-for-preventative-breast-cancer-and-ovarian-cancer-screenings/): Coverage for Preventative Breast Cancer and Ovarian Cancer Screenings - [DEIB at NFP: An Ongoing Effort ](https://www.nfp.com/insights/deib-at-nfp-an-ongoing-effort/): Explore NFP's ongoing DEIB efforts in 2023, fostering diversity, equity, inclusion, and belonging. Gain insights into our commitment to creating an inclusive workplace. - [Delaware Mandatory Retirement Savings Program](https://www.nfp.com/insights/delaware-mandatory-retirement-savings-program/): Delaware Mandatory Retirement Savings Program - [Departments Issue Guidance on CAA Gag Clause Attestation](https://www.nfp.com/insights/departments-issue-guidance-on-caa-gag-clause-attestation/): Departments Issue Guidance on CAA Gag Clause Attestation - [Rule on Limited Duration Insurance and Fixed Indemnity](https://www.nfp.com/insights/departments-propose-rule-on-limited-duration-insurance-and-fixed-indemnity-excepted-benefits-coverage/): Stay informed on the latest rule for limited duration insurance and fixed indemnity excepted benefits. - [Departments Provide Prescription Drug Data Collection Enforcement Relief](https://www.nfp.com/insights/departments-provide-prescription-drug-data-collection-enforcement-relief/): Departments Provide Prescription Drug Data Collection Enforcement Relief - [FAQs on the No Surprises Act and Transparency](https://www.nfp.com/insights/departments-release-new-no-surprises-act-and-transparency-faqs/): Stay informed with the latest FAQs on the No Surprises Act and Transparency. Get insights from NFP's experts to navigate healthcare changes effectively. - [District Court Addresses HR Department''s Misinformation on Life Insurance Coverage](https://www.nfp.com/insights/district-court-addresses-hr-departments-misinformation-on-life-insurance-coverage/): District Court Addresses HR Department''s Misinformation on Life Insurance Coverage - [District Court Vacates Parts of DOL Fiduciary Rollover Guidance](https://www.nfp.com/insights/district-court-vacates-parts-of-dol-fiduciary-rollover-guidance/): District Court Vacates Parts of DOL Fiduciary Rollover Guidance - [Division of Insurance Releases First Annual Report](https://www.nfp.com/insights/division-of-insurance-releases-first-annual-report-on-healthcare-sharing-plans-and-arrangements-operating-in-the-state/): The Colorado Division of Insurance has released its first annual report on healthcare sharing plans and arrangements (HCSAs) operating in the state. Learn more. - [DOL Announces 2023 Adjustments to ERISA Penalties](https://www.nfp.com/insights/dol-announces-2023-adjustments-to-erisa-penalties/): DOL Announces 2023 Adjustments to ERISA Penalties - [DOL Issues Annual Report to Congress on Self-Insured Plans](https://www.nfp.com/insights/dol-issues-annual-report-to-congress-on-self-insured-plans/): DOL Issues Annual Report to Congress on Self-Insured Plans - [DOL Issues Guidance on Annual Funding Notices for Pension Plans Receiving Special Financial Assistance ](https://www.nfp.com/insights/dol-issues-guidance-on-annual-funding-notices-for-pension-plans-receiving-special-financial-assistance/): DOL Issues Guidance on Annual Funding Notices for Pension Plans Receiving Special Financial Assistance - [DOL Issues Guidance on Telework and FMLA Eligibility](https://www.nfp.com/insights/dol-issues-guidance-on-telework-and-fmla-eligibility/): DOL Issues Guidance on Telework and FMLA Eligibility - [DOL Addresses FMLA Holiday Week Calculation](https://www.nfp.com/insights/dol-issues-opinion-letter-on-calculating-fmla-leave-used-during-a-holiday-week/): Learn how the DOL's opinion letter addresses FMLA leave calculation during holiday weeks. Stay compliant with our insightful federal updates at NFP. - [DOL Opinion Letter Addresses FMLA Leave for Reduced Hour Workdays](https://www.nfp.com/insights/dol-opinion-letter-addresses-fmla-leave-for-reduced-hour-workdays/): DOL Opinion Letter Addresses FMLA Leave for Reduced Hour Workdays - [DOL Reaffirms Commitment to Autism Treatment Benefits](https://www.nfp.com/insights/dol-reaffirms-commitment-to-ensuring-access-to-autism-treatment-benefits/): Stay informed on the DOL's commitment to securing access to autism treatment benefits. Explore NFP's insights on the latest developments and regulatory updates. - [DOL Settlement with Prudential Highlights Risks for Employers Administering Supplemental Life Coverage](https://www.nfp.com/insights/dol-settlement-with-prudential-highlights-risks-for-employers-administering-supplemental-life-coverage/): DOL Settlement with Prudential Highlights Risks for Employers Administering Supplemental Life Coverage - [ Eighth Circuit Affirms No Requirement to Exhaust Administrative Remedies](https://www.nfp.com/insights/eighth-circuit-affirms-no-requirement-to-exhaust-administrative-remedies-absent-review-language-in-plan-document/): the Eighth Circuit Court of Appeals affirmed a district court ruling that an ERISA plan participant is not required to exhaust administrative remedies before challenging a benefit denial in court. - [Eighth Circuit Affirms Plan’s Exclusion of Emergency Services](https://www.nfp.com/insights/eighth-circuit-affirms-plan-s-exclusion-of-emergency-services/): Eighth Circuit upholds plan's exclusion of emergency services. Gain valuable insights on the legal implications and plan considerations at NFP. - [Eleventh Circuit Affirms Benefits for Military and Paid Administrative Leave](https://www.nfp.com/insights/eleventh-circuit-affirms-benefits-for-military-leave-and-paid-administrative-leave-must-be-similar/): Explore military leave benefits ruling in the Eleventh Circuit. Learn why equitable treatment of paid administrative leave is essential. Discover more at NFP. - [ERISA Advisory Council Reports on Cybersecurity Issues Affecting Health Benefit Plans](https://www.nfp.com/insights/erisa-advisory-council-reports-on-cybersecurity-issues-affecting-health-benefit-plans/): ERISA Advisory Council Reports on Cybersecurity Issues Affecting Health Benefit Plans - [Executive Order Announces Protections for Gender Affirming Care](https://www.nfp.com/insights/executive-order-announces-protections-for-gender-affirming-care/): Executive Order Announces Protections for Gender Affirming Care - [Should point solution programs be reported in Form 5500? Are they subject to the PCOR fee?](https://www.nfp.com/insights/faq-should-point-solution-programs-be-reported-in-form-5500-are-they-subject-to-the-pcor-fee/): Learn about Form 5500 reporting for point solution programs & their PCOR fee status. Get insights on compliance requirements at NFP. - [FAQs Address Preventive Services Coverage After the Braidwood Decision](https://www.nfp.com/insights/faqs-address-preventive-services-coverage-after-the-braidwood-decision/): FAQs Address Preventive Services Coverage After the Braidwood Decision - [Federal Court Reconsiders Application of ERISA to Church-Affiliated Plan](https://www.nfp.com/insights/federal-court-reconsiders-application-of-erisa-to-church-affiliated-plan/): Federal Court Reconsiders Application of ERISA to Church-Affiliated Plan - [Federal Court Rules Employee Waived ERISA Claims Through Severance Agreement](https://www.nfp.com/insights/federal-court-rules-employee-waived-erisa-claims-through-severance-agreement/): Federal Court Rules Employee Waived ERISA Claims Through Severance Agreement - [Federal IDR Process Guidance Issued for Disputing Parties and Certified Entities](https://www.nfp.com/insights/federal-idr-process-guidance-issued-for-disputing-parties-and-certified-entities/): Federal IDR Process Guidance Issued for Disputing Parties and Certified Entities - [Fifth Circuit's Ruling on Insurer's Abuse](https://www.nfp.com/insights/fifth-circuit-affirms-insurer-abused-discretion-in-denying-cancer-therapy-treatment/): Learn about the Fifth Circuit's ruling on insurer's abuse of discretion in denying cancer therapy treatment. Stay informed with NFP's compliance insights. - [Fourth Circuit Affirms that Courts Cannot Extend Life Insurance Conversion Deadlines](https://www.nfp.com/insights/fourth-circuit-affirms-that-courts-cannot-extend-life-insurance-conversion-deadlines/): Fourth Circuit Affirms that Courts Cannot Extend Life Insurance Conversion Deadlines - [Arkansas Governor Signs Healthcare Bills into Law](https://www.nfp.com/insights/governor-signs-healthcare-bills-into-law/): Arkansas Gov. Sanders signed healthcare bills into law: Acts 490, 494 and 876. Employers that sponsor insured plans should be aware of these new laws - [Governor Signs Legislation to Ensure Network Adequacy](https://www.nfp.com/insights/governor-signs-legislation-to-ensure-network-adequacy/): Governor Signs Legislation to Ensure Network Adequacy - [Louisiana Governor Signs New Healthcare Bills into Law](https://www.nfp.com/insights/governor-signs-new-healthcare-bills-into-law/): Learn more about Louisiana's Gov. Bel Edwards and the numerous healthcare bills he signed into law: Act 270, 281, 299, 324 and Act 336. - [Group Term Life Insurance: Getting Your Ducks in a Row](https://www.nfp.com/insights/group-term-life-insurance-getting-your-ducks-in-a-row/): Join us in this webinar, where the NFP Benefits Compliance team reviews the compliance obligations related to Group Term Life Insurance.. - [HHS Issues Request for Information on Essential Health Benefits](https://www.nfp.com/insights/hhs-issues-request-for-information-on-essential-health-benefits/): HHS Issues Request for Information on Essential Health Benefits - [HHS Issues Two Annual Reports to Congress on HIPAA Privacy and Security Enforcement Activities](https://www.nfp.com/insights/hhs-issues-two-annual-reports-to-congress-on-hipaa-privacy-and-security-enforcement-activities/): HHS Issues Two Annual Reports to Congress on HIPAA Privacy and Security Enforcement Activities - [HHS Proposes HIPAA Privacy Rule on Confidentiality of Reproductive Healthcare](https://www.nfp.com/insights/hhs-proposes-hipaa-privacy-rule-on-confidentiality-of-reproductive-healthcare/): HHS Proposes HIPAA Privacy Rule on Confidentiality of Reproductive Healthcare - [HHS Proposes New Rule on Contraceptive Coverage Requirements](https://www.nfp.com/insights/hhs-proposes-new-rule-on-contraceptive-coverage-requirements/): HHS Proposes New Rule on Contraceptive Coverage Requirements - [Insurance Administration Confirms Braidwood Decision Does Not Impact Health Plans Issued in Maryland](https://www.nfp.com/insights/insurance-administration-confirms-braidwood-decision-does-not-impact-health-plans-issued-in-maryland/): Insurance Administration Confirms Braidwood Decision Does Not Impact Health Plans Issued in Maryland - [Insurance Commissioner Urges Coverage of Preventive Services](https://www.nfp.com/insights/insurance-commissioner-urges-carriers-to-continue-coverage-of-preventive-services/): Washington Commissioner requested that Washington insurers continue the coverage of preventive services. - [IRS Announces Increases to 2024 Employer Shared Responsibility Penalties](https://www.nfp.com/insights/irs-announces-increases-to-2024-employer-shared-responsibility-penalties/): IRS Announces Increases to 2024 Employer Shared Responsibility Penalties - [IRS FAQs Address Medical Expenses Related to Nutrition, Wellness and General Health](https://www.nfp.com/insights/irs-faqs-address-medical-expenses-related-to-nutrition-wellness-and-general-health/): IRS FAQs Address Medical Expenses Related to Nutrition, Wellness and General Health - [IRS Issues Final Regulations on Electronic Filing Requirements for Information Returns](https://www.nfp.com/insights/irs-issues-final-regulations-on-electronic-filing-requirements-for-information-returns/): IRS Issues Final Regulations on Electronic Filing Requirements for Information Returns - [IRS Issues Memo on Tax Treatment of Fixed Indemnity Wellness Benefits](https://www.nfp.com/insights/irs-issues-memo-on-tax-treatment-of-fixed-indemnity-wellness-benefits/): Clear IRS memo on tax treatment of fixed indemnity wellness benefits. Stay informed with NFP's insights for compliant employee benefits. - [IRS Issues Notice for Calculating Qualifying Payment Amounts in 2023](https://www.nfp.com/insights/irs-issues-notice-for-calculating-qualifying-payment-amounts-in-2023/): IRS Issues Notice for Calculating Qualifying Payment Amounts in 2023 - [IRS Memo Addresses Claims Substantiation of Medical and Dependent Care Expenses](https://www.nfp.com/insights/irs-memo-addresses-claims-substantiation-of-medical-and-dependent-care-expenses/): IRS Memo Addresses Claims Substantiation of Medical and Dependent Care Expenses - [IRS Proposes General Forfeiture Rules for Qualified Plans](https://www.nfp.com/insights/irs-proposes-general-forfeiture-rules-for-qualified-plans/): IRS Proposes General Forfeiture Rules for Qualified Plans - [IRS Proposes Regulations to Permanently Permit Remote Witnessing](https://www.nfp.com/insights/irs-proposes-regulations-to-permanently-permit-remote-witnessing-of-participant-elections-and-spousal-consents/): The IRS proposed permanente change to retirement plan rules that require certain participant elections & spousal consents to be witnessed in the presence of a notary or plan representative. - [IRS Provides Employee Plan Examination Process Guide](https://www.nfp.com/insights/irs-provides-employee-plan-examination-process-guide/): IRS Provides Employee Plan Examination Process Guide - [Guidance on EPCRS Expansion | NFP](https://www.nfp.com/insights/irs-provides-guidance-on-epcrs-expansion-under-secure-20-act/): Explore the guidance provided by the IRS on the EPCRS Expansion under SECURE 2.0 Act. Learn how to stay compliant and stay informed with NFP. - [IRS Provides Relief for Reporting 2023 IRA Required Minimum Distributions](https://www.nfp.com/insights/irs-provides-relief-for-reporting-2023-ira-required-minimum-distributions/): IRS Provides Relief for Reporting 2023 IRA Required Minimum Distributions - [IRS Releases 2024 Contribution Limits for HSAs and HRAs](https://www.nfp.com/insights/irs-releases-2024-contribution-limits-for-hsas-and-hras/): IRS Releases 2024 Contribution Limits for HSAs and HRAs - [IRS Releases Text of Forms W-4R and W-4P](https://www.nfp.com/insights/irs-releases-text-of-forms-w-4r-and-w-4p/): IRS Releases Text of Forms W-4R and W-4P - [IRS Updated Instructions for Forms 5300, 5307 and 5310](https://www.nfp.com/insights/irs-releases-updated-form-5300-form-5307-and-form-5310-instructions/): Stay compliant with IRS updates. Get insights on updated Form 5300, Form 5307 and Form 5310 instructions for retirement plans from NFP's Compliance Corner. - [Updated Publication 969: HSAs and Other Tax-Favored Plans (1)](https://www.nfp.com/insights/updated-publication-969-hsas-and-other-tax-favored-plans-1/): Updated Publication 969: HSAs and Other Tax-Favored Plans (1) - [IRS Releases Updated Publications 502 and 503](https://www.nfp.com/insights/irs-releases-updated-publications-502-and-503/): IRS Releases Updated Publications 502 and 503 - [2023 Update Determination & Private Letter Ruling Procedures](https://www.nfp.com/insights/irs-updates-determination-letter-and-private-letter-ruling-procedures/): The IRS released Revenue Procedure 2023-4, which outlines the procedures for requesting determination letters and private letter rulings from the IRS. - [IRS Updates Operational Compliance List](https://www.nfp.com/insights/irs-updates-operational-compliance-list-of-changes-in-qualification-and-section-403-b-requirements/): The IRS released an Operational Compliance List to help plan sponsors & practitioners achieve operational compliance by identifying changes in qualification & requirements. - [IRS to Issue Opinion Letters for Pre-Approved Defined Benefit Plans](https://www.nfp.com/insights/irs-will-soon-issue-opinion-letters-for-pre-approved-defined-benefit-plans-in-the-third-remedial-amendment-cycle/): The IRS intends to issue opinion letters for pre-approved defined benefit plans that were amended based on plan qualification requirements changes & filed with the third six-year remedial amendment cycle. - [Webinar: Cyber Readiness and Insurance Projections for 2023](https://www.nfp.com/insights/january-12-2023-webinar-archive-whats-on-the-horizon-cyber-readiness-and-insurance-projections-for-2023/): Gain insights into 2023 cyber readiness and insurance projections in our archived webinar. - [WA Cares Fund Begins July 1, 2023](https://www.nfp.com/insights/long-term-care-program-wa-cares-fund-implementation-begins-july-1-2023/): Explore Washington's CAReS Fund implementation starting July 1, 2023. Unveil insights into the long-term care program at NFP. Stay informed now. - [Maine Retirement Savings Program Effective Dates by Group Size](https://www.nfp.com/insights/maine-retirement-savings-program-effective-dates-by-group-size/): Maine Retirement Savings Program Effective Dates by Group Size - [Mandated Coverage for Biomarker Testing](https://www.nfp.com/insights/mandated-coverage-for-biomarker-testing/): Mandated Coverage for Biomarker Testing - [Mandated Coverage for Breast Cancer Screenings](https://www.nfp.com/insights/mandated-coverage-for-breast-cancer-screenings/): Mandated Coverage for Breast Cancer Screenings - [Mandated Coverage for Lung Cancer Screenings](https://www.nfp.com/insights/mandated-coverage-for-lung-cancer-screenings/): Mandated Coverage for Lung Cancer Screenings - [FSA and HSA Compliance Refresher Webinar](https://www.nfp.com/insights/navigating-the-alphabet-soup-fsahsa-compliance-refresher/): Stay compliant with FSA/HSA regulations. Gain valuable insights on navigating regulatory requirements. - [New Healthcare Bills Become Law](https://www.nfp.com/insights/new-healthcare-bills-become-law/): New Healthcare Bills Become Law - [New Laws Address Pharmacy Savings & Ambulance Coverage](https://www.nfp.com/insights/new-healthcare-laws-address-pharmacy-benefit-savings-and-ambulance-coverage/): Arkansas's Gov. Huckabee Sanders signed several healthcare bills into law addressing pharmacy benefit savings and ambulance coverage. - [New Jersey Temporary Workers'' Bill of Rights Enacted](https://www.nfp.com/insights/new-jersey-temporary-workers-bill-of-rights-enacted/): New Jersey Temporary Workers'' Bill of Rights Enacted - [New Law Addresses Prescription Drug Refills During State Disaster Emergency](https://www.nfp.com/insights/new-law-addresses-prescription-drug-refills-during-state-disaster-emergency/): New Law Addresses Prescription Drug Refills During State Disaster Emergency - [New Law Prohibits Copayments for Opioid Treatment Program](https://www.nfp.com/insights/new-law-prohibits-copayments-for-opioid-treatment-program/): New Law Prohibits Copayments for Opioid Treatment Program - [New Law Requires Coverage of Biomarker Testing](https://www.nfp.com/insights/new-law-requires-coverage-of-biomarker-testing/): New Law Requires Coverage of Biomarker Testing - [New Laws Regulate Paid Family Leave Insurance and Pharmacy Benefits](https://www.nfp.com/insights/new-laws-regulate-paid-family-leave-insurance-and-pharmacy-benefits/): Stay informed on the latest regulations for paid family leave insurance and pharmacy benefits. Explore the insights and updates at NFP to ensure compliance. - [New Restrictions on Cost-Sharing for Treatment of Diabetes](https://www.nfp.com/insights/new-restrictions-on-cost-sharing-for-treatment-of-diabetes/): New Restrictions on Cost-Sharing for Treatment of Diabetes - [New San Francisco Ordinance Requiring Employers to Provide Supplemental Pay for Military Leave](https://www.nfp.com/insights/new-san-francisco-ordinance-requiring-employers-to-provide-supplemental-pay-for-military-leave/): New San Francisco Ordinance Requiring Employers to Provide Supplemental Pay for Military Leave - [New Special Enrollment Period for Pregnancy](https://www.nfp.com/insights/new-special-enrollment-period-for-pregnancy/): New Special Enrollment Period for Pregnancy - [New York Pay Transparency Laws: What They Mean for Employers](https://www.nfp.com/insights/new-york-pay-transparency-laws-what-they-mean-for-employers/): Learn more about New York's upcoming additional requirements on employers regarding disclosing compensation or compensation ranges in job postings. - [NH PFML Employer Toolkit Released](https://www.nfp.com/insights/nh-pfml-employer-toolkit-released/): NH PFML Employer Toolkit Released - [Ninth Circuit Rejects Reprocessing of Denied Claims in Wit v. UBH](https://www.nfp.com/insights/ninth-circuit-rejects-reprocessing-of-denied-claims-in-wit-v-ubh/): Ninth Circuit Rejects Reprocessing of Denied Claims in Wit v. UBH - [Ninth Circuit Rules ERISA Benefit Denial Review Must Be Based on Administrative Record](https://www.nfp.com/insights/ninth-circuit-rules-erisa-benefit-denial-review-must-be-based-on-administrative-record/): Ninth Circuit Rules ERISA Benefit Denial Review Must Be Based on Administrative Record - [OCSE Releases Updated National Medical Support Notice and Instructions](https://www.nfp.com/insights/ocse-releases-updated-national-medical-support-notice-and-instructions/): OCSE Releases Updated National Medical Support Notice and Instructions - [Organ and Bone Marrow Donor Unpaid Leave Law Effective July 1, 2023](https://www.nfp.com/insights/organ-and-bone-marrow-donor-unpaid-leave-law-effective-july-1-2023/): Stay informed on the new organ and bone marrow donor unpaid leave law taking effect from July 1, 2023. NFP provides valuable insights to ensure compliance. - [Paid Leave and WA Cares Fund Webinars Scheduled](https://www.nfp.com/insights/paid-leave-and-wa-cares-fund-webinars-scheduled/): Paid Leave and WA Cares Fund Webinars Scheduled - [Paid Leave for All Workers Act Is Set to Begin](https://www.nfp.com/insights/paid-leave-for-all-workers-act-is-set-to-begin/): Gov. Pritzker signed Senate Bill 208, requiring covered Illinois employers to provide covered employees up to 40 hours of paid leave per year beginning January 1, 2024. - [Paid Sick Leave Law Expanded](https://www.nfp.com/insights/paid-sick-leave-law-expanded/): Stay informed on the expanded paid sick leave law. Discover key updates and implications for businesses at NFP Insights. - [PBGC Amends Special Financial Assistance Regulation to Add a Withdrawal Liability Condition Exception](https://www.nfp.com/insights/pbgc-amends-special-financial-assistance-regulation-to-add-a-withdrawal-liability-condition-exception/): PBGC Amends Special Financial Assistance Regulation to Add a Withdrawal Liability Condition Exception - [Final Rule on Benefits Payable in Terminated Single-Employer Pension Plans](https://www.nfp.com/insights/pbgc-issues-final-rule-on-benefits-payable-in-terminated-single-employer-pension-plans/): Stay informed on PBGC's final rule for terminated single-employer pension plans. Explore changes in benefits payment regulations at NFP. - [PBGC Issues Rule to Adjust Civil Penalties for Inflation](https://www.nfp.com/insights/pbgc-issues-rule-to-adjust-civil-penalties-for-inflation/): PBGC Issues Rule to Adjust Civil Penalties for Inflation - [President Biden Vetoes Resolution to Nullify DOL ESG Rule](https://www.nfp.com/insights/president-biden-vetoes-resolution-to-nullify-dol-esg-rule/): President Biden Vetoes Resolution to Nullify DOL ESG Rule - [Q4 2022 Specialty Claims Journal and Trend Report](https://www.nfp.com/insights/q4-2022-specialty-claims-journal-and-trend-report/): Gain valuable insights into specialty claims trends with NFP's Q4 2022 Specialty Claims Journal and Trend Report. - [Reminder: California Minimum Essential Coverage (MEC) Reporting Due March 31, 2023](https://www.nfp.com/insights/reminder-california-minimum-essential-coverage-mec-reporting-due-march-31-2023/): Reminder: California Minimum Essential Coverage (MEC) Reporting Due March 31, 2023 - [Reminder: January 1, 2023, Important Date for State FAMLI Program](https://www.nfp.com/insights/reminder-january-1-2023-important-date-for-state-famli-program/): Reminder: January 1, 2023, Important Date for State FAMLI Program - [Reminder: NJ Shared Responsibility Reporting Requirement Due March 31, 2023](https://www.nfp.com/insights/reminder-nj-shared-responsibility-reporting-requirement-due-march-31-2023/): Reminder: NJ Shared Responsibility Reporting Requirement Due March 31, 2023 - [Restrictions on Step Therapy or Fail-First Protocol](https://www.nfp.com/insights/restrictions-on-step-therapy-or-fail-first-protocol/): Restrictions on Step Therapy or Fail-First Protocol - [RetirePath Retirement Savings Program Expected to Launch Soon](https://www.nfp.com/insights/retirepath-retirement-savings-program-expected-to-launch-soon/): Discover RetirePath: Your future awaits. Explore our upcoming retirement savings program designed to secure your financial journey. Stay tuned for the launch! - [Rising Above the Workplace Generation War](https://www.nfp.com/insights/rising-above-the-workplace-generation-war/): Gain insights into navigating the workplace generation gap and fostering harmonious collaboration. - [San Francisco Issued New Paid Military Leave FAQs](https://www.nfp.com/insights/san-francisco-issued-new-paid-military-leave-faqs/): San Francisco Issued New Paid Military Leave FAQs - [SECURE 2.0 Act Adopted in Federal Spending Bill](https://www.nfp.com/insights/secure-20-act-adopted-in-federal-spending-bill/): SECURE 2.0 Act Adopted in Federal Spending Bill - [Seventh Circuit Affirms Breach of Duties by Plan Fiduciaries](https://www.nfp.com/insights/seventh-circuit-affirms-breach-of-duties-of-loyalty-and-prudence-by-plan-fiduciaries/): The Seventh Circuit affirmed the district court's grant of summary judgment to the DOL in a case involving breaches of ERISA duties of loyalty and prudence. - [Seventh Circuit Holds Claim Must Be Determined by Rules Effective on the Benefit Termination Date](https://www.nfp.com/insights/seventh-circuit-holds-claim-must-be-determined-by-rules-effective-on-the-benefit-termination-date/): Seventh Circuit Holds Claim Must Be Determined by Rules Effective on the Benefit Termination Date - [Silicon Valley Bank Update](https://www.nfp.com/insights/silicon-valley-bank-update-and-important-bank-implications/): The closures of Silicon Valley Bank and Signature Bank sent shockwaves through the banking industry and were met with swift response. - [Sixth Circuit Addresses Notice Requirements for Unforeseeable FMLA Leave](https://www.nfp.com/insights/sixth-circuit-addresses-notice-requirements-for-unforeseeable-fmla-leave/): Sixth Circuit Addresses Notice Requirements for Unforeseeable FMLA Leave - [Spread the Love: State Compliance Considerations](https://www.nfp.com/insights/spread-the-love-state-compliance-considerations/): Spread the Love: State Compliance Considerations - [Spring Cleaning: Benefits Compliance 101](https://www.nfp.com/insights/spring-cleaning-benefits-compliance-101/): Gain essential insights into benefits compliance. View our webinar for a comprehensive overview of key topics, regulations, and best practices. - [State Announces End to Continuous Medicaid Enrollment Period](https://www.nfp.com/insights/state-announces-end-to-continuous-medicaid-enrollment-period/): State Announces End to Continuous Medicaid Enrollment Period - [State Expands Pregnancy and Parental Leave](https://www.nfp.com/insights/state-expands-pregnancy-and-parental-leave/): State Expands Pregnancy and Parental Leave - [State Moves to Protect Preventive Healthcare](https://www.nfp.com/insights/state-moves-to-protect-preventive-healthcare/): State Moves to Protect Preventive Healthcare - [State Passes Family and Medical Leave Law](https://www.nfp.com/insights/state-passes-family-and-medical-leave-law/): Stay informed on the latest state family and medical leave law. Discover its implications and requirements in this insightful NFP update. - [State Passes Paid Sick Leave Law](https://www.nfp.com/insights/state-passes-paid-sick-leave-law/): Stay informed on the latest state-paid sick leave law. NFP provides valuable insights into compliance and its impact on businesses. Explore now. - [State Passes Retirement Program](https://www.nfp.com/insights/state-passes-retirement-program/): Stay informed on the latest retirement program updates as the state passes new regulations. Discover key insights and implications at NFP. - [State Passes VT Saves Retirement Program](https://www.nfp.com/insights/state-passes-vt-saves-retirement-program/): Explore VT SAVES - Vermont's new retirement program, paving the way for a secure financial future. Learn about its benefits and impact at NFP. - [State Prohibits Discrimination in Insurance Markets Based on Sexual Orientation and Gender Identity](https://www.nfp.com/insights/state-prohibits-discrimination-in-insurance-markets-based-on-sexual-orientation-and-gender-identity/): State Prohibits Discrimination in Insurance Markets Based on Sexual Orientation and Gender Identity - [State Protects Access to Preventive Healthcare Services](https://www.nfp.com/insights/state-protects-access-to-preventive-healthcare-services/): Empowering healthcare access: Discover how the state ensures preventive healthcare services remain accessible to all. Insights at NFP. - [State Publishes No Surprise Billing Guide](https://www.nfp.com/insights/state-publishes-no-surprise-billing-guide/): State Publishes No Surprise Billing Guide - [State Reminds Consumers of the Right to Receive Contraceptive Services at No Cost](https://www.nfp.com/insights/state-reminds-consumers-of-the-right-to-receive-contraceptive-services-at-no-cost/): State Reminds Consumers of the Right to Receive Contraceptive Services at No Cost - [State Requires Plans to Cover Certain Gender-Affirming Care Services](https://www.nfp.com/insights/state-requires-plans-to-cover-certain-gender-affirming-care-services/): State Requires Plans to Cover Certain Gender-Affirming Care Services - [Benefits Compliance 2023 Mid-Year Check-In | NFP](https://www.nfp.com/insights/summer-camp-is-in-session-benefits-compliance-2023-mid-year-check-in/): Stay informed on benefits compliance with NFP's 2023 mid-year check-in. Get insights on benefits compliance and ensure regulatory compliance. Learn more! - [Superintendent Requirement for Access to Out-of-Network Providers](https://www.nfp.com/insights/superintendent-reminds-managed-care-plans-of-requirement-for-reasonable-access-to-out-of-network-providers/): Stay compliant with managed care plans! Learn about the Superintendent's reminder on providing reasonable access to out-of-network providers. Essential insights at NFP. - [Tackling Construction's Labor Shortage Through Inclusion](https://www.nfp.com/insights/tackling-constructions-labor-shortage-through-inclusion/): A look at the current diversity, equity, inclusion and belonging environment in the construction and infrastructure industry in North America. - [Telehealth Reimbursement Requirements Temporarily Expanded](https://www.nfp.com/insights/telehealth-reimbursement-requirements-temporarily-expanded/): Telehealth Reimbursement Requirements Temporarily Expanded - [Tenth Circuit Rules Health Claims Administrators Must Engage with Treating Physician Opinions](https://www.nfp.com/insights/tenth-circuit-rules-health-claims-administrators-must-engage-with-treating-physician-opinions/): Tenth Circuit Rules Health Claims Administrators Must Engage with Treating Physician Opinions - [Texas Court Vacates Provisions of Surprise Billing IDR Rule Again](https://www.nfp.com/insights/texas-court-vacates-provisions-of-surprise-billing-idr-rule-again/): Texas Court Vacates Provisions of Surprise Billing IDR Rule Again - [Alternative Risk Transfer Solutions](https://www.nfp.com/insights/the-art-of-the-deal/): Learn more about the alternative risk transfer solutions for contractors, developers, equity partners or owners bidding on infrastructure projects. - [The Departments Update 2023 Independent Dispute Resolution Process Fee Guidance](https://www.nfp.com/insights/the-departments-update-2023-independent-dispute-resolution-process-fee-guidance/): The Departments Update 2023 Independent Dispute Resolution Process Fee Guidance - [The End Is Near: Benefit Implications from Expiring COVID-19 Emergencies](https://www.nfp.com/insights/the-end-is-near-benefit-implications-from-expiring-covid-19-emergencies/): The End Is Near: Benefit Implications from Expiring COVID-19 Emergencies - [Hybrid Work: A Redefined Modern Workplace](https://www.nfp.com/insights/hybrid-work-a-redefined-modern-workplace/): Explore hybrid work's rise in redefining the modern workplace, blending flexibility with structure to boost productivity and meet evolving employee needs. - [The Medical Debt Dilemma](https://www.nfp.com/insights/the-medical-debt-dilemma/): Uncover the complexities of medical debt and find actionable solutions. Gain valuable insights on the medical debt dilemma and empower your financial well-being. - [Time to Care Act Delayed and Modified](https://www.nfp.com/insights/time-to-care-act-delayed-and-modified/): Time to Care Act Delayed and Modified - [Tims v. Black Horse: What Employers Need To Know](https://www.nfp.com/insights/tims-v-black-horse-what-employers-need-to-know/): Stay informed on the Tim's v. Black Horse case and its implications for employers. Gain valuable insights to navigate legal considerations effectively. - [Tobacco Surcharges Now Prohibited in Small Group Market](https://www.nfp.com/insights/tobacco-surcharges-now-prohibited-in-small-group-market/): Tobacco Surcharges Now Prohibited in Small Group Market - [How to Address the Top 5 Modular Construction Risks](https://www.nfp.com/insights/top-five-modular-construction-risks-and-how-to-address-them/): Explore the top five modular constructions risks that contractors and manufacturers face and what insurance risks should be considered for coverage. - [Update: Department of Insurance Amends Code to Clarify Coverage of Infertility Benefits](https://www.nfp.com/insights/update-department-of-insurance-amends-code-to-clarify-coverage-of-infertility-benefits/): Update: Department of Insurance Amends Code to Clarify Coverage of Infertility Benefits - [Texas Court Invalidates Certain Preventive Care Requirements](https://www.nfp.com/insights/washington-update-texas-court-invalidates-certain-aca-preventive-care-requirements/): Stay informed on recent developments in healthcare law. Read about the Texas court ruling invalidating ACA preventive care requirements in our Washington Update. - [Washington Update: Texas Court Invalidates Certain ACA Preventive Care Requirements (1)](https://www.nfp.com/insights/washington-update-texas-court-invalidates-certain-aca-preventive-care-requirements-1/): Washington Update: Texas Court Invalidates Certain ACA Preventive Care Requirements (1) - [Understanding the Limitations of a Clean Phase](https://www.nfp.com/insights/why-a-clean-phase-i-still-doesnt-mean-youre-all-clear/): A clean Phase ESA doesn’t cover risks like mold, tanks, or historic spills. Learn why environmental insurance is crucial for protection. - [Why Insurers Are Starting to Pay for Project IoT Backbones](https://www.nfp.com/insights/why-insurers-are-starting-to-pay-for-project-iot-backbones/): Learn why insurers are starting to pay for project IoT backbones and what this means to the construction industry. Contact your NFP risk advisor. - [Your IPO and D&O Insurance](https://www.nfp.com/insights/your-ipo-and-do-insurance-managing-risk-from-private-to-public/): NFP's Management, Cyber and Professional Liability Team co-hosted a webinar covering risk-associated companies as they transition from private to public. - [ House Passes the Securing a Strong Retirement Act of 2022](https://www.nfp.com/insights/house-passes-the-securing-a-strong-retirement-act-of-2022/): House Passes the Securing a Strong Retirement Act of 2022 - [ Is RPO Recruiting Right for You?](https://www.nfp.com/insights/is-rpo-recruiting-right-for-you/): Is RPO Recruiting Right for You? - [ Post-Dobbs Implications for Employers on Abortion and Travel Expense Coverage and Reimbursement](https://www.nfp.com/insights/post-dobbs-implications-for-employers-on-abortion-and-travel-expense-coverage-and-reimbursement/): Post-Dobbs Implications for Employers on Abortion and Travel Expense Coverage and Reimbursement - [ Sixth Circuit Upholds Plan Reimbursement Rights](https://www.nfp.com/insights/sixth-circuit-upholds-plan-reimbursement-rights/): Sixth Circuit Upholds Plan Reimbursement Rights - [[Update] Governor Delays Collection of Long-Term Care Tax ('WA Cares Fund')](https://www.nfp.com/insights/update-governor-delays-collection-of-long-term-care-tax-wa-cares-fund/): [Update] Governor Delays Collection of Long-Term Care Tax ('WA Cares Fund') - [2022 COVID-19 Supplemental Paid Leave](https://www.nfp.com/insights/2022-covid-19-supplemental-paid-leave/): 2022 COVID-19 Supplemental Paid Leave - [2022 COVID-19 California Supplemental Paid Sick Leave FAQs](https://www.nfp.com/insights/2022-covid-19-supplemental-paid-sick-leave-faqs/): The California Department of Industrial Relations published FAQs related to the 2022 COVID-19 Supplemental Paid Sick Leave. - [2022 HCRA Covered-Live Assessment Rates Posted](https://www.nfp.com/insights/2022-hcra-covered-live-assessment-rates-posted/): 2022 HCRA Covered-Live Assessment Rates Posted - [2022 MHPAEA Report to Congress and Related Fact Sheet Released](https://www.nfp.com/insights/2022-mhpaea-report-to-congress-and-related-fact-sheet-released/): 2022 MHPAEA Report to Congress and Related Fact Sheet Released - [2022 Q1 Specialty Claims Journal and Trend Report](https://www.nfp.com/insights/2022-q1-specialty-claims-journal-and-trend-report/): The Q1 2022 Specialty Claims Journal and Trend Report offers analysis and insight into the first quarter of the year from industry specialists. - [2023 Individual Mandate Coverage OOP and Deductible Minimum Creditable Coverage (MCC) Limits](https://www.nfp.com/insights/2023-individual-mandate-coverage-oop-and-deductible-minimum-creditable-coverage-mcc-limits/): 2023 Individual Mandate Coverage OOP and Deductible Minimum Creditable Coverage (MCC) Limits - [NJ 2023 Maximum Weekly Benefit Amount Announced](https://www.nfp.com/insights/2023-maximum-weekly-benefit-amount-announced/): NJ announces 2023 max weekly benefit for temporary disability insurance: 85% of earnings, up to $1,025/week. Check Compliance Corner for premium rates. - [2023 New York Paid Family Leave Premium Rate and Maximum Contribution](https://www.nfp.com/insights/2023-new-york-paid-family-leave-premium-rate-and-maximum-contribution/): 2023 New York Paid Family Leave Premium Rate and Maximum Contribution - [2023 Paid Family and Medical Leave Information Announced](https://www.nfp.com/insights/2023-paid-family-and-medical-leave-information-announced/): 2023 Paid Family and Medical Leave Information Announced - [3 Ways to Engage Employees with Their Mental Health Benefits](https://www.nfp.com/insights/3-ways-to-engage-employees-with-their-mental-health-benefits/): 3 Ways to Engage Employees with Their Mental Health Benefits - [5 Non-Negotiable HR Considerations for the New Normal Workplace](https://www.nfp.com/insights/5-non-negotiable-hr-considerations-for-the-new-normal-workplace/): 5 Non-Negotiable HR Considerations for the New Normal Workplace - [ACA FAQs Issued on Preventive Services Requirements for Contraceptive Coverage](https://www.nfp.com/insights/aca-faqs-issued-on-preventive-services-requirements-for-contraceptive-coverage/): ACA FAQs Issued on Preventive Services Requirements for Contraceptive Coverage - [Advisory Issued on COVID-19 Variant Surge](https://www.nfp.com/insights/advisory-issued-on-covid-19-variant-surge/): Advisory Issued on COVID-19 Variant Surge - [Update on Status of Federal Independent Resolution Process](https://www.nfp.com/insights/agencies-issue-update-on-status-of-federal-independent-resolution-process/): Learn about the federal Independent Dispute Resolution (IDR) portal launched under the No Surprises Act to resolve out-of-network payment disputes. - [Agencies Release Final Rule on Changes to the 2022 Forms 5500 and 5500-SF](https://www.nfp.com/insights/agencies-release-final-rule-on-changes-to-the-2022-forms-5500-and-5500-sf/): Agencies Release Final Rule on Changes to the 2022 Forms 5500 and 5500-SF - [Amended Proclamation Prohibits Adverse Actions Against Vaccinated Employees](https://www.nfp.com/insights/amended-proclamation-prohibits-adverse-actions-against-vaccinated-employees/): Amended Proclamation Prohibits Adverse Actions Against Vaccinated Employees - [Biden Administration Releases Executive Order on Protecting Access to Reproductive Healthcare Services](https://www.nfp.com/insights/biden-administration-releases-executive-order-on-protecting-access-to-reproductive-healthcare-services/): Biden Administration Releases Executive Order on Protecting Access to Reproductive Healthcare Services - [Biden Signs Executive Order on Protecting Access to Reproductive Healthcare Services](https://www.nfp.com/insights/biden-signs-executive-order-on-protecting-access-to-reproductive-healthcare-services/): Biden Signs Executive Order on Protecting Access to Reproductive Healthcare Services - [Boosting the Met Police''s Brand as a Family Friendly Employer](https://www.nfp.com/insights/boosting-the-met-polices-brand-as-a-family-friendly-employer/): Boosting the Met Police''s Brand as a Family Friendly Employer - [Bulletin Announces Increase in Annual Maximum Benefit for Behavioral Therapy Coverage](https://www.nfp.com/insights/bulletin-announces-increase-in-annual-maximum-benefit-for-behavioral-therapy-coverage/): Bulletin Announces Increase in Annual Maximum Benefit for Behavioral Therapy Coverage - [Bulletin Informs of No Surprises Act Requirements](https://www.nfp.com/insights/bulletin-informs-of-no-surprises-act-requirements/): Bulletin Informs of No Surprises Act Requirements - [CAA Compliance Requirements and Enforcement](https://www.nfp.com/insights/caa-compliance-requirements-and-enforcement/): CAA Compliance Requirements and Enforcement - [Cal-OSHA COVID-19 Prevention Emergency Temporary Standards](https://www.nfp.com/insights/cal-osha-covid-19-prevention-emergency-temporary-standards/): Cal-OSHA COVID-19 Prevention Emergency Temporary Standards - [Can Outsourcing Work? The Case for Getting Smarter with Organizational Change](https://www.nfp.com/insights/can-outsourcing-work-the-case-for-getting-smarter-with-organizational-change/): Explore ways outsourcing can work and how you can resource and execute organisation change projects in your organisation. - [Caregiving Benefits: A Continuous Evolution ](https://www.nfp.com/insights/caregiving-benefits-a-continuous-evolution/): Questions and answers about what employers can do to create a responsive workplace that prioritizes the needs of its caregiving workforce. - [Case May Provide Additional Coverage for BIPA Claims](https://www.nfp.com/insights/case-may-provide-additional-coverage-for-bipa-claims/): Case May Provide Additional Coverage for BIPA Claims - [Case Study: SIM Swapping](https://www.nfp.com/insights/case-study-sim-swapping/): Explore the SIM swapping case study about a client that lost $50k in 20 minutes. Learn how you can protect yourself from these types of attacks. - [Composite Rate Options for Small Groups with Age Bands](https://www.nfp.com/insights/cc20220104faq/): Learn if a small groups, with age-banded rates imposed by insurance carriers, can create and utilize a composite rate for employees. - [HSA Rules When Spouse Is Medicare-Eligible](https://www.nfp.com/insights/cc20220119faq/): Learn how Medicare affects HSA contributions and usage when a spouse becomes eligible, including limits and rules for covering their medical expenses. - [Medicare Part D Disclosure Penalties for Employers](https://www.nfp.com/insights/cc20220201faq/): Learn about employer obligations for Medicare Part D disclosures, potential penalties, and how missed notices can impact employee enrollment and coverage. - [cc20220215faq](https://www.nfp.com/insights/cc20220215faq/): cc20220215faq - [cc20220301faq](https://www.nfp.com/insights/cc20220301faq/): cc20220301faq - [cc20220315faq](https://www.nfp.com/insights/cc20220315faq/): cc20220315faq - [cc20220329faq](https://www.nfp.com/insights/cc20220329faq/): cc20220329faq - [cc20220412faq](https://www.nfp.com/insights/cc20220412faq/): cc20220412faq - [cc20220426faq](https://www.nfp.com/insights/cc20220426faq/): cc20220426faq - [cc20220510faq](https://www.nfp.com/insights/cc20220510faq/): cc20220510faq - [cc20220524faq](https://www.nfp.com/insights/cc20220524faq/): cc20220524faq - [cc20220607faq](https://www.nfp.com/insights/cc20220607faq/): cc20220607faq - [cc20220622faq](https://www.nfp.com/insights/cc20220622faq/): cc20220622faq - [Who is Responsible for Sending Life Plan Conversion Notices?](https://www.nfp.com/insights/cc20220706faq/): Learn who is responsible for sending life plan conversion notices when an employee goes on leave or terminates employment. - [cc20220719faq](https://www.nfp.com/insights/cc20220719faq/): cc20220719faq - [cc20220802faq](https://www.nfp.com/insights/cc20220802faq/): cc20220802faq - [cc20220816faq](https://www.nfp.com/insights/cc20220816faq/): cc20220816faq - [cc20220830faq](https://www.nfp.com/insights/cc20220830faq/): cc20220830faq - [cc20220913faq](https://www.nfp.com/insights/cc20220913faq/): cc20220913faq - [cc20220927faq](https://www.nfp.com/insights/cc20220927faq/): cc20220927faq - [cc20221011faq](https://www.nfp.com/insights/cc20221011faq/): cc20221011faq - [cc20221025faq](https://www.nfp.com/insights/cc20221025faq/): cc20221025faq - [cc20221108faq](https://www.nfp.com/insights/cc20221108faq/): cc20221108faq - [cc20221206faq](https://www.nfp.com/insights/cc20221206faq/): cc20221206faq - [cc20221220faq](https://www.nfp.com/insights/cc20221220faq/): cc20221220faq - [CFRA Revised to Include Bereavement Leave](https://www.nfp.com/insights/cfra-revised-to-include-bereavement-leave/): CFRA Revised to Include Bereavement Leave - [Chicago Extends OSHA's Vaccine Mandate to All-Sized Employers](https://www.nfp.com/insights/chicago-extends-oshas-vaccine-mandate-to-all-sized-employers/): Chicago Extends OSHA's Vaccine Mandate to All-Sized Employers - [Circular Letter Addresses Coverage for the Prevention of Colorectal Cancer](https://www.nfp.com/insights/circular-letter-addresses-coverage-for-the-prevention-of-colorectal-cancer/): Circular Letter Addresses Coverage for the Prevention of Colorectal Cancer - [Circular Letters Address Implementation of CAA Provisions](https://www.nfp.com/insights/circular-letters-address-implementation-of-caa-provisions/): Circular Letters Address Implementation of CAA Provisions - [City of Bloomington Passes Earned Sick and Safe Leave Ordinance](https://www.nfp.com/insights/city-of-bloomington-passes-earned-sick-and-safe-leave-ordinance/): City of Bloomington Passes Earned Sick and Safe Leave Ordinance - [City of Philadelphia Employee Commuter Transit Benefit Programs: Effective December 31, 2022](https://www.nfp.com/insights/city-of-philadelphia-employee-commuter-transit-benefit-programs-effective-december-31-2022/): City of Philadelphia Employee Commuter Transit Benefit Programs: Effective December 31, 2022 - [City Vaccine Mandate Takes Effect](https://www.nfp.com/insights/city-vaccine-mandate-takes-effect/): City Vaccine Mandate Takes Effect - [Clarification Regarding Cost-Sharing for Insulin Drugs](https://www.nfp.com/insights/clarification-regarding-cost-sharing-for-insulin-drugs/): Clarification Regarding Cost-Sharing for Insulin Drugs - [CMS Announces 2023 Medicare Part D Parameters](https://www.nfp.com/insights/cms-announces-2023-medicare-part-d-parameters/): Learn more about CMS's release of the 2023 parameters for the Medicare Part D prescription drug benefit and how this information is used by employers. - [CMS Extends Nonenforcement of ACA-Compliance for Certain Policies](https://www.nfp.com/insights/cms-extends-nonenforcement-of-aca-compliance-for-certain-policies/): Learn more about CMS's extension of its non enforcement policy for specific ACA compliance requirements for certain non-grandfathered individual and small group coverage policies. - [CMS Issues New Guidance on Federal Independent Resolution Process](https://www.nfp.com/insights/cms-issues-new-guidance-on-federal-independent-resolution-process/): CMS Issues New Guidance on Federal Independent Resolution Process - [CMS Issues Proposed Rule on the ACA 2023 Benefit and Payment Parameters ](https://www.nfp.com/insights/cms-issues-proposed-rule-on-the-aca-2023-benefit-and-payment-parameters/): CMS Issues Proposed Rule on the ACA 2023 Benefit and Payment Parameters - [CMS Issues Proposed Rule on the ACA 2024 Benefit and Payment Parameters](https://www.nfp.com/insights/cms-issues-proposed-rule-on-the-aca-2024-benefit-and-payment-parameters/): CMS Issues Proposed Rule on the ACA 2024 Benefit and Payment Parameters - [CMS Updates External Review Requirements for Surprise Medical Billing](https://www.nfp.com/insights/cms-updates-external-review-requirements-for-surprise-medical-billing/): CMS Updates External Review Requirements for Surprise Medical Billing - [Combat Quiet Quitting on the Brink of a Recession](https://www.nfp.com/insights/combat-quiet-quitting-on-the-brink-of-a-recession/): Combat Quiet Quitting on the Brink of a Recession - [Commissioner Encourages Issuers to Help Patients Use Telehealth Services](https://www.nfp.com/insights/commissioner-encourages-issuers-to-help-patients-use-telehealth-services/): Commissioner Encourages Issuers to Help Patients Use Telehealth Services - [Commissioner Issues Bulletin on ERISA Preemption](https://www.nfp.com/insights/commissioner-issues-bulletin-on-erisa-preemption/): The Insurance and Safety Fire Commissioner of Georgia, issued Bulletin 22-EX-1 to insurers regarding ERISA preemption. - [Commissioner Issues Directive on Self-Funded Plan](https://www.nfp.com/insights/commissioner-issues-directive-on-self-funded-plans-opting-in-to-state-surprise-billing-law/): Insurance & Safety Fire Commissioner of Georgia issued Directive 22-EX-5 regarding self-funded healthcare plans electing to participate in the Surprise Billing Protection Act. - [Commissioner Provides Health Plan Guidance in Response to Uvalde Shooting](https://www.nfp.com/insights/commissioner-provides-health-plan-guidance-in-response-to-uvalde-shooting/): Commissioner Provides Health Plan Guidance in Response to Uvalde Shooting - [Congress Passes Respect for Marriage Act](https://www.nfp.com/insights/congress-passes-respect-for-marriage-act/): Congress Passes Respect for Marriage Act - [Consumer Guidance Related to No Surprise Billing](https://www.nfp.com/insights/consumer-guidance-related-to-no-surprise-billing/): Consumer Guidance Related to No Surprise Billing - [Cost-Sharing Limitation for Diabetes Equipment and Supplies](https://www.nfp.com/insights/cost-sharing-limitation-for-diabetes-equipment-and-supplies/): Cost-Sharing Limitation for Diabetes Equipment and Supplies - [Coverage for Autism Spectrum Disorder](https://www.nfp.com/insights/coverage-for-autism-spectrum-disorder/): Coverage for Autism Spectrum Disorder - [Coverage for Children at High-Risk for Lead Poisoning](https://www.nfp.com/insights/coverage-for-children-at-high-risk-for-lead-poisoning/): Coverage for Children at High-Risk for Lead Poisoning - [Coverage for Hearing Aids](https://www.nfp.com/insights/coverage-for-hearing-aids/): Coverage for Hearing Aids - [Coverage for HIV Prevention Prescription Drugs](https://www.nfp.com/insights/coverage-for-hiv-prevention-prescription-drugs/): Coverage for HIV Prevention Prescription Drugs - [Coverage for Human Monkeypox Virus Vaccination](https://www.nfp.com/insights/coverage-for-human-monkeypox-virus-vaccination/): Coverage for Human Monkeypox Virus Vaccination - [Coverage for Insulin Pumps](https://www.nfp.com/insights/coverage-for-insulin-pumps/): Coverage for Insulin Pumps - [Coverage for Medically Necessary Food](https://www.nfp.com/insights/coverage-for-medically-necessary-food/): Coverage for Medically Necessary Food - [Coverage for Newborn Hearing Loss Screening](https://www.nfp.com/insights/coverage-for-newborn-hearing-loss-screening/): Coverage for Newborn Hearing Loss Screening - [Coverage for Prescription Drugs to Treat Diabetes, HIV and AIDS](https://www.nfp.com/insights/coverage-for-prescription-drugs-to-treat-diabetes-hiv-and-aids/): Coverage for Prescription Drugs to Treat Diabetes, HIV and AIDS - [Coverage for Rituximab](https://www.nfp.com/insights/coverage-for-rituximab/): Coverage for Rituximab - [Coverage Required for Annual Behavioral Health Well Check](https://www.nfp.com/insights/coverage-required-for-annual-behavioral-health-well-check/): Coverage Required for Annual Behavioral Health Well Check - [COVID-19 Emergency Paid Sick Leave Mandate Extended to April 1, 2022](https://www.nfp.com/insights/covid-19-emergency-paid-sick-leave-mandate-extended-to-april-1-2022/): COVID-19 Emergency Paid Sick Leave Mandate Extended to April 1, 2022 - [Crime Victim Leave](https://www.nfp.com/insights/crime-victim-leave/): Navigate the complexities of Crime Victim Leave policies with expert insights from NFP. Discover essential information and compliance guidance for employers and employees. - [Crime Victim Leave Law Revised](https://www.nfp.com/insights/crime-victim-leave-law-revised/): Crime Victim Leave Law Revised - [Department Issues Request for Information on the Implementation of No Surprises Act Requirements](https://www.nfp.com/insights/department-issues-request-for-information-on-the-implementation-of-no-surprises-act-requirements/): Department Issues Request for Information on the Implementation of No Surprises Act Requirements - [Departments Issue FAQs on Federal Independent Dispute Resolution Process](https://www.nfp.com/insights/departments-issue-faqs-on-federal-independent-dispute-resolution-process/): Departments Issue FAQs on Federal Independent Dispute Resolution Process - [Final Rules on Requirements Related to Surprise Billing](https://www.nfp.com/insights/departments-issue-final-rules-on-requirements-related-to-surprise-billing/): The DOL, HHS and IRS released final rules related to the surprise billing requirements of the No Surprises Act of the Consolidated Appropriations Act, 2021. - [Departments Issue Letter on Contraceptive Coverage Requirements](https://www.nfp.com/insights/departments-issue-letter-on-contraceptive-coverage-requirements/): Departments Issue Letter on Contraceptive Coverage Requirements - [Federal Independent Dispute Resolution Process Checklist Released](https://www.nfp.com/insights/departments-release-federal-independent-dispute-resolution-process-checklist/): The IRS, DOL and HHS (the 'departments') released a federal independent dispute resolution (IDR) process checklist of requirements for group health plans and insurers. - [Disability and Paid Family Leave Benefits to Increase in 2025](https://www.nfp.com/insights/disability-and-paid-family-leave-benefits-to-increase-in-2025/): Disability and Paid Family Leave Benefits to Increase in 2025 - [Discrimination Related to Gender Identity Prohibited](https://www.nfp.com/insights/discrimination-related-to-gender-identity-prohibited/): Discrimination Related to Gender Identity Prohibited - [District Court Rules Against Key Parts of ACA Preventive Services Requirements](https://www.nfp.com/insights/district-court-rules-against-key-parts-of-aca-preventive-services-requirements/): District Court Rules Against Key Parts of ACA Preventive Services Requirements - [DOL Adjusts Penalties for Health and Welfare Plan Violations](https://www.nfp.com/insights/dol-adjusts-penalties-for-health-and-welfare-plan-violations/): DOL Adjusts Penalties for Health and Welfare Plan Violations - [DOL Announces Hearing on Proposed Amendment to Prohibited Transaction Exemption Application Process](https://www.nfp.com/insights/dol-announces-hearing-on-proposed-amendment-to-prohibited-transaction-exemption-application-process/): DOL Announces Hearing on Proposed Amendment to Prohibited Transaction Exemption Application Process - [DOL Announces Temporary Enforcement Policy for Service Provider Disclosures](https://www.nfp.com/insights/dol-announces-temporary-enforcement-policy-for-service-provider-disclosures/): DOL Announces Temporary Enforcement Policy for Service Provider Disclosures - [DOL Guidance Addresses Prohibited Retaliation under FMLA](https://www.nfp.com/insights/dol-guidance-addresses-prohibited-retaliation-under-fmla/): DOL Guidance Addresses Prohibited Retaliation under FMLA - [DOL Issues FAQs on Transparency in Coverage Machine-Readable Files](https://www.nfp.com/insights/dol-issues-faqs-on-transparency-in-coverage-machine-readable-files/): DOL Issues FAQs on Transparency in Coverage Machine-Readable Files - [Final Rule on Retirement Plan ESG Investments & Proxy Voting](https://www.nfp.com/insights/dol-issues-final-rule-on-retirement-plan-esg-investments-and-proxy-voting/): Explore the DOL's final rule on 'Prudence and Loyalty in Selecting Plan Investments,' effective January 1, 2023. - [DOL Proposes Amendment to the Qualified Professional Asset Manager Exemption](https://www.nfp.com/insights/dol-proposes-amendment-to-the-qualified-professional-asset-manager-exemption/): DOL Proposes Amendment to the Qualified Professional Asset Manager Exemption - [Amendment to Voluntary Fiduciary Correction Program](https://www.nfp.com/insights/dol-proposes-amendment-to-voluntary-fiduciary-correction-program-and-related-prohibited-transaction-exemption/): The Employee Benefits Security Administration of the DOL proposed changes to the Voluntary Fiduciary Correction Program, a new self-correction feature and related transactions. - [DOL Proposes Changes to Worker Classification Rules](https://www.nfp.com/insights/dol-proposes-changes-to-worker-classification-rules/): DOL Proposes Changes to Worker Classification Rules - [DOL Proposes Updates to Application Process for Prohibited Transaction Exemptions](https://www.nfp.com/insights/dol-proposes-updates-to-application-process-for-prohibited-transaction-exemptions/): DOL Proposes Updates to Application Process for Prohibited Transaction Exemptions - [DOL Provides Clarity on FMLA and Mental Health-Related Leaves](https://www.nfp.com/insights/dol-provides-clarity-on-fmla-and-mental-health-related-leaves/): DOL Provides Clarity on FMLA and Mental Health-Related Leaves - [DOL Publishes Initial Regulatory Flexibility Analysis on Proposed Amendment to QPAM Exemption](https://www.nfp.com/insights/dol-publishes-initial-regulatory-flexibility-analysis-on-proposed-amendment-to-qpam-exemption/): DOL Publishes Initial Regulatory Flexibility Analysis on Proposed Amendment to QPAM Exemption - [DOL Release Focuses on 401(k) Investment in Cryptocurrencies](https://www.nfp.com/insights/dol-release-focuses-on-401-k-investment-in-cryptocurrencies/): DOL Release Focuses on 401(k) Investment in Cryptocurrencies - [DOL Releases Informational Copies of 2022 Form 5500 Series Annual Return/Report](https://www.nfp.com/insights/dol-releases-informational-copies-of-2022-form-5500-series-annual-returnreport/): DOL Releases Informational Copies of 2022 Form 5500 Series Annual Return/Report - [DOL Releases Updated Guidance on Independence of Employee Benefit Plan Accountants](https://www.nfp.com/insights/dol-releases-updated-guidance-on-independence-of-employee-benefit-plan-accountants/): DOL Releases Updated Guidance on Independence of Employee Benefit Plan Accountants - [DOL Requests Comments on Climate-Related Financial Risk to Retirement Plans](https://www.nfp.com/insights/dol-requests-comments-on-climate-related-financial-risk-to-retirement-plans/): DOL Requests Comments on Climate-Related Financial Risk to Retirement Plans - [DOL Supplements Letter on Private Equity Investments in Defined Contribution Plans](https://www.nfp.com/insights/dol-supplements-letter-on-private-equity-investments-in-defined-contribution-plans/): DOL Supplements Letter on Private Equity Investments in Defined Contribution Plans - [DOL, IRS and PBGC Release Advance Copies of 2021 Forms 5500](https://www.nfp.com/insights/dol-irs-and-pbgc-release-advance-copies-of-2021-forms-5500/): DOL, IRS and PBGC Release Advance Copies of 2021 Forms 5500 - [Download the 2022 NFP US Benefits Trend Report](https://www.nfp.com/insights/download-the-2022-nfp-us-benefits-trend-report/): Learn what your employees want from their benefits offerings, download the 2022 NFP US Benefits Trend Report. - [Early Prescription Refill Reminder Issued](https://www.nfp.com/insights/early-prescription-refill-reminder-issued/): Early Prescription Refill Reminder Issued - [Eighth Circuit Addresses Termination of Disability Benefits](https://www.nfp.com/insights/eighth-circuit-addresses-termination-of-disability-benefits/): Gain valuable insights into disability benefit terminations from the Eighth Circuit's perspective. Explore critical considerations and legal analysis on NFP Insights. - [Eighth Circuit Affirms Insurer's Right to Reimbursement](https://www.nfp.com/insights/eighth-circuit-affirms-insurers-right-to-reimbursement/): Explore the Eighth Circuit's rulings on the termination of disability benefits. Gain valuable insights into navigating complex disability claims at NFP. - [Eighth Circuit Affirms Life Insurer Breached ERISA Fiduciary Duties with Broken Enrollment System](https://www.nfp.com/insights/eighth-circuit-affirms-life-insurer-breached-erisa-fiduciary-duties-with-broken-enrollment-system/): Eighth Circuit Affirms Life Insurer Breached ERISA Fiduciary Duties with Broken Enrollment System - [Eighth Circuit Holds that State''s PBM Regulation Is Not Preempted by ERISA](https://www.nfp.com/insights/eighth-circuit-holds-that-states-pbm-regulation-is-not-preempted-by-erisa/): Eighth Circuit Holds that State''s PBM Regulation Is Not Preempted by ERISA - [Eleventh Circuit Affirms Based Upon 'Unambiguous' Summary Plan Description Terms](https://www.nfp.com/insights/eleventh-circuit-affirms-based-upon-unambiguous-summary-plan-description-terms/): Eleventh Circuit Affirms Based Upon 'Unambiguous' Summary Plan Description Terms - [Eleventh Circuit Allows ERISA Claim for Monetary Relief Based on Life Plan Enrollment Errors](https://www.nfp.com/insights/eleventh-circuit-allows-erisa-claim-for-monetary-relief-based-on-life-plan-enrollment-errors/): Eleventh Circuit Allows ERISA Claim for Monetary Relief Based on Life Plan Enrollment Errors - [Eleventh Circuit Narrows Injunction in Federal Contractor Vaccine Mandate Challenge](https://www.nfp.com/insights/eleventh-circuit-narrows-injunction-in-federal-contractor-vaccine-mandate-challenge/): Eleventh Circuit Narrows Injunction in Federal Contractor Vaccine Mandate Challenge - [Emergency Regulation Opens Special Enrollment Period](https://www.nfp.com/insights/emergency-regulation-opens-special-enrollment-period/): Emergency Regulation Opens Special Enrollment Period - [Emergency Regulation Requires Carriers to Provide Access to COVID-19 Vaccine](https://www.nfp.com/insights/emergency-regulation-requires-carriers-to-provide-access-to-covid-19-vaccine/): Emergency Regulation Requires Carriers to Provide Access to COVID-19 Vaccine - [Employee Assistance Programs (EAP) Confidentiality Law Enacted - Effective on June 9, 2022](https://www.nfp.com/insights/employee-assistance-programs-eap-confidentiality-law-enacted-effective-on-june-9-2022/): Employee Assistance Programs (EAP) Confidentiality Law Enacted - Effective on June 9, 2022 - [Employees Eligible to Take Paid Sick Days and CFRA Leave for 'Designated Persons'](https://www.nfp.com/insights/employees-eligible-to-take-paid-sick-days-and-cfra-leave-for-designated-persons/): Employees Eligible to Take Paid Sick Days and CFRA Leave for 'Designated Persons' - [Employees Granted Paid COVID-19 Child Vaccination Leave](https://www.nfp.com/insights/employees-granted-paid-covid-19-child-vaccination-leave/): Employees Granted Paid COVID-19 Child Vaccination Leave - [Employer Coverage Reporting](https://www.nfp.com/insights/employer-coverage-reporting/): Employer Coverage Reporting - [Employer COVID-19 Vaccine Requirements in Workplace Limited](https://www.nfp.com/insights/employer-covid-19-vaccine-requirements-in-workplace-limited/): Employer COVID-19 Vaccine Requirements in Workplace Limited - [Employer Vaccine Mandates Restricted](https://www.nfp.com/insights/employer-vaccine-mandates-restricted/): Employer Vaccine Mandates Restricted - [Employers'' Right to Request a Loss Run Statement](https://www.nfp.com/insights/employers-right-to-request-a-loss-run-statement/): Employers'' Right to Request a Loss Run Statement - [Employment Practices Related to a Vaccine Requirement](https://www.nfp.com/insights/employment-practices-related-to-a-vaccine-requirement/): Employment Practices Related to a Vaccine Requirement - [End to Forced Arbitration of Sexual Assault Claims](https://www.nfp.com/insights/end-to-forced-arbitration-of-sexual-assault-claims/): End to Forced Arbitration of Sexual Assault Claims - [Executive Order Restricts Employer Vaccination Mandates](https://www.nfp.com/insights/executive-order-restricts-employer-vaccination-mandates/): Executive Order Restricts Employer Vaccination Mandates - [NJ COVID-19 Vaccination & Booster Requirements for Healthcare Workers](https://www.nfp.com/insights/executive-order-strengthens-covid-19-vaccination-and-booster-requirements-for-workers-in-healthcare-and-congregate-settings/): Learn more about signed Executive Order No. 283, requiring workers at healthcare facilities and high-risk congregate settings to be up to date with their COVID-19 vaccinations. - [Extended Relief for Non-ACA-Compliant Small Group and Individual Policies and Plans (2)](https://www.nfp.com/insights/extended-relief-for-non-aca-compliant-small-group-and-individual-policies-and-plans-2/): Extended Relief for Non-ACA-Compliant Small Group and Individual Policies and Plans (2) - [Extension of Emergency Orders on COVID-19 Testing and Surprise Billing](https://www.nfp.com/insights/extension-of-emergency-orders-on-covid-19-testing-and-surprise-billing/): Extension of Emergency Orders on COVID-19 Testing and Surprise Billing - [Facts on Cybercrime from DigitalShield](https://www.nfp.com/insights/facts-on-cybercrime-from-digitalshield/): Explore facts on cybercrime and how to protects yourself. View our infographic showing recent data on cyber security and cyber crime insurance. - [Fairness in Cost-Sharing for Prescription Drugs Act](https://www.nfp.com/insights/fairness-in-cost-sharing-for-prescription-drugs-act/): Fairness in Cost-Sharing for Prescription Drugs Act - [Federal Court Dismisses WA Long-Term Cares Act Lawsuit](https://www.nfp.com/insights/federal-court-dismisses-wa-long-term-cares-act-lawsuit/): Federal Court Dismisses WA Long-Term Cares Act Lawsuit - [Federal Court Finds Employer on the Hook for TPA''s Misdirected COBRA Notice](https://www.nfp.com/insights/federal-court-finds-employer-on-the-hook-for-tpas-misdirected-cobra-notice/): Federal Court Finds Employer on the Hook for TPA''s Misdirected COBRA Notice - [Federal Court Finds Employer's Documentation of COBRA Inadequate](https://www.nfp.com/insights/federal-court-finds-employers-documentation-of-cobra-notice-mailing-procedures-inadequate/): The US District Court for the Northern District of Illinois ruled an employer failed to document a good faith attempt to provide the required COBRA election notice to a terminated employee. - [Federal FAQ: Insurance Carriers and Plans Must Pay for COVID- Tests](https://www.nfp.com/insights/federal-faq-insurance-carriers-and-plans-must-pay-for-covid-tests/): Federal FAQ: Insurance Carriers and Plans Must Pay for COVID- Tests - [Fifth Circuit Grants Stay of Surprise Billing Appeal](https://www.nfp.com/insights/fifth-circuit-grants-stay-of-surprise-billing-appeal/): Fifth Circuit asked to stay an appeal on the Texas federal court case vacating key parts of the independent dispute resolution process in the No Surprises Act interim final rule. - [Fifth Circuit Prevents Enforcement of Certain Section 1557 Nondiscrimination Provisions](https://www.nfp.com/insights/fifth-circuit-prevents-enforcement-of-certain-section-1557-nondiscrimination-provisions/): Fifth Circuit Prevents Enforcement of Certain Section 1557 Nondiscrimination Provisions - [Fifth Circuit Upholds ACA Risk-Adjustment Program](https://www.nfp.com/insights/fifth-circuit-upholds-aca-risk-adjustment-program/): Fifth Circuit Upholds ACA Risk-Adjustment Program - [Final Regulations Issued for Paid Sick and Safe Leave Law ](https://www.nfp.com/insights/final-regulations-issued-for-paid-sick-and-safe-leave-law/): Final Regulations Issued for Paid Sick and Safe Leave Law - [Final Regulations Issued on ACA Reporting](https://www.nfp.com/insights/final-regulations-issued-on-aca-reporting/): Final Regulations Issued on ACA Reporting - [First Circuit Finds Against Life Insurer for Ambiguous Plan Terms](https://www.nfp.com/insights/first-circuit-finds-against-life-insurer-for-ambiguous-plan-terms/): First Circuit Finds Against Life Insurer for Ambiguous Plan Terms - [First Circuit Reverses Dismissal of Mental Health Parity Claim Against Group Health Plan](https://www.nfp.com/insights/first-circuit-reverses-dismissal-of-mental-health-parity-claim-against-group-health-plan/): First Circuit Reverses Dismissal of Mental Health Parity Claim Against Group Health Plan - [FMLA Rule Review as Notice Requirements Begin July 1](https://www.nfp.com/insights/fmla-proposed-regulations-in-review-as-notice-requirements-take-effect-july-1/): CT FMLA notice requirements take effect July 1, 2022. Proposed regulation updates include eligibility, leave entitlements, and documentation changes. - [Fourth Circuit Holds that Plan Trustees'' Abused their Discretion in Spinal Surgery Claim Denial](https://www.nfp.com/insights/fourth-circuit-holds-that-plan-trustees-abused-their-discretion-in-spinal-surgery-claim-denial/): Fourth Circuit Holds that Plan Trustees'' Abused their Discretion in Spinal Surgery Claim Denial - [Fourth Circuit Rejects HIPAA Privacy Defense](https://www.nfp.com/insights/fourth-circuit-rejects-hipaa-privacy-defense/): Fourth Circuit Rejects HIPAA Privacy Defense - [Fourth Circuit Revives Claim that Social Media Message Was Required Notice for FMLA Leave](https://www.nfp.com/insights/fourth-circuit-revives-claim-that-social-media-message-was-required-notice-for-fmla-leave/): Fourth Circuit Revives Claim that Social Media Message Was Required Notice for FMLA Leave - [Freedom of Consumer Choice for Pharmacy](https://www.nfp.com/insights/freedom-of-consumer-choice-for-pharmacy/): Freedom of Consumer Choice for Pharmacy - [Generating Revenue During Economic Uncertainty](https://www.nfp.com/insights/generating-revenue-during-economic-uncertainty/): Generating Revenue During Economic Uncertainty - [Governor Signs Adoption Promotion Act into Law](https://www.nfp.com/insights/governor-signs-adoption-promotion-act-into-law/): Governor Signs Adoption Promotion Act into Law - [Georgia Governor Signs New Healthcare Bills into Law](https://www.nfp.com/insights/governor-signs-new-healthcare-bills-into-law-1/): Georgia Gov. Kemp signed two new healthcare bills into law: HB 733 and SB 341. Employers should be aware of these upcoming changes. - [Governor Signs Series of Bills Mandating Coverage of Certain Services](https://www.nfp.com/insights/governor-signs-series-of-bills-mandating-coverage-of-certain-services/): Governor Signs Series of Bills Mandating Coverage of Certain Services - [Guidance Addresses Coverage for Monkeypox Virus Testing, Diagnosis and Immunization](https://www.nfp.com/insights/guidance-addresses-coverage-for-monkeypox-virus-testing-diagnosis-and-immunization/): Guidance Addresses Coverage for Monkeypox Virus Testing, Diagnosis and Immunization - [Hawaii Establishes a Retirement Savings Account Program](https://www.nfp.com/insights/hawaii-establishes-a-retirement-savings-account-program/): Hawaii Establishes a Retirement Savings Account Program - [Healthcare in This Country Leads to Healthcare Debt. Voluntary Benefits Can Help Ease the Pain.](https://www.nfp.com/insights/healthcare-in-this-country-leads-to-healthcare-debt-voluntary-benefits-can-help-ease-the-pain/): Healthcare in This Country Leads to Healthcare Debt. Voluntary Benefits Can Help Ease the Pain. - [HHS Announces Adjustments to Penalties for SBC, MSP and HIPAA Violation](https://www.nfp.com/insights/hhs-announces-adjustments-to-penalties-for-sbc-msp-and-hipaa-violation/): HHS Announces Adjustments to Penalties for SBC, MSP and HIPAA Violation - [HHS Extends Public Health Emergency an Additional 90 Days](https://www.nfp.com/insights/hhs-extends-public-health-emergency-an-additional-90-days/): HHS Extends Public Health Emergency an Additional 90 Days - [HHS Issues 2023 Notice of Benefits and Payment Parameters Final Rule](https://www.nfp.com/insights/hhs-issues-2023-notice-of-benefits-and-payment-parameters-final-rule/): HHS Issues 2023 Notice of Benefits and Payment Parameters Final Rule - [HHS Issues Guidance on Audio-Only Telehealth and HIPAA Compliance](https://www.nfp.com/insights/hhs-issues-guidance-on-audio-only-telehealth-and-hipaa-compliance/): HHS Issues Guidance on Audio-Only Telehealth and HIPAA Compliance - [HHS Issues Guidance on Protecting Patient Privacy Related to Reproductive Healthcare](https://www.nfp.com/insights/hhs-issues-guidance-on-protecting-patient-privacy-related-to-reproductive-healthcare/): HHS Issues Guidance on Protecting Patient Privacy Related to Reproductive Healthcare - [HHS Issues Guidance to Pharmacies on Ensuring Access to Reproductive Healthcare Services](https://www.nfp.com/insights/hhs-issues-guidance-to-pharmacies-on-ensuring-access-to-reproductive-healthcare-services/): HHS Issues Guidance to Pharmacies on Ensuring Access to Reproductive Healthcare Services - [HHS Issues HIPAA Guidance on Use of Online Tracking Technologies](https://www.nfp.com/insights/hhs-issues-hipaa-guidance-on-use-of-online-tracking-technologies/): HHS Issues HIPAA Guidance on Use of Online Tracking Technologies - [HHS Issues Instructions for Reporting Prescription Drug and Other Information to the Government](https://www.nfp.com/insights/hhs-issues-instructions-for-reporting-prescription-drug-and-other-information-to-the-government/): HHS Issues Instructions for Reporting Prescription Drug and Other Information to the Government - [HHS Issues Patient Fact Sheet on Surprise Medical Bill Protections](https://www.nfp.com/insights/hhs-issues-patient-fact-sheet-on-surprise-medical-bill-protections/): HHS Issues Patient Fact Sheet on Surprise Medical Bill Protections - [HHS Issues Reports to Congress on HIPAA Compliance and Breach Notifications](https://www.nfp.com/insights/hhs-issues-reports-to-congress-on-hipaa-compliance-and-breach-notifications/): HHS Issues Reports to Congress on HIPAA Compliance and Breach Notifications - [HHS Proposes Revisions to Nondiscrimination Regulations in Health Programs and Activities](https://www.nfp.com/insights/hhs-proposes-revisions-to-nondiscrimination-regulations-in-health-programs-and-activities/): HHS Proposes Revisions to Nondiscrimination Regulations in Health Programs and Activities - [HHS Proposes Rule on Confidentiality of Substance Use Disorder Patient Records](https://www.nfp.com/insights/hhs-proposes-rule-on-confidentiality-of-substance-use-disorder-patient-records/): HHS Proposes Rule on Confidentiality of Substance Use Disorder Patient Records - [HHS Releases 2022 Cybersecurity Newsletter](https://www.nfp.com/insights/hhs-releases-2022-cybersecurity-newsletter/): HHS Releases 2022 Cybersecurity Newsletter - [HHS Chart: Federal or State Independent Dispute Resolution Process?](https://www.nfp.com/insights/hhs-releases-chart-for-determining-whether-federal-or-state-independent-dispute-resolution-process-applies/): The US Department of Health and Human Services (HHS) has released additional guidance to help plans and insurers navigate independent dispute resolution. - [HHS Releases Federal Independent Dispute Resolution Process Guidance Document](https://www.nfp.com/insights/hhs-releases-federal-independent-dispute-resolution-process-guidance-document/): HHS Releases Federal Independent Dispute Resolution Process Guidance Document - [HHS Releases User Manual for Prescription Drug Data Reporting](https://www.nfp.com/insights/hhs-releases-user-manual-for-prescription-drug-data-reporting/): HHS Releases User Manual for Prescription Drug Data Reporting - [How Outplacement Will Help You To Retain Your Talent](https://www.nfp.com/insights/how-outplacement-will-help-you-to-retain-your-talent/): How Outplacement Will Help You To Retain Your Talent - [How to Improve Your Glassdoor Diversity and Inclusion Company Rating](https://www.nfp.com/insights/how-to-improve-your-glassdoor-diversity-and-inclusion-company-rating/): How to Improve Your Glassdoor Diversity and Inclusion Company Rating - [How to Make Virtual Interviews Part of Your Hiring Process](https://www.nfp.com/insights/how-to-make-virtual-interviews-part-of-your-hiring-process/): How to Make Virtual Interviews Part of Your Hiring Process - [HR Expertise: Boost Your Business with Operational HR Outsourcing](https://www.nfp.com/insights/hr-expertise-boost-your-business-with-operational-hr-outsourcing/): HR Expertise: Boost Your Business with Operational HR Outsourcing - [HR Partnership: Grow Your Business with Strategic HR Outsourcing](https://www.nfp.com/insights/hr-partnership-grow-your-business-with-strategic-hr-outsourcing/): HR Partnership: Grow Your Business with Strategic HR Outsourcing - [HSA Eligibility Impacted by Third Party Drug Payments](https://www.nfp.com/insights/hsa-eligibility-impacted-by-third-party-drug-payments/): HSA Eligibility Impacted by Third Party Drug Payments - [Illinois Governor Signs Health Insurance Consumer Protection Bills](https://www.nfp.com/insights/illinois-governor-signs-health-insurance-consumer-protection-bills/): Illinois Governor Signs Health Insurance Consumer Protection Bills - [Illinois Secure Choice Retirement Savings Program](https://www.nfp.com/insights/illinois-secure-choice-retirement-savings-program/): Illinois Secure Choice Retirement Savings Program - [Individual Clients Hurricane Preparedness](https://www.nfp.com/insights/individual-clients-hurricane-preparedness/): Individual Clients Hurricane Preparedness - [Iowa Announces End to COVID-19 as a Public Health Emergency](https://www.nfp.com/insights/iowa-announces-end-to-covid-19-as-a-public-health-emergency/): Iowa Announces End to COVID-19 as a Public Health Emergency - [Iowa Restricts COVID-19 Employer Vaccine Mandates](https://www.nfp.com/insights/iowa-restricts-covid-19-employer-vaccine-mandates/): Iowa Restricts COVID-19 Employer Vaccine Mandates - [IRS Addresses Qualified Transportation Fringe Benefit Requirements](https://www.nfp.com/insights/irs-addresses-qualified-transportation-fringe-benefit-requirements/): IRS Addresses Qualified Transportation Fringe Benefit Requirements - [IRS Addresses Treatment of Qualified Employer Leave-Based Donation Payments](https://www.nfp.com/insights/irs-addresses-treatment-of-qualified-employer-leave-based-donation-payments/): IRS Addresses Treatment of Qualified Employer Leave-Based Donation Payments - [IRS Announces 2023 Inflation Adjusted Limits for Health FSAs, Commuter Benefits and Adoption Assistance](https://www.nfp.com/insights/irs-announces-2023-inflation-adjusted-limits-for-health-fsas-commuter-benefits-and-adoption-assistance/): IRS Announces 2023 Inflation Adjusted Limits for Health FSAs, Commuter Benefits and Adoption Assistance - [IRS Announces 2023 Limits on Benefits and Contributions for Qualified Retirement Plans](https://www.nfp.com/insights/irs-announces-2023-limits-on-benefits-and-contributions-for-qualified-retirement-plans/): IRS Announces 2023 Limits on Benefits and Contributions for Qualified Retirement Plans - [IRS Announces Pre-Examination Retirement Plan Compliance Pilot](https://www.nfp.com/insights/irs-announces-pre-examination-retirement-plan-compliance-pilot/): IRS Announces Pre-Examination Retirement Plan Compliance Pilot - [IRS Announces Revisions to Form 5300](https://www.nfp.com/insights/irs-announces-revisions-to-form-5300/): IRS Announces Revisions to Form 5300 - [IRS Extends Certain Amendment Deadlines under the CARES Act and CAA 2021](https://www.nfp.com/insights/irs-extends-certain-amendment-deadlines-under-the-cares-act-and-caa-2021/): IRS Extends Certain Amendment Deadlines under the CARES Act and CAA 2021 - [IRS Extends SECURE Act and CARES Act Retirement Plan Amendment Deadlines](https://www.nfp.com/insights/irs-extends-secure-act-and-cares-act-retirement-plan-amendment-deadlines/): IRS Extends SECURE Act and CARES Act Retirement Plan Amendment Deadlines - [IRS Extends Temporary Relief from Physical Presence Again](https://www.nfp.com/insights/irs-extends-temporary-relief-from-physical-presence-requirement-again/): The IRS released Notice 2022-27, which extends the COVID-19 temporary relief from the physical presence requirement for certain retirement plan elections. - [IRS Finalizes 2021 Form 8955-SSA Instructions](https://www.nfp.com/insights/irs-finalizes-2021-form-8955-ssa-instructions/): IRS Finalizes 2021 Form 8955-SSA Instructions - [IRS Finalizes Rule Fixing the ACA Family Glitch](https://www.nfp.com/insights/irs-finalizes-rule-fixing-the-aca-family-glitch/): IRS Finalizes Rule Fixing the ACA Family Glitch - [IRS Issues 2022 Cumulative List of Changes for 403b Plans](https://www.nfp.com/insights/irs-issues-2022-cumulative-list-of-changes-for-403b-plans/): IRS Issues 2022 Cumulative List of Changes for 403b Plans - [IRS Issues Determination Letter Guidance for Individually Designed Qualified and Section 403(b) Plans](https://www.nfp.com/insights/irs-issues-determination-letter-guidance-for-individually-designed-qualified-and-section-403-b-plans/): IRS Issues Determination Letter Guidance for Individually Designed Qualified and Section 403(b) Plans - [IRS Issues Letter on Qualifying Medical Expenses](https://www.nfp.com/insights/irs-issues-letter-on-qualifying-medical-expenses/): IRS Issues Letter on Qualifying Medical Expenses - [IRS Issues Letter on Unused Qualified Transportation Fringe Benefits](https://www.nfp.com/insights/irs-issues-letter-on-unused-qualified-transportation-fringe-benefits/): IRS Issues Letter on Unused Qualified Transportation Fringe Benefits - [IRS Issues Listing of Required Modifications and Information Package for 403(b) Pre-Approved Plans](https://www.nfp.com/insights/irs-issues-listing-of-required-modifications-and-information-package-for-403-b-pre-approved-plans/): IRS Issues Listing of Required Modifications and Information Package for 403(b) Pre-Approved Plans - [IRS Issues Notice on 2022 Required Amendments List](https://www.nfp.com/insights/irs-issues-notice-on-2022-required-amendments-list-for-individually-designed-qualified-and-section-403-b-plans/): The IRS issued Notice 2022-62, which is the 2022 Required Amendments List (RA List) for qualified retirement plans. The yearly RA Lists provide changes in retirement plan qualification requirements. - [IRS Issues Proposed Regulations on Multiple Employer Plan 'One Bad Apple' Exception](https://www.nfp.com/insights/irs-issues-proposed-regulations-on-multiple-employer-plan-one-bad-apple-exception/): IRS Issues Proposed Regulations on Multiple Employer Plan 'One Bad Apple' Exception - [IRS Issues Proposed Regulations to Update Mortality Tables for Pension Plans](https://www.nfp.com/insights/irs-issues-proposed-regulations-to-update-mortality-tables-for-pension-plans/): IRS Issues Proposed Regulations to Update Mortality Tables for Pension Plans - [IRS Issues Proposed Regulations Updating Required Minimum Distribution Rules](https://www.nfp.com/insights/irs-issues-proposed-regulations-updating-required-minimum-distribution-rules/): IRS Issues Proposed Regulations Updating Required Minimum Distribution Rules - [IRS Issues Proposed Rule on Affordability of Employer Coverage for Family Members](https://www.nfp.com/insights/irs-issues-proposed-rule-on-affordability-of-employer-coverage-for-family-members/): IRS Issues Proposed Rule on Affordability of Employer Coverage for Family Members - [IRS Issues Updated Guidance on Retirement Plan Periodic Payments](https://www.nfp.com/insights/irs-issues-updated-guidance-on-retirement-plan-periodic-payments/): IRS Issues Updated Guidance on Retirement Plan Periodic Payments - [IRS Provides Transitional Required Minimum Distribution Guidance](https://www.nfp.com/insights/irs-provides-transitional-required-minimum-distribution-guidance/): IRS Provides Transitional Required Minimum Distribution Guidance - [IRS Releases 2021 Form 8889 and Instructions](https://www.nfp.com/insights/irs-releases-2021-form-8889-and-instructions/): IRS Releases 2021 Form 8889 and Instructions - [IRS Releases 2022 Employer''s Tax Guide to Fringe Benefits](https://www.nfp.com/insights/irs-releases-2022-employers-tax-guide-to-fringe-benefits/): IRS Releases 2022 Employer''s Tax Guide to Fringe Benefits - [IRS Releases 2022 Forms 1094/5-B and 1094/5-C and Draft Instructions](https://www.nfp.com/insights/irs-releases-2022-forms-10945-b-and-10945-c-and-draft-instructions/): IRS Releases 2022 Forms 1094/5-B and 1094/5-C and Draft Instructions - [IRS Releases 2022 Instructions for Forms 1099-R and 5498](https://www.nfp.com/insights/irs-releases-2022-instructions-for-forms-1099-r-and-5498/): IRS Releases 2022 Instructions for Forms 1099-R and 5498 - [IRS Releases 2022 Mileage Rates and Vehicle Values](https://www.nfp.com/insights/irs-releases-2022-mileage-rates-and-vehicle-values/): IRS Releases 2022 Mileage Rates and Vehicle Values - [IRS Releases 2023 Contribution Limits for HSAs and HRAs](https://www.nfp.com/insights/irs-releases-2023-contribution-limits-for-hsas-and-hras/): IRS Releases 2023 Contribution Limits for HSAs and HRAs - [IRS Releases Covered Compensation Tables for the 2023 Plan Year](https://www.nfp.com/insights/irs-releases-covered-compensation-tables-for-the-2023-plan-year/): IRS Releases Covered Compensation Tables for the 2023 Plan Year - [IRS Releases Draft of 2022 Publication 15-A](https://www.nfp.com/insights/irs-releases-draft-of-2022-publication-15-a/): IRS Releases Draft of 2022 Publication 15-A - [IRS Releases Guidance on Methodology for Calculating Qualifying Payment Amount in 2022](https://www.nfp.com/insights/irs-releases-guidance-on-methodology-for-calculating-qualifying-payment-amount-in-2022/): IRS Releases Guidance on Methodology for Calculating Qualifying Payment Amount in 2022 - [IRS Releases Guidance on Surprise Billing 2022 Qualifying Payment Amount Determination](https://www.nfp.com/insights/irs-releases-guidance-on-surprise-billing-2022-qualifying-payment-amount-determination/): IRS Releases Guidance on Surprise Billing 2022 Qualifying Payment Amount Determination - [IRS Releases Text Instructions for Forms 1094/5-B and 1094/5-C](https://www.nfp.com/insights/irs-releases-text-instructions-for-forms-10945-b-and-10945-c/): IRS Releases Text Instructions for Forms 1094/5-B and 1094/5-C - [IRS Releases Updated Form 720 and Instructions](https://www.nfp.com/insights/irs-releases-updated-form-720-and-instructions/): IRS Releases Updated Form 720 and Instructions - [IRS Releases Updated Fringe Benefit Guide for Government Employers](https://www.nfp.com/insights/irs-releases-updated-fringe-benefit-guide-for-government-employers/): IRS Releases Updated Fringe Benefit Guide for Government Employers - [IRS Revises Optional Standard Mileage Rates](https://www.nfp.com/insights/irs-revises-optional-standard-mileage-rates/): IRS Revises Optional Standard Mileage Rates - [IRS Temporarily Suspends Prototype IRA Opinion Letter Program](https://www.nfp.com/insights/irs-temporarily-suspends-prototype-ira-opinion-letter-program/): IRS Temporarily Suspends Prototype IRA Opinion Letter Program - [IRS Updates 2023 Required Contribution Percentage for Affordable Coverage](https://www.nfp.com/insights/irs-updates-2023-required-contribution-percentage-for-affordable-coverage/): IRS Updates 2023 Required Contribution Percentage for Affordable Coverage - [IRS Updates Determination Letter and Private Letter Ruling Procedures (1)](https://www.nfp.com/insights/irs-updates-determination-letter-and-private-letter-ruling-procedures-1/): IRS Updates Determination Letter and Private Letter Ruling Procedures (1) - [Life Insurance Coverage for Living Organ Donors](https://www.nfp.com/insights/life-insurance-coverage-for-living-organ-donors/): Learn more about the law, signed by Florida Gov. Desantis on April 6, 2022, that prohibits group life insurance policies from discriminating against living organ donors - [WA Cares Fund Implementation Delayed](https://www.nfp.com/insights/long-term-care-tax-wa-cares-fund-implementation-delayed-until-july-1-2023/): WA Gov. Inslee signed into law an 18-month delay of the effective date of the state's new long-term care (LTC) program, the Washington Cares Fund. - [Looking Back, but Also Forward: A Refresher on the Employer Mandate](https://www.nfp.com/insights/looking-back-but-also-forward-a-refresher-on-the-employer-mandate/): Looking Back, but Also Forward: A Refresher on the Employer Mandate - [MA PFML 2023 Poster and Notices Updated](https://www.nfp.com/insights/ma-pfml-2023-poster-and-notices-updated/): MA PFML 2023 Poster and Notices Updated - [MA PFML 2023 Premium Rate and Maximum Benefit Amount Announced](https://www.nfp.com/insights/ma-pfml-2023-premium-rate-and-maximum-benefit-amount-announced/): MA PFML 2023 Premium Rate and Maximum Benefit Amount Announced - [Mark Rieder Visits Naviant''s 'Digital Transformation Talks: Start Your Innovation Journey"](https://www.nfp.com/insights/mark-rieder-visits-naviants-digital-transformation-talks-start-your-innovation-journey/): Mark Rieder Visits Naviant''s 'Digital Transformation Talks: Start Your Innovation Journey" - [Maryland Enacted Mandatory Paid Family and Medical Leave Program](https://www.nfp.com/insights/maryland-enacted-mandatory-paid-family-and-medical-leave-program/): Maryland Enacted Mandatory Paid Family and Medical Leave Program - [MarylandSaves Program Effective September 1, 2022](https://www.nfp.com/insights/marylandsaves-program-effective-september-1-2022/): MarylandSaves Program Effective September 1, 2022 - [Mask Requirement for Employees Working Indoors](https://www.nfp.com/insights/mask-requirement-for-employees-working-indoors/): Mask Requirement for Employees Working Indoors - [Massachusetts COVID-19 Temporary Emergency Paid Sick Leave Is Ending on March 15, 2022](https://www.nfp.com/insights/massachusetts-covid-19-temporary-emergency-paid-sick-leave-is-ending-on-march-15-2022/): Massachusetts COVID-19 Temporary Emergency Paid Sick Leave Is Ending on March 15, 2022 - [Massachusetts Paid Family and Medical Leave (MAPFML) Program Updated Guidance and Resources](https://www.nfp.com/insights/massachusetts-paid-family-and-medical-leave-mapfml-program-updated-guidance-and-resources/): Massachusetts Paid Family and Medical Leave (MAPFML) Program Updated Guidance and Resources - [2023 Max Benefit for Autism Spectrum Disorder Coverage](https://www.nfp.com/insights/maximum-benefit-adjustment-for-autism-spectrum-disorder-coverage/): Pennsylvania's Department of Insurance published Notice 2022-04, increasing the maximum benefit for autism disorders for 2023. - [Memo Reminds of Updated Coverage Requirement of Preventive Colonoscopies](https://www.nfp.com/insights/memo-reminds-of-updated-coverage-requirement-of-preventive-colonoscopies/): Memo Reminds of Updated Coverage Requirement of Preventive Colonoscopies - [Michigan Court Delays Reinstatement of Expanded Paid Medical Leave Act and Higher Minimum Wage](https://www.nfp.com/insights/michigan-court-delays-reinstatement-of-expanded-paid-medical-leave-act-and-higher-minimum-wage/): Michigan Court Delays Reinstatement of Expanded Paid Medical Leave Act and Higher Minimum Wage - [Michigan Court Strikes Down Paid Medical Leave Act and Minimum Wage Laws, Reverts to Prior Versions](https://www.nfp.com/insights/michigan-court-strikes-down-paid-medical-leave-act-and-minimum-wage-laws-reverts-to-prior-versions/): Michigan Court Strikes Down Paid Medical Leave Act and Minimum Wage Laws, Reverts to Prior Versions - [Minimizing Environmental Liabilities Post-Mergers and Acquisitions](https://www.nfp.com/insights/minimizing-environmental-liabilities-post-mergers-and-acquisitions/): Minimizing Environmental Liabilities Post-Mergers and Acquisitions - [Modernizing Total Rewards Programs to Attract, Retain Talent](https://www.nfp.com/insights/modernizing-total-rewards-programs-to-attract-retain-talent/): The labor market has shifted dramatically and is more competitive than ever. Explore top three total rewards trends to consider for your bank. - [New FAQs Address No Surprises Act Requirements](https://www.nfp.com/insights/new-faqs-address-no-surprises-act-requirements/): New FAQs Address No Surprises Act Requirements - [New Health Benefit Mandates: PANDAS and Uterine Fibroid Treatments](https://www.nfp.com/insights/new-health-benefit-mandates-pandas-and-uterine-fibroid-treatments/): New Health Benefit Mandates: PANDAS and Uterine Fibroid Treatments - [New Law Addresses Continuation of Dental and Vision Coverage for Children](https://www.nfp.com/insights/new-law-addresses-continuation-of-dental-and-vision-coverage-for-children/): New Law Addresses Continuation of Dental and Vision Coverage for Children - [New Pharmacy Data Collection Requirements: Will Your Plan Be Ready in December 2022?](https://www.nfp.com/insights/new-pharmacy-data-collection-requirements-will-your-plan-be-ready-in-december-2022/): New Pharmacy Data Collection Requirements: Will Your Plan Be Ready in December 2022? - [New Regulation Requires PreP Coverage without Cost-Sharing](https://www.nfp.com/insights/new-regulation-requires-prep-coverage-without-cost-sharing/): New Regulation Requires PreP Coverage without Cost-Sharing - [New Vermont Parental Leave, Family Leave and Short-Term Family Leave](https://www.nfp.com/insights/new-vermont-parental-leave-family-leave-and-short-term-family-leave/): New Vermont Parental Leave, Family Leave and Short-Term Family Leave - [New Hampshire Paid Family and Medical Leave Website Launched](https://www.nfp.com/insights/nh-pfml-website-launched/): New Hampshire's Paid Family and Medical Leave program will be available beginning January 1, 2023. Open enrollment for employer plans begins on December 1, 2022. - [No Surprises Act Independent Resolution Process Guidance](https://www.nfp.com/insights/no-surprises-act-independent-resolution-process-guidance-for-disputing-parties/): The DOL, IRS & HHS recently released a process guide with detailed guidance on the various aspects of the Federal IDR process under the No Surprises Act. - [Not Another Great Recession](https://www.nfp.com/insights/not-another-great-recession/): Not Another Great Recession - [OCR Issues Request for Information on HITECH Implementation](https://www.nfp.com/insights/ocr-issues-request-for-information-on-hitech-implementation/): OCR Issues Request for Information on HITECH Implementation - [OCR Newsletter Highlights Preventive Steps Against HIPAA Security Threats](https://www.nfp.com/insights/ocr-newsletter-highlights-preventive-steps-against-hipaa-security-threats/): OCR Newsletter Highlights Preventive Steps Against HIPAA Security Threats - [Office of Insurance Regulation Issues Emergency Order following Hurricane Ian](https://www.nfp.com/insights/office-of-insurance-regulation-issues-emergency-order-following-hurricane-ian/): Office of Insurance Regulation Issues Emergency Order following Hurricane Ian - [Oregon Announces End to COVID-19 as a Public Health Emergency](https://www.nfp.com/insights/oregon-announces-end-to-covid-19-as-a-public-health-emergency/): Oregon Announces End to COVID-19 as a Public Health Emergency - [Oregon Approves Vaccination and Masking Requirements to Control COVID-19 in Healthcare Settings](https://www.nfp.com/insights/oregon-approves-vaccination-and-masking-requirements-to-control-covid-19-in-healthcare-settings/): Oregon Approves Vaccination and Masking Requirements to Control COVID-19 in Healthcare Settings - [Oregon PFML Program Changing the Way to Count Employees](https://www.nfp.com/insights/oregon-pfml-program-changing-the-way-to-count-employees/): Oregon PFML Program Changing the Way to Count Employees - [Oregon''s Paid Sick and Safe Leave Law Expanded Qualifying Reasons](https://www.nfp.com/insights/oregons-paid-sick-and-safe-leave-law-expanded-qualifying-reasons/): Oregon''s Paid Sick and Safe Leave Law Expanded Qualifying Reasons - [What is Outplacement?](https://www.nfp.com/insights/outplacement-explained/): Learn more about whet outplacement is and how employees can benefit from outplacement services when leaving a company or organization. - [Paid Family Leave Expanded with Reduced Employer Contributions](https://www.nfp.com/insights/paid-family-leave-expanded-with-reduced-employer-contributions/): Paid Family Leave Expanded with Reduced Employer Contributions - [Paid Leave Oregon Announced 2023 Contribution Amount](https://www.nfp.com/insights/paid-leave-oregon-announced-2023-contribution-amount/): Paid Leave Oregon Announced 2023 Contribution Amount - [Paid Leave Oregon: Required 'Model Notice' Poster and Employer Guidebook Released](https://www.nfp.com/insights/paid-leave-oregon-required-model-notice-poster-and-employer-guidebook-released/): Paid Leave Oregon: Required 'Model Notice' Poster and Employer Guidebook Released - [Paid Parental Leave Requirement Imposed on Certain State Employers](https://www.nfp.com/insights/paid-parental-leave-requirement-imposed-on-certain-state-employers/): Paid Parental Leave Requirement Imposed on Certain State Employers - [Paid Vaccination Leave](https://www.nfp.com/insights/paid-vaccination-leave/): Paid Vaccination Leave - [PBGC Civil Penalties Adjusted](https://www.nfp.com/insights/pbgc-civil-penalties-adjusted/): PBGC Civil Penalties Adjusted - [PBGC Issues Final Rule on Special Assistance for Financially Troubled Multiemployer Plans](https://www.nfp.com/insights/pbgc-issues-final-rule-on-special-assistance-for-financially-troubled-multiemployer-plans/): PBGC Issues Final Rule on Special Assistance for Financially Troubled Multiemployer Plans - [PBGC Proposes Actuarial Assumptions for Determining Multiemployer Plan Withdrawal Liability](https://www.nfp.com/insights/pbgc-proposes-actuarial-assumptions-for-determining-multiemployer-plan-withdrawal-liability/): PBGC Proposes Actuarial Assumptions for Determining Multiemployer Plan Withdrawal Liability - [PBGC Publishes Updated Early Retirement Age Table](https://www.nfp.com/insights/pbgc-publishes-updated-early-retirement-age-table/): PBGC Publishes Updated Early Retirement Age Table - [PCOR Fee Increased for 2022-2023 Plan Years](https://www.nfp.com/insights/pcor-fee-increased-for-2022-2023-plan-years/): PCOR Fee Increased for 2022-2023 Plan Years - [Practitioner Series Webinar 1: Mental Health Parity and Equity Act (MHPAEA) and Consolidated Appropriations](https://www.nfp.com/insights/practitioner-series-webinar-1-mental-health-parity-and-equity-act-mhpaea-and-consolidated-appropriations/): Practitioner Series Webinar 1: Mental Health Parity and Equity Act (MHPAEA) and Consolidated Appropriations - [Provider Directory Changes](https://www.nfp.com/insights/provider-directory-changes/): Provider Directory Changes - [Q&A: Rising Homeowner and Auto Premiums](https://www.nfp.com/insights/qa-rising-homeowner-and-auto-premiums/): Q&A: Rising Homeowner and Auto Premiums - [Q2 2022 Specialty Claims Journal & Trend Report](https://www.nfp.com/insights/q2-2022-specialty-claims-journal-and-trend-report/): NFP's Q2 2022 Specialty Claims Journal and Trend Report offers analysis and insight into the second quarter of the year from industry specialists. - [Q3 2022 Specialty Claims Journal & Trend Report](https://www.nfp.com/insights/q3-2022-specialty-claims-journal-and-trend-report/): The Q3 Specialty Trend Report and Claims Journal offer insights into important changes and analysis of specialized markets from industry specialists. - [Q4 2021 Specialty Claims Journal and Trend Report](https://www.nfp.com/insights/q4-2021-specialty-claims-journal-and-trend-report/): Join our experts for their analysis and insights into how the insurance market's relationship with your org's industry has evolved across the end of 2021. - [Registration for State-Sponsored Retirement Program Proceeds](https://www.nfp.com/insights/registration-for-state-sponsored-retirement-program-proceeds/): Registration for State-Sponsored Retirement Program Proceeds - [DC Parking Cashout Employer Reporting Due Jan 15, 2023](https://www.nfp.com/insights/reminder-employer-reporting-for-dc-parking-cashout-law-due-january-15-2023/): DC employers with 20+ employees must report compliance with the Parking Cashout Law by Jan 15, 2023, including benefit & compliance options for workers. - [Reminder: MA HIRD Form Is Available on November 15 and Due December 15, 2022](https://www.nfp.com/insights/reminder-ma-hird-form-is-available-on-november-15-and-due-december-15-2022/): Reminder: MA HIRD Form Is Available on November 15 and Due December 15, 2022 - [Report Released on Health Reimbursement Arrangements](https://www.nfp.com/insights/report-released-on-health-reimbursement-arrangements/): Report Released on Health Reimbursement Arrangements - [Revised CFRA and PDL Posters](https://www.nfp.com/insights/revised-cfra-and-pdl-posters/): Revised CFRA and PDL Posters - [Revised CFRA Certification of Health Care Provider](https://www.nfp.com/insights/revised-cfra-certification-of-health-care-provider/): Revised CFRA Certification of Health Care Provider - [San Francisco HCSO Rates for 2023](https://www.nfp.com/insights/san-francisco-hcso-rates-for-2023/): San Francisco HCSO Rates for 2023 - [2021 Employer Annual Reporting Form](https://www.nfp.com/insights/san-francisco-health-care-security-ordinance-hcso-and-fair-change-ordinance-fco-employer-annual-reporting-due-may-2-2022/): Learn about the 2021 Employer Annual Reporting Form, required for employers subject to San Francisco Health Care Security Ordinance (HCSO) or the Fair Chance Ordinance (FCO). - [SCOTUS Rules Participant Investment Choice Does Not Excuse Imprudent Fiduciary Decisions](https://www.nfp.com/insights/scotus-rules-participant-investment-choice-does-not-excuse-imprudent-fiduciary-decisions/): SCOTUS Rules Participant Investment Choice Does Not Excuse Imprudent Fiduciary Decisions - [Outpatient Dialysis Coverage Limits Do Not Violate Medicare Secondary Payer Statute](https://www.nfp.com/insights/scotus-rules-plans-outpatient-dialysis-coverage-limits-do-not-violate-medicare-secondary-payer-statute/): The U.S. Supreme Court ruled that a group health plan limiting outpatient kidney dialysis treatment to out-of-network benefits did not violate the Medicare Secondary Payer rules. - [SDI and PFL Rates and Limits Revised for 2022](https://www.nfp.com/insights/sdi-and-pfl-rates-and-limits-revised-for-2022/): SDI and PFL Rates and Limits Revised for 2022 - [SDI and PFL Rates and Limits Revised for 2023](https://www.nfp.com/insights/sdi-and-pfl-rates-and-limits-revised-for-2023/): SDI and PFL Rates and Limits Revised for 2023 - [Seventh Circuit Reminds Employers: Don''t Discourage FMLA Leave](https://www.nfp.com/insights/seventh-circuit-reminds-employers-dont-discourage-fmla-leave/): Seventh Circuit Reminds Employers: Don''t Discourage FMLA Leave - [Decrease in 2023 Rates for Temporary Disability & Family Leave Insurance](https://www.nfp.com/insights/significant-decrease-in-2023-premium-rates-for-temporary-disability-insurance-tdi-and-family-leave-insurance-fli/): The NJ Department of Labor and Workforce Development (LWD) announced the 2023 TDI and FLI contribution rates. View the significant decreases in rates. - [Sixth Circuit Addresses Imprudent Investment and Excessive Fee Claims](https://www.nfp.com/insights/sixth-circuit-addresses-imprudent-investment-and-excessive-fee-claims/): Sixth Circuit Addresses Imprudent Investment and Excessive Fee Claims - [Sixth Circuit Affirms Plan Consent Is Required for Arbitration of Fiduciary Breach Claims](https://www.nfp.com/insights/sixth-circuit-affirms-plan-consent-is-required-for-arbitration-of-fiduciary-breach-claims/): Sixth Circuit Affirms Plan Consent Is Required for Arbitration of Fiduciary Breach Claims - [Sixth Circuit Revives Life Insurance Claim Against Wal-Mart](https://www.nfp.com/insights/sixth-circuit-revives-life-insurance-claim-against-wal-mart/): Sixth Circuit Revives Life Insurance Claim Against Wal-Mart - [Small Employer Offer of Retirement Plan](https://www.nfp.com/insights/small-employer-offer-of-retirement-plan/): Small Employer Offer of Retirement Plan - [New Mexico Program Reducing Premiums for Small Business Health Insurance Plans](https://www.nfp.com/insights/state-begins-program-reducing-premiums-for-small-business-health-insurance-plans/): New Mexico Superintendent Toal released Bulletin 2022-006 to all health insurance issuers selling healthcare plans in the state's small group market. - [State Expands Qualifying Losses Under Bereavement Leave Law](https://www.nfp.com/insights/state-expands-qualifying-losses-under-bereavement-leave-law/): State Expands Qualifying Losses Under Bereavement Leave Law - [State Insurance Regulator Can Enforce Statute Regulating PBMs](https://www.nfp.com/insights/state-insurance-regulator-can-enforce-statute-regulating-pbms/): State Insurance Regulator Can Enforce Statute Regulating PBMs - [State Issues Further Regulations Implementing Family and Medical Leave Law](https://www.nfp.com/insights/state-issues-further-regulations-implementing-family-and-medical-leave-law/): State Issues Further Regulations Implementing Family and Medical Leave Law - [State Issues Guidance for Paid Sick Law](https://www.nfp.com/insights/state-issues-guidance-for-paid-sick-law/): State Issues Guidance for Paid Sick Law - [State Issues New Regulations for the Paid Family Leave Insurance Program](https://www.nfp.com/insights/state-issues-new-regulations-for-the-paid-family-leave-insurance-program/): State Issues New Regulations for the Paid Family Leave Insurance Program - [State Issues Regulations Implementing the State''s Mental Health Parity Law](https://www.nfp.com/insights/state-issues-regulations-implementing-the-states-mental-health-parity-law/): State Issues Regulations Implementing the State''s Mental Health Parity Law - [State Prohibits Cost-Sharing for Monkeypox-related Expenses](https://www.nfp.com/insights/state-prohibits-cost-sharing-for-monkeypox-related-expenses/): Superintendent Toal released Bulletin No. 2022-017 informing all health insurance plans regulated by the state that on HHS declared the monkeypox virus outbreak a national public health emergency. - [State Prohibits Discrimination Based on Gender Identity or Expression](https://www.nfp.com/insights/state-prohibits-discrimination-based-on-gender-identity-or-expression/): State Prohibits Discrimination Based on Gender Identity or Expression - [New Mexico Publishes Guidance for New Paid Sick Law](https://www.nfp.com/insights/state-publishes-regulations-and-guidance-for-new-paid-sick-law/): NM Department of Workforce Solutions issued final regulations for the state's Healthy Workplaces Act (Act), effective on July 1, 2022. - [Step Therapy Protocols Restricted](https://www.nfp.com/insights/step-therapy-protocols-restricted/): Step Therapy Protocols Restricted - [Strong Ethics Are Always Good for Business](https://www.nfp.com/insights/strong-ethics-are-always-good-for-business/): Henry Lombardi, NFP property & casualty operations, on why strong ethics are always good for business and what he has learned over four decades. - [Summary of Dental Benefits and Coverage Matrix (SDBC) SB 1008](https://www.nfp.com/insights/summary-of-dental-benefits-and-coverage-matrix-sdbc-sb-1008/): Summary of Dental Benefits and Coverage Matrix (SDBC) SB 1008 - [Boost Financial Well-Being: Strategic Retirement Benefits](https://www.nfp.com/insights/supporting-your-people-s-financial-well-being-with-strategic-retirement-benefits/): Help employees prepare for retirement with strategic benefits that boost retention & productivity. Learn how in this on-demand webinar. - [Supreme Court Declines Review of ERISA Preemption Challenge to CalSavers](https://www.nfp.com/insights/supreme-court-declines-review-of-erisa-preemption-challenge-to-calsavers/): Supreme Court Declines Review of ERISA Preemption Challenge to CalSavers - [Target-Date Funds: Retirement Strategy Amid Uncertainty](https://www.nfp.com/insights/target-date-funds-are-showing-why-they-can-shine-when-inflation-and-economic-uncertainty-are-high/): NFP experts explain how target-date funds can help retirement plan participants manage risk, navigate market uncertainty, and meet their long-term goals. - [Texas Court Reinstates Independent Contractor Rule](https://www.nfp.com/insights/texas-court-reinstates-trump-administration-independent-contractor-rule/): A federal district court in the Eastern District of Texas concluded that the Trump Administration's Final Rule is in effect. - [Texas Court Vacates HHS Guidance on Mandatory Coverage of Gender Dysphoria Treatments](https://www.nfp.com/insights/texas-court-vacates-hhs-guidance-on-mandatory-coverage-of-gender-dysphoria-treatments/): Texas Court Vacates HHS Guidance on Mandatory Coverage of Gender Dysphoria Treatments - [Texas Court Vacates No Surprises Act Arbitration Provisions](https://www.nfp.com/insights/texas-court-vacates-provisions-of-the-no-surprises-act-arbitration-process/): A Texas court struck down key parts of the federal rule governing the surprise billing independent dispute resolution process of the No Surprises Act. - [The British Heart Foundation Group Outplacement Project](https://www.nfp.com/insights/the-british-heart-foundation-group-outplacement-project/): The British Heart Foundation Group Outplacement Project - [The Healthcare Reset: How Clinical Care Navigation and Virtual Care Factor In ](https://www.nfp.com/insights/the-healthcare-reset-how-clinical-care-navigation-and-virtual-care-factor-in/): The Healthcare Reset: How Clinical Care Navigation and Virtual Care Factor In - [Tips To Modernize Your Employee Benefits and Compensation](https://www.nfp.com/insights/tips-to-modernize-your-employee-benefits-and-compensation/): Tips To Modernize Your Employee Benefits and Compensation - [Transitional Relief Extended for Grandmothered Plans (1)](https://www.nfp.com/insights/transitional-relief-extended-for-grandmothered-plans-1/): Transitional Relief Extended for Grandmothered Plans (1) - [Transportation Program Requirements for Employers](https://www.nfp.com/insights/transportation-program-requirements-for-employers/): Transportation Program Requirements for Employers - [Trending: Toxic Workplaces - Employee Health and Well-Being](https://www.nfp.com/insights/trending-toxic-workplaces-employee-health-and-well-being/): Explore the Impact of Toxic Workplaces on Employee Well-Being. Gain Insights into Health & Wellness Strategies. Navigate a Healthier Work Environment. - [US Supreme Court Overturns Roe v. Wade](https://www.nfp.com/insights/us-supreme-court-overturns-roe-v-wade/): US Supreme Court Overturns Roe v. Wade - [Vaccination Leave Requirements Extended](https://www.nfp.com/insights/vaccination-leave-requirements-extended/): Read more about the vaccination leave requirement extension and when the requirements are set to expire. - [Vaccine Requirement for Healthcare Workers Extended](https://www.nfp.com/insights/vaccine-requirement-for-healthcare-workers-extended/): Vaccine Requirement for Healthcare Workers Extended - [WA Cares Fund: Four New Exemptions and FAQs Added](https://www.nfp.com/insights/wa-cares-fund-four-new-exemptions-and-faqs-added/): Washington recently passed a new law (House Bill 1733) that added four additional groups that may apply for an exemption from the WA Cares Fund premium assessment. - [WA Paid Family and Medical Leave (PFML) 2023 Premium Rate Announced](https://www.nfp.com/insights/wa-paid-family-and-medical-leave-pfml-2023-premium-rate-announced/): WA Paid Family and Medical Leave (PFML) 2023 Premium Rate Announced - [WA Paid Family and Medical Leave Updated Providers'' Certification Forms](https://www.nfp.com/insights/wa-paid-family-and-medical-leave-updated-providers-certification-forms/): WA Paid Family and Medical Leave Updated Providers'' Certification Forms - [WA PFML Poster and Resources Updated, and the New 2022 Rates Reminder](https://www.nfp.com/insights/wa-pfml-poster-and-resources-updated-and-the-new-2022-rates-reminder/): WA PFML Poster and Resources Updated, and the New 2022 Rates Reminder - [Washington Paid Family & Medical Leave (PFML) Quarterly Employer Reports'' Status Check Feature](https://www.nfp.com/insights/washington-paid-family-medical-leave-pfml-quarterly-employer-reports-status-check-feature/): Washington Paid Family & Medical Leave (PFML) Quarterly Employer Reports'' Status Check Feature - [Washington State Paid Family and Medical Leave (PFML): Waiting Period Clarified](https://www.nfp.com/insights/washington-state-paid-family-and-medical-leave-pfml-waiting-period-clarified/): Washington State Paid Family and Medical Leave (PFML): Waiting Period Clarified - [Washington State: Paid Sick Leave Mandate for Rideshare Drivers](https://www.nfp.com/insights/washington-state-paid-sick-leave-mandate-for-rideshare-drivers/): Washington State: Paid Sick Leave Mandate for Rideshare Drivers - [Benefits Provisions and RxDC Enforcement Relief](https://www.nfp.com/insights/washington-update-benefits-provisions-in-2023-federal-budget-and-rxdc-enforcement-relief/): Learn more about the Consolidated Appropriations Act and the bipartisan provisions that affect group health plans and adopts important retirement plan proposals. - [Benefits Compliance Considerations: US Supreme Court Overturns Roe v. Wade](https://www.nfp.com/insights/washington-update-initial-benefits-compliance-considerations-for-employers-us-supreme-court-overturns-roe-v-wade/): Explore benefit compliance considerations now that the Supreme Court has overturned Roe v. Wade. - [Washington Update: IRS Finalizes Rule Fixing the ACA "Family Glitch"](https://www.nfp.com/insights/washington-update-irs-finalizes-rule-fixing-the-aca-family-glitch/): Washington Update: IRS Finalizes Rule Fixing the ACA "Family Glitch" - [Webinar: 2022 Highlights and Recap](https://www.nfp.com/insights/webinar-2022-highlights-and-recap/): Webinar: 2022 Highlights and Recap - [Webinar: Benefits Compliance Differences Between Fully Insured and Self Insured Plans](https://www.nfp.com/insights/webinar-benefits-compliance-differences-between-fully-insured-and-self-insured-plans/): Webinar: Benefits Compliance Differences Between Fully Insured and Self Insured Plans - [Webinar: Breaking Benefits - Financial Literacy](https://www.nfp.com/insights/webinar-breaking-benefits-financial-literacy/): Webinar: Breaking Benefits - Financial Literacy - [Webinar: Breaking Benefits - Long Term Care Market Updates & Legislation](https://www.nfp.com/insights/webinar-breaking-benefits-long-term-care-market-updates-legislation/): Webinar: Breaking Benefits - Long Term Care Market Updates & Legislation - [Webinar: Controlled Groups: Confusing Topic, but Important to Benefits Compliance](https://www.nfp.com/insights/webinar-controlled-groups-confusing-topic-but-important-to-benefits-compliance/): Webinar: Controlled Groups: Confusing Topic, but Important to Benefits Compliance - [Webinar: Don''t Let Vendor Solutions Lead to Compliance Problems](https://www.nfp.com/insights/webinar-dont-let-vendor-solutions-lead-to-compliance-problems/): Webinar: Don''t Let Vendor Solutions Lead to Compliance Problems - [Webinar: How the Construction Industry Is Being Impacted by Cyber Attacks, and What to Do About It](https://www.nfp.com/insights/webinar-how-the-construction-industry-is-being-impacted-by-cyber-attacks-and-what-to-do-about-it/): Webinar: How the Construction Industry Is Being Impacted by Cyber Attacks, and What to Do About It - [Webinar: How Things Work When Life Happens](https://www.nfp.com/insights/webinar-how-things-work-when-life-happens/): Webinar: How Things Work When Life Happens - [Webinar: Hyper-Personalization in Employee Benefits](https://www.nfp.com/insights/webinar-hyper-personalization-in-employee-benefits/): Webinar: Hyper-Personalization in Employee Benefits - [Webinar: MHPAEA](https://www.nfp.com/insights/webinar-mhpaea/): Webinar: MHPAEA - [Webinar: Nothing Says Love Like Nondiscrimination: The Rules and Practical Considerations](https://www.nfp.com/insights/webinar-nothing-says-love-like-nondiscrimination-the-rules-and-practical-considerations/): Webinar: Nothing Says Love Like Nondiscrimination: The Rules and Practical Considerations - [Webinar: Open Enrollment Comes But Once a Year](https://www.nfp.com/insights/webinar-open-enrollment-comes-but-once-a-year/): Webinar: Open Enrollment Comes But Once a Year - [Webinar: Plan Documents Galore: Understanding the Differences and What''s Required](https://www.nfp.com/insights/webinar-plan-documents-galore-understanding-the-differences-and-whats-required/): Webinar: Plan Documents Galore: Understanding the Differences and What''s Required - [Webinar: Spotlight on State Law - Paid Family & Medical Leave](https://www.nfp.com/insights/webinar-spotlight-on-state-law-paid-family-medical-leave/): Webinar: Spotlight on State Law - Paid Family & Medical Leave - [Webinar: The Expansion of Well-being: How to Keep Employees Thriving](https://www.nfp.com/insights/webinar-the-expansion-of-well-being-how-to-keep-employees-thriving/): Webinar: The Expansion of Well-being: How to Keep Employees Thriving - [Webinar: The SPAC Litigation Environment, Recent Trends, and D&O Insurance Implications](https://www.nfp.com/insights/webinar-the-spac-litigation-environment-recent-trends-and-do-insurance-implications/): Webinar: The SPAC Litigation Environment, Recent Trends, and D&O Insurance Implications - [Webinar: Transparency in Coverage: Where Are We Now?](https://www.nfp.com/insights/webinar-transparency-in-coverage-where-are-we-now/): Webinar: Transparency in Coverage: Where Are We Now? - [West Virginia Case Emphasizes FMLA Notice Requirements](https://www.nfp.com/insights/west-virginia-case-emphasizes-fmla-notice-requirements/): A decision in the West Virginia Supreme Court, Fairmont Tool Inc. v. Opyoke, came down that emphasized the importance of the Family Medical Leave Act's (FMLA) notice requirements. - [What Does the Term 'Outplacement' Actually Mean?](https://www.nfp.com/insights/what-does-the-term-outplacement-actually-mean/): What Does the Term 'Outplacement' Actually Mean? - [What Moves the Needle for Employees During Recruitment?](https://www.nfp.com/insights/what-moves-the-needle-for-employees-during-recruitment/): Learn how to attract Gen Z and millennials with personalized benefits, well-being programs, and diversity efforts in the post-pandemic job market. - [Why Controlled Groups Status Matters to You (and How To Understand It)](https://www.nfp.com/insights/why-controlled-groups-status-matters-to-you-and-how-to-understand-it/): Why Controlled Groups Status Matters to You (and How To Understand It) - [Prepare for Winter Storms](https://www.nfp.com/insights/winter-storm-preparedness/): With winter storms approaching, now is the time to get prepared. Read on to learn what you can to before, during and after a storm to stay safe. - [Youth Cyber Awareness Toolkit](https://www.nfp.com/insights/youth-cyber-awareness-toolkit/): Empower today's youth with our Cyber Awareness Toolkit. Explore resources, tips, and guidance to enhance digital safety and awareness. - [NY HERO Act: Workplace Safety & COVID-19 Protection](https://www.nfp.com/insights/infectious-disease-management-planning-strategies-from-nfps-src-group/): Discover the NY HERO Act's requirements for workplace safety plans and how employers in New York manage airborne infectious diseases like COVID-19. - [11 Step Guide to Becoming a Freight Broker](https://www.nfp.com/insights/11-step-guide-to-becoming-a-freight-broker/): Discover how to become a freight broker, including licensing, bonding, insurance, and essential steps for success in the industry. - [401(k) Fidelity Bonds: ERISA Protection Against Fraud](https://www.nfp.com/insights/401-k-fidelity-bond/): Protect your 401(k) with NFP's Fidelity Bond (ERISA bond) against fraud & mishandling of retirement funds. Explore how these provide essential protection. - [Writing Defensible Incident Reports for Your Organization](https://www.nfp.com/insights/accident-incident-investigation-reporting/): Discover how clear, thorough incident reports can protect your organization from costly claims. - [Agencies Issue FAQs on 2022 Out-of-Pocket Limits](https://www.nfp.com/insights/agencies-issue-faqs-concerning-2022-out-of-pocket-limits/): DOL, HHS and the Treasury (the agencies) issued two FAQs concerning the maximum out-of-pocket limit for plan years beginning January 1, 2022. - [Alternative Dispute Resolution: Manage Workers Comp Claims](https://www.nfp.com/insights/alternative-dispute-resolution-what-and-why/): Learn more about alternative dispute resolution and how it is used for worker's compensation claims. Explore the benefits for workers as well as employers. - [Anatomy of a Ransomware Attack](https://www.nfp.com/insights/anatomy-of-a-ransomware-attack/): Explore the anatomy of ransomware attacks. What they are, how they happen, how to respond and tips to keep you safe. - [Cyber Security Risks That Just Won't Go Away](https://www.nfp.com/insights/cyber-risks-that-just-wont-go-away/): Join the NFP and Arete teams as they discuss cyber security risks including credential stuffing, watering holes, drive-by downloads, and more. - [Secure Bad Credit Surety Bonds](https://www.nfp.com/insights/bad-credit-surety-bond/): Learn how to obtain surety bonds with bad credit and explore options for your business, even with a poor credit score. - [Bonding Company: Surety Bonds and How to Verify Them](https://www.nfp.com/insights/bonded-company-definition/): Learn about bonded companies, types of bonds and how to verify their authenticity. Understand how bonds protect customers and ensure reliable service. - [How to Get a Bonded Title in Texas](https://www.nfp.com/insights/bonded-title-texas/): Learn how to get a bonded title in Texas. Discover the requirements, application process, & tips for obtaining a new vehicle title. - [Surety Bond Companies Near Me](https://www.nfp.com/insights/bonding-company-near-me/): Discover various surety bonds, including contract, commercial, and performance bonds. Find local bonding companies to meet your needs. - [California Contractors License Bond](https://www.nfp.com/insights/california-contractors-license-bond/): Learn how to obtain a California contractor license bond, bid bond, or performance bond to meet state requirements and protect your business. - [Claims Against Surety Bond](https://www.nfp.com/insights/claim-against-surety-bond/): Understand how surety bonds work, common bond claims, and tips to prevent claims against your bond to protect your business. - [How to Get Bonded for Your Cleaning Business](https://www.nfp.com/insights/cleaning-business-insurance-and-bonding/): Discover how to get bonded for your cleaning business, the benefits of surety bonds, and how they protect both you and your clients. - [Finding the Right Compensation Data Sources](https://www.nfp.com/insights/compensation-benchmarking-why-you-should-use-multiple-data-sources/): Discover how to assess compensation data from credible sources and align it with your organization's compensation philosophy to find the right market rate. - [Choosing the Right Construction Bonding Company](https://www.nfp.com/insights/construction-bonding-companies/): Learn how to select a licensed, well-rated construction bonding company that meets your bonding capacity and ensures eligibility for government contracts. - [Construction's Unanswered Cyber Threat](https://www.nfp.com/insights/constructions-unanswered-cyber-threat/): Protect your construction firm from ransomware with cyber liability insurance, network segmentation, and employee training to prevent costly breaches. - [Corporate Surety Bond](https://www.nfp.com/insights/corporate-surety-bond/): Learn how surety bond claims protect customers, the roles of contractors, obligees, and sureties, and the steps to obtain a performance bond. - [Cost Containment Strategies Uncovered](https://www.nfp.com/insights/cost-containment-strategies-uncovered/): Unlock effective cost containment strategies with valuable insights from NFP. Optimize your financial approach for long-term success. - [CTEC Bond Cost & Renewal for California Tax Preparers](https://www.nfp.com/insights/ctec-renewal/): Learn CTEC bond costs, renewal steps, and registration requirements for California tax preparers. Stay compliant and bonded. - [An Examination of the Increasing Importance of ESG Factors](https://www.nfp.com/insights/do-priorities-an-examination-of-the-increasing-importance-of-esg-factors/): Discover key developments, including enhanced climate-related disclosures, the growing importance of ESG investing, and the implications for investors. - [DC Plumbing and Gas Fitting Bond Renewal](https://www.nfp.com/insights/dc-plumbing-bond/): DC plumbers and gas fitters need a $5,000 bond by March 31. Get bonded fast with NFP Surety for reliable service and competitive rates. - [Developing a Holistic Benefits Strategy](https://www.nfp.com/insights/developing-a-holistic-benefits-strategy/): Unlock the power of a holistic benefits strategy. Discover key insights and expert guidance for optimizing your organization's employee benefits approach. - [Difference Between Bonded and Insured Contractors](https://www.nfp.com/insights/difference-between-bonded-and-insured/): Learn the difference between bonded & insured contractors, and how both provide protection for job completion and property damage in construction projects. - [Digital Forensics & Data Mining](https://www.nfp.com/insights/digital-forensics-data-mining/): Join our webinar to learn how to engage a digital forensics firm, plan for success during incidents & understand the role of data mining in cybersecurity. - [Promoting Diversity and Inclusion in the Insurance Industry](https://www.nfp.com/insights/diversity-and-inclusion-efforts-in-the-captive-space/): Learn how NFP’s RISC team supports diversity and inclusion, helping women- and minority-owned businesses access captive insurance solution. - [E Bike Insurance Coverage](https://www.nfp.com/insights/e-bikes-and-insurance-is-your-ride-covered/): E-bikes are not always covered under home or auto insurance. Learn about risks, coverage gaps, and how to find proper insurance for e-bikes with NFP. - [M&A Insurance Risk Analysis and Due Diligence Support](https://www.nfp.com/insights/enabling-outcomes-with-due-diligence/): NFP’s M&A Risk Solutions helps buyers assess insurance costs, compliance and risk management for better deal decisions. - [Pollution Liability Insurance for Acquisitions](https://www.nfp.com/insights/environmental-liability-what-lies-beneath/): Protect your business from hidden environmental risks during acquisitions with Pollution Legal Liability insurance. - [Importance of Being Licensed and Bonded](https://www.nfp.com/insights/everything-you-ever-wanted-to-know-about-being-licensed-and-bonded/): Discover how being licensed and bonded protects your business, ensures compliance, and minimizes financial risks. - [Wakeup Call to Employers on the Importance of Mental Health](https://www.nfp.com/insights/fedex-shooting-a-wakeup-call-to-employers-on-the-importance-of-mental-health/): Learn how employers can prioritize mental health and well-being, support grieving employees & create a strategy to foster a compassionate work environment. - [Pharmacy Drug Cost Containment Strategies for Employers](https://www.nfp.com/insights/five-pharmacy-drug-cost-containment-strategies-for-your-health-plan/): Learn key strategies to manage rising pharmacy costs and protect your organization’s bottom line. Watch the on-demand webinar for insights. - [Fleet Safety and Risk Management for Organizations](https://www.nfp.com/insights/fleet-safety-best-practices/): Learn to manage fleet safety, reduce risks from personal vehicles, and lower insurance costs with proper driver monitoring and accident management. - [Student Loan Benefits: How Employers Can Support Employees](https://www.nfp.com/insights/four-reasons-to-offer-your-employees-student-loan-benefits/): Learn how offering student loan reimbursement can attract talent and enhance employee retention. - [Guide to Becoming a Freight Broker](https://www.nfp.com/insights/freight-broker-surety-bond/): Discover the steps to becoming a freight broker, including licensing, costs, and key responsibilities for success in the industry. - [Construction Insurance: Strategies for Contractors](https://www.nfp.com/insights/gl-for-gcs-what-general-contractors-are-facing-in-a-hard-market/): Contractors face rising costs and stricter insurance. Learn strategies to navigate the tough market. - [Evolving Insurance for Business Growth](https://www.nfp.com/insights/grow-beyond-the-insurance-renewal/): Rethink insurance renewal. Discover how insurance can be integral to your business strategy, supporting growth, risk management, and long-term goals. - [Handling Chemical Spills, Leaks and Explosions](https://www.nfp.com/insights/handling-chemical-spills-leaks-and-explosions/): Learn chemical safety practices to prevent spills, leaks, and explosions and how to respond to hazardous incidents in the workplace. - [Hospitality on the Rebound](https://www.nfp.com/insights/hospitality-on-the-rebound/): Discover how the hospitality industry is evolving post-pandemic, with new safety measures, contactless services, and a focus on cleanliness. - [How Do You Become Bonded?](https://www.nfp.com/insights/how-do-you-become-bonded/): Learn how to get bonded with surety and fidelity bonds. Understand the application process, required documents, and how credit impacts costs. - [How HR Technology Can Improve Your Employee Experience](https://www.nfp.com/insights/how-hr-technology-can-improve-your-employee-experience/): Learn how HR tech can improve employee experience, streamline benefits, and support data-driven decisions. Access our on-demand webinar for key insights. - [How Much Bond Do You Pay](https://www.nfp.com/insights/how-much-of-a-bond-do-you-pay/): Learn more about the cost of surety bonds, how they work and why you should consider getting bonded to protect yourself from liability. - [Employee Communication Strategies: The LASSO Approach](https://www.nfp.com/insights/how-to-create-a-winning-employee-communication-strategy/): Improve employee engagement using the LASSO method: Listen, Assess, Strategize, Start, and Optimize your communication strategy. - [How to Get a Bonded Vehicle Title](https://www.nfp.com/insights/how-to-get-a-bonded-title/): Learn about vehicle title bonds, why you need one, and the estimated cost. Let NFP handle your surety title bonding needs. - [How to Get a Vehicle Title Bond?](https://www.nfp.com/insights/how-to-get-a-title/): Learn how to get a vehicle title bond and explore reasons why you might need one. Protect yourself against any claim of misrepresentation. - [How to Pay and Engage Your Remote Workforce](https://www.nfp.com/insights/how-to-pay-and-engage-your-remote-workforce/): Learn how to manage remote work with our on-demand webinar. Discover strategies for compensation and clear communication for a hybrid or remote workforce. - [ Exploring Self-Funding Health Plans](https://www.nfp.com/insights/how-to-save-money-on-your-health-plan/): Discover the benefits of self-funding your health plan, how to transition, and how to measure results with expert insights in our upcoming webinar. - [How to Save Your Brand Reputation in a Cybersecurity Crisis](https://www.nfp.com/insights/how-to-save-your-brand-reputation-in-a-cybersecurity-crisis/): Explore ways to save your companies brand reputation in a cybersecurity crises. Watch our webinar where NFP's cybersecurity experts go over do's & don'ts. - [Prepare for a Hurricane](https://www.nfp.com/insights/hurricane-preparedness/): Ensure your home is protected before, during & after a hurricane. Review your insurance policy, create an emergency plan & take steps to minimize damage. - [Impact of Prescription Drug Coupons on HSA Eligibility](https://www.nfp.com/insights/impact-of-prescription-drug-coupons-on-hsa-eligibility/): Learn how Illinois' guidance impacts HDHPs and HSA eligibility, including how discounts affect deductibles and cost-sharing. - [Increase Employee Communication with Text Messaging](https://www.nfp.com/insights/increase-employee-communication-and-benefits-engagement-with-text-messaging/): Enhance Open Enrollment communication with SMS. Improve engagement, reduce mistakes, save time, and track effectiveness with text messaging. - [Indemnity Bonds: Uses, Costs, and Process](https://www.nfp.com/insights/indemnity-bonds-101/): Explore indemnity bonds, their applications, costs, and how they protect obligees and principals in various industries. - [Insurance for New Services in Medical Spas](https://www.nfp.com/insights/keeping-medical-spas-covered-across-their-gamut-of-services/): Ensure your medical spa is properly insured when adding new services. Learn how working with a specialized broker like NFP can help protect your business. - [Compensation Approaches for Your Distributed Workforce](https://www.nfp.com/insights/longitude-latitude-and-labor-compensation-approaches-for-your-distributed-workforce/): Explore 3 approaches to compensating a remote workforce: national rate, employee location-based, and remote work differential, to attract & retain talent. - [Improving Project Communication with Technology for Success](https://www.nfp.com/insights/managing-subcontractor-default-risks/): Streamline communication and manage subcontractor performance with technology for timely updates and efficient issue resolution. - [Measuring Your Cyber Exposure](https://www.nfp.com/insights/measuring-your-cyber-exposure/): Take control of cyber exposure with a data-driven approach. Join us to better understand your cyber exposure and the various threats businesses may face. - [Mechanics Liens: Bonds, Responsibilities, and Costs](https://www.nfp.com/insights/mechanics-lien-release-bond/): Learn about mechanics lien bonds, their purpose, how they work, costs, and how to obtain one to protect your property and contractor relationships. - [Challenges in Medical Professional Liability Insurance](https://www.nfp.com/insights/medical-professional-liability-insurance-up-close/): Discover how rising costs, stricter policies, and healthcare tech are affecting Medical Professional Liability insurance, and how NFP can assist. - [Mitigate Merger & Acquisition Risk with Insurance](https://www.nfp.com/insights/mitigate-ma-risk-with-insurance/): Discover how transaction insurance mitigates post-M&A risks, ensuring smoother deals and protecting against unforeseen liabilities. Explore solutions mow. - [Boost Cybersecurity with Multi-Factor Authentication (MFA)](https://www.nfp.com/insights/multi-factor-authentication-a-critical-solution-in-reducing-vulnerability-to-cyberattacks/): Learn how MFA protects businesses from cyberattacks, reduces risks, and ensures eligibility for cyber liability insurance with effective security measures. - [Navigating Compensation Changes with Financial Wellness](https://www.nfp.com/insights/navigating-compensation-changes-with-financial-wellness-in-mind/): Learn how to communicate compensation changes, support financial wellness & align your compensation strategy to benefit your organization & employees. - [Navigating the Construction Insurance Industry](https://www.nfp.com/insights/navigating-the-hard-construction-market/): Rates are rising & coverage is shrinking in the construction insurance market. Plan ahead with a multi-year strategy for safety, risk management & renewal. - [New Law Prohibiting Drug Copay Accumulator Programs Takes Effect on January 1, 2022](https://www.nfp.com/insights/new-law-prohibiting-drug-copay-accumulator-programs-takes-effect-on-january-1-2022/): New Law Prohibiting Drug Copay Accumulator Programs Takes Effect on January 1, 2022 - [New York Auto Dealer Bond Rates & Requirements](https://www.nfp.com/insights/new-york-auto-dealer-bonds/): New York auto dealer bond rates have increased. NFP helps you navigate changes, secure bonding, and minimize costs, even with poor credit solutions. - [Understanding the Role of an Obligor in Surety Bonds](https://www.nfp.com/insights/obligor-meaning/): Learn the role of an obligor in surety bonds, how they ensure quality and compliance & their importance across industries like construction & government. - [Brownfield Site Risks & Pollution Liability Insurance](https://www.nfp.com/insights/occupational-exposures-and-risk-mitigation-on-contaminated-land/): Explore risk management in brownfield redevelopment, including due diligence, pollution liability, and insurance coverage for developers and investors. - [How to Secure a Performance Bond for Your Business](https://www.nfp.com/insights/performance-bond-application/): Discover the benefits of performance bonds and how NFP simplifies the process for your construction or private contracts. - [Why Construction Clients Switch Brokers and How NFP Can Help](https://www.nfp.com/insights/powering-better-construction-programs/): Construction clients seek better service and support. Learn how NFP’s collaborative approach offers proactive, personalized insurance solutions. - [Sports Disability Insurance in Baseball](https://www.nfp.com/insights/preparing-for-a-change-up/): Adapt to changes in baseball with sports disability insurance. Protect your team’s future and manage risks effectively. - [Does Liability Insurance Cover Equipment Installation?](https://www.nfp.com/insights/product-and-process-design-liability-the-missing-construction-piece/): Learn if your professional liability insurance covers the installation of specialized equipment in construction projects and understand key exclusions. - [Ransomware Response: Best Practices and Compliance Insights](https://www.nfp.com/insights/ransomware-payment-rewarding-bad-behavior-or-a-necessary-evil/): Explore ransomware payment guidelines, compliance risks, and best practices to minimize exposure, including MFA, backups, and cyber insurance strategies. - [NJ Shared Responsibility Reporting Due March 31, 2022](https://www.nfp.com/insights/reminder-nj-shared-responsibility-reporting-requirement-due-march-31-2022/): If an employer has at least one employee who resides primarily in NJ for at least 15 days in any month, the employer is subject to file Form(s) 1095. - [Reminder: WA State LTC program Premium Collection & Wage Reporting Due Soon](https://www.nfp.com/insights/reminder-state-ltc-program-premium-collection-and-wage-reporting-due-soon-and-employee-exemption-deadline-extended/): Reminder, beginning Jan. 1, 2022, employers are required to report their Washington employees' wages & hours & collect the premiums from employees' wages. - [What is a Replevin Bond?](https://www.nfp.com/insights/replevin-bonds/): Learn about replevin bonds, how they work, and when they're needed in property disputes to ensure temporary ownership and protect against property damage. - [Child Victims Act: Insurance & Safety Requirements](https://www.nfp.com/insights/rising-abuse-claims-protecting-individuals-and-your-business/): Learn how the Child Victims Act affects insurance and what organizations must do to meet carrier expectations and protect against legal claims. - [Protect your Trip with Travel Insurance](https://www.nfp.com/insights/safe-travels/): Learn about what travel insurance covers, including medical evacuation, trip cancellation & luggage protection, along with common exclusions & limitations. - [The Business Benefits of Embracing Safety Training](https://www.nfp.com/insights/safety-as-a-profit-center/): Discover how safety training boosts compliance, reduces accidents, and enhances productivity. Learn how NFP’s resources can help create a safer workplace. - [Creating Inclusive Wellness Programs for All Employees](https://www.nfp.com/insights/six-ways-to-promote-inclusivity-in-wellness/): Learn how to make your wellness programs more inclusive and equitable for Black and LGBTQ+ communities by addressing unique needs and barriers. - [Solving Key Business Challenges through Executive Benefits](https://www.nfp.com/insights/solving-key-business-challenges-through-executive-benefits/): Learn how to address gaps in group benefits for key employees, including income replacement and retirement costs. Discover strategies to retain top talent. - [Media Liability Insurance for Music Copyright Infringement](https://www.nfp.com/insights/sports-music-copyright-licensing-media-liability/): Protect your organization from sports music copyright claims with media liability insurance, covering infringement, defamation, privacy, and more. - [Flu Season Workplace Safety: Best Practices for Health](https://www.nfp.com/insights/staying-safe-during-flu-season/): Stay safe during flu season at work with these OSHA-recommended practices. Explore the seven recommendations to keep yourself healthy. - [Home Equity Loan Protection & Streamlined Servicing](https://www.nfp.com/insights/streamlining-home-equity-minus-the-risks/): Increase home equity loan volume with NFP's Equity Protection Program. Streamline appraisals, reduce default risk, and enhance servicing. - [Tax Insurance: Mitigating the Impact of Tax Uncertainty](https://www.nfp.com/insights/tax-insurance-mitigating-the-financial-impact-of-tax-uncertainty/): Protect against tax liabilities in M&A, historic tax risks, and tax credit projects with tax insurance. Secure your deal and reduce indemnities. - [Texas Oversize/Overweight Permits and Surety Bonds](https://www.nfp.com/insights/texas-oversize-permit-bond/): Learn about Texas oversize/overweight permits, required surety bonds, & costs for commercial vehicles, including county-specific requirements. - [Reducing Workers' Compensation Costs](https://www.nfp.com/insights/the-bermuda-triangle-of-workers-comp-claims/): Improve safety, claims management, and job satisfaction to reduce workers' compensation costs and boost your company's performance. - [Captive Insurance Solutions for Commercial Trucking](https://www.nfp.com/insights/the-case-for-captives-commercial-trucking-finds-alternative-risk-financing/): As verdicts rise, commercial trucking firms turn to captive insurance for stable, tailored coverage. Learn how it can protect your operation. - [Personal Liability Risks for Condo & Co-op Board Members](https://www.nfp.com/insights/the-condo-board-where-liability-lies/): Serving on a condo or co-op board comes with personal liability risks. Learn how to protect yourself with due diligence and the right insurance coverage. - [How Technology is Transforming the Insurance Industry & RMIS](https://www.nfp.com/insights/the-connected-insurance-industry/): Discover how technology and RMIS platforms are revolutionizing the insurance industry, improving workflows, customer experience, and data management. - [Importance of Errors and Omissions Insurance](https://www.nfp.com/insights/the-eo-strategy/): Get better coverage and pricing with an E&O specialty broker. Trust NFP for expert, tailored risk management solutions. - [Choosing the Right Broker for Cyber & Business Insurance](https://www.nfp.com/insights/the-expert-broker-gap/): Discover how to select a broker who understands your business and risks for better insurance coverage and claims management. - [The Evolution of Sports Insurance](https://www.nfp.com/insights/the-history-of-sports-insurance/): Discover how sports insurance has evolved to cover new risks like cyber threats, and how NFP is shaping its future. - [Building a Strong Safety Culture Through Leadership](https://www.nfp.com/insights/the-safety-misstep/): Prioritize leadership, training, and employee empowerment to improve safety and prevent accidents. Take action now. - [Transition Plans Extended](https://www.nfp.com/insights/transition-plans-extended/): Read up on the extension of transitional health insurance policies until Jan 1, 2023, allowing non-ACA-compliant plans to be renewed. - [Navigating Product Liability in the Life Sciences Industry](https://www.nfp.com/insights/turning-up-the-heat-product-liability-in-biotech-medtech-and-nutritional-supplements/): Learn how product liability impacts life sciences companies and strategies to manage risks in a tough insurance market. - [Ensure Your Jewelry is Properly Insured](https://www.nfp.com/insights/updating-jewelry-appraisals/): Discover how to properly appraise and insure jewelry. Ensure your items are covered for their true value, especially with fluctuating costs and inflation. - [Understanding Contractor Bonds: Requirements & Process](https://www.nfp.com/insights/what-are-contractor-bonds/): Learn about contractor bonds, their purpose, and the process to become bonded. Protect clients and meet legal requirements to operate in your area. - [What Does It Mean to Be Bonded and Insured?](https://www.nfp.com/insights/what-does-bonded-and-insured-mean/): Discover why businesses need to be bonded and insured, the types of surety bonds required, and associated costs to ensure legal compliance and protection. - [What It Means to Be Bonded?](https://www.nfp.com/insights/what-does-it-mean-to-be-bonded/): Learn what it means to be bonded, the difference between being bonded and insured, and how surety bonds protect both businesses and customers. - [What is a Bonded Title?](https://www.nfp.com/insights/what-is-a-bonded-title/): Learn what a bonded title is and how to obtain one for vehicles, trailers, or campers. - [License & Permit Bonds Explained](https://www.nfp.com/insights/what-is-a-commercial-bond/): Learn about commercial bonds, including their purpose, who needs them, and how much they cost. Find out how to get licensed and bonded for your business. - [Cost Bonds Explained](https://www.nfp.com/insights/what-is-a-cost-bond/): Discover what cost bonds are, how they work in court cases, and how much they typically cost. Learn how to obtain a cost bond with NFP's expert assistance. - [Fidelity Bonds: Protect Your Business from Employee Fraud](https://www.nfp.com/insights/what-is-a-fidelity-bond/): Learn what fidelity bonds are, how they protect businesses from employee theft or fraud & the different types available. Get a free quote from NFP today! - [Mortgage Broker Bonds: Protect Clients & Ensure Compliance](https://www.nfp.com/insights/what-is-a-mortgage-broker-bond/): Learn about mortgage broker bonds, why they're required, and how they protect clients. Contact NFP for a free quote and expert help. - [Payment Bonds: Protect Your Project & Ensure Payment](https://www.nfp.com/insights/what-is-a-payment-bond/): Learn about payment bonds, their importance in construction, and how they protect subcontractors and suppliers. - [What is a Surety Bond?](https://www.nfp.com/insights/what-is-a-surety/): Discover what a surety bond is, how it works, and why contractors need it. Learn how bonding protects both contractors and clients in various industries. - [What is a Tax Bond?](https://www.nfp.com/insights/what-is-a-tax-bond/): Learn what a tax bond is, including the different types (sales, alcohol, cigarette, fuel, and more) and who needs one. - [What is a Termite Bond](https://www.nfp.com/insights/what-is-a-termite-bond/): Learn about termite bonds, including what they cover, how they differ from warranties or insurance, and who needs one. - [What is an Advanced Payment Bond Guarantee?](https://www.nfp.com/insights/what-is-an-advanced-payment-bond/): Discover what an advanced payment guarantee is, how it works, and how it protects your business investment. - [Understanding Employment Bonds](https://www.nfp.com/insights/what-is-an-employment-bond/): Learn about different types of employment bonds, including fidelity bonds & employee commitment bonding. Discover how these protect businesses & costs. - [Understanding Bonding Insurance: Types & How It Works](https://www.nfp.com/insights/what-is-bonding-insurance/): Learn how bonding insurance protects customers from contractor malpractices & benefits businesses. - [Managing Your Self-Funded Health Plan](https://www.nfp.com/insights/what-to-expect-your-first-year-with-a-self-funded-health-plan/): Learn key strategies to manage cash flow, prepare for stop loss renewals, access claims data, and control costs with a self-funded health plan. - [When Ships Run Aground](https://www.nfp.com/insights/when-ships-run-aground/): The Ever Given blockage disrupted global supply chains. Discover how marine insurance helps cover delays and losses from such events. - [Evolve Your Employee Health and Well-Being Strategy](https://www.nfp.com/insights/why-its-time-to-evolve-your-employee-health-and-well-being-strategy/): Explore ways to evolve your employee health and well-being benefit strategy into a personalized, flexible program that provides value to employees. - [Wildfire Preparation: Protect Your Business](https://www.nfp.com/insights/wildfire-preparedness/): Prepare your business for wildfires with safety measures, insurance coverage, and effective disaster plans. Stay safe and minimize damage. - [Competition for Talent in the New Era of Work](https://www.nfp.com/insights/winning-the-competition-for-talent-in-the-new-era-of-work/): Discover how to adapt your total rewards strategy to attract and retain top talent with emerging benefits trends in NFP's on-demand webinar. - [Winter Driving & Deicing Safety Tips for the Workplace](https://www.nfp.com/insights/winter-driving-safety-precautions/): Stay safe during winter weather with tips for driving in icy conditions and effective deicing measures to protect employees and customers. - [Supporting Women in Hybrid Work: Challenges & Solutions](https://www.nfp.com/insights/women-in-the-hybrid-workplace/): Explore how to support women in the workplace with solutions to challenges like childcare, pay disparities, and more in a hybrid work environment. - [Private Equity Needs: Working to Eliminate Guesswork](https://www.nfp.com/insights/working-to-eliminate-guesswork/): Optimize risk and growth with NFP’s M&A Risk Solutions—tailored insurance, benefits, and retirement consulting for private equity from auction to exit. - [Lower Cyber Insurance Costs](https://www.nfp.com/insights/your-cyber-risks-an-underwriters-perspective/): Lower your cyber liability insurance costs with MFA, data backups, employee training, and strong cybersecurity measures to secure better coverage. - [Future of Healthcare: Technology Advancements in Medicine](https://www.nfp.com/insights/your-doctors-tech-revolution/): Explore how telemedicine, wearable tech, AI, and robotics are transforming healthcare, improving diagnoses, treatments, and patient outcomes. - [Zombie Companies & Trade Credit Risk](https://www.nfp.com/insights/zombie-companies-why-they-are-a-major-credit-risk-threat-to-your-business/): Zombie companies, burdened by debt and low profitability, increase trade credit risk. Learn how to protect your business from insolvency and credit losses. - [Brain ON! Book Launch Webinar](https://www.nfp.com/insights/brain-on-book-launch-webinar/): Join us as Deb Smolensky, head of Well-Being and Engagement for NFP, discusses her new book, Brain ON! - [An Overview of Buy-Sell Arrangements](https://www.nfp.com/insights/an-overview-of-buy-sell-arrangements/): Explore the different types of buy-sell arrangements, the positives of each arrangement, and what needs to be considered when implementing one. - [Applying Bond Strategies to Term Insurance](https://www.nfp.com/insights/applying-bond-strategies-to-term-insurance/): Learn how barbell and ladder strategies can optimize term life insurance coverage for families, balancing cost, flexibility, and future needs. - [BOLI: Zero Coupon Bonds and Tax Code Impact](https://www.nfp.com/insights/boli-the-zero-coupon-perpetual-bond/): Learn about BOLI zero coupon bonds, their fixed price, and how issuer selection affects market value and maturity. - [Best Practices for Managing Claims and Reducing Risk](https://www.nfp.com/insights/claims-management-strategies-beyond-the-carrier-a-guide-for-insurance-buyers/): Discover key strategies for managing claims, including communication, audits, and return-to-work programs, to reduce costs and improve outcomes. - [Contingency Planning Checklist](https://www.nfp.com/insights/contingency-planning-checklist/): Ensure your business is ready with key questions on remote work, communication, vendor impact, and continuity strategies for dynamic environments. - [Safeguarding from Social Engineering & Cybersecurity Risks](https://www.nfp.com/insights/c-suite-cyberattacks/): Learn how to protect c-suite leaders from whaling, phishing, and social engineering attacks with IT security strategies and cyber liability insurance. - [Protect Your Law Firm: Essential Cybersecurity Strategies](https://www.nfp.com/insights/cyber-crime-and-law-firms/): Law firms face rising cyber threats targeting sensitive data. Learn how to safeguard against breaches with proactive cybersecurity strategies & policies. - [Cyber Landscape Post Pandemic: What Can We Anticipate?](https://www.nfp.com/insights/cyber-landscape-post-pandemic-what-can-we-anticipate/): Learn more about the cyber security landscape post pandemic and what you can anticipate. Explore why organizations needs to have continuity plans. - [Managing Environmental Risk in Development Projects](https://www.nfp.com/insights/development-risk-and-insurance/): Mitigate environmental risks with Phase 1 assessments, pollution liability insurance, and indemnity agreements to avoid unexpected costs. - [Fishing for Business](https://www.nfp.com/insights/fishing-for-business/): Explores the challenges faced by the outdoor sports & recreation industry, including the impact of the pandemic & wildfires. - [Healthcare Costs Continue to Rise, But Why?](https://www.nfp.com/insights/healthcare-costs-continue-to-rise-but-why/): Discover why healthcare costs in the U.S. are skyrocketing, from government policies to chronic illnesses & explore potential solutions. - [Minimizing Fiduciary Risk in Benefit Plan Litigation](https://www.nfp.com/insights/how-excessive-fee-suits-could-impact-you/): Learn how to mitigate fiduciary risk by reviewing plan fees, consulting legal experts, and securing fiduciary liability insurance. - [Save Time and Money with Employee Navigator Integrations](https://www.nfp.com/insights/how-to-make-the-most-of-your-employee-navigator-integrations/): Discover how Employee Navigator integrations can streamline benefits management and save HR leaders time and money during open enrollment. - [Mental Well-Being in the Workplace: Getting Started](https://www.nfp.com/insights/implementing-mental-well-being-in-the-workplace-getting-started/): Learn how you can get started on implementing mental well-being in the workplace. Explore ways to identify your well-being strategy for your employees. - [Insurer Solvency](https://www.nfp.com/insights/insurer-solvency/): Overview of the challenges facing property and casualty insurance companies due to the pandemic and shock to the US economy. - [Insurance for Glamping Businesses: Key Coverage Strategies](https://www.nfp.com/insights/integrating-unique-operations-into-a-campgroundglamping-business/): Glamping businesses face unique risks. Learn how to protect your operation with tailored insurance solutions for activities, equipment & risk management. - [Redefining Risk Management: Strategies for Cost Control](https://www.nfp.com/insights/key-elements-of-a-risk-management-strategy/): Discover a holistic approach to risk management by aligning retained loss, claims management & risk transfer to optimize expenses & ensure sustainability. - [Life Insurance as an Asset](https://www.nfp.com/insights/life-insurance-as-an-asset/): Discover how to use life insurance as a financial asset to mitigate market losses and increase the amount of wealth transferred to beneficiaries. - [Life Insurance in Retirement Planning](https://www.nfp.com/insights/life-insurance-in-retirement-planning/): Learn how a life insurance policy funded for cash value appreciation can provide supplemental retirement income. - [Marine Insurance: Coverage for Maritime Construction Risks](https://www.nfp.com/insights/maritime-construction-and-marine-insurance/): Discover the importance of tailored marine insurance for maritime construction, covering risks like hurricane damage, pollution, and property loss. - [Managing Medical Professional Liability Insurance](https://www.nfp.com/insights/medical-professional-liability-coverage-consequences-of-premium-nonpayment/): Understand how nonpayment, grace periods & policy cancellations can risk your medical professional liability coverage & how to avoid gaps during COVID-19. - [Modern Portfolio Theory of Life Insurance](https://www.nfp.com/insights/modern-portfolio-theory-of-life-insurance/): Explore the modern portfolio theory of life insurance. The key principle is that investors are rational and will try to maximize their expected return. - [Navigating the Event Cancellation Marketplace ](https://www.nfp.com/insights/navigating-the-event-cancellation-marketplace/): Explore the challenges underwriters and event organizers face when events are canceled. Learn how to protect your organization with event insurance. - [Observations on a Turbulent Property Market](https://www.nfp.com/insights/observations-on-a-turbulent-property-market/): Explore why challenges that most insureds are facing during the current property market cycle are likely to continue throughout the remainder of 2020. - [Cyber Insurance & More: Insights for All Businesses ](https://www.nfp.com/insights/privacy-and-cybersecurity-data-is-the-new-gold/): Learn to safeguard your data with robust cybersecurity and discover how cyber insurance can protect your business from evolving threats and legal risks. - [Planning for Your Estate and Business Succession](https://www.nfp.com/insights/planning-for-your-estate-and-business-succession/): Protect your legacy and begin planning your estate and business succession with NFP's white paper on estate gifting, wealth transfer costs, and more. - [Private Financing with Premium Deposit Account](https://www.nfp.com/insights/private-financing-with-premium-deposit-account/): Learn why private premium financing is a popular strategy for funding irrevocable life insurance trusts and how to implement it into your wealth strategy. - [A Successful Subcontractor Default Insurance Program](https://www.nfp.com/insights/process-and-procedure-the-backbone-of-a-successful-sdi-program/): Discover how effective processes and procedures form the backbone of a successful SDI program. Enhance your organization's efficiency and compliance today. - [Insurance Optimization in Bankruptcy & Restructuring](https://www.nfp.com/insights/restructuring-and-insurance-optimization/): Learn how insurance optimization can protect stakeholders, recover cash, and reduce costs in distressed businesses during bankruptcy or restructuring. - [Revitalize Your Irrevocable Life Insurance Trust](https://www.nfp.com/insights/rx-for-a-bad-ilit-advisor-guide/): Discover practical solutions to repair a "bad" ILIT, including trust modifications, decanting, and more. View our comprehensive advisor guide. - [Pollution Coverage for Real Estate Portfolios](https://www.nfp.com/insights/the-benefits-of-a-portfolio-pollution-policy/): Rising environmental claims require pollution coverage for real estate. Learn about site pollution policies & key protections like legal defense. - [Insurance Coverage for Faulty Workmanship in Construction](https://www.nfp.com/insights/the-changing-insurance-market-for-construction/): Learn about insurance options for faulty workmanship in construction, including coverage for repair or replacement costs. - [Importance of Construction Wrap-up Administration](https://www.nfp.com/insights/the-importance-of-construction-wrap-up-administration/): Discover the benefits of wrap-up insurance programs in construction, including cost savings and better coverage through OCIP and CCIP. - [Optimize Claims Management with NFP's Analytics](https://www.nfp.com/insights/the-power-of-claims-analytics/): Discover how NFP’s claims analytics improve outcomes by reducing fraud, optimizing subrogation, and lowering claims handling costs. - [Cost Containment Strategies for Healthcare Benefits](https://www.nfp.com/insights/three-cost-containment-strategies-in-healthcare-benefits/): Learn effective cost containment strategies for healthcare benefits. Reduce unnecessary expenses to optimize funding & improve clinical outcomes. - [Protect Your Travel Investment with Travel Insurance](https://www.nfp.com/insights/vacations-gone-wrong/): Safeguard your vacation with travel insurance covering cancellations, disruptions, and medical emergencies, including COVID-related issues. - [Wealth Transfer and Charitable Planning Strategies](https://www.nfp.com/insights/wealth-transfer-and-charitable-planning-strategies-brochure/): Explore NFP's wealth transfer and charitable planning strategies handbook, containing 12 core wealth transfer and charitable planning strategies to choose. - [Self-Funding vs. Fully Insured Health Plans](https://www.nfp.com/insights/weighing-the-decision-of-self-funding-your-group-health-plan/): Explore the pros and cons of self-funding your group health plan, how to make the transition, and strategies to control costs and risk. - [What Is an ICHRA?](https://www.nfp.com/insights/what-is-an-ichra-and-how-can-it-work-for-you/): Learn how an Individual Coverage Health Reimbursement Arrangement (ICHRA) helps employers control healthcare costs and offers flexibility for employees. - [Approaches for Adjusting Salary Structures as You Age](https://www.nfp.com/insights/what-you-need-to-know-as-you-consider-aging-your-salary-structures/): Explore three strategies for adjusting your salary structure to stay competitive: annual increases, market studies, or a combined approach. - [Protect Your Organization with EPL Coverage](https://www.nfp.com/insights/when-employees-sue/): Learn how to safeguard your business from rising employee lawsuits & claims with Employment Practices Liability (EPL) insurance. - [Why a Clean Phase I Doesn't Mean You're All Clear](https://www.nfp.com/insights/why-a-clean-phase-i-doesnt-mean-youre-all-clear/): Learn why relying solely on a "clean" Phase I report for environmental protection can be costly and explore the limitations of Phase I assessments. - [Why Hiring a Compensation Consultant Makes Sense](https://www.nfp.com/insights/why-hiring-a-compensation-consultant-makes-sense-for-your-organization/): Learn why hiring a compensation consultant for your organization makes sense and how these consultants can help leadership and human resources teams. - [Work From Home Success Guides](https://www.nfp.com/insights/work-from-home-guides/): Discover practical work-from-home tips for employees, managers, and teams to boost productivity, maintain balance, and thrive remotely. - [Annual BOLI Review: Risk & Performance Assessment](https://www.nfp.com/insights/your-annual-boli-review-what-you-should-know/): Conduct a comprehensive BOLI review to assess risks, returns, and secure long-term benefits. Optimize your bank's BOLI portfolio for future growth. - [Self-Funding Health Plans: Steps & Considerations](https://www.nfp.com/insights/your-guide-to-transitioning-to-a-self-funded-health-plan/): Explore key steps for transitioning to a self-funded health plan, including choosing a TPA, stop loss insurance, and managing claims. - [Technology Performance Insurance – Accelerating Energy Transition by Solving for Technology Risk](https://www.nfp.com/insights/technology-performance-insurance-accelerating-energy-transition-by-solving-for-technology-risk/): Technology Performance Insurance – Accelerating Energy Transition by Solving for Technology Risk - [Departments Announce Proposed Rules to Strengthen MHPAEA](https://www.nfp.com/insights/departments-announce-proposed-rules-to-strengthen-mhpaea/): New MHPAEA rules boost mental health access, enforce NQTL compliance & ensure parity with medical benefits. Key for employers, insurers & self-insured. - [Technical Release on Network Composition Accompanies Proposed MHPAEA Rule](https://www.nfp.com/insights/technical-release-on-network-composition-accompanies-proposed-mhpaea-rule/): Technical Release on Network Composition Accompanies Proposed MHPAEA Rule - [MHPAEA 2023 Report to Congress](https://www.nfp.com/insights/mhpaea-2023-report-to-congress-focuses-on-nqtls-and-caa-2021-compliance/): DOL, Treasury, and HHS Release 2023 MHPAEA Report Highlighting NQTL Enforcement Efforts, Key Deficiencies, and Compliance Recommendations. - [DOL and CMS Release 2022 MHPAEA Enforcement Fact Sheet](https://www.nfp.com/insights/dol-and-cms-release-2022-mhpaea-enforcement-fact-sheet/): DOL and CMS Release 2022 MHPAEA Enforcement Fact Sheet - [Third Circuit Affirms Damages for ERISA Retaliation Claim](https://www.nfp.com/insights/third-circuit-affirms-damages-for-erisa-retaliation-claim/): Third Circuit Affirms Damages for ERISA Retaliation Claim - [IRS Provides Transition Relief: Notice 2023-54](https://www.nfp.com/insights/irs-provides-transition-relief-for-2023-distributions-characterized-as-required-minimum-distributions-under-previous-secure-act-rules/): Learn about IRS issued Notice 2023-54, which provides transition relief to address changes made by the SECURE Act and the SECURE 2.0 Act. - [Maine Enacted Mandatory Paid Family and Medical Leave Program](https://www.nfp.com/insights/maine-enacted-mandatory-paid-family-and-medical-leave-program/): Maine Enacted Mandatory Paid Family and Medical Leave Program - [New Statutes Add Step Therapy Requirements](https://www.nfp.com/insights/new-statutes-add-step-therapy-requirements/): New Statutes Add Step Therapy Requirements - [FAQ: When does Medicare coverage begin for someone age 65 or older?](https://www.nfp.com/insights/faq-when-does-medicare-coverage-begin-for-someone-age-65-or-older/): FAQ: When does Medicare coverage begin for someone age 65 or older? - [Nevada Passes Law Prohibiting ‘Defense Inside the Limits’ Liability Insurance Provisions](https://www.nfp.com/insights/nevada-passes-law-prohibiting-defense-inside-the-limits-liability-insurance-provisions/): Learn about Nevada's Assembly Bill 398, which prohibits insurers from issuing “liability policies” that reduce the limit of liability by costs of defense. - [Managing Theft Risk on the Jobsite](https://www.nfp.com/insights/managing-theft-risk-on-the-jobsite/): Learn more about these several strategies your firm can implement to manage theft risk on the jobsite and weather this current epidemic of thievery. - [SHRM 2023 Conference Takeaways](https://www.nfp.com/insights/shrm-2023-conference-takeaways/): NFP's Maria Trapenasso and Megan Nail share their biggest takeaways from SHRM23. - [HHS Issues First Annual Report to Congress on Impact of No Surprises Act](https://www.nfp.com/insights/hhs-issues-first-annual-report-to-congress-on-impact-of-no-surprises-act/): HHS Issues First Annual Report to Congress on Impact of No Surprises Act - [Agencies Release No Surprises Act FAQs Post Court Ruling](https://www.nfp.com/insights/agencies-release-new-no-surprises-act-faqs-after-adverse-court-ruling/): Read more about the recently issued FAQs from the DOL, HHS and IRS around the No Surprises Act. - [Report to Congress Focuses on Medicare Secondary Payer Coordination of Benefits](https://www.nfp.com/insights/report-to-congress-focuses-on-medicare-secondary-payer-coordination-of-benefits/): Report to Congress Focuses on Medicare Secondary Payer Coordination of Benefits - [Ninth Circuit Ruling Highlights Plan Fiduciary Obligation to Review Service Provider Compensation](https://www.nfp.com/insights/ninth-circuit-ruling-highlights-plan-fiduciary-obligation-to-review-service-provider-compensation/): Ninth Circuit Ruling Highlights Plan Fiduciary Obligation to Review Service Provider Compensation - [DOL Issues Request for Information on SECURE 2.0 Reporting and Disclosure Requirements](https://www.nfp.com/insights/dol-issues-request-for-information-on-secure-20-reporting-and-disclosure-requirements/): DOL Issues Request for Information on SECURE 2.0 Reporting and Disclosure Requirements - [12-Month Contraception Coverage Mandate Goes into Effect](https://www.nfp.com/insights/12-month-contraception-coverage-mandate-goes-into-effect/): Learn more about the 12-month contraception coverage mandate going into effect on August 7, 2023 and what carriers need to do. - [Prohibition on Short-Term Disability Offsetting Extended Again](https://www.nfp.com/insights/prohibition-on-short-term-disability-offsetting-extended-again/): Prohibition on Short-Term Disability Offsetting Extended Again - [Several Healthcare Bills Recently Signed into Law](https://www.nfp.com/insights/several-healthcare-bills-recently-signed-into-law/): Several Healthcare Bills Recently Signed into Law - [FAQ: Is group term life insurance subject to nondiscrimination rules?](https://www.nfp.com/insights/faq-is-group-term-life-insurance-subject-to-nondiscrimination-rules/): FAQ: Is group term life insurance subject to nondiscrimination rules? - [SEC Cybersecurity Breach Disclosure Rule](https://www.nfp.com/insights/sec-cybersecurity-breach-disclosure-rule/): Stay informed on SEC's cybersecurity breach disclosure rule. Learn about compliance, reporting, and updates for better data security. - [Medicare Basics for an Aging Workforce](https://www.nfp.com/insights/medicare-basics-for-an-aging-workforce/): Learn more about Medicare basics, Medicare Secondary Payer rules, and how Medicare interacts with other federal benefit laws. - [Surety-Backed Letters of Credit](https://www.nfp.com/insights/surety-backed-letters-of-credit/): Discover surety-backed letters of credit, which allow contractors access to a letter of credit with lower pricing than a traditional line of credit. - [The Objective Power of Insurance Claims Data](https://www.nfp.com/insights/the-objective-power-of-insurance-claims-data/): Learn how the global construction market is experimenting with project delivery models to find the ideal mix of risk allocation. - [IRS Releases 2024 Required Contribution Percentage for Affordable Coverage](https://www.nfp.com/insights/irs-releases-2024-required-contribution-percentage-for-affordable-coverage/): IRS Releases 2024 Required Contribution Percentage for Affordable Coverage - [IRS Issues Snapshot on Deductibility of Employer 401(k) Contributions Made After the Plan Year End](https://www.nfp.com/insights/irs-issues-snapshot-on-deductibility-of-employer-401-k-contributions-made-after-the-plan-year-end/): IRS Issues Snapshot on Deductibility of Employer 401(k) Contributions Made After the Plan Year End - [IRS Provides Transition Relief for SECURE 2.0 Act Catch-Up Contribution Change](https://www.nfp.com/insights/irs-provides-transition-relief-for-secure-20-act-catch-up-contribution-change/): IRS Provides Transition Relief for SECURE 2.0 Act Catch-Up Contribution Change - [Paid Leave Benefits Begin September 3, 2023](https://www.nfp.com/insights/paid-leave-benefits-begin-september-3-2023/): Paid Leave Benefits Begin September 3, 2023 - [FAQ: What are state “mini-COBRA” laws and how do they work?](https://www.nfp.com/insights/faq-what-are-state-mini-cobra-laws-and-how-do-they-work/): FAQ: What are state “mini-COBRA” laws and how do they work? - [Tenth Circuit Holds ERISA Preempts Oklahoma Pharmacy Benefit Manager Law](https://www.nfp.com/insights/tenth-circuit-holds-erisa-preempts-oklahoma-pharmacy-benefit-manager-law/): Tenth Circuit Holds ERISA Preempts Oklahoma Pharmacy Benefit Manager Law - [DOL Issues MHPAEA Publication for Employees](https://www.nfp.com/insights/dol-issues-mhpaea-publication-for-employees/): DOL Issues MHPAEA Publication for Employees - [A New Bar for Derivative Settlements](https://www.nfp.com/insights/a-new-bar-for-derivative-settlements/): Learn about the impact of the Tesla Board of Directors settling a 2020 shareholder derivative lawsuit filed against them. - [Consistency When Managing Your Regional and Global Benefits](https://www.nfp.com/insights/building-consistency-when-managing-your-regional-and-global-benefits/): Watch our recent webinar for a comprehensive look into the intricacies of regional and global benefits management. - [Buying a Home in Florida? Here’s What You Need To Know.](https://www.nfp.com/insights/insuring-a-florida-home/): Learn about the factors that have created the property insurance crisis in Florida and discover a checklist of considerations for homeowners. - [Five Ways to Make Retirement Plans More Equitable ](https://www.nfp.com/insights/five-ways-to-make-retirement-plans-more-equitable/): Explore five ways you can ensure your organizations retirement plans are more equitable. Learn how NFP retirement plan experts can help. - [District Court Addresses COBRA Notices in Class Action Lawsuit](https://www.nfp.com/insights/district-court-addresses-cobra-notices-in-class-action-lawsuit/): District Court Addresses COBRA Notices in Class Action Lawsuit - [Tenth Circuit Holds Denial of Minor’s Residential Treatment Claims Was Abuse of Discretion](https://www.nfp.com/insights/tenth-circuit-holds-denial-of-minor-s-residential-treatment-claims-was-abuse-of-discretion/): Tenth Circuit Holds Denial of Minor’s Residential Treatment Claims Was Abuse of Discretion - [Ninth Circuit Reverses Class Action Case on Behavioral Health Claims, Again](https://www.nfp.com/insights/ninth-circuit-reverses-class-action-case-on-behavioral-health-claims-again/): Ninth Circuit Reverses Class Action Case on Behavioral Health Claims, Again - [DOL Extending Grace Period for EFAST2 Login Credentials](https://www.nfp.com/insights/dol-extending-grace-period-for-efast2-login-credentials/): Learn more about the DOL announcement of grace period to obtain new login credentials for its EFAST2 filing system. - [San Francisco Health Care Security Ordinance (SFHCSO) Rates Released for 2024](https://www.nfp.com/insights/san-francisco-health-care-security-ordinance-sfhcso-rates-released-for-2024/): San Francisco Health Care Security Ordinance (SFHCSO) Rates Released for 2024 - [Illinois Issues FAQs for Paid Leave for All Workers Act](https://www.nfp.com/insights/illinois-issues-faqs-for-paid-leave-for-all-workers-act/): The Illinois Department of Labor published FAQs to provide additional information on the Paid Leave for All Workers Act (the Act). - [Illinois Enacts Transportation Benefits Program Act, Effective January 1, 2024](https://www.nfp.com/insights/illinois-enacts-transportation-benefits-program-act-effective-january-1-2024/): Illinois Enacts Transportation Benefits Program Act, Effective January 1, 2024 - [2024 New York Paid Family Leave Premium Rate and Maximum Contribution Announced](https://www.nfp.com/insights/2024-new-york-paid-family-leave-premium-rate-and-maximum-contribution-announced/): 2024 New York Paid Family Leave Premium Rate and Maximum Contribution Announced - [New Statutes Effective September 1, 2023](https://www.nfp.com/insights/new-statutes-effective-september-1-2023/): New Statutes Effective September 1, 2023 - [Individual Health Policies & Medicare vs. Group Health Plan](https://www.nfp.com/insights/faq-can-an-employer-pay-for-individual-health-policies-and-medicare-premiums-rather-than-offering-a-group-health-plan-to-their-employees/): Learn if an an employer pay for individual health policies and Medicare premiums rather than offering a group health plan to their employees. - [Open Enrollment Comes but Once a Year](https://www.nfp.com/insights/open-enrollment-comes-but-once-a-year/): View the NFP Benefits Compliance team's webinar on the rules pertaining to annual elections and compliance best practices. - [New SEC Rules for Private Fund Advisors](https://www.nfp.com/insights/new-sec-rules-for-private-fund-advisors/): Learn more about the SEC's new rules for private fund advisors. Explore the critical insurance implications related to this new SEC rulemaking. - [CRS Issues Report on Preventive Services Access Pending Braidwood Decision](https://www.nfp.com/insights/crs-issues-report-on-preventive-services-access-pending-braidwood-decision/): CRS Issues Report on Preventive Services Access Pending Braidwood Decision - [CMS Issues Proposed Rules on No Surprises Act Federal Independent Dispute Resolution Process Fees](https://www.nfp.com/insights/cms-issues-proposed-rules-on-no-surprises-act-federal-independent-dispute-resolution-process-fees/): CMS Issues Proposed Rules on No Surprises Act Federal Independent Dispute Resolution Process Fees - [Fourth Circuit Focuses on Availability of Monetary Relief Under ERISA for Denied Heart Transplant](https://www.nfp.com/insights/fourth-circuit-focuses-on-availability-of-monetary-relief-under-erisa-for-denied-heart-transplant/): Fourth Circuit Focuses on Availability of Monetary Relief Under ERISA for Denied Heart Transplant - [Comment Period on MHPAEA Proposed Rules Extended](https://www.nfp.com/insights/comment-period-on-mhpaea-proposed-rules-extended/): Comment Period on MHPAEA Proposed Rules Extended - [Exceptions from Electronic Filing for Forms 8955-SSA & 5500-EZ](https://www.nfp.com/insights/irs-issues-guidance-on-exceptions-from-electronic-filing-requirements-for-certain-filers-of-forms-8955-ssa-and-5500-ez/): The IRS released Revenue Procedure 2023-31, which provides guidance on exceptions from electronic filing requirements for certain filers of Forms 8955-SSA and 5500-EZ. - [Expanding Access to Fertility Treatment Amendment Act Becomes Law](https://www.nfp.com/insights/expanding-access-to-fertility-treatment-amendment-act-becomes-law/): Expanding Access to Fertility Treatment Amendment Act Becomes Law - [2024 Individual Mandate Coverage OOP and Deductible Minimum Creditable Coverage (MCC) Limits](https://www.nfp.com/insights/2024-individual-mandate-coverage-oop-and-deductible-minimum-creditable-coverage-mcc-limits/): 2024 Individual Mandate Coverage OOP and Deductible Minimum Creditable Coverage (MCC) Limits - [FAQ: Can you give me more information about this gag clause prohibition that I’ve been hearing about?](https://www.nfp.com/insights/faq-can-you-give-me-more-information-about-this-gag-clause-prohibition-that-i-ve-been-hearing-about/): FAQ: Can you give me more information about this gag clause prohibition that I’ve been hearing about? - [Surety for Private Equity-Owned Construction Companies](https://www.nfp.com/insights/stable-surety-programs-for-private-equity-owned-construction-companies/): Discover how private equity-backed contractors can bridge the balance sheet gap, overcome indemnity challenges & establish trust to ensure success. - [Employer Compliance Guide to No Gag Clause](https://www.nfp.com/insights/employer-compliance-guide-to-the-caas-no-gag-clause-and-attestation-requirements/): NFP's Compliance & Cost Containment Strategies teams discuss employer compliance with the No Gag Clause of the Consolidated Appropriations Act of 2021. - [Wildfire Risk and the Construction Sector](https://www.nfp.com/insights/wildfire-risk-and-the-construction-sector/): Learn why construction stakeholders need to strongly assess their organization’s risk to the non-damage delay impacts of wildfires. - [5 Operational Risks for a Weaking Construction Economy](https://www.nfp.com/insights/top-5-operational-risk-controls-for-a-weakening-construction-economy/): Explore the top five operational risk controls for a weakening construction economy and what steps your organization can take to mitigate risk. - [How Pricing Transparency is Empowering Healthcare Delivery Systems ](https://www.nfp.com/insights/how-pricing-transparency-is-empowering-healthcare-delivery-systems/): Learn more about the various transparency laws that have gone into effect and how pricing transparency is empowering healthcare delivery systems. - [DOL Issues Request for Information on Coverage of OTC Preventive Services](https://www.nfp.com/insights/dol-issues-request-for-information-on-coverage-of-otc-preventive-services/): DOL Issues Request for Information on Coverage of OTC Preventive Services - [Departments Issue New FAQs on Transparency in Coverage Final Rule Implementation](https://www.nfp.com/insights/departments-issue-new-faqs-on-transparency-in-coverage-final-rule-implementation/): Departments Issue New FAQs on Transparency in Coverage Final Rule Implementation - [District Court Vacates Drug Manufacturer Assistance Rule](https://www.nfp.com/insights/district-court-vacates-drug-manufacturer-assistance-rule/): District Court Vacates Drug Manufacturer Assistance Rule - [Federal District Court Allows the 2022 Investment Duties Rule to Remain in Effect](https://www.nfp.com/insights/federal-district-court-allows-the-2022-investment-duties-rule-to-remain-in-effect/): Federal District Court Allows the 2022 Investment Duties Rule to Remain in Effect - [Paid Sick Leave Expanded to Five Days in 2024](https://www.nfp.com/insights/paid-sick-leave-expanded-to-five-days-in-2024/): Paid Sick Leave Expanded to Five Days in 2024 - [2024 Paid Family and Medical Leave Premium Rate and Maximum Weekly Benefit Announced](https://www.nfp.com/insights/2024-paid-family-and-medical-leave-premium-rate-and-maximum-weekly-benefit-announced/): 2024 Paid Family and Medical Leave Premium Rate and Maximum Weekly Benefit Announced - [Family and Medical Leave Insurance Contribution Rate Announced](https://www.nfp.com/insights/family-and-medical-leave-insurance-contribution-rate-announced/): Family and Medical Leave Insurance Contribution Rate Announced - [New York City Amends Earned Sick and Safe Time Act Rules](https://www.nfp.com/insights/new-york-city-amends-earned-sick-and-safe-time-act-rules/): New York City Amends Earned Sick and Safe Time Act Rules - [Premium Rates & Weekly Benefits for Temporary Disability & Family Leave Insurance](https://www.nfp.com/insights/2024-premium-rates-and-maximum-weekly-benefit-amount-for-temporary-disability-insurance-and-family-leave-insurance-announced/): Explore NJ's Department of Labor announcement of the 2024 Temporary Disability & Family Leave Insurance contribution rates and weekly benefit amounts. - [FAQ: To whom must employers distribute the Medicare Part D Creditable Coverage notice?](https://www.nfp.com/insights/faq-to-whom-must-employers-distribute-the-medicare-part-d-creditable-coverage-notice/): FAQ: To whom must employers distribute the Medicare Part D Creditable Coverage notice? - [EEOC Settles AI Employment Discrimination Suit](https://www.nfp.com/insights/eeoc-settles-ai-employment-discrimination-suit/): Learn what the Equal Employment Opportunity Commission's victory in its merit lawsuit against iTutorGroup means for AI recruitment going forward. - [The Role of IoT Backbones on Construction Sites](https://www.nfp.com/insights/the-role-of-iot-backbones-on-construction-sites/): Learn how the construction industry can utilize IoT tech to increase productivity, reduce risk and help manage costs. - [ERISA Fiduciary Edition ](https://www.nfp.com/insights/erisa-fiduciary-edition/): The NFP Benefits Compliance team provides insights regarding fiduciary duties by addressing questions employers may be too embarrassed to ask.  - [IRS Releases 2023 Final Forms and Instructions for Forms 1094 and 1095](https://www.nfp.com/insights/irs-releases-2023-final-forms-and-instructions-for-forms-1094-and-1095/): IRS Releases 2023 Final Forms and Instructions for Forms 1094 and 1095 - [PCOR Fees Increased for 2023-2024 Plan Years](https://www.nfp.com/insights/pcor-fees-increased-for-2023-2024-plan-years/): PCOR Fees Increased for 2023-2024 Plan Years - [CRS Reports on Paid Family and Medical Leave in the US](https://www.nfp.com/insights/crs-reports-on-paid-family-and-medical-leave-in-the-us/): CRS Reports on Paid Family and Medical Leave in the US - [Departments Issue New Guidance on No Surprises Act in Response to Texas Court Ruling](https://www.nfp.com/insights/departments-issue-new-guidance-on-no-surprises-act-in-response-to-texas-court-ruling/): Departments Issue New Guidance on No Surprises Act in Response to Texas Court Ruling - [HHS Announces Inflation Adjustments to Civil Monetary Penalties](https://www.nfp.com/insights/hhs-announces-inflation-adjustments-to-civil-monetary-penalties/): HHS Announces Inflation Adjustments to Civil Monetary Penalties - [IRS Releases Mortality Tables for Determining Present Value Under Defined Benefit Pension Plans](https://www.nfp.com/insights/irs-releases-mortality-tables-for-determining-present-value-under-defined-benefit-pension-plans/): IRS Releases Mortality Tables for Determining Present Value Under Defined Benefit Pension Plans - [State Announces 2024 Paid Leave Premium and Benefits Maximum Amounts](https://www.nfp.com/insights/state-announces-2024-paid-leave-premium-and-benefits-maximum-amounts/): State Announces 2024 Paid Leave Premium and Benefits Maximum Amounts - [Updates to DC Paid Family Leave Program](https://www.nfp.com/insights/updates-to-dc-paid-family-leave-program/): Updates to DC Paid Family Leave Program - [Update to MA PFML Coordination of Benefits “Topping-Off” Rules](https://www.nfp.com/insights/update-to-ma-pfml-coordination-of-benefits-topping-off-rules/): Update to MA PFML Coordination of Benefits “Topping-Off” Rules - [Are There Special Compliance Concerns For Wellness Program?](https://www.nfp.com/insights/faq-as-enrollment-nears-are-there-any-special-compliance-concerns-or-notices-required-for-our-wellness-program/): Learn about any special compliance concerns or notices required for your companies wellness program. - [DEI in Retirement](https://www.nfp.com/insights/dei-in-retirement/): Interested in reshaping retirement planning & fostering an inclusive, equitable future for your organization? Watch our webinar on DEI in retirement. - [DOL Settles in ERISA Fiduciary Breach Investigation Involving Cross-Plan Offsetting](https://www.nfp.com/insights/dol-settles-in-erisa-fiduciary-breach-investigation-involving-cross-plan-offsetting/): DOL Settles in ERISA Fiduciary Breach Investigation Involving Cross-Plan Offsetting - [Departments Propose New Rules for No Surprises Act Federal Independent Dispute Resolution Process](https://www.nfp.com/insights/departments-propose-new-rules-for-no-surprises-act-federal-independent-dispute-resolution-process/): Departments Propose New Rules for No Surprises Act Federal Independent Dispute Resolution Process - [IRS Announces 2024 Limits on Benefits and Contributions for Qualified Retirement Plans](https://www.nfp.com/insights/irs-announces-2024-limits-on-benefits-and-contributions-for-qualified-retirement-plans/): IRS Announces 2024 Limits on Benefits and Contributions for Qualified Retirement Plans - [DOL Proposes Retirement Security Rule Defining Investment Advice Fiduciary](https://www.nfp.com/insights/dol-proposes-retirement-security-rule-defining-investment-advice-fiduciary/): DOL Proposes Retirement Security Rule Defining Investment Advice Fiduciary - [FAQ: Does an employee or their dependent experience a qualifying event when they relocate to another city, state, or country?](https://www.nfp.com/insights/faq-does-an-employee-or-their-dependent-experience-a-qualifying-event-when-they-relocate-to-another-city-state-or-country/): FAQ: Does an employee or their dependent experience a qualifying event when they relocate to another city, state, or country? - [WA Paid Family and Medical Leave (PFML) 2024 Premium Rate Announced](https://www.nfp.com/insights/wa-paid-family-and-medical-leave-pfml-2024-premium-rate-announced/): WA Paid Family and Medical Leave (PFML) 2024 Premium Rate Announced - [Ohio Extends Coverage for Dependents Under Dental and Vision Policies](https://www.nfp.com/insights/ohio-extends-coverage-for-dependents-under-dental-and-vision-policies/): Ohio Extends Coverage for Dependents Under Dental and Vision Policies - [Extended: Prohibition on Short-Term Disability Offsetting](https://www.nfp.com/insights/prohibition-on-short-term-disability-offsetting-extended-again-1/): Mayor Muriel Bowser signed the DC Act 25-228) into law. Under the new Emergency Amendment Act, the prohibition will remain in place until June 1, 2024. - [What to Expect from Your BOLI Asset When Interest Rates Rise](https://www.nfp.com/insights/what-to-expect-from-your-boli-asset/): Discover how rising interest rates will affect banked-owned life insurance (BOLI) assets held by a majority of banks. - [Tax-Exempt Organizations – Executive Retention Programs](https://www.nfp.com/insights/tax-exempt-organizations-executive-retention-programs/): Learn how the risk of losing a key employee to a competitor can be mitigated through thoughtfully designed and coordinated retention plans. - [Long-Term Care](https://www.nfp.com/insights/long-term-care/): Learn how NFP can help protect the financial future of your employees and business with an affordable employer-sponsored long-term care insurance program. - [Refresher on Employer Mandate & ACA Reporting](https://www.nfp.com/insights/a-refresher-on-the-employer-mandate-and-aca-reporting-responsibilities/): Join NFP's Benefits Compliance team for a webinar on the ACA employer mandate basics. - [Delaware Enacted Paid Family and Medical Leave Law](https://www.nfp.com/insights/delaware-enacted-paid-family-and-medical-leave-law/): Delaware Enacted Paid Family and Medical Leave Law - [What Is the Real Deadline for Making Plan Contributions?](https://www.nfp.com/insights/what-is-the-real-deadline-for-making-plan-contributions/): Learn the deadlines for depositing employer contributions into qualified retirement plans, and avoid penalties, missed deductions, and compliance issues. - [Professional Liability for Integrated Project Delivery](https://www.nfp.com/insights/structuring-professional-liability-insurance-for-integrated-project-delivery/): Explore why professional liability insurance is crucial for IPD projects and let us help protect all team members from risk. - [CMS Issues Proposed Rule on the ACA 2025 Benefit and Payment Parameters](https://www.nfp.com/insights/cms-issues-proposed-rule-on-the-aca-2025-benefit-and-payment-parameters/): CMS Issues Proposed Rule on the ACA 2025 Benefit and Payment Parameters - [IRS Releases 2023 Instructions for Form 8889](https://www.nfp.com/insights/irs-releases-2023-instructions-for-form-8889/): IRS Releases 2023 Instructions for Form 8889 - [Departments Issue New ACA and No Surprises Act FAQs](https://www.nfp.com/insights/departments-issue-new-aca-and-no-surprises-act-faqs/): Departments Issue New ACA and No Surprises Act FAQs - [IRS Announces 2024 Inflation Adjusted Limits for Health FSAs, Commuter Benefits, and Adoption Assistance](https://www.nfp.com/insights/irs-announces-2024-inflation-adjusted-limits-for-health-fsas-commuter-benefits-and-adoption-assistance/): IRS Announces 2024 Inflation Adjusted Limits for Health FSAs, Commuter Benefits, and Adoption Assistance - [DOL Releases Information Copies of 2023 Form 5500 Annual Series](https://www.nfp.com/insights/dol-releases-information-copies-of-2023-form-5500-annual-series/): DOL Releases Information Copies of 2023 Form 5500 Annual Series - [IRS Updates Guidance for Pre-Approved Retirement Plans](https://www.nfp.com/insights/irs-updates-guidance-for-pre-approved-retirement-plans/): IRS Updates Guidance for Pre-Approved Retirement Plans - [IRS Proposes Rules on Long-Term, Part-Time Employee Eligibility](https://www.nfp.com/insights/irs-proposes-rules-on-long-term-part-time-employee-eligibility/): IRS Proposes Rules on Long-Term, Part-Time Employee Eligibility - [MA PFML 2024 Poster and Notices Updated](https://www.nfp.com/insights/ma-pfml-2024-poster-and-notices-updated/): MA PFML 2024 Poster and Notices Updated - [Earned Sick and Safe Time FAQs Released](https://www.nfp.com/insights/earned-sick-and-safe-time-faqs-released/): Earned Sick and Safe Time FAQs Released - [2024 Paid Leave Oregon Contribution Rates Announced](https://www.nfp.com/insights/2024-paid-leave-oregon-contribution-rates-announced/): Oregon's Employment Department announced the Paid Family and Medical Leave Insurance (Paid Leave Oregon) contribution rates for 2024. - [New Rules Adopted for Washington’s Paid Family and Medical Leave Program](https://www.nfp.com/insights/new-rules-adopted-for-washington-s-paid-family-and-medical-leave-program/): New Rules Adopted for Washington’s Paid Family and Medical Leave Program - [FAQ: If a group’s open enrollment has closed, can an employee make an election change outside of Section 125 permitted qualifying events?](https://www.nfp.com/insights/faq-if-a-group-s-open-enrollment-has-closed-can-an-employee-make-an-election-change-outside-of-section-125-permitted-qualifying-events/): FAQ: If a group’s open enrollment has closed, can an employee make an election change outside of Section 125 permitted qualifying events? - [Investing in HSAs – What You Need to Know](https://www.nfp.com/insights/investing-in-hsas-what-you-need-to-know/): NFP's Jared Benson explains how to maximize your HSA by investing wisely, saving on taxes, and using funds for medical or retirement expenses. - [2023 Benefits Compliance Highlights and Recap](https://www.nfp.com/insights/2023-benefits-compliance-highlights-and-recap/): Join the NFP Benefits Compliance team as they recap benefits-related legislative, regulatory, and judicial highlights from 2023 and look forward to 2024. - [Owner-Employees: Cafeteria Plan Eligibility Explained](https://www.nfp.com/insights/owner-employees-cafeteria-plan-eligibility-explained/): Explore our FAQ to understand if owner-employees can join cafeteria plans. Learn about eligibility criteria & make informed decisions on employee benefits. - [2024 HCRA Covered-Live Assessment Rates Posted](https://www.nfp.com/insights/2024-hcra-covered-live-assessment-rates-posted/): The Department of Health posted the 2024 covered-lives assessment rates for professional education under the Health Care Reform Act. - [School Mental Health Clinics: Circular on Treatment Reimbursement](https://www.nfp.com/insights/circular-letter-addresses-reimbursement-for-treatment-by-school-based-mental-health-clinics/): The DFS issued a circular advising health insurers of the reimbursement requirements for treatment provided by school-based mental health clinics. - [Chicago Paid Leave Ordinance Effective Date Delayed](https://www.nfp.com/insights/chicago-paid-leave-and-paid-sick-leave-ordinance-effective-date-delayed/): The Chicago City Council voted to amend and delay the effective date of its upcoming paid leave and paid sick leave ordinance. - [2024 Temporary Disability Insurance Weekly Maximums](https://www.nfp.com/insights/2024-temporary-disability-insurance-weekly-maximums-announced/): Hawaii's Department of Labor & Industrial Relations announced the 2024 Temporary Disability Insurance maximum weekly benefit & contribution amounts.  - [Colorado Begins Paid Family & Medical Leave Benefits](https://www.nfp.com/insights/paid-family-and-medical-leave-insurance-benefits-begin/): Access to Paid Family and Medical Leave Insurance leave benefits began on January 1, 2024, for eligible Colorado employees. Learn more. - [2024 Disability & Family Leave: Contributions & Max Benefits](https://www.nfp.com/insights/2024-disability-insurance-and-paid-family-leave-employee-contribution-and-maximum-weekly-benefit-amounts-announced/): The California Employment Development Department has published the 2024 maximum weekly benefits amount and employee contribution rate. - [IRS Guidance on SECURE 2.0 Act Provisions Implementation](https://www.nfp.com/insights/irs-issues-implementation-guidance-on-certain-secure-20-act-provisions/): The IRS released Notice 2024-2, providing guidance regarding certain mandatory and discretionary SECURE 2.0 Act provisions. - [Eleventh Circuit Raises FMLA Retaliation Claim Standard](https://www.nfp.com/insights/eleventh-circuit-adopts-higher-standard-for-fmla-retaliation-claims/): Eleventh Circuit ruled for FMLA retaliation or interference claims, proof requires linking adverse employment decisions directly to the FMLA leave request. - [DOL Proposes Rescission of Association Health Plan Rule](https://www.nfp.com/insights/dol-proposes-rescission-of-association-health-plan-rule/): DOL considers rescinding 2018 rule on association health plans, reevaluating criteria for employer groups. Stay updated on regulatory changes. - [Agencies Finalize Rule: Federal Dispute Resolution Fees](https://www.nfp.com/insights/agencies-release-final-rule-on-federal-independent-dispute-resolution-process-fees/): The IRS, DOL, and HHS issued a final rule related to fees established by the No Surprises Act for the federal independent dispute resolution process. - [IRS Releases 2024 Employer’s Tax Guide to Fringe Benefits](https://www.nfp.com/insights/irs-releases-2024-employer-s-tax-guide-to-fringe-benefits/): IRS Releases 2024 Employer’s Tax Guide to Fringe Benefits - [HHS Issues Guidance on HIPAA Right to Access Health Information](https://www.nfp.com/insights/hhs-issues-guidance-on-hipaa-right-to-access-health-information/): HHS Issues Guidance on HIPAA Right to Access Health Information - [Ninth Circuit Rules Healthcare Provider May Sue Insurance Carrier for Benefits Pursuant to Assignment of Benefits](https://www.nfp.com/insights/ninth-circuit-rules-healthcare-provider-may-sue-insurance-carrier-for-benefits-pursuant-to-assignment-of-benefits/): Ninth Circuit Rules Healthcare Provider May Sue Insurance Carrier for Benefits Pursuant to Assignment of Benefits - [DOL Announces 2024 Adjustments to ERISA Penalties](https://www.nfp.com/insights/dol-announces-2024-adjustments-to-erisa-penalties/): DOL Announces 2024 Adjustments to ERISA Penalties - [DOL Issues Final Rule on Employee/Independent Contractor Classification](https://www.nfp.com/insights/dol-issues-final-rule-on-employeeindependent-contractor-classification/): DOL Issues Final Rule on Employee/Independent Contractor Classification - [IRS Issues Guidance on SECURE 2.0 Act Pension-Linked Emergency Savings Accounts](https://www.nfp.com/insights/irs-issues-guidance-on-secure-20-act-pension-linked-emergency-savings-accounts/): IRS Issues Guidance on SECURE 2.0 Act Pension-Linked Emergency Savings Accounts - [Reminder: Massachusetts Individual Mandate Form MA 1099-HC Due January 31](https://www.nfp.com/insights/reminder-massachusetts-individual-mandate-form-ma-1099-hc-due-january-31/): Reminder: Massachusetts Individual Mandate Form MA 1099-HC Due January 31 - [FAQ: Can we offer benefits to part-time employees, and if so, can we charge higher premiums than we charge full-time employees?](https://www.nfp.com/insights/faq-can-we-offer-benefits-to-part-time-employees-and-if-so-can-we-charge-higher-premiums-than-we-charge-full-time-employees/): FAQ: Can we offer benefits to part-time employees, and if so, can we charge higher premiums than we charge full-time employees? - [Year End 2023 Claims Journal and Trend Report](https://www.nfp.com/insights/year-end-2023-claims-journal-and-trend-report/): The Year End 2023 Claims Journal and Trend Report offers analysis and insight from industry specialists. - [Mergers, Acquisitions, and Benefits Compliance](https://www.nfp.com/insights/mergers-acquisitions-and-benefits-compliance/): Join the NFP Benefits Compliance team as they discuss the health and welfare compliance considerations that arise during a business reorganization. - [Departments Issue ACA FAQs on Coverage of Contraceptives](https://www.nfp.com/insights/departments-issue-aca-faqs-on-coverage-of-contraceptives/): Departments Issue ACA FAQs on Coverage of Contraceptives - [DOL Issues Updated FMLA Fact Sheets](https://www.nfp.com/insights/dol-issues-updated-fmla-fact-sheets/): DOL Issues Updated FMLA Fact Sheets - [Eleventh Circuit Addresses Assignment of Benefits](https://www.nfp.com/insights/eleventh-circuit-addresses-assignment-of-benefits/): Eleventh Circuit Addresses Assignment of Benefits - [DOL Issues FAQs on Pension-Linked Emergency Savings Accounts](https://www.nfp.com/insights/dol-issues-faqs-on-pension-linked-emergency-savings-accounts/): DOL Issues FAQs on Pension-Linked Emergency Savings Accounts - [DOL Proposes Automatic Portability Transaction Regulations](https://www.nfp.com/insights/dol-proposes-automatic-portability-transaction-regulations/): DOL Proposes Automatic Portability Transaction Regulations - [Must employers offer independent contractors health coverage](https://www.nfp.com/insights/must-employers-offer-independent-contractors-health-coverage/): Must employers offer independent contractors health coverage - [US Supreme Court to Deliberate Starbucks Case](https://www.nfp.com/insights/us-supreme-court-to-deliberate-starbucks-case/): Learn about the upcoming US Supreme Court review of a case between the NLRB and Starbucks involving the termination of pro-union employees. - [HHS Confidentiality Rule on Substance Use Disorder Records](https://www.nfp.com/insights/hhs-confidentiality-rule-on-substance-use-disorder-records/): Learn more about the recently released HHS final rule modifying the Confidentiality of Substance Use Disorder Patient Records regulations, - [Updated Publication 969: HSAs and Other Tax-Favored Plans](https://www.nfp.com/insights/updated-publication-969-hsas-and-other-tax-favored-plans/): Learn more about the recently updated Publication 969: Health Savings Accounts and Other Tax-Favored Health Plans for use in preparing 2023 tax returns. - [Tenth Circuit Finds Denial of Benefits Arbitrary](https://www.nfp.com/insights/tenth-circuit-finds-denial-of-benefits-arbitrary/): The Tenth Circuit Court of Appeals reversed the district court’s ruling that the defendant’s claim denial was not arbitrary and capricious. - [Departments Issue New Transparency in Coverage FAQ](https://www.nfp.com/insights/departments-issue-new-transparency-in-coverage-faq/): Learn more about the FAQ guidance on the implementation of certain requirements under the Transparency in Coverage rules, issued by the DOL, HHS & IRS. - [DOL Amends Process for Prohibited Transaction Exemptions](https://www.nfp.com/insights/dol-finalizes-amendments-to-application-process/): The DOL finalized rules to amend the individual application procedure for prohibited transaction exemptions under ERISA and the Code. - [DE Mandatory Coverage of Annual Behavioral Health Well Check](https://www.nfp.com/insights/de-mandatory-coverage-of-annual-behavioral-health-well-check/): Delaware's Department of Insurance issued bulletin No. 134 to remind insurers that beginning on Jan. 1, 2024, insurers are required to cover annual behavioral health well checks. - [Illinois Updates Health Benefits Template for 2024](https://www.nfp.com/insights/il-updates-2024-health-benefits-disclosure-template/): Illinois DOL recently published the updated Illinois Consumer Coverage Disclosure Act (CCDA) template for 2024. Learn more. - [Do I have to give employees medical plan document copies?](https://www.nfp.com/insights/do-i-have-to-give-employees-medical-plan-document-copies/): Learn if you, as a plan administrator, is obligated to provide copies of documents relating to a company sponsored medical plan. - [Workplace Well-Being: The Great Reframe](https://www.nfp.com/insights/workplace-well-being-the-great-reframe/): Learn how findings from a recent study offer employers an opportunity to reframe their approach to supporting worker health and workplace well-being. - [Don’t Let Vendor Solutions Lead to Compliance Problems](https://www.nfp.com/insights/dont-let-vendor-solutions-lead-to-compliance-problems/): Join the NFP Benefits Compliance team as they discuss the compliance implications inherent in offering certain health and welfare programs. - [Can I contribute up to the family limit to an HSA](https://www.nfp.com/insights/can-i-contribute-up-to-the-family-limit-to-an-hsa/): Find out how you can contribute up to the applicable IRS annual family HSA contribution limit to an HSA - [PFML Rulemaking Stakeholder Meeting Scheduled](https://www.nfp.com/insights/pfml-rulemaking-stakeholder-meeting-scheduled/): Meeting scheduled for February 29, 2024, to discuss family leave amendments. - [Massachusetts PFML Private Plans Reporting Requirements](https://www.nfp.com/insights/massachusetts-pfml-private-plans-reporting-requirements/): The DFML announced that all approved MA PFML private plans are required to furnish required data to DFML for the 2024 fiscal year. - [EBSA Reports on Enforcement Activities for Fiscal Year 2023](https://www.nfp.com/insights/ebsa-reports-on-enforcement-activities-for-fiscal-year-2023/): Employee Benefits Security Administration reported monetary recoveries totaling over $1.434 billion for fiscal year 2023. - [HHS Reports to Congress on HIPAA Compliance and Breaches](https://www.nfp.com/insights/hhs-reports-to-congress-on-hipaa-compliance-and-breaches/): HHS Office for Civil Rights released two annual reports to Congress summarizing the agency's key HIPAA enforcement activities during 2022. - [Tenth Circuit Reinstates Breach of Fiduciary Duty Claim](https://www.nfp.com/insights/tenth-circuit-reinstates-breach-of-fiduciary-duty-claim/): Watson v. EMC - Court of Appeals ruled employer may be liable for the value of group life benefits that would have been available under an insured policy. - [IRS Updates FAQs on the Premium Tax Credit](https://www.nfp.com/insights/irs-updates-faqs-on-the-premium-tax-credit/): The IRS updated its FAQs for the premium tax credit. Nine existing FAQs were updated, and four new FAQs were added. - [2025 Employer Shared Responsibility Payments Indexed Amounts](https://www.nfp.com/insights/2025-employer-shared-responsibility-payments-indexed-amounts/): The IRS released Revenue Procedure 2024-14, which in part provides indexing adjustments for penalties under the ACA employer mandate. - [HHS Releases 2024 Federal Poverty Guidelines](https://www.nfp.com/insights/hhs-releases-2024-federal-poverty-guidelines/): The 2024 Annual Update of the HHS Poverty Guidelines provide an update on poverty guidelines based on the prior calendar year’s increase in prices. - [What Elon Musk Pay Decision Means for Executive Compensation](https://www.nfp.com/insights/what-the-elon-musk-pay-decision-means-for-executive-compensation/): Learn what the recent decision by a Delaware Chancery Court to void Elon Musk’s Tesla compensation package means for executive compensation packages. - [Company Loses Millions on Deepfake Scam](https://www.nfp.com/insights/company-loses-millions-on-deepfake-scam/): Learn how your company can financially protect itself as deepfake scam technology becomes more sophisticated. - [J&J Lawsuit Impacts Health Plan Fiduciary Obligations](https://www.nfp.com/insights/jj-lawsuit/): Learn why a pending case against Johnson & Johnson has increased awareness of the ERISA fiduciary obligations of employers as group health plan sponsors. - [A Guide to Understanding and Navigating GLP-1 Coverage](https://www.nfp.com/insights/glp-1-coverage/): Learn more about how to navigate GLP-1 coverage for brand-name medications approved for the treatment of type 2 diabetes and long-term weight management. - [DOL Issues Fact Sheet on FMLA Calculation for Flight Crews](https://www.nfp.com/insights/dol-issues-fact-sheet-on-fmla-calculation-for-flight-crews/): DOL Issues Fact Sheet on FMLA Calculation for Flight Crews - [ERISA Reports on Long-Term Disability and Mental Health](https://www.nfp.com/insights/erisa-reports-on-long-term-disability-and-mental-health/): ERISA Reports on Long-Term Disability and Mental Health - [Employer Sends COBRA Election Notice to Incorrect Address](https://www.nfp.com/insights/employer-sends-cobra-election-notice-to-incorrect-address/): On February 7, 2024, in Schinnerer v. Wellstar Health, Inc., the Federal District Court for the Northern District of Georgia denied the defendant’s motion for summary judgment on the issue of failing to timely provide a COBRA election notice. - [IRS Issues Alert on Wellness Expenses Not Considered Medical Care](https://www.nfp.com/insights/irs-issues-alert-on-expenses-not-considered-medical-care/): On March 6, 2024, the IRS issued an alert (IR-2024-65) to remind taxpayers and health spending plan administrators that personal expenses for general health and wellness are not considered medical care. - [Congress Seeks Info on Promoting Benefit Pension Plans](https://www.nfp.com/insights/congress-seeks-info-on-promoting-benefit-pension-plans/): Congress Seeks Info on Promoting Benefit Pension Plans - [Can employers provide tax-free student loan assistance?](https://www.nfp.com/insights/can-employers-provide-tax-free-student-loan-assistance/): Can employers provide tax-free student loan assistance? - [5 Employee Benefits Considerations For UK Expansion ](https://www.nfp.com/insights/5-employee-benefits-considerations-uk-expansion/): Check out the top five employee benefits considerations that could be key to making your business’ UK expansion a success.  - [J&J Lawsuit Impacts Employer-Sponsored Health Plan Fiduciary Obligations](https://www.nfp.com/insights/sponsored-health-plan-fiduciary-obligations-back-in-limelight/): Learn why a pending case against Johnson & Johnson has increased awareness of the ERISA fiduciary obligations of employers in their role as group health plan sponsors. - [Amounts Paid for Dependent Care No Longer Taxed in PA](https://www.nfp.com/insights/amounts-paid-for-dependent-care-no-longer-taxed-in-pa/): Amounts Paid for Dependent Care No Longer Taxed in PA - [Contractor Performance Security to Optimize Finance Terms](https://www.nfp.com/insights/contractor-performance-security/): Learn how finding the right balance in performance security can help you achieve the best construction finance rates in a higher interest rate economy. - [Navigating the Employment Practices Liability Landscape](https://www.nfp.com/insights/navigating-the-employment-practices-liability-landscape/): Join employment practices liability experts from NFP and Jackson Lewis as they share insights on how to overcome EPL risks. - [Benchmark and Slot Positions to Determine Fair Compensation](https://www.nfp.com/insights/benchmark-and-slot-positions-to-determine-fair-compensation/): Check out this guide to understand the key differences between benchmark positions and slot positions in a compensation study. - [A Compliance Refresher on HSAs](https://www.nfp.com/insights/hsa-compliance-refresher/): Join us for this webinar, where the NFP team clarifies eligibility rules, discusses the mechanics of HSA contributions and more. - [SEC Cracks Down on Recordkeeping Provisions](https://www.nfp.com/insights/sec-cracks-down-on-recordkeeping-provisions/): Learn more about the major changes the Securities and Exchange Commission (SEC) has made to broker-dealer recordkeeping rules. - [Court Allows Discrimination Claim for Fertility Coverage](https://www.nfp.com/insights/court-allows-discrimination-claim-for-fertility-coverage/): A court denied Aetna's motion to dismiss a case alleging that Aetna plans discriminate against LGBTQ members. - [District Court Focuses on ERISA Plan Document Requests](https://www.nfp.com/insights/district-court-focuses-on-erisa-plan-document-requests/): The US District Court for the Northern District of California filed a ruling on motions for summary judgement in Zavislak v. Netflix, Inc. - [Updated HIPAA Cybersecurity Resource Guide Released](https://www.nfp.com/insights/updated-hipaa-cybersecurity-resource-guide-released/): In February 2024, HHS and the National Institute of Standards and Technology (NIST) released an updated cybersecurity resource guide to help HIPAA-regulated entities, which include group health plans and their business associates, comply with the HIPAA Security Rule (the Security Rule). - [HHS Modifies Guidance on the Use of Online Tracking Technologies by HIPAA Covered Entities and Business Associates](https://www.nfp.com/insights/hhs-guidance-on-the-use-of-online-tracking-technologies/): On March 18, 2024, HHS’ Office of Civil Rights (OCR) issued an updated bulletin modifying its previous guidance issued in December of 2022 on the use of third-party online tracking technologies by HIPAA-regulated entities, which include covered entities (such as group health plans) and business associates. - [Disability Claim and Appeal Not Compliant with ERISA](https://www.nfp.com/insights/disability-claim-and-appeal-not-compliant-with-erisa/): In Black v. Unum Life Insurance Company of America, the court granted in part the motion for summary judgment by Black. - [FAQ: Can COBRA qualified beneficiaries change coverage during open enrollment?](https://www.nfp.com/insights/faq-march-26-2024/): At the beginning of a COBRA continuation period, employers must offer qualified beneficiaries the opportunity to continue the same coverage in place on the day before the qualifying event. - [Three Trends in Subcontractor Financial Health](https://www.nfp.com/insights/storm-clouds-not-on-the-horizon-but-directly-above/): Dive into data from over 35,000 subcontractors across North America, which raises alarms for general contractors and insurance carriers. - [NFP and WINT Mitigating Water Damage Risk](https://www.nfp.com/insights/nfp-and-wint-mitigating-water-damage-risk/): Explore the challenges inherent to water damage in wood-frame structures and reviews the highlights and benefits of the NFP and WINT alliance. - [Court Denies Motion to Dismiss ACA Section 1557 Claim](https://www.nfp.com/insights/court-denies-motion-to-dismiss-aca-section-1557-claim/): Federal trial court held that hearing-impaired mother/daughter stated sufficient claim of “proxy” discrimination against Regence BlueShield. - [Sixth Circuit Reinstates ERISA Preemption Challenge](https://www.nfp.com/insights/sixth-circuit-reinstates-erisa-preemption-challenge/): In McKee Foods Corp. v. BFP, Inc. dba Thrifty Med Plus Pharm., the Sixth Circuit US Court of Appeals held that McKee Foods’ claims are preempted by ERISA. - [HHS Finalizes 2025 Notice of Benefit and Payment Parameters](https://www.nfp.com/insights/hhs-finalizes-2025-notice-of-benefit-and-payment-parameters/): DOL, HHS/CMS, and IRS published the 2025 Notice of Final Benefit and Payment Parameters, an accompanying fact sheet, and a related FAQ. - [New Group Plan Notice Requirement](https://www.nfp.com/insights/new-group-plan-notice-requirement/): DOL, HHS, and IRS published final rules to amend certain requirements regarding fixed indemnity excepted benefits coverage and limited duration insurance. - [Amendment to Qualified Professional Asset Manager Exemption](https://www.nfp.com/insights/amendment-to-qualified-professional-asset-manager-exemption/): On April 2, 2024, the DOL announced that it amended a rule that provides an exemption for qualified professional asset managers (QPAMs). - [Does qualifying life event give the right to switch options?](https://www.nfp.com/insights/faq-20240409/): If an employee experiences a qualifying life event, do they have the right to switch benefit plan options (for example from PPO to HDHP)? - [Maine Law Prohibits Cost-Sharing for Abortion Services](https://www.nfp.com/insights/maine-law-prohibits-cost-sharing-for-abortion-services/): Fully insured group health plans issued in Maine providing abortion coverage are not allowed to impose any deductible for the costs of abortion services. - [Five Solutions to Overcome Business Challenges](https://www.nfp.com/insights/five-solutions-to-overcome-business-challenges/): Five Solutions to Overcome Business Challenges - [Environmental Due Diligence for Commercial Real Estate](https://www.nfp.com/insights/environmental-due-diligence-for-commercial-real-estate/): The demand for industrial real estate has shifted. Environmental insurance helps manage risks in commercial transactions involving potential pollutants. - [Solutions Spotlight State Leave Law Requirements](https://www.nfp.com/insights/solutions-spotlight-state-leave-law-requirements/): Discover how more states are enacting paid family medical leave, paid family leave and disability insurance laws and how to stay compliant. - [Report to Congress Highlights States’ Regulation of PBMs](https://www.nfp.com/insights/report-to-congress-highlights-states-regulation-of-pbms/): The Government Accountability Office (GAO) recently released a report focusing on state regulation of PBMs serving private health plans. - [IRS Addresses Tax Treatment of Work-Life Referral Services](https://www.nfp.com/insights/irs-addresses-tax-treatment-of-work-life-referral-services/): On April 13, 2024, the IRS released a set of FAQs concerning the tax treatment of work-life referral services that employers may provide to employees. - [Ninth Circuit Reverses Class Action in MHPAEA Case Dismissal](https://www.nfp.com/insights/ninth-circuit-reverses-class-action-in-mhpaea-case-dismissal/): Ninth Circuit reverses dismissal of class action suit brought under ERISA by a beneficiary of a group health plan administered by UnitedHealthcare (UHC). - [IRS Issues Notice on Required Minimum Distributions for 2024](https://www.nfp.com/insights/irs-issues-notice-on-required-minimum-distributions-for-2024/): The IRS recently issued Notice 2024-35, which updates and extends the transition relief provided in Notice 2023-54. - [DOL Requests Retirement Savings Lost and Found Information](https://www.nfp.com/insights/dol-requests-retirement-savings-lost-and-found-information/): The DOL issued a request for public comment on its proposal to create a database to allow individuals to locate former retirement plan information. - [Continuing coverage for short and long-term disability leave](https://www.nfp.com/insights/faq-20240423/): Does an employer need to continue health insurance coverage when an employee is on short-term disability (STD) and long-term disability (LTD) leaves? - [Project Risk Data Driving Better Project Outcomes](https://www.nfp.com/insights/project-risk-data-driving-better-project-outcomes/): Construction stakeholders and insurers are, by and large, failing to capture project-level incident and claims data. - [HHS Issues New Final Rule on Section 1557](https://www.nfp.com/insights/hhs-issues-new-final-rule-on-section-1557-nondiscrimination-in-health-programs-and-activities/): HHS has published a final rule expanding protections under Section 1557 of the ACA, which prohibits discrimination in certain health programs. - [DOL Rescinds 2018 Association Health Plan Rule](https://www.nfp.com/insights/dol-rescinds-2018-association-health-plan-rule/): On April 29, 2024, the DOL announced a final rule to rescind the 2018 Association Health Plan (AHP) rule. - [Departments Extend Enforcement Relief on Payment Calculation](https://www.nfp.com/insights/departments-extend-enforcement-relief-on-payment-calculation/): On May 1, 2024, the DOL, HHS, and Treasury issued an FAQ regarding implementation of the No Surprises Act. - [HHS Issues Rule to Support Reproductive Healthcare Privacy](https://www.nfp.com/insights/hhs-issues-rule-to-support-reproductive-healthcare-privacy/): April 26, 2024: The HHS Office For Civil Rights announced it published a final rule strengthening privacy protections relating to reproductive healthcare. - [DOL Issues Final Retirement Security Rule](https://www.nfp.com/insights/dol-issues-final-retirement-security-rule/): April 23, 2024: The DOL released the final Retirement Security Rule defining who is an investment advice fiduciary for purposes of ERISA and the Code. - [MD Announces Timeline for Family & Medical Leave Insurance](https://www.nfp.com/insights/md-announces-timeline-for-family-medical-leave-insurance/): On April 25, 2024, Gov. Moore approved SB0485/HB0571 modification bills, which delay implementation of Maryland’s family and medical leave insurance. - [Are we required to report a benefit on Form 5500?](https://www.nfp.com/insights/faq-20240507/): Are we required to report a benefit on Form 5500 if a carrier sends us Schedule A information for that benefit? - [Better Strategic Project Selection with Data and Technology](https://www.nfp.com/insights/better-strategic-project-selection-with-data-and-technology/): Learn why a contractor’s decision to pursue a project, or to leave a project behind, is perhaps their most important managerial decision. - [Asking for a Friend: Midyear Election Change Edition](https://www.nfp.com/insights/asking-for-a-friend-midyear-election-change-edition/): Watch our webinar to learn about the rules and implications of offering benefits to employees on a pre-tax basis under a Section 125 plan. - [IRS Corrects Pub 15-B Employer’s Guide to Fringe Benefits](https://www.nfp.com/insights/irs-corrects-pub-15-b-employer-s-guide-to-fringe-benefits/): May 2, 2024, IRS published 2024 IRS Pub 15-B, Employer's Tax Guide to Fringe Benefits to correct the figures for HSAs eligibility and employer contribution - [CRS Report Discusses the Scope of ACA Section 1557](https://www.nfp.com/insights/crs-report-discusses-the-scope-of-aca-section-1557/): On May 6, 2024, the CRS published a report concerning the scope of ACA Section 1557. - [Gender-Dysphoria Care Exclusion Violates Equal Protection](https://www.nfp.com/insights/gender-dysphoria-care-exclusion-violates-equal-protection/): Fourth Circuit affirmed findings that exclusions of gender-affirming care violated 14th Amendment’s Equal Protection Clause and Section 1557 of the ACA. - [IRS Releases 2025 HSA and EBHRA Contribution Limits](https://www.nfp.com/insights/irs-releases-2025-hsa-and-ebhra-contribution-limits/): On May 9, 2024, the IRS released Revenue Procedure 2024-25, which provides the 2025 inflation-adjusted limits for HSAs and HSA-qualifying HDHPs. - [DOL Amends Abandoned Plan Program Regulations](https://www.nfp.com/insights/dol-amends-abandoned-plan-program-regulations/): On May 17, 2024, the DOL published an interim final rule amending their Abandoned Plan Program regulations. - [IRS Issues Disaster Relief FAQs for Retirement Plans & IRAs](https://www.nfp.com/insights/irs-issues-disaster-relief-faqs-for-retirement-plans-iras/): On May 19, 2024, the IRS issued FAQs regarding special rules for distributions from retirement plans, IRAs & retirement plan loans for certain individuals. - [UnitedHealthcare Settles with MN Over Alleged Violations](https://www.nfp.com/insights/unitedhealthcare-settles-over-alleged-violations/): UnitedHealthcare Insurance settled with the Minnesota Department of Commerce over allegations the carrier violated the state’s mental health parity law. - [Is financial hardship a Section 125 midyear election change?](https://www.nfp.com/insights/faq-20240521/): Is financial hardship a Section 125 midyear election change? - [Deciphering Cooperation in SEC Investigations](https://www.nfp.com/insights/deciphering-cooperation-in-sec-investigations/): Learn more about the framework provided by the SEC that outlines the range of tools available to facilitate and reward cooperation. - [Environmental Insurance for Leased Properties](https://www.nfp.com/insights/environmental-insurance-for-leased-properties/): Learn how environmental insurance can make sure your leased properties are adequately protected from unexpected pollution exposures. - [DOL Bulletin Addresses Artificial Intelligence and the FMLA](https://www.nfp.com/insights/dol-bulletin-addresses-artificial-intelligence-and-the-fmla/): DOL Bulletin Addresses Artificial Intelligence and the FMLA - [Appeals Court Addresses When Military Leave May Need to Be Paid Leave](https://www.nfp.com/insights/appeals-court-addresses-when-military-leave-may-need-to-be-paid-leave/): Appeals Court Addresses When Military Leave May Need to Be Paid Leave - [Agencies Release 2024 Gag Clause Compliance Attestation Submission Instructions and User Manual](https://www.nfp.com/insights/agencies-release-2024-gag-clause-compliance-attestation-submission-instructions-and-user-manual/): Agencies Release 2024 Gag Clause Compliance Attestation Submission Instructions and User Manual - [Federal Trade Commission Releases Final Rule on Health Breach Notification](https://www.nfp.com/insights/federal-trade-commission-releases-final-rule-on-health-breach-notification/): Federal Trade Commission Releases Final Rule on Health Breach Notification - [Second Circuit Finds Arbitration Provisions Unenforceable under ERISA](https://www.nfp.com/insights/second-circuit-finds-arbitration-provisions-unenforceable-under-erisa/): Second Circuit Finds Arbitration Provisions Unenforceable under ERISA - [Maryland Governor Recently Signed Several Healthcare Bills into Law](https://www.nfp.com/insights/maryland-governor-recently-signed-several-healthcare-bills-into-law/): Maryland Governor Recently Signed Several Healthcare Bills into Law - [Massachusetts DOI Provides Guidance on Mandated Mental Health Wellness Examinations](https://www.nfp.com/insights/massachusetts-doi-provides-guidance-on-mandated-mental-health-wellness-examinations/): Massachusetts DOI Provides Guidance on Mandated Mental Health Wellness Examinations - [Massachusetts DOI Provides Updated Guidance Regarding Step Therapy Protocols](https://www.nfp.com/insights/massachusetts-doi-provides-updated-guidance-regarding-step-therapy-protocols/): Massachusetts DOI Provides Updated Guidance Regarding Step Therapy Protocols - [Michigan Passes Its Own Mental Health Parity Law](https://www.nfp.com/insights/michigan-passes-its-own-mental-health-parity-law/): Michigan Passes Its Own Mental Health Parity Law - [Minnesota Paid Family and Medical Leave Law Amended](https://www.nfp.com/insights/minnesota-paid-family-and-medical-leave-law-amended/): Minnesota Paid Family and Medical Leave Law Amended - [New Mexico Carriers Providing Coverage for Over-the-Counter Birth Control Pill](https://www.nfp.com/insights/new-mexico-carriers-providing-coverage-for-over-the-counter-birth-control-pill/): New Mexico Carriers Providing Coverage for Over-the-Counter Birth Control Pill - [Oregon Bulletin Provides Interim Guidance for Gender-Affirming Care](https://www.nfp.com/insights/oregon-bulletin-provides-interim-guidance-for-gender-affirming-care/): Oregon Bulletin Provides Interim Guidance for Gender-Affirming Care - [Changes to the Oregon Family Leave Act (OFLA) Go Into Effect on July 1, 2024](https://www.nfp.com/insights/changes-to-the-oregon-family-leave-act-ofla-go-into-effect-on-july-1-2024/): Changes to the Oregon Family Leave Act (OFLA) Go Into Effect on July 1, 2024 - [FAQ: When must group health plans comply with the CAA 2021 Advanced Explanation of Benefits (AEOB) requirement?](https://www.nfp.com/insights/faq-when-must-group-health-plans-comply-with-the-caa-2021-advanced-explanation-of-benefits-aeob-requirement/): FAQ: When must group health plans comply with the CAA 2021 Advanced Explanation of Benefits (AEOB) requirement? - [Contractual Risk Assessment for Construction Contractors](https://www.nfp.com/insights/contractual-risk-assessment-for-construction-contractors/): Learn more about the key areas your surety provider will focus on and ways to address surety concerns in construction contracts. - [Securing Environmental Coverage for PFAS Exposure](https://www.nfp.com/insights/securing-environmental-coverage-for-pfas-exposure/): Peeling back environmental risk is like unraveling an onion—painful but revealing. Jared Dubrowsky & Emily Bourdeau's success proves collaboration's power. - [Benefits Compliance: 2024 Midyear Check-in](https://www.nfp.com/insights/benefits-compliance-2024-midyear-check-in/): Watch our webinar where the NFP Benefits Compliance team reviewed what has happened so far in 2024 and discussed hot topics affecting group health plans - [FAQ: Do employers need to offer coverage to summer interns?](https://www.nfp.com/insights/faq-do-employers-need-to-offer-coverage-to-summer-interns/): FAQ: Do employers need to offer coverage to summer interns? - [West Virginia Emergency Medical Services Update](https://www.nfp.com/insights/west-virginia-emergency-medical-services-may-transport-patients-to-alternative-destinations/): West Virginia Emergency Medical Services Update - [West Virginia Exempts Healthcare Sharing Ministries from State’s Insurance Laws](https://www.nfp.com/insights/west-virginia-exempts-healthcare-sharing-ministries-from-state-s-insurance-laws/): West Virginia Exempts Healthcare Sharing Ministries from State’s Insurance Laws - [West Virginia Insurance Commissioner Will Enforce Prior Authorization Law](https://www.nfp.com/insights/west-virginia-insurance-commissioner-will-enforce-prior-authorization-law/): West Virginia Insurance Commissioner Will Enforce Prior Authorization Law - [New Mexico Work and Save Program Set to Begin July 1, 2024](https://www.nfp.com/insights/new-mexico-work-and-save-program-set-to-begin-july-1-2024/): New Mexico Work and Save Program Set to Begin July 1, 2024 - [Connecticut Insurance Department Specifies When Claims Payments May be Delayed](https://www.nfp.com/insights/connecticut-insurance-department-specifies-when-claims-payments-may-be-delayed/): Connecticut Insurance Department Specifies When Claims Payments May be Delayed - [Colorado Division of Insurance Releases New Application for Pharmacy Benefit Managers](https://www.nfp.com/insights/colorado-division-of-insurance-releases-new-application-for-pharmacy-benefit-managers/): Colorado Division of Insurance Releases New Application for Pharmacy Benefit Managers - [Court Grants Summary Judgment to Humana in Excessive 401(k) Fee Case](https://www.nfp.com/insights/court-grants-summary-judgment-to-humana-in-excessive-401-k-fee-case/): Court Grants Summary Judgment to Humana in Excessive 401(k) Fee Case - [Ninth Circuit Upholds ERISA Claim for Recovery of Residential Treatment Benefits](https://www.nfp.com/insights/ninth-circuit-upholds-erisa-claim-for-recovery-of-residential-treatment-benefits/): Ninth Circuit Upholds ERISA Claim for Recovery of Residential Treatment Benefits - [DOL Settlement with Unum Highlights Risks for Employers Administering Supplemental Life Coverage](https://www.nfp.com/insights/dol-settlement-with-unum-highlights-risks-for-employers-administering-supplemental-life-coverage/): DOL Settlement with Unum Highlights Risks for Employers Administering Supplemental Life Coverage - [Ninth Circuit Affirms ERISA Preempts State Law Claims by Out-of-Network Provider](https://www.nfp.com/insights/ninth-circuit-affirms-erisa-preempts-state-law-claims-by-out-of-network-provider/): Ninth Circuit Affirms ERISA Preempts State Law Claims by Out-of-Network Provider - [Supreme Court Holds that Plaintiffs Lack Standing to Challenge FDA Actions Regarding Regulation of Mifepristone](https://www.nfp.com/insights/supreme-court-holds-that-plaintiffs-lack-standing-to-challenge-fda-actions-regarding-regulation-of-mifepristone/): Supreme Court Holds that Plaintiffs Lack Standing to Challenge FDA Actions Regarding Regulation of Mifepristone - [Risk Happens. Lenders Can Still Thrive.](https://www.nfp.com/insights/risk-happens-lenders-can-still-thrive/): Learn how lenders can seize opportunity by incorporating home equity protection policies to lessen the negative impact of loan defaults. - [New Mexico OSI Provides Interim MEWA Registration Guidance for Employee Leasing Contractors](https://www.nfp.com/insights/new-mexico-osi-provides-interim-mewa-registration-guidance-for-employee-leasing-contractors/): New Mexico OSI Provides Interim MEWA Registration Guidance for Employee Leasing Contractors - [New Mexico OSI Reminds Major Medical Plans of Their Obligations Under WHCRA](https://www.nfp.com/insights/new-mexico-osi-reminds-major-medical-plans-of-their-obligations-under-whcra/): New Mexico OSI Reminds Major Medical Plans of Their Obligations Under WHCRA - [Tennessee’s Department of Commerce and Insurance Addresses Potential Tax Consequences of State Cost-Sharing Rules on HSA Eligibility](https://www.nfp.com/insights/tennessee-s-department-of-commerce-and-insurance-addresses-potential-tax-consequences-of-state-cost-sharing-rules-on-hsa-eligibility/): Tennessee’s Department of Commerce and Insurance Addresses Potential Tax Consequences of State Cost-Sharing Rules on HSA Eligibility - [Utah Insurance Department Reminds Insurers of Identification Card Standards](https://www.nfp.com/insights/utah-insurance-department-reminds-insurers-of-identification-card-standards/): Utah Insurance Department Reminds Insurers of Identification Card Standards - [Wyoming Department of Insurance Reminds Issuers of COVID-19 Vaccine Coverage Obligations](https://www.nfp.com/insights/wyoming-department-of-insurance-reminds-issuers-of-covid-19-vaccine-coverage-obligations/): Wyoming Department of Insurance Reminds Issuers of COVID-19 Vaccine Coverage Obligations - [Fifth Circuit Reverses Injunction in ACA Preventive Care Challenge and Sends It Back to the District Court](https://www.nfp.com/insights/fifth-circuit-reverses-injunction-in-aca-preventive-care-challenge-and-sends-it-back-to-the-district-court/): Fifth Circuit Reverses Injunction in ACA Preventive Care Challenge and Sends It Back to the District Court - [IRS Issues FAQs on Educational Assistance Programs](https://www.nfp.com/insights/irs-issues-faqs-on-educational-assistance-programs/): IRS Issues FAQs on Educational Assistance Programs - [TX Judge Vacates OCR Website Tracking Technology Guidance](https://www.nfp.com/insights/tx-judge-vacates-ocr-website-tracking-technology-guidance/): TX Judge Vacates OCR Website Tracking Technology Guidance - [IRS Clarifies Exceptions to Penalties for Early Withdrawal from Retirement Plans](https://www.nfp.com/insights/irs-clarifies-exceptions-to-penalties-for-early-withdrawal-from-retirement-plans/): IRS Clarifies Exceptions to Penalties for Early Withdrawal from Retirement Plans - [DOL Reports to Congress on Considerations for Pension Plan Fiduciaries Choosing an Annuity Provider](https://www.nfp.com/insights/dol-reports-to-congress-on-considerations-for-pension-plan-fiduciaries-choosing-an-annuity-provider/): DOL Reports to Congress on Considerations for Pension Plan Fiduciaries Choosing an Annuity Provider - [Delaware Paid Leave Important Reminder](https://www.nfp.com/insights/delaware-paid-leave-important-reminder/): Delaware Paid Leave Important Reminder - [Iowa Governor Recently Signs Several Healthcare Bills into Law](https://www.nfp.com/insights/iowa-governor-recently-signs-several-healthcare-bills-into-law/): Iowa Governor Recently Signs Several Healthcare Bills into Law - [Community-Based Mental Health Organizations in New Hampshire Should Bill Private Insurance](https://www.nfp.com/insights/community-based-mental-health-organizations-in-new-hampshire-should-bill-private-insurance/): Community-Based Mental Health Organizations in New Hampshire Should Bill Private Insurance - [Blood Lead Level Testing Is Required Coverage in New Hampshire](https://www.nfp.com/insights/blood-lead-level-testing-is-required-coverage-in-new-hampshire/): Blood Lead Level Testing Is Required Coverage in New Hampshire - [FAQ: Are employers allowed to increase COBRA premium rates whenever the active employee premium rates increase?](https://www.nfp.com/insights/faq-are-employers-allowed-to-increase-cobra-premium-rates-whenever-the-active-employee-premium-rates-increase/): FAQ: Are employers allowed to increase COBRA premium rates whenever the active employee premium rates increase? - [DOJ Targets Citizenship Status Discrimination](https://www.nfp.com/insights/doj-targets-citizenship-status-discrimination/): Learn why federal, state and local immigration law violations are typically not covered by basic employment practices liability insurance coverage. - [HHS Gender Identity Rules Subject to Nationwide Injunction](https://www.nfp.com/insights/hhs-gender-identity-rules-subject-to-nationwide-injunction/): Explore NFP's insights on the nationwide injunction affecting HHS gender identity rules. Stay informed with expert analysis and updates. - [HHS Releases New Resources on HIPAA Reproductive Healthcare Privacy Final Rule](https://www.nfp.com/insights/hhs-releases-new-resources-on-hipaa-reproductive-healthcare-privacy-final-rule/): Explore NFP's insights on the latest HIPAA reproductive healthcare privacy final rule resources released by HHS. Stay compliant with regulatory updates. - [HHS Announces Settlement for Potential HIPAA Violations](https://www.nfp.com/insights/hhs-announces-settlement-for-potential-hipaa-violations/): Learn about HHS's settlement for potential HIPAA violations. Stay informed on healthcare compliance with NFP's expert insights and analysis. - [Massachusetts Division of Insurance Reiterates Expectations Regarding Abortion Coverage](https://www.nfp.com/insights/massachusetts-division-of-insurance-reiterates-expectations-regarding-abortion-coverage/): Explore NFP's insights on Massachusetts Division of Insurance's expectations regarding abortion coverage. Stay informed with expert analysis. - [New Mexico Announces Temporary Increase in Small Business Health Insurance Premium Relief](https://www.nfp.com/insights/new-mexico-announces-temporary-increase-in-small-business-health-insurance-premium-relief/): Discover NFP's insights on New Mexico's temporary increase in small business health insurance premium relief. Stay informed on healthcare policy updates. - [Texas Department of Insurance Sets Insurance Expectations Due to Hurricane](https://www.nfp.com/insights/texas-department-of-insurance-sets-insurance-expectations-due-to-hurricane/): Explore NFP's insights on the Texas Department of Insurance's expectations following a hurricane. Stay informed with expert analysis on insurance. - [Required Notices on the Company Intranet: Compliant?](https://www.nfp.com/insights/if-employees-do-not-have-work-computers-can-we-post-required-notices-on-the-company-intranet-for-access-via-a-kiosk-time-clock-or-shared-computer/): Discover if posting required notices on the company intranet is compliant if employees lack work computers. Get insights from NFP. - [Let’s Continue to Talk About COBRA](https://www.nfp.com/insights/lets-continue-to-talk-about-cobra/): Join us as we outline the requirements under the law, provide tips on how to remain compliant & discuss interactions between COBRA and other benefit laws. - [5th Circuit Vacates SEC Rules on Hedge, Private Equity Funds](https://www.nfp.com/insights/fifth-circuit-vacates-sec-rules-on-hedge-funds-and-private-equity-funds/): Learn what the recent Fifth Circuit ruling on vacating SEC rules for hedge funds and private equity funds means for your organization going forward. - [CrowdStrike Outage, Impact and Response](https://www.nfp.com/insights/crowdstrike-outage-impact-and-response/): Discover NFP's analysis of the 2024 CrowdStrike outage: its impact to cybersecurity, response strategies, and lessons for future incident management. - [District Court-NSA Doesn’t Create Cause for Enforcing Awards](https://www.nfp.com/insights/district-court-nsa-doesn-t-create-cause-for-enforcing-awards/): Explore the District Court's stance on NSA and its implications on award enforcement. Understand the legal nuances affecting arbitration outcomes. - [Utah Bulletin on Short-Term Insurance & Fixed Indemnity](https://www.nfp.com/insights/utah-bulletin-on-short-term-insurance-fixed-indemnity/): Explore Utah's latest bulletin on short-term insurance and fixed indemnity plans. Stay informed with key insights and updates. - [11th Circuit Affirms: FMLA - No Pre-Birth Leave for Fathers](https://www.nfp.com/insights/11th-circuit-affirms-fmla-no-pre-birth-leave-for-fathers/): Learn about the 11th Circuit Court's ruling on FMLA: Fathers not entitled to pre-birth leave. Discover the legal implications for family leave policies. - [IRS Releases New Guidance on Minimum Distribution Rules](https://www.nfp.com/insights/irs-releases-new-guidance-on-minimum-distribution-rules/): Discover the IRS's new guidance on minimum distribution rules. Stay informed on how these changes affect retirement planning and compliance. - [Massachusetts Issues 2025 Minimum Coverage Guidelines](https://www.nfp.com/insights/massachusetts-issues-2025-minimum-coverage-guidelines/): Massachusetts releases 2025 minimum coverage guidelines. Stay updated on new health insurance requirements and ensure compliance for the upcoming year. - [Reminder: Massachusetts PFML Data Due by August 31, 2024](https://www.nfp.com/insights/reminder-massachusetts-pfml-data-due-by-august-31-2024/): Reminder: Massachusetts PFML data is due by August 31, 2024. Ensure compliance with reporting requirements to avoid penalties. Learn more now! - [First Minnesota PFML Wage Reports Due on October 31, 2024](https://www.nfp.com/insights/first-minnesota-pfml-wage-reports-due-on-october-31-2024/): Discover key details about Minnesota's PFML wage report deadline and what it means for you. Ensure compliance before October 31, 2024. - [Minnesota Parenting and Parental Leave Act Amended](https://www.nfp.com/insights/minnesota-parenting-and-parental-leave-act-amended/): State expands pregnancy and parental leave benefits. Learn about the new policies enhancing support for expecting and new parents in the workplace. - [FAQ: How does health FSA coverage affect HSA eligibility?](https://www.nfp.com/insights/faq-how-does-health-fsa-coverage-affect-hsa-eligibility/): FAQ: How does health FSA coverage affect HSA eligibility? - [Expanded Indications & Future Outlook for Glp-1 Medications](https://www.nfp.com/insights/expanded-indications-future-outlook-for-glp-1-medications/): GLP-1 medications, originally developed for type 2 diabetes management, are being studied for potential future uses beyond their current indications. - [Change Healthcare Cyberattack Updates](https://www.nfp.com/insights/change-healthcare-cyberattack-updates/): Back in February 2024, Change Healthcare, owned by UnitedHealth Group, was hit with a significant ransomware attack. Get the latest update. - [Biosimilar Outlook](https://www.nfp.com/insights/biosimilar-outlook/): The biosimilar market has undergone a significant transformation, particularly with the introduction of biosimilars. Learn more about these changes. - [4 Steps for a Global Employee Benefits Strategy](https://www.nfp.com/insights/4-steps-for-a-global-employee-benefits-strategy/): Read these top tips from NFP’s global employee benefits team on how to achieve consistency within your business' international employee benefits strategy. - [SHRM 2024: Expanding, Enhancing and Elevating the HR Journey](https://www.nfp.com/insights/shrm-2024/): Check out these key themes that emerged from SHRM 2024 as critical focus areas for driving positive organizational change. - [MLR Rebate: Do We Need to Distribute to Former participants?](https://www.nfp.com/insights/faq-august-13-2024/): Learn if employers that received a medical loss ratio rebate are required to distributed the rebate to former participants. Contact us for more information - [NC Insurance Commissioner Issues Rx Refill Reminder](https://www.nfp.com/insights/nc-insurance-commissioner-issues-rx-refill-reminder/): NC Insurance Commissioner reminds health plans to comply with emergency prescription refill rules following Tropical Storm Debby. - [Fifth Circuit Remands ESG Rule After Loper Bright Decision ](https://www.nfp.com/insights/fifth-circuit-remands-esg-rule-after-loper-bright-decision/): On July 18, 2024, the Fifth Circuit vacated a ruling on the DOL’s ESG investment rule, citing the Supreme Court's rejection of Chevron deference. - [Third Circuit Reinstates Excessive Fee Fiduciary Claim](https://www.nfp.com/insights/third-circuit-reinstates-excessive-fee-fiduciary-claim/): On July 24, 2024, in Kruchten v. Ricoh USA, Inc., the Third Circuit reversed the district court's dismissal of an ERISA excessive fee claim. Read more. - [Fifth Circuit Affirms Ruling Vacating Surprise Billing Rule](https://www.nfp.com/insights/fifth-circuit-affirms-ruling-vacating-surprise-billing-rule/): On August 2, 2024, the Fifth Circuit affirmed the vacating of NSA arbitration rules, ruling that agencies overemphasized the QPA without clear authority. - [Third Circuit: ERISA Disability Benefits Termination Abused](https://www.nfp.com/insights/third-circuit-erisa-disability-benefits-termination-abused/): On July 29, 2024, the Third Circuit ruled in Mullins v. CONSOL Energy that Lincoln Financial's termination of ERISA benefits was an abuse of discretion. - [2024 NFP US Pharmacy Benefits Trend Report](https://www.nfp.com/insights/2024-nfp-us-pharmacy-benefits-trend-report/): Learn how to optimize your pharmacy benefits strategy and effectively manage costs with insights from the 2024 NFP US Pharmacy Benefits Trend Report. - [New PFAS Designations: Information You Need](https://www.nfp.com/insights/new-pfas-designations/): Check out these key takeaways from a recent webinar where experts shared their perspectives on the implications of the new PFAS designation under CERCLA. - [2024 Midyear NFP P&C Client Claims Journal and Trend Report](https://www.nfp.com/insights/2024-midyear-nfp-pc-client-claims-journal-and-trend-report/): Check out the 2024 Midyear NFP Property & Casualty Client Claims Journal and Trend Report for the latest updates and detailed insights into key markets. - [Workers’ Compensation Insurance for Domestic Staff](https://www.nfp.com/insights/workers-compensation-insurance-for-domestic-staff/): Learn how workers' compensation insurance can help alleviate your financial risk in case of employee injury on the job for your domestic staff. - [Importance of Employment Practices Liability Insurance](https://www.nfp.com/insights/employment-practices-liability-insurance/): Learn how NFP's Employment Practices Liability Insurance can protect you, your family, and your workers from unexpected harm when employing domestic staff. - [Asking for a Friend: MHPAEA Edition](https://www.nfp.com/insights/asking-for-a-friend-mhpaea-edition/): Join us as we outline MHPAEA requirements and practical compliance insight, as well as address the questions employer plans may be too embarrassed to ask.  - [House Committee Urges DOL on CAA Service Provider Disclosure](https://www.nfp.com/insights/house-committee-urges-dol-on-caa-service-provider-disclosure/): Lawmakers urge DOL for stricter oversight of group health plan service providers, highlighting concerns over hidden costs, ERISA compliance & transparency. - [7th Circuit Rules on Autism Therapy Limits under MHPAEA](https://www.nfp.com/insights/7th-circuit-rules-on-autism-therapy-limits-under-mhpaea/): The Seventh Circuit Court upheld an insurer’s denial of autism treatment claims based on then-current medical literature, affirming compliance with MHPAEA. - [HHS Announces Inflation-Adjusted Civil Penalties](https://www.nfp.com/insights/hhs-announces-inflation-adjusted-civil-penalties/): Stay updated on inflation-adjusted penalties for SBC, MSP, and HIPAA violations, effective August 2024. Learn how these changes impact compliance. - [IRS Issues SECURE 2.0 Guidance on Student Loan Matching](https://www.nfp.com/insights/irs-issues-secure-20-guidance-on-student-loan-matching/): IRS Notice 2024-63 offers guidance for employers on matching 401(k) contributions based on employee student loan payments under SECURE 2.0. - [Colorado Issues Bulletin on Abortion Coverage for Markets](https://www.nfp.com/insights/colorado-issues-bulletin-on-abortion-coverage-for-markets/): Colorado’s Division of Insurance clarifies that abortion coverage without cost-sharing must be included in health plans for all of 2025, despite SB 23-189. - [Delaware Mandatory Retirement Savings Program Update](https://www.nfp.com/insights/delaware-mandatory-retirement-savings-program-update/): Learn about Delaware's EARNS program, which will allow eligible employees to contribute to a state-facilitated retirement savings account. - [FAQ: Cash for Opting Out of Group Health - Considerations?](https://www.nfp.com/insights/faq-cash-for-opting-out-of-group-health-considerations/): Learn about cash incentives for waiving group health coverage, including compliance, ACA rules, nondiscrimination, and best practices. - [DOL Updates Cybersecurity Guidance for Employee Benefits](https://www.nfp.com/insights/dol-updates-cybersecurity-guidance-for-employee-benefits/): The DOL issued updated cybersecurity guidance for ERISA plans, including retirement & health plans, with new tips for provider selection & online security. - [Sixth Circuit: Slayer Rule Applies to ERISA Life Plans](https://www.nfp.com/insights/sixth-circuit-slayer-rule-applies-to-erisa-life-plans/): Sixth Circuit ruled the Slayer Rule applies to ERISA life insurance plans, impacting how beneficiaries are determined in cases of criminal convictions. - [Ninth Circuit Revives USERRA Paid Leave Class Action](https://www.nfp.com/insights/ninth-circuit-revives-userra-paid-leave-class-action/): On August 22, 2024, the Ninth Circuit ordered a reconsideration in Synoracki v. Alaska Airlines, affecting military leave benefits under USERRA. - [IRS Reminder: Student Loan Repayments via Education Programs](https://www.nfp.com/insights/irs-reminder-student-loan-repayments-via-education-programs/): The IRS confirms that employee student loan repayments are eligible expenses under educational assistance programs until December 31, 2025. Learn more. - [IRS Releases 2025 Contribution Rate for Affordable Coverage](https://www.nfp.com/insights/irs-releases-2025-contribution-rate-for-affordable-coverage/): In 2025, the IRS set the ACA affordability percentage at 9.02%, impacting employer mandates and premium tax credits. Learn about the new requirements. - [SFHCSO 2025 Rates Released for San Francisco](https://www.nfp.com/insights/sfhcso-2025-rates-released-for-san-francisco/): Starting 1/1/2025, SFHCSO increases healthcare rates to $3.85/hr for large employers and $2.56/hr for medium ones; salary threshold rises to $125,405. - [2025 NY Paid Family Leave Rates and Max Contribution Set](https://www.nfp.com/insights/2025-ny-paid-family-leave-rates-and-max-contribution-set/): Starting Jan 1, 2025, NY PFL premiums will be 0.388% of salary with a max annual contribution of $354.53. Employers must adjust contributions accordingly. - [Colorado FAMLI Rates Remain the Same for 2025](https://www.nfp.com/insights/colorado-famli-rates-remain-the-same-for-2025/): Recently, the Colorado Paid Family & Medical Leave (FAMLI) division director has announced that there will be no change to the rate for premiums for 2025. - [Notice Requirements for Midyear Employer Benefits Changes](https://www.nfp.com/insights/faq-notice-rules-for-mid-year-employer-benefit-changes/): Understand the notice requirements for midyear benefits changes, including SMM, SMR, and SBC compliance for employers under ERISA and ACA. - [Final Mental Health Parity & Equity Act Rules Announced](https://www.nfp.com/insights/final-mhpaea-rules-announced-the-wait-is-over/): Learn about the final MHPAEA rules announced by the DOL, HHS, and IRS to ensure equitable access to mental health and substance use disorder treatments. - [Five Strategic Advantages of Offering Life Insurance](https://www.nfp.com/insights/five-strategic-advantages-of-offering-life-insurance/): Explore 5 strategic advantages of offering life insurance in your employee benefits offerings. Learn how life insurance can help employees' well-being. - [Four Reasons Life Insurance Is Essential for Your Family](https://www.nfp.com/insights/four-reasons-life-insurance-is-essential-for-your-family/): Discover 4 reason life insurance is essential for your family. Learn how NFP can help you navigate life insurance options and choose the right policy. - [Best Practices for Health Plan Notice Compliance](https://www.nfp.com/insights/best-practices-for-health-plan-notice-compliance/): Join NFP’s Benefits Compliance team to learn about employer obligations, required notices, distribution timing, recipients, and best practices. - [Court: Denial of Wilderness Therapy Benefits Violates ERISA](https://www.nfp.com/insights/court-denial-of-wilderness-therapy-benefits-violates-erisa/): Utah court ruled UBH's denial of wilderness therapy benefits arbitrary due to lack of explanation, remanding the case for reevaluation. - [HHS Cybersecurity Newsletter Covers HIPAA Access Controls](https://www.nfp.com/insights/hhs-cybersecurity-newsletter-covers-hipaa-access-controls/): OCR urges HIPAA entities to strengthen physical safeguards and facility access controls to protect ePHI and prevent security breaches. - [Sixth Circuit: 401(k) Arbitration Clause Not Enforceable](https://www.nfp.com/insights/sixth-circuit-401-k-arbitration-clause-not-enforceable/): Learn how the Sixth Circuit invalidated 401(k) plan arbitration clauses under ERISA. Stay informed on this important ruling! - [NJ State Retirement Program (NJ Secure Choice Savings Act)](https://www.nfp.com/insights/nj-state-retirement-program-nj-secure-choice-savings-act/): NJ employers with 25+ employees must register for RetireReady NJ or claim exemption if they offer a qualified retirement plan. Learn about key deadlines! - [Will HSA telehealth coverage exception end in 2025?](https://www.nfp.com/insights/will-hsa-telehealth-coverage-exception-end-in-2025/): Telehealth relief for HSA-eligible HDHPs expires in 2025. Learn how upcoming changes may impact plans & what steps employers should take to stay compliant. - [Top 10 Checklist – Divorce](https://www.nfp.com/insights/top-10-checklist-divorce/): Going through a divorce can feel overwhelming, and many people say they struggle to keep track of everything. - [Fifth Circuit Rules Against UHC in Eating Disorder Case](https://www.nfp.com/insights/fifth-circuit-insurers-denial-of-benefits-violates-erisa/): Discover how the Fifth Circuit ruled UHC improperly denied benefits for anorexia nervosa treatment, emphasizing the importance of full & fair review. - [Beware of Pre-Tax Wellness Plans Promising Huge Tax Savings](https://www.nfp.com/insights/wellness-indemnity-plans-need-close-scrutiny/): Explore the risks of pre-tax wellness arrangements that claim large tax savings but often lack a legitimate basis in tax law. - [Third Circuit Affirms ERISA Dismissal in Knudsen v. MetLife](https://www.nfp.com/insights/third-circuit-upholds-erisa-claims-dismissal-on-drug-rebates/): Learn how the Third Circuit upheld the dismissal of an ERISA class action, reinforcing Article III standing requirements for health plan disputes. - [IRS Provides Form 5500 Filing Relief after Hurricane Helene](https://www.nfp.com/insights/irs-provides-form-5500-filing-relief-after-hurricane-helene/): The IRS offers disaster tax relief for those impacted by Hurricane Helene, extending Form 5500 filing deadlines to May 1, 2025 - [California Expands Infertility Care Requirements](https://www.nfp.com/insights/california-expands-infertility-care-requirements/): On Sept 29, 2024, Gov. Gavin Newsom signed SB 729, mandating large group health plans and disability policies to cover infertility services, including IVF. - [California Prohibits Cost-Sharing for Some Preventive Care](https://www.nfp.com/insights/california-prohibits-cost-sharing-for-some-preventive-care/): California’s AB 2258, effective January 1, 2025, prohibits cost-sharing for reproductive healthcare, HIV prevention & STI screenings. - [2025 Mass. Paid Family Leave Rate and Benefits Announced](https://www.nfp.com/insights/2025-mass-paid-family-leave-rate-and-benefits-announced/): Learn more about the new Massachusetts Paid Family and Medical Leave 2025 rates and benefits announced. - [FAQ: What is a spousal incentive HRA?](https://www.nfp.com/insights/faq-what-is-a-spousal-incentive-hra/): Learn how a Spousal Incentive HRA (SIHRA) encourages spouses to enroll in their own health coverage, saving costs while complying with regulations. - [Identifying The Best Benefits For An International Workforce](https://www.nfp.com/insights/identifying-the-best-benefits-for-an-international-workforce/): Learn how to tailor global employee benefits to each location, comply with local laws, and offer standout perks to attract top talent worldwide. - [Enhance Security with Microsoft MFA & NFP Cyber Solutions](https://www.nfp.com/insights/the-microsoft-mfa-mandate-hows-your-cybersecurity/): Learn how Microsoft’s MFA mandate boosts cybersecurity and how NFP can help secure your organization against cyber threats. - [Navigating the Impact of EPA Designations](https://www.nfp.com/insights/navigating-the-impact-of-epa-designations/): Learn the implications of the EPA's recent designation of perfluorooctanoic acid and perfluorooctanesulfonic acid as hazardous substances under the CERCLA. - [Is Your Wellness Program Due for a Checkup?](https://www.nfp.com/insights/wellness-program-checkup/): Learn about the compliance challenges of designing and implementing an effective wellness program in this webinar from the NFP Benefits Compliance team. - [Reshaping Renewables Investments](https://www.nfp.com/insights/reshaping-renewables-investments/): Learn how recent regulatory changes have heightened interest in carbon capture, utilization and storage (CCUS) projects and their associated tax credits. - [CMS Proposes 2026 Benefit and Payment Parameters Rule](https://www.nfp.com/insights/cms-proposes-2026-notice-of-benefit-and-payment-parameters-rule/): Discover key changes in CMS’s proposed 2026 rule, including new cost-sharing limits & premium adjustments. Stay ahead on updates impacting health plans. - [IRS Expands List of Preventive Care Benefits Under an HDHP](https://www.nfp.com/insights/irs-expands-list-of-preventive-care-benefits-permitted-under-an-hdhp/): IRS expands preventive care for HDHPs, covering contraceptives, cancer screenings & glucose monitors. Ensure your benefits plan reflects these updates. - [ Tenth Circuit Reviews MHPAEA Standing & Document Production](https://www.nfp.com/insights/tenth-circuit-reviews-standing-and-document-production-for-mhpaea-claim/): Tenth Circuit vacates MHPAEA claim due to lack of standing but affirms ERISA disclosure violations, imposing penalties on Premera Blue Cross. - [Connecticut Announces 2025 Paid Leave Premiums & Caps](https://www.nfp.com/insights/connecticut-announces-2025-paid-leave-premium-and-benefits-maximum-amounts/): Exciting news for 2025! Connecticut's Paid Leave program keeps the contribution at 0.5%, with a max of $880.50. Plus, weekly benefits jump to $981! - [ Reminder: DC Parking Cashout Reporting Due January 15, 2025](https://www.nfp.com/insights/reminder-employer-reporting-for-dc-parking-cashout-law-due-january-15-2025/): DC employers with 20+ employees must report Parking Cashout compliance by January 15, 2025, and may need to provide benefits or pay a fee - [Maine PFML: Key Reminders and New Poster Released](https://www.nfp.com/insights/maine-paid-family-and-medical-leave-pfml-important-reminders-and-new-poster-released/): Maine employers must comply with the PFML program in 2025. Key actions include posting notices, payroll contributions, and portal registration. - [What is the 55% Average Benefits Test for Dependent Care?](https://www.nfp.com/insights/faq-what-is-the-55-average-benefits-test-applicable-to-dependent-care-assistance-programs/): Learn about the 4 nondiscrimination tests for Dependent Care Assistance Programs (DCAPs) and how employers can ensure compliance. - [Uncertainty Continues to Plague the NSA Arbitration Process](https://www.nfp.com/insights/uncertainty-continues-to-plague-the-nsa-arbitration-process/): Fifth Circuit reviews an appeal from air ambulance providers over the NSA's IDR process, which faces challenges and sees providers winning 82% of cases. - [7 Steps to Take After a Data Breach Against Identity Theft](https://www.nfp.com/insights/steps-after-a-data-breach/): Learn more about the recent National Public Data breach, which increasingly exposed sensitive information, leading to identity theft - [Back to School and Vaccines](https://www.nfp.com/insights/back-to-school-and-vaccines/): Prepare for a healthy school year with tips on vaccines, prescriptions & the new Neffy nasal spray for allergies. Keep your child safe & ready for success! - [Biosimilars: 2025 and Beyond](https://www.nfp.com/insights/biosimilars-2025-and-beyond/): Biosimilars are rising in 2025 as PBMs exclude Humira. Discover how new partnerships and affordable alternatives are transforming the biologics market. - [Politics and Healthcare](https://www.nfp.com/insights/politics-and-healthcare/): Elections shape healthcare policy, influencing employer health plans & ERISA. Explore state laws, Medicare drug pricing, and legislative impacts for 2025. - [The Impact of the EU AI Act on Cyber Insurance](https://www.nfp.com/insights/impact-of-eu-ai-act-on-cyber-insurance/): Explore the EU's groundbreaking AI legislation & learn how NFP can help protect your business from AI-related risks with tailored cyber insurance. - [Case Study: Building Materials Supplier](https://www.nfp.com/insights/src-case-study-for-building-materials-supplier/): Learn how NFP's SRC Team helped a building materials supplier retain their insurance coverage and avoid higher premiums from their carrier. - [Case Study: Industrial Products Manufacturer](https://www.nfp.com/insights/src-case-study-for-industrial-parts-manufacturer/): Learn how NFP's SRC team brought an industrial products manufacturer into OSHA compliance by having an OSHA trainer update its chemical safety program. - [Proposed Rules Expand ACA Coverage to OTC Contraceptives](https://www.nfp.com/insights/proposed-rules-expand-aca-coverage-to-otc-contraceptives/): Learn more about the DOL, HHS, and IRS proposed rules that would expand ACA coverage to include OTC contraceptives without a prescription or cost-sharing. - [DOL Issues New FAQs on Women’s Preventive Services](https://www.nfp.com/insights/dol-issues-new-faqs-on-womens-preventive-services/): Learn more about DOL's October 2024 updates to ACA and WHCRA FAQs on preventive services, PrEP, and breast reconstruction coverage. - [Fifth Circuit Upholds Certain No Surprises Act Provisions](https://www.nfp.com/insights/fifth-circuit-upholds-certain-no-surprises-act-provisions/): Find out about the Fifth Circuit's October 2024 ruling upholding regulations on Independent Dispute Resolution (IDR) under the No Surprises Act. - [IRS Sets 2025 Retirement Plan Limits](https://www.nfp.com/insights/irs-announces-2025-retirement-plan-benefit-contribution-limits/): Explore the IRS's 2025 retirement plan limits, including higher contribution and catch-up limits—see how it impacts your savings. - [IRS Reviews Consequences of Excess 401(k) Deferrals](https://www.nfp.com/insights/irs-reviews-consequences-to-participants-of-excess-401k-deferrals/): Here is how you can avoid tax consequences from excess 401(k) deferrals and correct them before the April 15 deadline. - [California Limits AI Use in Health Plans](https://www.nfp.com/insights/california-limits-ai-use-in-health-plan-utilization-reviews/): Learn how California's new law limits AI in health plan decisions, requiring licensed professionals for medical necessity determinations. - [New Mexico Issues Mental Health Parity Data Call](https://www.nfp.com/insights/new-mexico-issues-mental-health-parity-data-call/): New Mexico issued a mental health and substance use disorder parity data call to all major medical health insurance carriers regulated by the office. - [State Mandates Disclosure of Covered Prescription Drugs](https://www.nfp.com/insights/texas-requires-disclosure-of-covered-prescription-drug-information/): Learn more about Texas Senate Bill 622, requiring health plans to disclose covered prescription drug information on request. - [Paid Family and Medical Leave 2025 Premium Rate Announced](https://www.nfp.com/insights/wa-announces-2025-paid-family-medical-leave-premium-rate/): Learn more about the 2025 paid family & medical leave premium rate announced by the Washington Employment Security Department. - [What Happens If Employee Fails to Pay Health Plan Premiums?](https://www.nfp.com/insights/employee-fails-to-pay-health-premiums-during-fmla/): Learn how employers can terminate health coverage & offer COBRA if an employee fails to pay premiums during FMLA leave. - [Frequently Asked Questions: Investing in HSA](https://www.nfp.com/insights/faq-about-investing-in-hsa/): Explore our FAQs about investing in a health savings account and take action today to unlock tax-free benefits & maximize savings. - [CHIP Notice Requirements: Who Must Receive It?](https://www.nfp.com/insights/is-distributing-the-chip-notice-to-all-employees-required/): Understand CHIP notice requirements for employers, including annual distribution rules, state-specific eligibility, and best practices for compliance. - [HHS Warns of Social Engineering Cyber Threats](https://www.nfp.com/insights/hhs-warns-of-social-engineering-threats-in-hipaa-news/): Discover insights from the 2024 OCR Cybersecurity Newsletter on combating social engineering threats like phishing, smishing, baiting & deepfakes. - [DOL Addresses FMLA Leave for Clinical Trial Participation](https://www.nfp.com/insights/dol-addresses-fmla-leave-for-clinical-trial-participation/): Explore the DOL’s November 2024 opinion confirming FMLA eligibility for employees receiving treatment in clinical trials. - [IRS 2025 Health FSA Limits: Updates and Tax-Free Benefits](https://www.nfp.com/insights/irs-reminds-of-health-fsa-benefits-for-open-enrollment/): Learn about the 2025 health FSA limit increase to $3,300, new carryover limits & eligible medical expenses. Maximize savings with updated IRS guidelines. - [Ninth Circuit: Separation Is QDRO for ERISA Life Benefits](https://www.nfp.com/insights/ninth-circuit-separation-is-qdro-for-erisa-life-benefits/): The Ninth Circuit upheld a ruling that a legal separation agreement met ERISA's requirements for a qualified domestic relations order (QDRO). - [Disaster Relief: Compliance Deadlines for Affected Plans](https://www.nfp.com/insights/benefit-plan-deadline-for-those-affected-by-hurricanes/): The DOL and IRS extended compliance deadlines for employee benefit plans affected by Hurricanes Helene and Milton with additional relief in Notice 2024-01. - [California SDI & PFL Benefits Increase Starting January 2025](https://www.nfp.com/insights/california-sdi-pfl-benefits-rates-to-rise-in-2025/): CA SB 1090 increases SDI & PFL benefits to 70%-90% wage replacement, effective January 2025. Learn about the changes to contributions & calculations. - [DC PFL Benefit and Employer Premium Updates](https://www.nfp.com/insights/dc-pfl-maximum-weekly-benefit-amount-increased/): Effective October 1, 2024, DC PFL increases weekly benefits to $1,153 and employer premium rate to 0.75%. Learn more about the updates. - [Massachusetts Mandates Coverage for Fertility Preservation](https://www.nfp.com/insights/massachusetts-mandates-coverage-for-fertility-preservation/): Learn about Massachusetts' new fertility preservation law, effective July 2024, mandating coverage for medical conditions that may impair fertility. - [Massachusetts 2025 PFML Updates: Posters, Notices & Rates](https://www.nfp.com/insights/massachusetts-pfml-2025-poster-and-notices-updated/): MA employers must distribute updated PFML posters and notices for 2025 to employees. Display the poster and review rate sheets for compliance. - [New Jersey 2025 TDI & FLI Rates: Contributions & Benefits](https://www.nfp.com/insights/new-jersey-2025-disability-family-leave-contribution-rates/): NJ 2025 TDI & FLI rates announced: Employee contributions for TDI and FLI. Maximum TDI benefits up to $1,055/week. Employers must review changes. - [EV Battery Manufacturing Safety: 5 Insights & Best Practices](https://www.nfp.com/insights/ev-battery-manufacturing-safety/): Here’s what you should know to safely operate and maintain compliance for an electric vehicle battery manufacturing facility. - [A Party Guide to Nondiscrimination Testing](https://www.nfp.com/insights/guide-to-nondiscrimination-testing/): Learn about the essentials of welfare benefit nondiscrimination testing in this webinar from the NFP Benefits Compliance team. - [Lender Protection: Auto Loan Defaults](https://www.nfp.com/insights/proactive-steps-for-lender-protection/): Learn how to protect against auto loan defaults with strategies like improved underwriting, loan monitoring, portfolio diversification & custom insurance. - [Case Study: Impact on Retirement Plan](https://www.nfp.com/insights/custom-solutions-impact-retirement-plan/): Discover how NFP helped a private university cut 403(b) plan fees, reduce risks, and enhance investments with customized solutions. Learn more! - [Compensation & Benefit Trends to Watch in 2025](https://www.nfp.com/insights/compensation-benefit-trends-to-watch-in-2025/): Explore how this year's macroeconomic trends have impacted compensation planning and learn how they might impact your approach to total rewards in 2025. - [CRS Examines HSA-Qualified Medical Expenses & Policies](https://www.nfp.com/insights/crs-reports-on-hsa-qualified-medical-expenses/): CRS report explores HSA-qualified medical expenses and legislative approaches. Learn how changes could impact tax benefits and federal revenues. - [HHS Advocates for Enhanced HIPAA Audit Program](https://www.nfp.com/insights/hhs-advocates-for-enhanced-hipaa-audit-program/): Read about how the HHS Office of Inspector General (OIG) advocated for increased HIPAA audits and enforcement efforts from the Office for Civil Rights. - [HHS Issues Report on Prescription Drug Spending](https://www.nfp.com/insights/hhs-issues-rxdc-report-on-prescription-drug-spending/): Read about HHS' inaugural report on prescription drug spending and trends, as required under Section 204 of the CAA 2021. - [IRS Updates PCOR Fee for 2024-2025 Plan Years](https://www.nfp.com/insights/pcor-fees-increased-for-2024-2025-plan-years/): IRS updates PCOR fee to $3.47 for plan years ending Oct. 2024–Sept. 2025. Learn what plans apply, key deadlines, and how to calculate. Stay informed! - [FAQ: Should HSA contributions stop when an employee turns 65](https://www.nfp.com/insights/faq-should-hsa-contributions-stop-when-an-employee-turns-65/): Learn more about how an employee who turns 65 and is eligible for but does not enroll in Medicare can continue to make or receive HSA contributions. - [IRS Updates FAQs on RMD Rules for Retirement Plans & IRAs](https://www.nfp.com/insights/irs-updates-retirement-plan-and-ira-faqs/): IRS updates FAQs on RMDs for retirement plans & IRAs, clarifying rules under the SECURE Act & SECURE 2.0. Learn key changes & employer responsibilities. - [Delaware Mandatory Abortion-related Services ](https://www.nfp.com/insights/delaware-mandatory-abortion-related-services/): Starting Jan. 1, 2026, Delaware health plans must cover abortion-related services with no cost-sharing. Learn about exemptions for religious employers. - [Maine PFML Employee Payroll Deductions Begin January 2025](https://www.nfp.com/insights/maine-pfml-employee-payroll-deductions-begin-january-2025/): Learn why in January 2025, employers in Maine must withhold up to 0.5% of wages for Paid Family and Medical Leave premiums from Maine-based employees. - [NY Publishes Info Regarding Annual Filing HCRA Obligations](https://www.nfp.com/insights/ny-publishes-info-regarding-annual-filing-hcra-obligations/): Health payors filing HCRA Public Goods Pool surcharges: Check eligibility for annual vs. monthly reporting in 2025. Learn key criteria and deadlines. - [2024 Benefits Compliance Highlights and Recap](https://www.nfp.com/insights/benefits-compliance-highlights-recap/): Join the Benefits Compliance team for a year-end recap of 2024's key benefits updates, including MHPAEA rules, ACA changes, court cases, and 2025 outlook. - [NFP's Echo: AI Risk, EV Battery & HR Trends](https://www.nfp.com/insights/ai-risk-management-ev-battery-manufacturing-and-hr-trends/): Watch NFP's Echo, your source for quick insights into business & industry trends. This edition, we explore HR, EV manufacturing, AI & cyber insurance. - [Can HSA Contributions Align with an FSA Grace Period?](https://www.nfp.com/insights/faq-can-a-participant-contribute-to-an-hsa-if-they-have-an-fsa-with-a-grace-period/): Understand how FSA grace periods affect HSA eligibility. Learn when participants can contribute to an HSA while navigating year-end FSA balances. - [ERISA Penalty Updates: Key Changes Employers Need to Know](https://www.nfp.com/insights/dol-announces-2025-adjustments-to-erisa-penalties/): Stay compliant with ERISA’s 2025 updated penalty rules, including increases for late filings, CHIP notices, SBC failures, and more. Learn key deadlines. - [HHS Proposes Regulations Relating to Cybersecurity and AI](https://www.nfp.com/insights/hhs-proposes-regulations-relating-to-cybersecurity-and-ai-under-hipaa-s-security-rule/): Read HHS proposal of new HIPAA Security Rule regulations to address tech advances, cybersecurity threats, and AI, requiring additional policies & efforts. - [Texas District Court Invalidates Fixed Indemnity Notice Req](https://www.nfp.com/insights/texas-district-court-invalidates-fixed-indemnity-notice-requirement/): The Eastern District of Texas issued a ruling vacating the final rules related to the notice requirement on hospital and fixed indemnity insurance. - [ACA Reporting: PBRA and ERIA Highlights for 2025](https://www.nfp.com/insights/president-biden-signs-aca-reporting-changes-into-law/): Learn about the PBRA and ERIA, new laws simplifying ACA employer reporting for 2025. Key updates include electronic forms and extended response deadlines. - [Departments Withdraw Proposed Contraceptive Coverage Rules](https://www.nfp.com/insights/departments-withdraw-proposed-rules-to-create-individual-contraceptive-arrangement/): The DOL, HHS & IRS withdraw proposed rules on no-cost contraceptive services for plans with religious exemptions. Learn about the decision & implications. - [HDHP Telehealth Relief Ends in 2025](https://www.nfp.com/insights/hdhp-telehealth-relief-ends-in-2025/): Read how employers with HDHPs/HSAs can't offer first-dollar telehealth without affecting HSA eligibility after Congress let the exception expire. - [Benefits Compliance Considerations for Remote Employees](https://www.nfp.com/insights/benefits-compliance-considerations-for-remote-employees/): Watch our current webinar as we review new state insurance laws, extraterritorial state mandates, state-specific benefit requirements, and more. - [Essential Employee Handbook Updates](https://www.nfp.com/insights/essential-employee-handbook-updates/): Explore tips on how to keep your employee handbook up to date, compliant and effective in supporting both organizational objectives and employee needs. - [Can Employees Change Benefits Within 30 Days of New Year?](https://www.nfp.com/insights/can-employees-change-benefits-within-30-days-of-new-year/): Read how employees can't change benefits after the plan year starts unless they experience a qualifying event. - [Court Dismisses ERISA Fiduciary Breach Claims Against J&J](https://www.nfp.com/insights/district-court-dismisses-erisa-fiduciary-breach-claims-against-jj/): Read how a NJ court dismissed ERISA fiduciary breach claims against Johnson & Johnson, citing lack of standing under Article III of the Constitution. - [Trump Signs Orders Affecting Health Plan Compliance](https://www.nfp.com/insights/trump-signs-executive-orders-affecting-health-plan-compliance/): Learn how Trump's orders impact health plan compliance, directing agencies to take action over time, but changes will require rulemaking or Congress. - [Departments Release MHPAEA 2024 Report to Congress ](https://www.nfp.com/insights/departments-release-mhpaea-2024-report-to-congress/): Read about the DOL, IRS, and HHS released the 2024 MHPAEA Report, detailing efforts to enforce CAA 2021 NQTL comparative analysis requirements to Congress. - [DOL and CMS Issue MHPAEA Fact Sheet](https://www.nfp.com/insights/dol-and-cms-issue-mhpaea-fact-sheet/): Read about the 2023 Mental Health Parity and Addiction Equity Act (MHPAEA) Enforcement Fact Sheet that summarizes MHPAEA enforcement efforts. - [Proposed Rule for OTC Contraceptive Coverage Withdrawn](https://www.nfp.com/insights/proposed-rule-for-otc-contraceptive-coverage-withdrawn/): Learn about the proposed rule that aimed to require insurers to cover over-the-counter (OTC) contraceptives as preventive care has been withdrawn. - [IRS Issues Guidance on State Paid Family Leave Programs.](https://www.nfp.com/insights/irs-issues-guidance-on-state-paid-family-leave-programs/): Read about the IRS issued guidance on tax treatment and reporting for state-paid family and medical leave programs (Revenue Ruling 2025-4). - [2024 Year-End NFP P&C Client Trend Report](https://www.nfp.com/insights/2024-year-end-pc-trend-report/): Check out the 2024 Year-End NFP Property & Casualty Client Trend Report for the latest updates and detailed insights into key markets. - [Zepbound on Track to Transform 2025 Healthcare Landscape](https://www.nfp.com/insights/zepbound-on-track-to-transform-2025-healthcare-landscape/): Zepbound is set to revolutionize 2025's healthcare landscape, leading the charge in weight loss, sleep apnea treatment, and GLP-1 drug availability. - [PBM Reform: A System Under Pressure ](https://www.nfp.com/insights/pbm-reform-a-system-under-pressure/): Read about how PBMs face scrutiny over rising drug costs, with consultants helping navigate complex plans for better outcomes. - [ACA Updates for 2025](https://www.nfp.com/insights/aca-updates-for-2025/): ACA 2025 updates include new PrEP meds and continued contraceptive coverage flexibility for employers. - [Complying with ACA reporting rules regarding ICHRA](https://www.nfp.com/insights/faq-complying-with-aca-reporting-rules-regarding-ichra/): Learn how, (ICHRAs) are considered self-insured group health plans and thus are subject to ACA reporting rules. - [CAA 2021 Address No Gag Clause Requirements ](https://www.nfp.com/insights/caa-2021-address-no-gag-clause-requirements/): On Jan 14, 2025, DOL, HHS, and IRS issued FAQs Part 69 on CAA 2021 gag clause prohibition and attestation, building on prior guidance. - [DOL addresses interaction of FMLA, PFML and Paid Leave ](https://www.nfp.com/insights/dol-addresses-interaction-of-fmla-pfml-and-paid-leave/): Learn how the DOL clarified FMLA "substitution" provision, allowing concurrent use of employer-provided paid leave with unpaid FMLA leave. - [Court Blocks Enforcement of HIPAA Reproductive Privacy Rule](https://www.nfp.com/insights/court-blocks-enforcement-of-hipaa-reproductive-privacy-rule/): Learn how a Texas federal court issued a preliminary injunction halting HHS enforcement of the 2024 HIPAA Privacy Rule for reproductive healthcare. - [Advanced Technology Is Transforming Construction](https://www.nfp.com/insights/advanced-technology-is-transforming-construction/): Discover how AI in construction, drones, the Internet of Things and other emerging technologies are reshaping the construction industry. - [E-Bikes: Safety Concerns and Insurance Issues](https://www.nfp.com/insights/e-bikes-safety-concerns-and-insurance-issues/): Explore the rise of e-bikes, safety concerns, accident trends, electrical fire risks & insurance challenges. Protect yourself with proper coverage. - [Private Equity Outlook in 2025 ](https://www.nfp.com/insights/private-equity-outlook-2025/): Explore insights from NFP's Private Equity team on 2025's market dynamics, private equity trends, and insurance implications. - [NFP’s Echo: Benefits, Handbooks & AI in Construction](https://www.nfp.com/insights/benefits-trends-employee-handbooks-and-ai-in-construction/): Watch NFP's Echo, your source for quick insights into business & industry trends. This edition, we explore benefits trends, employee handbooks and more. - [Intro to the Affordable Care Act](https://www.nfp.com/insights/introduction-to-the-aca/): Watch NFP's Benefits Compliance team as we discuss the ACA basics of coverage mandates, required notices and filings, the employer mandate, and more! - [FAQ: How Can Employers Handle Furloughed Employee Benefits?](https://www.nfp.com/insights/faq-how-can-employers-handle-furloughed-employee-benefits/): Learn how to navigate plan eligibility terms, ACA rules, health FSA considerations, and COBRA for furloughed employees. - [Tobacco Surcharges: Is Your Wellness Program Up to Snuff? ](https://www.nfp.com/insights/tobacco-surcharges-is-your-wellness-program-up-to-snuff/): Learn how tobacco surcharges have emerged as a common strategy for wellness programs to lower costs and foster healthy lifestyles. - [Court Blocks Gender-Affirming Care Executive Order](https://www.nfp.com/insights/court-blocks-gender-affirming-care-executive-order/): Find out why the Maryland court's restraining order for Executive Order 14187 was applied nationwide and why the plaintiffs were likely to succeed. - [Trump Asks SCOTUS to Overturn ACA Preventive Care Ruling](https://www.nfp.com/insights/trump-asks-scotus-to-overturn-aca-preventive-care-ruling/): Read why Trump appointees asked the US Supreme Court to reverse the Fifth Circuit Court of Appeals decision in Braidwood Management Inc. v. Becerra. - [Health Savings Accounts: 2025 CRS Report](https://www.nfp.com/insights/health-savings-accounts-2025-crs-report/): Examine CRS HSA report updates, covering trends in HDHP enrollment, HSA utilization, & employer contributions, with insights for employers on HSA rules. - [Why Menopause Benefits Should Matter to You](https://www.nfp.com/insights/why-menopause-benefits-and-support-in-the-workplace-matter/): Discover how menopause benefits can retain talent and save your organization money. Learn why supporting menopausal employees is vital for HR leaders. - [Trump Signs Order to Enforce Healthcare Price Transparency](https://www.nfp.com/insights/trump-signs-order-to-enforce-healthcare-price-transparency/): Discover the effects of Trump's executive order on the healthcare industry's price transparency rules and its impact on group health plans. - [Recruitment Strategy Guide 2025](https://www.nfp.com/insights/recruitment-strategy-guide-2025/): Refine your 2025 recruitment strategy with insights on planning, finances, capabilities, engagement, and partnerships for a competitive edge. - [Do Dependents Get COBRA if Employee Drops Coverage Midyear?](https://www.nfp.com/insights/do-dependents-get-cobra-if-employee-drops-coverage-midyear/): NFP's experts clarify COBRA requirements and how triggering events, company size, and Medicare rules affect dependents in midyear Medicare enrollments. - [Trump Admin: Potential Employee Benefit Policy Impact](https://www.nfp.com/insights/trump-admin-potential-employee-benefit-policy-impact/): Explore potential employee benefit policy changes under the Trump administration, including tax implications, Medicaid, and ACA marketplace adjustments. - [ERISA Council Report on Health Plan Claims & Appeals](https://www.nfp.com/insights/erisa-council-report-on-health-plan-claims-appeals/): The ERISA Advisory Council's report examines group health plan claims, low appeal rates, & recommendations for participant understanding and transparency. - [Court Dismisses Weight Loss Drug Case Under Section 1557](https://www.nfp.com/insights/court-dismisses-weight-loss-drug-case-under-section-1557/): A federal court dismissed a lawsuit claiming obesity is a disability under Section 1557 of the ACA, ruling it doesn't support a discrimination claim. - [ERISA Fiduciary Governance Part 1](https://www.nfp.com/insights/let-s-focus-on-erisa-fiduciary-obligations-and-governance/): Join NFP's Benefits Compliance team as we discuss ERISA fiduciary obligations, governance, and steps to protect group health plan sponsors from liability. - [NFP's Echo: P&C Trends, IoT Backbones & GLP-1 Medications](https://www.nfp.com/insights/pc-trends-iot-backbones-and-glp-1-medications/): Watch NFP's Echo, your source for quick insights into business & industry trends. This edition, we explore P&C Trends, IoT Backbones and GLP-1 Medications - [Coordinating Disability Benefits & Maternity/Parental Leave](https://www.nfp.com/insights/what-are-considerations-coordinating-disability-benefits-with-maternity-and-parental-leave/): NFP's experts clarify considerations when coordinating disability benefits with maternity and parental leave. - [District Court Allows COBRA Notice Case to Continue](https://www.nfp.com/insights/district-court-allows-cobra-notice-case-to-continue/): Learn why a federal court denied a defendant’s motion to dismiss a case alleging that the defendant issued a deficient COBRA election notice. - [Report on Impact of Limiting Group Health Plan Tax Exclusion](https://www.nfp.com/insights/report-studies-impact-of-limiting-group-health-plan-tax-exclusion/): Learn about a study by Ernst & Young recently released by CIAB and ABC that examined the impact of tax exclusion for employer-provided health insurance. - [Time for a Post-Pandemic Checkup of Your Telehealth Program](https://www.nfp.com/insights/time-for-a-post-pandemic-checkup-of-your-telehealth-program/): Learn why employers should review their telehealth programs to ensure compliance with current regulations with the expiration of the pandemic-era relief. - [Plaintiff Files Amended ERISA Complaint Against J&J ](https://www.nfp.com/insights/plaintiff-files-amended-erisa-fiduciary-breach-complaint-against-jj/): Learn about the amended ERISA fiduciary breach complaint in Lewandowski v. Johnson & Johnson, et al., and how it attempts to address prior deficiencies. - [Employee Development in the AI Era](https://www.nfp.com/insights/employee-development-in-the-ai-era/): Learn how employee development must foster continuous learning, blending tech skills with human abilities to stay resilient in a changing landscape. - [Productivity in Construction Webinar](https://www.nfp.com/insights/productivity-in-construction-webinar/): Join our experts for this webinar in which we explore key factors in construction productivity and share actionable strategies to improve efficiency. - [Market Updates, Inflation & the Housing Market](https://www.nfp.com/insights/market-updates-inflation-and-housing-market/): Watch the latest edition of The WellCents® Show! This month, our hosts explore the impact of inflation and the housing market. - [Financial Planning & Indexed Universal Life Insurance](https://www.nfp.com/insights/financial-planning-and-indexed-universal-life-insurance/): Watch the latest edition of The WellCents® Show! This month, our hosts explore financial planning and Indexed Universal Life (IUL) insurance. - [ Exploring the State of the Economy & the Markets](https://www.nfp.com/insights/state-of-the-economy-and-markets/): Watch the latest edition of The WellCents® Show! This month, our hosts explore the current state of the economy and markets. - [The Importance of Early Financial Planning](https://www.nfp.com/insights/financial-planning-with-financial-planners/): Watch the latest edition of The WellCents® Show! This month, our hosts explore the election and year-end financial planning. - [Building Your Financial Future](https://www.nfp.com/insights/building-a-solid-financial-foundation/): Join us for this webinar where our experts guide you through 6 essential steps to securing your financial future. Watch now! - [How Does the Political Climate Impact Financial Planning?](https://www.nfp.com/insights/political-climate-and-financial-planning/): Watch the latest edition of The WellCents® Show! This month, our hosts explore how the political climate impacts financial planning. - [Financial Health Through Strategic Planning](https://www.nfp.com/insights/financial-health-through-strategic-planning/): Watch this webinar about the importance of maintaining financial health through strategic planning, including tax efficiency and retirement savings. - [ Will Switching to A Self-Insured Plan Affect Compliance?](https://www.nfp.com/insights/will-switching-to-a-self-insured-plan-affect-compliance/): Find out if switching from sponsoring a fully insured group health plan to a self-insured or level-funded plan would impact your compliance obligations. - [Court: ERISA Preempts Tennessee Pharmacy Benefit Laws](https://www.nfp.com/insights/court-erisa-preempts-tennessee-pharmacy-benefit-laws/): Read the court ruling on ERISA preempting TN pharmacy laws, benefiting self-insured plan sponsors by allowing greater pharmacy network design flexibility. - [District Court Dismisses ERISA Fiduciary Case](https://www.nfp.com/insights/district-court-dismisses-erisa-fiduciary-case/): Read how the court dismissed Navarro v. Wells Fargo, ruling plaintiffs lacked standing in alleging mismanagement of prescription drug benefits under ERISA. - [Introduction to ERISA](https://www.nfp.com/insights/introduction-to-erisa/): Join NFP's Benefits Compliance team as we discuss ERISA fiduciary obligations, plan document basics, 5500 filing requirements, and electronic distribution. - [What to Do If Schedule A Info Is Missing for Form 5500](https://www.nfp.com/insights/what-to-do-if-schedule-a-info-is-missing-for-form-5500/): Read how health plans under ERISA with 100+ participants must report insurance details on Form 5500, including Schedule A for fully insured coverage. - [MHPAEA Compliance in an Uncertain Regulatory Environment](https://www.nfp.com/insights/mhpaea-compliance-in-an-uncertain-regulatory-environment/): Learn how uncertainty surrounds MHPAEA rules as the Trump administration considers rollbacks and legal challenges emerge. - [District Court Rules IRS Can’t Impose ACA Penalties](https://www.nfp.com/insights/district-court-rules-irs-can-t-impose-aca-penalties/): Read about a Texas federal court that ruled the IRS lacked authority to penalize an employer for not offering ACA-required employee coverage. - [Trump Issues Executive Order to Lower Prescription Prices](https://www.nfp.com/insights/trump-issues-executive-order-to-lower-prescription-drug-prices/): Learn more about when Trump signed an order to lower drug prices, expand past efforts, and boost PBM compensation disclosure for group health plans. - [Lawsuit Over AI Use in Benefit Denials to Proceed](https://www.nfp.com/insights/court-allows-lawsuit-over-ai-use-in-benefit-denials-to-proceed/): Read about when a California court allowed a class action over an insurer’s use of the AI-based PxDx algorithm in benefit denials to proceed. - [NFP's Echo: Cybersecurity, Menopause at Work & Recruitment](https://www.nfp.com/insights/cyber-menopause-at-work-and-recruitment-in-2025/): In this April Echo learn about three business-critical areas: protecting your data, supporting employees and sharpening your recruitment strategy. - [Do We Have To Offer Summer Interns Benefits? ](https://www.nfp.com/insights/summer-intern-benefits/): Learn what factors determine whether businesses need to offer summer interns under the ACA’s Employer Mandate. - [ERISA Plan Has Fiduciary Duty to Negotiate Provider Rates](https://www.nfp.com/insights/erisa-plan-has-fiduciary-duty-to-negotiate-provider-rates/): Read about a California court ruling that imposed a fiduciary duty on defendants to provide benefits to participants broader than the contractual duties. - [Gender-Affirming Care Exclusion Violates ACA Section 1557](https://www.nfp.com/insights/gender-affirming-care-exclusion-violates-aca-section-1557/): Gender-Affirming Care Exclusion Violates ACA Section 1557 - [Pleading Standards for ERISA Prohibited Transaction Claims](https://www.nfp.com/insights/pleading-standards-for-erisa-prohibited-transaction-claims/): Read about a US Supreme Court ruling that ERISA plan participants alleging a fiduciary breach need only plead that a prohibited transaction occurred. - [2026 HSA and EBHRA Limits](https://www.nfp.com/insights/2026-hsa-and-ebhra-limits/): Read more about the IRS's release of Revenue Procedure 2025-19, which provides the 2026 inflation-adjusted limits for HSAs and HSA-qualifying HDHPs. - [How to Successfully Upgrade Your HR Tech](https://www.nfp.com/insights/human-resources-information-systems-upgrade/): Optimize your HR tech stack with a winning HRIS strategy. Learn how to upgrade seamlessly, maximize efficiency, and future-proof your HR systems. - [Biosimilars: Past, Present and Future Trends](https://www.nfp.com/insights/biosimilars-past-present-and-future-trends/): Learn how Biosimilars aren't identical like generics but are highly similar to biologics, offering the same safety and effectiveness. - [Cultivating Joy — The Practice of Happiness](https://www.nfp.com/insights/cultivating-joy-the-practice-of-happiness/): Discover the PERMA Model, explore strategies for lasting happiness, and implement small actions to enhance well-being at work. - [GLP-1 Market Update –RX Pulse](https://www.nfp.com/insights/glp-1-market-update-rx-pulse/): Explore the latest updates on GLP-1 medications, including FDA policy changes, Medicare price negotiations, clinical indications, and emerging treatments. - [Rethinking Compensation in Higher Education](https://www.nfp.com/insights/rethinking-compensation-in-higher-education/): Learn how higher education leaders can rethink outdated salary structures and modernize how compensation supports the workforce. - [Driving While Drowsy: The Overlooked Risk on Our Roads](https://www.nfp.com/insights/driving-while-drowsy/): Discover why driver fatigue continues to be one of the most underestimated risks in transportation safety, and learn how to recognize warning signs. - [Strategies for Sustainable Retention and Engagement](https://www.nfp.com/insights/strategies-for-sustainable-retention-and-engagement/): Explore strategies to boost library staff retention and engagement amid evolving workplace challenges. - [Mid-Year Enrollment Change & HSA](https://www.nfp.com/insights/mid-year-enrollment-change-hsa/): Read how HSA contribution limits are based on monthly enrollment tier—single or family—and are prorated if you change tiers during the year. - [A Self-Insured Employer’s Role in Health Plan Appeals](https://www.nfp.com/insights/a-self-insured-employers-role-in-health-plan-appeals/): Learn how self-insured health plans offer cost savings and flexibility but come with added administrative duties and ERISA legal risks. - [MHPAEA 2024 Final Rule Nonenforcement Policy](https://www.nfp.com/insights/mhpaea-2024-final-rule-nonenforcement-policy/): Read how the DOL, HHS, and IRS paused enforcement of the MHPAEA 2024 final rule, but plan sponsors must still meet key compliance obligations. - [Fertility Coverage Ruling Upheld by Sixth Circuit](https://www.nfp.com/insights/fertility-coverage-ruling-upheld-by-sixth-circuit-under-erisa/): Learn about when The Sixth Circuit ruled ERISA does not preempt New Hampshire law requiring fertility coverage, impacting out-of-state health plans. - [Court Dismisses Weight Loss Drug Discrimination Claim](https://www.nfp.com/insights/court-dismisses-weight-loss-drug-discrimination-claim/): Read how a U.S. District Court dismissed a class action alleging ACA disability discrimination over a weight-loss drug exclusion. - [Maryland Paid Family and Medical Program Delayed](https://www.nfp.com/insights/maryland-paid-family-and-medical-program-delayed/): Read that Maryland delays its paid family and medical leave program (MD FAMLI) by 18 months; small employers under 15 employees exempt from contributions. - [Comprehensive Family Caregiver Support in Today's Workplace](https://www.nfp.com/insights/comprehensive-family-caregiver-support/): Explore how forward-thinking companies are closing gaps in family caregiver leave that have previously negatively impacted businesses and employees. - [GL-Only Wrap-Ups for Property Owners](https://www.nfp.com/insights/gl-only-wrap-ups-for-property-owners/): Learn how an Owner Controlled Insurance Program (OCIP) plan helps property owners avoid costly insurance gaps and control project risks. - [ERISA Fiduciary Governance Part 2](https://www.nfp.com/insights/erisa-fiduciary-governance-part-2/): Join the NFP Benefits Compliance team for this webinar, where they share tips to comply with the CAA 2021 and Transparency in Coverage Rule. - [Gardening: The Dirt on Feeling Better](https://www.nfp.com/insights/gardening-the-dirt-on-feeling-better/): Celebrate June with gardening! Discover how this joyful hobby doubles as a full-body workout for mind, body, and soul. - [NFP's Echo: Construction and EPLI Essentials](https://www.nfp.com/insights/construction-and-epli-essentials/): In May's NFP Echo, learn the reasons for lagging construction productivity and discover the importance of employment practices liability insurance. - [Business Interruption Insurance](https://www.nfp.com/insights/business-interruption-insurance/): Learn why understanding what business interruption insurance is and securing robust business interruption insurance coverage has never been more critical. - [Why Cyber Insurance Can’t Be Considered Optional](https://www.nfp.com/insights/silent-cyber-days-are-ending/): Explore how most general liability and property insurance policies won't protect you from cyber risk, and learn why cyber insurance is a must-have. - [Agencies Take Action on Healthcare Price Transparency](https://www.nfp.com/insights/agencies-take-action-on-healthcare-price-transparency/): Learn how federal agencies are focusing on prescription drug disclosures and employer compliance to advance enforcement of price transparency rules. - [District Court Allows Tobacco Surcharge Lawsuit to Proceed](https://www.nfp.com/insights/district-court-allows-tobacco-surcharge-lawsuit-to-proceed/): Learn how the court allowed ERISA lawsuit over tobacco surcharges to proceed, highlighting key compliance risks for employer-sponsored wellness programs. - [One Big Beautiful Bill Act: Benefits Overview](https://www.nfp.com/insights/one-big-beautiful-bill-act-benefits-overview/): Monitor developments as the bill moves to the Senate after passing the House with major HSA, Medicaid, and Medicare changes. - [Sixth Circuit Revives Fiduciary Breach Case v. BCBS](https://www.nfp.com/insights/sixth-circuit-revives-fiduciary-breach-case-v-bcbs/): Understand the Sixth Circuit's decision to revive the ERISA suit, ruling BCBS acted as a fiduciary & may have breached duties & profited from plan assets. - [Arizona Governor Signs Healthcare Bills into Law](https://www.nfp.com/insights/arizona-governor-signs-healthcare-bills-into-law/): Get key updates for employers on insurance rights & cost-sharing rules as Arizona enacts new 2025 healthcare laws on surprise billing and autism coverage. - [Colorado Bill Requires Coverage for Pregnancy Services](https://www.nfp.com/insights/colorado-bill-requires-coverage-for-pregnancy-services/): Get updates on how Colorado law requires abortion coverage in most health plans starting Jan. 1, 2026, with exceptions for employer religious beliefs. - [Florida Limits Time to Recover Psychologist Overpayments](https://www.nfp.com/insights/florida-limits-time-to-recover-psychologist-overpayments/): See how Florida is aligning with provider rules by cutting insurer overpayment recovery time for psychologists from 30 to 12 months, starting Jan. 1, 2026. - [Idaho Passes New Enhanced Breast Screening Law](https://www.nfp.com/insights/idaho-passes-new-enhanced-breast-screening-law/): Learn how Idaho law mandates no-cost enhanced breast cancer screenings for high-risk individuals with in-network providers, effective January 1, 2026. - [NY Sets Standards for Mental Health & Substance Use Access](https://www.nfp.com/insights/ny-sets-standards-for-mental-health-substance-use-access/): Starting July 1, 2025, NY health plans must meet new access standards for mental health and substance use care, including timely appointments and updates. - [Oregon Bulletin Clarifies Gender-Affirming Care Coverage](https://www.nfp.com/insights/oregon-bulletin-clarifies-gender-affirming-care-coverage/): Read Oregon's updates to the rules for gender-affirming care coverage, including WPATH-8 standards and detransition services, effective May 15, 2025. - [Virginia Bans Insurer Discrimination Against Midwives](https://www.nfp.com/insights/virginia-bans-insurer-discrimination-against-midwives/): Virginia law bans insurer discrimination against licensed midwives, requiring equal reimbursement parity with nurse midwives, effective July 1, 2025. - [Virginia to Study Adding Fertility Care to EHB Plan](https://www.nfp.com/insights/virginia-to-study-adding-fertility-care-to-ehb-plan/): Virginia directs a study on adding fertility care to essential health benefits, signaling interest in expanded coverage, including IVF, for future plans. - [Virginia Requires Coverage for PANDAS/PANS](https://www.nfp.com/insights/virginia-requires-coverage-for-pandaspans/): Virginia mandates insurance coverage for PANDAS/PANS diagnosis and treatment, effective Jan 1, 2026, including meds, therapies, and immunotherapies. - [Washington Governor Signs Various Healthcare Bills into Law](https://www.nfp.com/insights/washington-governor-signs-various-healthcare-bills-into-law/): Washington enacts 2025 laws expanding coverage for prosthetics, hormone therapy, emergency pregnancy care, hearing aids, dental care, and mental health. - [Compliance Implications of Lifestyle Spending Accounts](https://www.nfp.com/insights/compliance-implications-of-lifestyle-spending-accounts/): Learn how Lifestyle Spending Accounts support employee wellness but may trigger tax and compliance issues if used for medical care. - [Evaluating Alternative Investments](https://www.nfp.com/insights/evaluating-alternative-investments/): Watch the latest edition of The WellCents® Show! This month, our hosts evaluate alternative investments such as gold, silver, and cryptocurrencies. - [Estate Planning Fundamentals](https://www.nfp.com/insights/estate-planning-fundamentals/): Join us for this webinar where our experts dive into estate planning topics such as the importance of having a will and properly designating beneficiaries. - [Construction Is Adapting to Climate Changes](https://www.nfp.com/insights/construction-is-adapting-to-climate-changes/): Extreme weather is reshaping construction risk. Discover how smarter insurance strategies can better protect your projects from climate-related disruption. - [Tariffs and Insurance: The Hidden Risks That Derail Projects](https://www.nfp.com/insights/tariffs-and-insurance-the-hidden-risks-that-derail-projects/): Learn how tariff pressures are reshaping construction insurance, disrupting supply chains, driving up premiums and tightening underwriting standards. - [Fixing COBRA Mistakes: Retroactive Coverage Explained](https://www.nfp.com/insights/can-employers-offer-cobra-retroactively-to-fix-missed-deadlines/): Learn how employers can sometimes offer COBRA retroactively, but missed deadlines carry serious legal risks. - [CRS Reviews ACA Preventive Service Coverage Requirements](https://www.nfp.com/insights/crs-reviews-aca-preventive-service-coverage-requirements/): Read about the CRS report that outlines ACA preventive service mandates, affecting most private plans and over 150 million insured individuals. - [DOL Enhances Opinion Letter Program](https://www.nfp.com/insights/dol-enhances-opinion-letter-program/): Read about the DOL’s new opinion letter program that offers employers guidance on applying federal benefit laws, with input from EBSA and other agencies. - [Court Finds ERISA Applies to State Continuation Coverage ](https://www.nfp.com/insights/court-finds-erisa-applies-to-state-continuation-coverage/): Read how a court addresses ERISA's applicability to Cal-COBRA after a plaintiff’s coverage was retroactively terminated without notice. - [Arkansas Healthcare Bills Enacted into Law](https://www.nfp.com/insights/arkansas-healthcare-bills-enacted-into-law/): Read about Arkansas Gov. Huckabee Sanders signing numerous healthcare bills into law. Employers should be aware of these new coverage mandates. - [Colorado Governor Signs Healthcare Bills](https://www.nfp.com/insights/colorado-governor-signs-healthcare-bills/): Read about Colorado Governor Polis singing new healthcare bills into law. Employers with plans governed by state laws should be aware of these mandates. - [Maryland Enacts Changes to Parental Leave Act](https://www.nfp.com/insights/maryland-enacts-changes-to-parental-leave-act/): Learn about Maryland’s changes to Parental Leave Act and how employers are not required to comply with the state’s unpaid parental leave law. - [New Mexico Bans Cost-Sharing for Behavioral Health](https://www.nfp.com/insights/new-mexico-bans-cost-sharing-for-behavioral-health/): Learn about a New Mexico law bans cost-sharing for in-network behavioral health services, including therapy, inpatient care, and medications. - [Vermont Announces Third Phase of FMLI Program](https://www.nfp.com/insights/vermont-announces-third-phase-of-fmli-program/): Learn about Vermont’s FMLI program opening to self-employed and uninsured workers, offering six weeks of paid leave at 60% income replacement. - [International Health Coverage for US Teams](https://www.nfp.com/insights/international-health-coverage-for-us-teams/): Discover as international workforces grow, how global medical plans help U.S. employers cut costs and simplify healthcare for international teams. - [California Limits Dental Coverage Waiting Periods](https://www.nfp.com/insights/california-limits-dental-coverage-waiting-periods/): Read about how California banned preexisting condition limits and waiting periods for large-group dental plans starting January 1, 2025. - [Colorado Enacts New Healthcare Coverage Mandates](https://www.nfp.com/insights/colorado-enacts-new-healthcare-coverage-mandates/): Learn more about Colorado's 2025 Q1 employee benefits updates including new rules on dental, mental health, transparency, and prosthetic device coverage. - [Louisiana Issues Fertility Preservation Coverage Rule](https://www.nfp.com/insights/louisiana-issues-fertility-preservation-coverage-rule/): Read how Louisiana mandated insurance coverage for all standard fertility preservation services under a new directive issued January 31, 2025. - [Louisiana Issues Dental Loss Ratio Reporting Guidance](https://www.nfp.com/insights/louisiana-issues-dental-loss-ratio-reporting-guidance/): Read how Louisiana issued guidance on dental loss ratio reporting under a new law, effective Jan 1, 2025; insurers must follow updated compliance rules. - [Mississippi Extends Telemedicine Coverage Requirement](https://www.nfp.com/insights/mississippi-extends-telemedicine-coverage-requirement/): Learn how Mississippi extended telemedicine coverage mandate to July 1, 2028, requiring health plans to cover virtual care as they do in-person services. - [Oregon Issues New Healthcare Coverage Updates](https://www.nfp.com/insights/oregon-issues-new-healthcare-coverage-updates/): See how Oregon updated health coverage rules for 2025, expanding access to gender-affirming care and reproductive health services without cost-sharing. - [Utah Issues Various Healthcare Coverage Updates](https://www.nfp.com/insights/utah-issues-various-healthcare-coverage-updates/): Read about Utah enacting 2025 healthcare reforms on physical therapy access, ambulance billing, stop-loss standards, EHB updates & preauthorization rules. - [Virginia Expands Prostate Cancer Screening Coverage](https://www.nfp.com/insights/virginia-expands-prostate-cancer-screening-coverage/): Get updates on how Virginia law now requires no-cost prostate cancer screening for those 50+ and high-risk individuals 40+, effective January 1, 2026. - [Virginia Prohibits Cost-Sharing for Breast Examinations](https://www.nfp.com/insights/virginia-prohibits-cost-sharing-for-breast-examinations/): Learn how Virginia banned cost-sharing for diagnostic and supplemental breast exams, including mammograms, MRIs, and ultrasounds, starting January 1, 2026. - [Washington Issues Various Healthcare Coverage Updates](https://www.nfp.com/insights/washington-issues-various-healthcare-coverage-updates/): Learn how Washington updated healthcare rules for 2025, expanding balance billing protections, preventive care access, and modernizing prior authorization. - [NFP's Echo: Ransomware, GLP-1 Drugs, HR Technology ](https://www.nfp.com/insights/ransomware-glp-1-drugs-hr-technology/): In June's NFP Echo, learn how ransomware attacks are evolving, check up on the GLP-1 drug supply, and see how HR departments are adopting AI. - [Introduction to COBRA, FMLA & Other Federal Mandates](https://www.nfp.com/insights/introduction-to-cobra-and-other-federal-mandates/): Join NFP's Benefits Compliance team and explore some of the federal laws impacting employees, including COBRA, the FMLA, and other federal mandates. - [Illinois updates 2025 essential health benefits template](https://www.nfp.com/insights/illinois-updates-2025-essential-health-benefits-template/): Get updates on the Illinois 2025 CCDA template; employers must disclose how their health plans compare to state marketplace essential benefits. - [Business Continuity Planning in Uncertain Economic Times](https://www.nfp.com/insights/business-continuity-planning-in-uncertain-economic-times/): Learn how a strong business continuity plan can help your company navigate economic uncertainty, manage risk & recover quickly from disasters. - [Commercial Insurance Coverage Gaps](https://www.nfp.com/insights/commercial-insurance-coverage-gaps/): Are insurance coverage gaps putting your business at risk? Discover common commercial insurance gaps & how the right policies can protect your business. - [Do Point Solutions Go on Form 5500 and Owe PCOR Fee?](https://www.nfp.com/insights/do-point-solutions-go-on-form-5500-and-owe-pcor-fee/): Learn when point solution programs must be reported on Form 5500 and whether they trigger the ACA’s PCOR fee requirements. - [Is Your Point Solution a Group Health Plan?](https://www.nfp.com/insights/is-your-point-solution-a-group-health-plan/): Learn if your point solution is a group health plan under ERISA and other laws. Understand the risks—and how to stay compliant. - [U.S. Supreme Court Upholds ACA Preventive Care Requirements](https://www.nfp.com/insights/us-supreme-court-upholds-aca-preventive-care-requirements/): Read the full update on how Supreme Court upheld ACA preventive care rules. Learn what this means for group health plans and how to stay compliant. - [Court Vacates HIPAA Repro Privacy Rule](https://www.nfp.com/insights/court-vacates-hipaa-repro-privacy-rule/): Read the update on how the Court vacated the HIPAA rule on reproductive privacy. Learn what this means for compliance and how employers should respond. - [Court Rules Employer Breached ERISA Fiduciary Duty](https://www.nfp.com/insights/court-rules-employer-breached-erisa-fiduciary-duty/): Learn how an employer’s ERISA breach led to a $663k surcharge in a life insurance case and what it means for plan fiduciaries. - [Colorado Enacts Updates to CO FAMLI Beginning 2026](https://www.nfp.com/insights/colorado-enacts-updates-to-co-famli-beginning-2026/): Learn how Colorado's FAMLI updates impact leave duration and premium rates, and what employers need to know and do now. - [Connecticut Expands Paid Leave to Certain School Employees](https://www.nfp.com/insights/connecticut-expands-paid-leave-to-certain-school-employees/): Connecticut expands paid leave to noncertified school employees. Learn who’s affected and how employers should prepare. - [D.C. Adds ST Disability Insurance Rules to Paid Leave Law](https://www.nfp.com/insights/dc-adds-std-insurance-rules-to-paid-leave-law/): D.C. bars short-term disability insurers from offsetting UPL benefits. Learn how the new rule affects employers and what steps to take to stay compliant. - [Hawaii Mandates Auto-Enrollment in State Savings Plan](https://www.nfp.com/insights/hawaii-mandates-auto-enrollment-in-state-savings-plan/): Get Ready: Hawaii now requires auto-enrollment in its retirement program. Learn what employers must do and how employees can opt out. - [Hawaii Updates Approved Prepaid Health Plan List](https://www.nfp.com/insights/hawaii-updates-approved-prepaid-health-plan-list/): Review Hawaii's updates to its list of approved PHCA plans. Ensure your employee coverage meets state requirements and cost-sharing limits. - [Maryland Adds PFML Rules for Military-Related Leave](https://www.nfp.com/insights/maryland-adds-pfml-rules-for-military-related-leave/): Learn what’s changing and how employers should prepare before the October 2025 effective date as Maryland expands PFML for military events and care. - [Maryland Governor Signs 2025 Health Insurance Bills](https://www.nfp.com/insights/maryland-governor-signs-2025-health-insurance-bills/): Stay informed on Maryland’s new 2025 health insurance laws impacting coverage, referrals, telehealth, and more. Employers should review these changes now. - [MD Bans Discretionary Clauses in Health & Life Insurance](https://www.nfp.com/insights/maryland-bans-discretionary-clauses-in-health-life-insurance/): Learn about Maryland’s new law banning discretionary clauses in health and life insurance policies, effective January 1, 2026. Stay informed and compliant. - [Minnesota Paid Leave Publishes Adopted Rules](https://www.nfp.com/insights/minnesota-paid-leave-publishes-adopted-rules/): Stay informed on coverage, notifications, and employer requirements under Minnesota’s new adopted paid leave rules effective January 1, 2026. - [Reminder: New Mexico Vaccine Reporting Due July 1](https://www.nfp.com/insights/reminder-new-mexico-vaccine-reporting-due-july-1/): Insurers and employers must report children covered under group health plans by July 1, 2025, per New Mexico’s Vaccine Purchasing Act requirements. - [Oregon Updates Paid and Family Leave Rules for 2025](https://www.nfp.com/insights/oregon-updates-paid-and-family-leave-rules-for-2025/): Review Oregon's updates to paid and family leave rules effective September 26, 2025 to ensure compliance with new certification and eligibility changes. - [Rhode Island Sets New Max Weekly Temp Disability Benefit](https://www.nfp.com/insights/rhode-island-sets-new-max-weekly-temp-disability-benefit/): Stay informed on Rhode Island’s new maximum weekly temporary disability insurance benefit increases to $1,103 effective July 1, 2025. - [WA Enacts New Paid Family and Medical Leave Rules 2026](https://www.nfp.com/insights/wa-enacts-new-paid-family-and-medical-leave-rules-2026/): Act now to comply with Washington’s updated paid family and medical leave rules effective 2026, including new employee notices and job restoration rights. - [Oregon Updates Paid Leave Rules for Deceased & Incapacitated](https://www.nfp.com/insights/oregon-updates-paid-leave-rules-for-deceased-or-incapacitated/): Act now to prepare for Oregon’s new paid leave rules—authorized agents can handle claims for deceased or incapacitated individuals starting Sept. 26, 2025. - [Retirement Planning for Women](https://www.nfp.com/insights/women-and-retirement/): Watch our webinar and learn more about retirement planning for women, covering income, Social Security, healthcare, inflation, and smart saving strategies. - [Senate Bill May Extend HDHP Telehealth Relief](https://www.nfp.com/insights/senate-bill-may-extend-hdhp-telehealth-relief/): Stay informed: Learn how the Senate's OBBBA bill may revive key HDHP telehealth and HSA benefits with retroactive and expanded tax relief. - [Turning Tariff Challenges into HR Opportunities](https://www.nfp.com/insights/turning-challenges-into-hr-opportunities/): Discover how HR teams can turn the challenges brought on by tariffs into meaningful opportunities for growth and resilience. - [President Trump Signs One Big Beautiful Bill Act into Law](https://www.nfp.com/insights/president-trump-signs-one-big-beautiful-bill-act-into-law/): Stay compliant—Learn how the new One Big Beautiful Bill Act impacts HSAs, DCAPs, PFML credits, and more for employee benefits in 2025 and beyond. - [Arkansas Healthcare Bills Signed into Law](https://www.nfp.com/insights/arkansas-healthcare-bills-signed-into-law/): Discover how new Arkansas laws expand cancer and brain injury coverage—employers, check your plans before changes take effect in August 2025. - [Colorado Updates FAMLI Program Headcount Requirements](https://www.nfp.com/insights/colorado-updates-famli-program-headcount-requirements/): Update your FAMLI headcount now! Colorado employers must act by Feb. 28 to avoid higher wage contributions in 2025. - [Delaware FAMLI Program Issues FAQs for 2025 Benefits](https://www.nfp.com/insights/delaware-famli-program-issues-faqs-for-2025-benefits/): Review Delaware Paid Leave FAQs now, ensure compliance with 2025 contribution, enrollment, and poster rules to avoid penalties. - [Updated Notice from DC Paid Family Leave Office](https://www.nfp.com/insights/updated-notice-from-dc-paid-family-leave-office/): Stay compliant, review the updated DC Paid Family Leave notice now. Employers must post and share it with all covered employees by February 1, 2025. - [2025 Hawaii TDI Weekly Maximum Benefits Announced](https://www.nfp.com/insights/2025-hawaii-tdi-weekly-maximum-benefits-announced/): Hawaii updates 2025 TDI benefit and contribution limits, ensure payroll and claims reflect new amounts by January 1. Review with your vendor. - [Massachusetts Releases Guidance on Abortion Care Coverage](https://www.nfp.com/insights/massachusetts-releases-guidance-on-abortion-care-coverage/): Massachusetts clarifies abortion care benefits. Learn what’s covered, who qualifies, and employer notice rules under state law. - [Minnesota Issues 2025 Guidance on Self-Insured Plans](https://www.nfp.com/insights/minnesota-issues-2025-guidance-on-self-insured-plans/): Minnesota explains how self-insured or carrier plans can meet 2025 Paid Leave Law requirements, ensuring equal employee protections. - [New Hampshire Expands PFML to Cover Mental Wellbeing](https://www.nfp.com/insights/new-hampshire-expands-pfml-to-cover-mental-wellbeing/): Explore enhanced NH PFML benefits, ensure your employees have access to CBT mental health support starting February 2025. Learn more today. - [New York MCO Tax Receives CMS Approval](https://www.nfp.com/insights/new-york-mco-tax-receives-cms-approval/): Learn about New York’s new MCO tax approved by CMS to boost Medicaid funds. Understand its impact on insurers and managed care through 2026. - [New Benefits in Effect for North Dakota ACA Plans](https://www.nfp.com/insights/new-benefits-in-effect-for-north-dakota-aca-plans/): Explore new savings and coverage, North Dakota’s ACA plans now include added benefits like hearing aids, nutrition counseling, and GLP-1/GIP drug coverage. - [Oregon Issues 2025 Updates for Paid Family Leave Insurance](https://www.nfp.com/insights/oregon-issues-2025-updates-for-paid-family-leave-insurance/): Oregon’s 2025 Paid Leave changes let employees use PTO to boost benefits and shorten employer response time to 5 days. - [Rhode Island Updates Temporary Caregiver Insurance for 2025](https://www.nfp.com/insights/rhode-island-updates-temporary-caregiver-insurance-for-2025/): Rhode Island TCI leave increases to 7 weeks with higher dependent benefits. Ensure your policies align with the updated state law. Learn more. - [Vermont Splits Individual and Small Group Insurance Markets](https://www.nfp.com/insights/vermont-splits-individual-and-small-group-insurance-markets/): Vermont will permanently separate individual and small group insurance markets in 2026, potentially impacting premium rates for small employers. - [California Clarifies PTO and PFL Benefits for 2025](https://www.nfp.com/insights/california-clarifies-pto-and-pfl-benefits-for-2025/): Review your policies, starting in 2025, California employers can no longer require employees to use PTO before accessing paid family leave benefits. - [Understanding Non Owner Auto Insurance](https://www.nfp.com/insights/understanding-non-owner-auto-insurance/): Get peace of mind before you drive someone else’s car. Learn how non owner auto insurance protects you from costly liability risks. - [Cell Captives Help Construction Stakeholders Manage Claims](https://www.nfp.com/insights/cell-captives-help-construction-stakeholders-manage-claims/): Discover how to manage construction risks smarter. Explore the benefits of cell captives for greater claims control, cost stability, & project protection. - [State Mini-COBRA Laws and How They Work](https://www.nfp.com/insights/state-mini-cobra-laws-and-how-they-work/): Discover how state mini-COBRA laws work and why they matter. Learn what employers and insurers need to know about health coverage continuation rules. - [Court Rules Residential Treatment Denial Unreasonable](https://www.nfp.com/insights/court-rules-residential-treatment-denial-unreasonable/): Learn why a court found a treatment denial unlawful. Understand ERISA rules and how poor claim notices can lead to legal and financial consequences. - [CMS Updates 2026 Cost-Sharing Limit and EHB Standard](https://www.nfp.com/insights/cms-updates-2026-cost-sharing-limit-and-ehb-standard/): Stay informed on 2026 health plan changes. Learn about new cost-sharing limits and updates to essential health benefit rules that may impact coverage. - [Iowa Updates Autism Rules, Bans Visit Limits for Some Care](https://www.nfp.com/insights/iowa-updates-autism-rules-bans-visit-limits-for-some-care/): Learn how Iowa’s new law boosts autism coverage. Starting in 2026, visit limits for key treatments are banned under fully insured group health plans. - [Texas Mandates Coverage for Gender Transition Side Effects](https://www.nfp.com/insights/texas-mandates-coverage-for-gender-transition-side-effects/): Learn about Texas’ new mandate for health plans. Starting Sept. 1, 2025, coverage must include care for adverse effects & reversals of gender transitions. - [President Trump Signs One Big Beautiful Bill Act](https://www.nfp.com/insights/president-trump-signs-one-big-beautiful-bill-act-updated/): Explore major changes from the One Big Beautiful Bill Act. Learn how new rules impact HSAs, DCAPs, student loan aid, and employer-sponsored benefits. - [NFP's Echo: Climate Change, Tariffs, Family Caregiver Leave](https://www.nfp.com/insights/climate-change-tariffs-and-family-caregiver-leave/): In July's NFP Echo, learn how climate change and tariffs are impacting the construction industry and discover the evolution of family caregiver benefits. - [Boost Your Financial Wellness This July](https://www.nfp.com/insights/boost-your-financial-wellness-this-july/): Learn how employer led programs like NFP’s Money Moves That Matter can help reduce financial stress and boost your financial wellness. - [ERISA Fiduciary Governance Part 3](https://www.nfp.com/insights/erisa-fiduciary-governance-part-3/): Join the NFP Benefits Compliance team for this webinar, where they discuss fiduciary considerations when working with service providers. - [Policy on Telehealth Under HDHP-HSA](https://www.nfp.com/insights/policy-on-telehealth-under-hdhp-hsa/): Learn about new legislation that permanently allows HDHPs to offer first-dollar telehealth without affecting HSA eligibility. - [Navigating ERISA’s Voluntary Plan Safe Harbor](https://www.nfp.com/insights/navigating-erisas-voluntary-plan-safe-harbor/): Learn how voluntary benefits offer a way to boost total rewards and attract talent, but employers should understand potential ERISA compliance risks. - [IRS Releases 2026 ACA Employer Mandate Penalty Amounts](https://www.nfp.com/insights/irs-releases-aca-employer-penalty-amounts/): Read how ACA employer mandate penalties will be rising in 2026. Employers should review the new amounts to stay compliant. - [IRS Announces 2026 ACA Affordability Percentage ](https://www.nfp.com/insights/irs-announces-aca-percentage-change/): Read about how large employers must now offer affordable coverage under the ACA or face penalties. The affordability rate is adjusted each year. - [Oregon Announces Updates for Paid Leave Weekly Benefits](https://www.nfp.com/insights/oregon-updates-paid-leave-benefit-amounts/): Read how Oregon has updated the weekly benefit amounts for Paid Leave claims, reflecting changes in the state average weekly wage. - [Oregon Governor Signs Various Healthcare Bills into Law](https://www.nfp.com/insights/oregon-signs-new-healthcare-bills/): Read the new healthcare laws Oregon passed in 2025. - [Rhode Island Allows Paid Leave for Organ Donations](https://www.nfp.com/insights/rhode-island-allows-paid-leave-for-donations/): Discover more about Rhode Island passing law HB 6065 that provides paid medical leave for full-time employees who donate bone marrow or organs. - [Washington Announces New Weekly Rates for Paid Leave](https://www.nfp.com/insights/washington-announces-rates-for-paid-leave/): Read about how Washington’s 2024 average wage will raise the 2026 paid leave max weekly benefit to $1,647, while the minimum benefit stays at $100. - [Equal Opportunity: Understanding the Ames Case](https://www.nfp.com/insights/equal-opportunity-understanding-the-ames-case/): Explore how the rise in reverse discrimination lawsuits signals that DEI backlash in the workplace is no longer cultural, but a matter of law. - [GLP-1s Evolve: From Bans to Clinic Access](https://www.nfp.com/insights/glp-1s-evolve-from-bans-to-clinic-access/): Discover how GLP-1 access is shifting with compounding bans, DTC pharmacy growth and new coverage rules reshaping patient care and employer strategy. - [Trade Policy and Drug Pricing: A Pharmacy Tug-of-War](https://www.nfp.com/insights/trade-policy-and-drug-pricing-a-pharmacy-tug-of-war/): Explore how trade policy shapes drug pricing and pharmacy access, and what shifting tariffs mean for patients, supply chains and future care costs. - [Mitigating Risks for Business Continuity](https://www.nfp.com/insights/mitigating-risks-for-business-continuity/): Learn how insurance products can help manage risk for your business. Explore business interruption insurance, employment practices liability and more. - [Optimizing Outcomes in the Event of a Claim](https://www.nfp.com/insights/optimizing-claims-outcomes/): Learn how an insurance broker can help you maximize your coverage through the claims process from assessment and submission to audits and more. - [Pharmacy Deserts: Impact and Action Steps](https://www.nfp.com/insights/pharmacy-deserts-impact-and-action-steps/): Learn how to address pharmacy deserts and protect employee health, equity and costs as closures rise across urban, suburban and rural areas. - [Get Fit with Resistance Bands This August](https://www.nfp.com/insights/get-fit-with-resistance-bands-this-august/): Learn more about the August Band Camp: Corporate Edition. Grab a resistance band and turn any space into a fun, effective workout zone! - [I-9 Audits and Compliance in 2025](https://www.nfp.com/insights/i-9-audits-and-compliance/): Explore these best practices for staying compliant with immigration law. Review Form I-9 updates and learn what to do if ICE comes to your business. - [OBBBA’s Impact on Benefits: A Practical Employer Guide](https://www.nfp.com/insights/benefits-and-retirement-aspects-of-obbba/): Join NFP experts as they unpack OBBBA’s impact on HSAs, PFML, DCAP, telehealth, Medicaid, ACA Marketplaces, and more for employers. - [Understanding Medical Expense Reimbursement Plans (MERPs) ](https://www.nfp.com/insights/understanding-medical-expense-reimbursement-plans-merps/): Read about MERPs, employer-funded accounts that reimburse employees for medical expenses tax-free. Understand key compliance rules and plan requirements. - [District Court Blocks Enforcement of Arkansas PBM Law](https://www.nfp.com/insights/court-blocks-enforcement-of-arkansas-pbm-law/): Learn how a court blocked Arkansas Act 624, stopping PBM pharmacy ownership restrictions over constitutional concerns. - [IRS Reminds Employers About the Student Loan Repayment](https://www.nfp.com/insights/irs-reminds-employers-about-the-student-loan-repayment/): Discover how the IRS allows employers to reimburse employees for qualified education loan payments and related expenses up to $5,250 annually. - [Employers Cannot Change ERISA for Arbitration](https://www.nfp.com/insights/employers-cannot-change-erisa-for-arbitration/): Read how a court ruled that employers cannot impose arbitration provisions on ERISA plan participants without their explicit consent. - [Changes to Drug Prior Authorization Requirements Announced](https://www.nfp.com/insights/changes-to-drug-prior-authorization-requirements-announced/): Read about the New Mexico Office of the Superintendent of Insurance issuing a bulletin reminding health insurers of recent amendments under SB39. - [Texas Establishes Deadlines for Balance Billing Mediation](https://www.nfp.com/insights/texas-establishes-deadlines-for-balance-billing-mediation/): Learn how Texas law now requires out-of-network providers and health plans to request mediation within 180 days to resolve balance billing disputes. - [Texas Extends Health Coverage Enrollment Period for Newborns](https://www.nfp.com/insights/texas-extends-health-coverage-enrollment-for-newborns/): Learn how SB 896 extends automatic newborn coverage under MEWAs and small employer health plans from 32 to 61 days, giving families more time. - [So, You Have a PFAS Exclusion. Now What?](https://www.nfp.com/insights/so-you-have-a-pfas-exclusion-now-what/): Act now to protect your property from PFAS liability. Learn why “forever chemicals” and policy exclusions could leave you exposed to costly lawsuits. - [NFP's Echo: OBBBA, Drowsy Driving & Business Continuity](https://www.nfp.com/insights/obbba-driving-drowsy-and-business-continuity/): In August's NFP Echo, learn the effects of the OBBBA, the industry cost of driver fatigue & how business continuity planning can combat disruption. - [Unlocking the Power of Pay Transparency](https://www.nfp.com/insights/unlocking-the-power-of-pay-transparency/): Discover strategies for implementing pay transparency & how it can strengthen your recruiting efforts. Contact the NFP Human Capital Solutions team today. - [Introduction to Tax-Advantaged Accounts](https://www.nfp.com/insights/introduction-to-tax-advantaged-accounts/): Join the NFP Benefits Compliance team for a review of health savings accounts, flexible spending arrangements, health reimbursement arrangements and more. - [What Happens to Your Retirement Plan When You Retire](https://www.nfp.com/insights/what-happens-to-your-retirement-plan-when-you-retire/): Discover how to build a well-balanced financial plan in this webinar. Maximize your retirement assets and prepare for lasting financial security. - [New Hire Leave During Waiting Period: Coverage Rules](https://www.nfp.com/insights/new-hire-leave-during-waiting-period-coverage-rules/): Understand coverage rules for new hires on leave. Learn how medical vs. nonmedical absences affect group health plan eligibility and waiting periods. - [One Big Beautiful Bill Act: Key Benefits Questions](https://www.nfp.com/insights/one-big-beautiful-bill-act-key-benefits-questions/): Explore key takeaways from the One Big Beautiful Bill Act. Get answers to top employee benefits questions and stay informed on evolving compliance rules. - [Court: Fiduciaries Failed to Disclose Insurance Options](https://www.nfp.com/insights/court-fiduciaries-failed-to-disclose-insurance-options/): Learn how ERISA fiduciaries must disclose life insurance options to avoid costly mistakes. Understand continuation and conversion duties for ill employees. - [Court Strikes Down Contraceptive Coverage Exemptions](https://www.nfp.com/insights/court-strikes-down-contraceptive-coverage-exemptions/): Learn more about the recent ruling of the District Court of the Eastern District of Pennsylvania striking down contraceptive coverage exemptions. - [Delaware Updates Family and Medical Leave Program](https://www.nfp.com/insights/delaware-updates-family-and-medical-leave-program/): Get ready to update your leave policies as Delaware revises its Paid Family and Medical Leave rules with key changes for employers and employees. - [Hawaii Extends Telehealth Reimbursement Requirements](https://www.nfp.com/insights/hawaii-extends-telehealth-reimbursement-requirements/): Stay informed about Hawaii’s extended telehealth rules requiring reimbursement parity for virtual care and audio-only mental health services through 2027. - [Investing and Financial Planning Strategies](https://www.nfp.com/insights/investing-and-financial-planning-strategies/): Watch the latest edition of The WellCents® Show! This month, our hosts share practical tools and knowledge to manage investments and plan for retirement. - [Cyber & Supply Chain: Risks Within the Grocery Industry](https://www.nfp.com/insights/cyber-and-grocery-supply-chain/): Explore how a recent cyberattack crippled a wholesaler’s ordering and replenishment systems. Get customized cyber liability coverage from NFP today. - [Cyber Insurance | Frequently Asked Questions](https://www.nfp.com/insights/cyber-insurance-frequently-asked-questions/): Explore cyber insurance frequently asked questions to understand coverage, risks & how NFP can help protect your business from evolving threats. - [September Wellness: Read, Relax, Recharge](https://www.nfp.com/insights/september-wellness-read-relax-recharge/): Celebrate September with cozy reading moments and National Read a Book Day on the 6th. Discover how book clubs foster connection and community. - [SECURE Act 2.0 and PEO Partnerships](https://www.nfp.com/insights/what-small-businesses-need-to-know-about-secure-act-20/): Not all PEOs manage 401(k)s the same. Learn how MEPs and PEPs work—and why your provider’s approach could impact your business. - [Open Enrollment: Notice Distribution Guidelines](https://www.nfp.com/insights/employee-notice-delivery-options/): Employers must follow rules for electronic notice distribution. Learn when consent is required and how to handle employees without computer access. - [Fifth Court Sends Braidwood Case Back to District Court](https://www.nfp.com/insights/braidwood-case-back-to-district-court/): The Braidwood case may impact ACA preventive care coverage requirements. Brokers should review compliance obligations and advise clients on plan changes. - [Fiduciaries Sued for Imprudent Plan Choice](https://www.nfp.com/insights/lawsuit-claims-fiduciaries-breached-duties/): Read how a new ERISA lawsuit claims fiduciary breaches in medical plan oversight. Early-stage case could signal broader compliance risks for sponsors. - [New Law Bans Rediagnosis for Mental Health Care](https://www.nfp.com/insights/new-ca-law-bans-rediagnosis-for-mental-health-care/): Learn how California’s AB 951 bans rediagnosis requirements for autism-related behavioral health treatment. Compliance must be met by 2026. - [Oklahoma's New Law Protects Coverage for Anesthesia Services](https://www.nfp.com/insights/new-law-protects-coverage-for-anesthesia-services/): Read about Oklahoma’s SB 1019 prohibits time limits on covered anesthesia services. Insurers and employers must ensure plan compliance by Nov. 1, 2025. - [New OK Law Requires Coverage for Cancer Gene Tests](https://www.nfp.com/insights/oklahoma-mandates-coverage-for-certain-genetic-cancer-testing/): Oklahoma’s SB 109 mandates coverage for cancer gene testing with no cost-sharing. Learn how this impacts insurers, providers, and employer-sponsored plans. - [New Law Expands Contraceptive Drug Supply Options](https://www.nfp.com/insights/new-oklahoma-law-expands-contraceptive-drug-supply-options/): Learn how Oklahoma SB 176 requires insurers to offer 3-month initial and 6-month refill supplies of contraceptives starting Nov. 1, 2025. - [Annual Limit Rule Expands Cost Inclusion](https://www.nfp.com/insights/oklahoma-annual-limit-rule-expands-cost-inclusion/): Oklahoma’s SB 515 requires insurers to count certain out-of-pocket payments toward deductibles. Employers should prepare for compliance by Nov. 1, 2025. - [Texas Requires U.S. Storage for Health Records](https://www.nfp.com/insights/texas-requires-us-storage-for-health-records/): Learn how Texas law requires electronic health records with patient data to be stored in the U.S. and accessed only for treatment, payment, or operations. - [North Carolina Aligns with Federal Short-Term Rule](https://www.nfp.com/insights/north-carolina-aligns-with-federal-short-term-rule/): Ream about North Carolina confirms STLD health plans must follow current federal rules, despite upcoming changes announced by federal agencies. - [NY Announces 2026 Paid Family Leave Limits](https://www.nfp.com/insights/ny-announces-2026-paid-family-leave-limits/): Read about NY announces updated Paid Family Leave rates and contribution limits for 2026. Employers should prepare for upcoming changes to payroll rules. - [Illinois Expands Dependent Coverage to Parents](https://www.nfp.com/insights/illinois-expands-dependent-coverage-to-parents/): Discover how Illinois expands dependent coverage to qualifying parents or stepparents under fully insured plans starting January 1, 2026. - [Strategic Guide to Interim HR Consulting](https://www.nfp.com/insights/strategic-guide-to-interim-hr-consulting/): Discover how interim HR consulting can bridge critical talent gaps, ensure compliance and enhance organizational performance during transitional periods. - [6 Key Steps to Ensure Your Financial Future](https://www.nfp.com/insights/6-steps-to-ensure-financial-future/): Check out these 6 key steps to ensure your financial future. Discover insurance & investing tips. Learn how to optimize your budget & retirement savings. - [FEMA’s Outdated Flood Maps Leave Millions at Risk](https://www.nfp.com/insights/rethinking-flood-risk/): Read how FEMA’s outdated flood maps misclassify risk, leaving millions unprepared. With climate change accelerating, flood insurance is vital. - [ERISA Fiduciary Governance Part 4](https://www.nfp.com/insights/erisa-fiduciary-governance-part-4/): Join NFP's Benefits Compliance team as they discuss ERISA fiduciary obligations for fully insured and self-insured plans. ## Compliance Corner - [Compliance Corner](https://www.nfp.com/compliance-corner/): Stay compliant with expert guidance. Explore essential resources and updates on regulations at NFP's Compliance Corner. Achieve peace of mind today. - [Compliance Corner Podcasts](https://www.nfp.com/compliance-corner/podcasts/): Stay informed on compliance issues with NFP's insightful podcasts. Expert discussions to navigate regulations and ensure business adherence. - [Compliance Corner: Announcements](https://www.nfp.com/compliance-corner/announcements/): Stay informed with the latest compliance announcements. Access valuable resources to ensure regulatory adherence and mitigate risks. - [Compliance Corner: Federal Updates](https://www.nfp.com/compliance-corner/federal-updates/): Stay informed on critical federal updates & compliance matters with NFP. Explore the latest insights & resources to ensure regulatory adherence. - [Compliance Corner: Frequently Asked Questions](https://www.nfp.com/compliance-corner/faq/): Find answers to FAQs on various regulations and stay ahead with NFP's Compliance Corner. Navigate complex compliance issues with expert guidance. - [Compliance Corner: Retirement Updates](https://www.nfp.com/compliance-corner/nfp-observations/): Stay informed on the latest retirement updates and compliance insights at NFP's Compliance Corner. Expert guidance for a secure future. - [Glossary of Compliance Terms | NFP Compliance Corner](https://www.nfp.com/compliance-corner/glossary/): Explore NFP’s comprehensive glossary of key compliance terms. From ACA and COBRA to HIPAA and ERISA, designed to help navigate complex regulations. ## Insurance by Industries - [Insurance by Industries](https://www.nfp.com/industries/): Unlocking industry-specific insurance solutions for diverse sectors. Explore NFP's expertise in a wide range of tailored strategies to drive success. Our specialized teams of professionals understand your industry. Just look at our results. - [Agribusiness Insurance](https://www.nfp.com/industries/agribusiness/): Unlock growth & mitigate risks with NFP's specialized agribusiness insurance solutions. Harness our industry knowledge & innovative strategies. - [Aviation Insurance & Services](https://www.nfp.com/industries/aviation/): Unlock the full potential of the aerospace industry with NFP's specialized aviation insurance solutions. Explore our comprehensive range of services. - [Communication, Media & Technology Insurance Solutions](https://www.nfp.com/industries/communication-media-and-technology/): Break the story, not the bank. Explore NFP's specialized insurance solutions & services for the communication, media and technology industry. - [Construction Industry Insurance & Solutions](https://www.nfp.com/industries/construction/): Empower future growth with our groundbreaking risk management solutions tailored for the complexities of the construction industry. Partner with us today! - [Education Institution Insurance & Benefits](https://www.nfp.com/industries/education/): From safeguarding your assets to nurturing your educators' well-being, we offer comprehensive risk management solutions tailored to the educational sector. - [Energy Insurance Solutions & Services](https://www.nfp.com/industries/energy/): Discover tailored solutions for the energy industry at NFP. Explore our comprehensive services and expertise to optimize your operations. - [Environmental Business Insurance](https://www.nfp.com/industries/environmental/): Navigate environmental risks confidently with NFP. Partner with us to navigate environmental liability & pave the way for a greener tomorrow. - [Financial Institutions Insurance & Benefits](https://www.nfp.com/industries/financial-institutions/): Enhance financial institution performance & mitigate risks with NFP's specialized solutions. Explore insurance & benefits for financial institutions. - [Healthcare & Life Sciences](https://www.nfp.com/industries/healthcare-and-life-sciences/): Explore our comprehensive healthcare & life sciences insurance solutions & industry expertise to enhance care and streamline operations. - [Healthcare Price Transparency Insurance Coverage](https://www.nfp.com/industries/healthcare-price-transparency/): Unlock healthcare price transparency solutions at NFP. Empowering patients and providers with clear cost insights for informed decision-making. - [Hospitality & Leisure Insurance](https://www.nfp.com/industries/hospitality-and-leisure/): Explore NFP's specialized hospitality & leisure insurance solutions & benefits administration to elevate employee experiences and drive efficiency. - [Manufacturing Insurance & Solutions](https://www.nfp.com/industries/manufacturing/): From streamlined processes to risk management strategies, our manufacturing industry specialists provide insurance solutions to drive growth & success. - [Municipalities & Public Entities Insurance](https://www.nfp.com/industries/municipalities-and-public-entities/): Enhance public sector management and mitigate risks with NFP's specialized insurance solutions for municipalities and public entities. - [Nonprofit Insurance](https://www.nfp.com/industries/nonprofit/): Unlock the full potential of your nonprofit organization with NFP's specialized nonprofit insurance solutions and benefits. - [Power and Utilities Insurance & Solutions](https://www.nfp.com/industries/power-and-utilities/): Explore NFP's risk management, employee benefits guidance and cost-effective insurance solutions customized for the power and utilities industry. - [Professional Services](https://www.nfp.com/industries/professional-services/): Enhance your professional services business with NFP. Explore our solutions and industry expertise designed to drive growth and mitigate risks. - [Real Estate Insurance & Solutions](https://www.nfp.com/industries/real-estate/): Our knowledgeable professionals are dedicated to providing you with innovative solutions to confront the complexity of the real estate industry. - [Retail & Wholesale Business Insurance & Solutions](https://www.nfp.com/industries/retail-and-wholesale/): Enhance your retail & wholesale business with NFP's expert insurance & benefits solutions. Explore our comprehensive services & innovative strategies. - [Sports & Entertainment Insurance](https://www.nfp.com/industries/sports-and-entertainment/): Unlock success in the dynamic world of sports & entertainment with NFP. Explore our specialized sports & entertainment insurance solutions. - [Transportation, Logistics & Distribution](https://www.nfp.com/industries/transportation-logistics-and-distribution/): Enhance your transportation, logistics, and distribution processes with NFP. Explore our wide range of industry-specific insurance solutions & services. ## Property and Casualty Insurance - [Property and Casualty Insurance](https://www.nfp.com/property-and-casualty/): Protect your business with tailored property and casualty insurance from NFP. Our experts help you manage risk, safeguard assets, and plan for long-term growth. NFP’s property and casualty insurance specialists are ready to work with you to help ensure the exact coverage you need. - [Coverage Expertise](https://www.nfp.com/property-and-casualty/coverage-expertise/): Unlock comprehensive coverage expertise for your property & casualty needs at NFP. Explore our specialized solutions & industry knowledge. - [Boiler & Machinery Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/boiler-and-machinery/): Our boiler and machinery insurance experts can help you set up comprehensive protection for your machinery, materials and setups. - [Commercial & Contract Surety](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/): Secure your business with expert commercial & contract surety coverage from NFP. Our comprehensive solutions offer peace of mind, ensuring your projects - [Surety Bond | Easy Bonding Process](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/): Discover NFP's commercial and contract surety solutions, offering expert coverage to support businesses with financial obligations. Get a quote today! - [Types of Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/): Surety bonds by type. Explore a wide range of surety bonds with NFP's expert guidance. Find the right bond for your needs. Request a quote today! - [Airline Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/airline-bond/): Need an airline bond? Secure your airline bond needs with NFP's trusted solutions. Request a personalized quote today! - [Appeal Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/appeal-bond/): Need to get an appeal bond? Simplify appeal bond requirements with NFP's expert guidance. Request a quote tailored to your needs today! - [Auctioneer Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/auctioneer-bond/): Need to get bonded as an auctioneer? Navigate auctioneer bond needs with ease. Trust NFP to provide personalized solutions—get a quote now! - [Car Dealer Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/auto-dealer-bond/): Need to get a car dealer bond? Find reliable auto dealer bond solutions with NFP. Request your personalized quote today! - [Bid Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/bid-bond/): Get your bid bond today. We can bond any size project. Discover trusted bid bond solutions for your business with NFP. Request a custom quote today! - [Blanket Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/blanket-bond/): If you need a blanket bond, we can help. Secure your blanket bond with ease. NFP offers tailored solutions—request your quote now! - [Car Wash Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/car-wash-bond/): Need to get a car wash bond? Explore car wash bond solutions with NFP. Request a personalized quote today! - [Cannabis Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/cannabis-bond/): Do you need a cannabis surety bond? Ensure compliance for dispensaries, cultivators, and other cannabis businesses. Get bonded today! - [Caregiver Insurance Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/caregiver-insurance-bond/): Need to get a caregiver bond? Explore caregiver insurance bond solutions with NFP. Request a personalized quote today! - [Certificate of Title Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/certificate-of-title-bond/): Navigate certificate of title bond requirements easily with NFP's expert guidance. Request your personalized quote today! - [Collection Agency Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/collection-agency-surety-bond/): Secure collection agency bonds with NFP's trusted expertise. Request your custom quote today! - [Construction Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/construction-bond/): Need to get a construction bond? Simplify construction bond needs with NFP's tailored solutions. Request your personalized quote now! - [Contractor License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/contractors-bond/): Need a contractor license bond? Find trusted contractor bond solutions with NFP. Request your personalized quote today! - [Contract Bond | License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/contract-bond/): Need the find a contract or license bond? Explore contract bond solutions for your business with NFP. Request a custom quote today! - [Credit Services Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/credit-services-organization-bond/): Need to get a credit service bond? Secure credit services bonds with NFP's trusted expertise. Request a personalized quote today! - [Court Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/court-bond-types/): Looking to acquire a court bond? Navigate court bond requirements with NFP's expert guidance. Request a quote tailored to your needs now! - [Customs Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/customs-bond/): Looking for a customs bond? Simplify customs bond needs with expert solutions from NFP. Request your custom quote today! - [Defective Title Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/defective-title-bond/): Do you need a defective title bond? Navigate defective title bond requirements with ease. NFP offers tailored solutions—get your quote now! - [DMEPOS Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/dmepos-medicare-bond/): Safeguard your Medicare business with a DMEPOS surety bond. Discover expert Medicare bond solutions with NFP. Request a personalized quote today! - [Deferred Deposit Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/deferred-deposit-bond/): Looking to provide payday loan services to consumers? Secure a deferred deposit bond with trusted support from NFP. Request a quote today! - [ERISA Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/erisa-bond/): Protect against mishandling or fraud by individuals handling 401(k) accounts with an ERISA bond. Navigate bond requirements — get your tailored quote now! - [Employment Agency Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/employment-agency-bond/): Looking to provide employment placement services to citizens? Secure employment agency bonds with NFP's expertise. Request your quote today! - [Escrow Agent Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/escrow-agent-bond/): Looking to get an escrow agent bond? Simplify escrow agent bond needs with NFP's trusted expertise. Request your custom quote now! - [Escrow Company Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/escrow-company-bond/): Does your escrow company need bonding? Secure your escrow company bond with personalized solutions from NFP. Request a quote today! - [Farm Labor Contractor Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/farm-labor-contractor-bond/): Need to get your farm labor contractors bonded? Simplify farm labor contractor bond needs with trusted guidance from NFP. Request your custom quote now! - [Agricultural Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/farm-products-broker-bond/): Find trusted agricultural bond solutions needed to comply with the U.S. Department of Agriculture, with NFP. Request your personalized quote now! - [Fidelity Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/fidelity-bonds/): Looking to protect your business from any employee wrongdoing? Secure fidelity bonds with expert guidance from NFP. Request your personalized quote today! - [Fiduciary Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/fiduciary-bond/): Acting as a fiduciary for a second party? Consider getting a fiduciary bond. Simplify fiduciary bond needs with NFP's trusted expertise. Request a quote! - [Freight Broker Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/freight-broker-bond/): Do you need a freight broker surety bond? Explore freight broker bond solutions with NFP's expert support. Request your quote today! - [ICC Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/icc-bond/): Do you need an ICC surety bond? Explore ICC bond solutions with NFP's expert support. Request your quote today! - [Immigration Consultant Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/immigration-consultant-bond/): Are you an immigration consultant in need of bonding? Secure an immigration consultant bond with trusted guidance from NFP. Request your quote now! - [Immigration Assistant Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/immigration-assistant-ny-bond/): Looking to get an immigration assistant bond? Simplify immigration assistant bond needs in NY with NFP. Request a personalized quote today! - [Insurance Adjuster Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/insurance-adjuster-bond/): Looking for an insurance adjuster bond? Find reliable insurance adjuster bond solutions with NFP. Request your custom quote today! - [Insurance Broker Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/insurance-broker-bond/): Are you an insurance broker looking to get bonded? Explore trusted insurance broker bond options with NFP. Request your personalized quote today! - [Insurance Agent Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/insurance-agent-bond/): Looking to get an insurance agent bond? Simplify insurance agent bond needs with NFP's expert solutions. Request your personalized quote today! - [Janitorial Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/janitorial-bond/): Protect your cleaning business with a janitorial bond. Secure janitorial bonds with expert solutions from NFP. Request your quote today! - [License and Permit Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/license-and-permit-bond/): Looking to get a license or permit bond? Secure license and permit bonds easily with NFP's trusted solutions. Request a personalized quote today! - [Surety Bond For Liquor License | Liquor Bond ](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/liquor-license-bond/): Need a liquor license bond? Navigate liquor license bond requirements with ease. Trust NFP—get your custom quote today! - [Lost Instrument Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/lost-instrument-bond/): Need to get a lost instrument bond? Simplify lost instrument bond needs with NFP's expert support. Request your personalized quote today! - [Lottery Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/lottery-bonds/): If you sell lottery tickets, then you need a lottery bond. Secure lottery bonds with trusted guidance from NFP. Request a custom quote today! - [Maintenance Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/maintenance-bond/): Looking to get a maintenance bond? Discover reliable maintenance bond solutions with NFP. Request a personalized quote today! - [Mechanic Lien Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/mechanic-lien-bond/): Are you a property owner looking to purchase a mechanics lien bond? Simplify mechanic lien bond needs with trusted expertise from NFP. Request a quote now! - [Money Transmitter Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/money-transmitter-bond/): Need a money transmitter surety bond? Find expert money transmitter bond solutions with NFP. Request a personalized quote today! - [Mortgage Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/mortgage-bond/): Are you a mortgage broker looking to get a mortgage bond? Secure mortgage bonds with ease. NFP offers trusted solutions—request a tailored quote today! - [Notary Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/notary-bond/): Are you a notary looking to get bonded? Simplify notary bond requirements with NFP's expert guidance. Request your custom quote now! - [New and Used Car Dealer Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/new-and-used-car-dealer-bond/): Are you a wholesale car dealer that needs to get bonded? Simplify wholesale auto dealer bond needs with expert support from NFP. Request your quote today! - [NVOCC Bond | OTI Bonds & FMC Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/nvocc-bond/): Get extra security in your cargo transportation business. Navigate NVOCC bond effortlessly with trusted support from NFP. Request your quote today! - [Paving Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/paving-bond/): Are you a contractor looking to get a paving project bonded? Explore paving bond solutions with NFP's tailored expertise. Request your quote today! - [Payment and Performance Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/payment-and-performance-bond/): Are you a contractor looking for a payment and performance bond? Secure payment and performance bonds easily with NFP. Request your custom quote today! - [Payment Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/payment-bond/): Simplify payment bond needs with NFP's trusted solutions. Request a personalized quote today! - [Performance Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/performance-bond/): Find expert performance bond options with NFP. Simplify the process—get a custom quote today! - [Private Investigator Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/private-investigator-surety-bond/): Are you a private investigator looking to get bonded? Secure private investigator bonds with trusted support from NFP. Request your quote now! - [Permit Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/permit-license-miscellaneous-bond/): Need to get a permit bond for your business? Secure permit license bonds with trusted guidance from NFP. Request your personalized quote today! - [Pet Sitting Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/pet-sitting-fidelity-bond/): Are you a professional pet sitter looking to get bonded? Simplify pet sitting bond needs with NFP's expertise. Request your custom quote today! - [Pharmacy Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/pharmaceutical-bond/): A pharmacy bond is issued to keep businesses from mismanaging drug shipments & sales. Explore pharmacy bond solutions with NFP. Request a quote today! - [School Bond | Tuition Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/school-bond/): Stay compliant with state requirements with a school bond. Find expert school bond solutions with NFP. Request a quote today! - [Pawn Broker Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/pawn-broker-bond/): Need to get a pawn broker bond? Explore pawn broker bond solutions with NFP. Request a personalized quote today! - [Private Sewage Disposal Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/private-sewage-disposal-bond/): Are you a private sewage disposal contractor? Simplify private sewage disposal bond needs with NFP. Request your custom quote today! - [Private Water Systems Bond ](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/private-water-systems-bond/): Are you a private water systems contractor? Secure private water systems bonds with trusted expertise from NFP. Request your quote today! - [Process Server Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/process-server-bond/): Are you a process server looking to get bonded? Simplify process server bond needs with NFP's trusted support. Request a personalized quote today! - [Property Broker Bond | BMC-84 Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/property-broker-bond/): Are you a property broker looking to get bonded? Secure property broker bonds easily with trusted guidance from NFP. Request your custom quote today! - [Public Adjuster Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/public-adjuster-bond/): Are you a public adjuster looking to get bonded? Explore public adjuster bond solutions with NFP's expert support. Request your personalized quote today! - [Public Official Bond ](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/public-official-bond/): Are you a public official looking to get bonded? Secure public official bonds with ease using NFP's trusted solutions. Request your personalized quote now! - [Roofing Contractor Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/roofing-contractor-bond/): Looking to get bonded as a roof contractor? Explore roofing contractor bond solutions with NFP's expert support. Request your custom quote today! - [Sales Tax Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/sales-tax-bond/): Does your business require a sales tax bond? Secure sales tax bonds easily with trusted expertise from NFP. Request your custom quote today! - [Construction Completion Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/subdivision-completion-bonds/): Planning a new construction project? Discover reliable subdivision construction completion bond solutions with NFP. Request your personalized quote today! - [SAG Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/sag-aftra-bond/): Shooting a union film with actors that are members of SAG-AFTRA? Simplify SAG bond needs with NFP's trusted guidance. Request your quote today! - [Supply Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/supply-bond/): Want to guarantee a supplier will produce materials needed for a specific job? Get a supply bond with NFP's expert support. Request your quote now! - [Talent Agency Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/talent-agency-bond/): Securing services of a talent agency? Secure talent agency bonds with trusted guidance from NFP. Request a custom quote tailored to your needs! - [Tax Preparer Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/tax-preparer-bond/): Are you a tax preparer? Protect yourself by getting bonded. Simplify tax preparer bond needs with NFP's solutions. Request your personalized quote today! - [Telemarketing Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/telemarketing-bond/): Explore telemarketing surety bond solutions with trusted support from NFP. Request your personalized quote today! - [Trustee Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/trustee-surety-bond/): Explore trustee surety bond solutions with trusted support from NFP. Request your personalized quote today! - [Unlawful Detainer Assistant Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/unlawful-detainer-assistant-bond/): Secure an Unlawful Detainer Assistant Bond hassle-free. Fast approval, competitive rates! Protect your business with confidence! - [Utility Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/utility-bond/): Need to get your utility company bonded? Simplify utility bond needs with trusted guidance from NFP. Request your custom quote now! - [Wage Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/wage-bond/): Looking to get a union agreement bonded? Find reliable wage bond solutions with NFP's trusted expertise. Request your personalized quote today! - [California Vehicle Registration Service Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-types/vehicle-registration-service-bond-california/): Navigate California vehicle registration bonds with NFP's expert support. Request your quote today! - [Surety Bonds Available by State](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/): Find state-specific commercial and contract surety bond solutions with NFP's expertise, tailored to your business needs. Get a quote today! - [Alaska Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ak/): Explore NFP's surety bond solutions in Alaska, offering tailored expertise to meet your business's unique financial obligations. Get a quote today! - [Alabama Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/al/): Find expert surety bond services in Alabama with NFP, supporting businesses through state-specific financial requirements. Get a quote today! - [Arkansas Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ar/): Navigate Arkansas surety bond needs with NFP's tailored expertise, providing comprehensive solutions for businesses. Get a quote today! - [Arizona Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/az/): Discover NFP's customized surety bond options in Arizona, designed to meet your business's financial coverage needs. Get a quote today! - [Arizona Contractor License Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/az/arizona-contractor-license-bond/): Secure your Arizona contractor license bond with ease. Trust NFP for expert contractor bonds in Arizona—get a quote today! - [California Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ca/): Find tailored surety bond solutions in California. Trust NFP's expertise—get your personalized quote now! - [California Car Dealer License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ca/california-car-dealer-license/): Ensure compliance with a California car dealer license bond. Get expert support from NFP and request a car dealer bond quote today! - [California Legal Document Assistant Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ca/california-legal-document-assistant-bond/): Meet California LDA bond requirements effortlessly. Partner with NFP for trusted surety bond solutions in California —get your quote now! - [California Registration Service Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ca/california-registration-service-surety-bonds/): Navigate California registration service bond requirements easily. Rely on NFP's expertise—request your registration service bond quote today! - [California Tax Preparer Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ca/california-tax-preparer-bond/): Secure your California tax preparer bond with NFP. Count on expert tax preparer bond solutions—get a customized quote now! - [California Unlawful Detainer Assistant Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ca/california-unlawful-detainer-assistant-bonds-uda-bonds/): Get trusted California unlawful detainer assistant bonds. NFP makes it easy to get bonded—request your personalized UDA bond quote today! - [Colorado Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/co/): Discover NFP's surety bond options in Colorado. Simplify the bonding process in Colorado — get your quote today! - [Connecticut Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ct/): Explore surety bond solutions in Connecticut with NFP. Get expert surety bond guidance in Connecticut—request your quote today! - [DC Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/dc/): Need a surety bond in Washington D.C.? Secure your D.C. surety bond with NFP's trusted expertise. Simplify the process—get a quote today! - [Delaware Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/de/): Simplify Delaware surety bond solutions with NFP's expertise. Get a personalized surety bond quote in Delaware for your business today! - [Florida Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/fl/): Need to get bonded in Florida? Find trusted surety bond options in Florida with NFP. Request your custom quote and simplify the process now! - [Georgia Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ga/): Looking to get bonded in Georgia? Secure surety bond solutions in Georgia with ease. Trust NFP's expertise—get your quote today! - [Hawaii Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/hi/): Looking for surety bonds in Hawaii? Explore tailored surety bond solutions in Hawaii. Simplify your needs—request a personalized quote from NFP now! - [Iowa Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ia/): Do you need an Iowa surety bond? Navigate Iowa's surety bond requirements effortlessly with NFP. Get expert support—request your quote today! - [Idaho Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/id/): Need an Idaho surety bond? Discover surety bond solutions in Idaho with NFP. Get trusted expertise—request your personalized quote now! - [Illinois Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/il/): Looking for a surety bond in Illinois? Simplify Illinois surety bond needs with NFP. Get expert guidance and request your quote today! - [Indiana Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/in/): Need to get bonded in Indiana? Find expert surety bond solutions in Indiana with NFP. Request a quote tailored to your business now! - [Kansas Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ks/): Need to get bonded in Kansas? Secure your Kansas surety bond with NFP's trusted expertise. Get a custom quote for your business today! - [Kentucky Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ky/): Do you need a bond in Kentucky? Explore surety bond solutions in Kentucky with NFP. Request your personalized quote and simplify the process now - [Louisiana Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/la/): Looking to get a bond in Louisiana? Navigate Louisiana surety bond requirements with ease. Trust NFP's expertise—request your quote today! - [Massachusetts Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ma/): Need a Massachusetts bond? Get expert surety bond solutions in Massachusetts with NFP. Request your personalized quote now! - [Maryland Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/md/): Need a surety bond in Maryland? Simplify Maryland surety bond needs with trusted solutions from NFP. Get your custom quote today! - [Maine Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/me/): Need a Maine surety bond? Find tailored surety bond options in Maine with NFP. Simplify the process—request your quote today! - [Michigan Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/mi/): Looking to get bonded in Michigan? Discover reliable surety bond solutions in Michigan with NFP. Request your personalized quote today! - [Minnesota Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/mn/): Need a Minnesota surety bond? Secure your Minnesota surety bond with NFP's trusted expertise. Request your custom quote today! - [Minnesota Healthcare Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/mn/minnesota-healthcare-bond/): Looking for a Minnesota healthcare bond? Find reliable healthcare bond solutions in Minnesota with NFP's expertise. Request your personalized quote today! - [Missouri Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/mo/): Need to get bonded in Missouri? Simplify Missouri surety bond needs with NFP's guidance. Get a personalized quote for your business today! - [Mississippi Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ms/): Find expert surety bond solutions in Mississippi with NFP. Request a custom quote and simplify the process now! - [Montana Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/mt/): Looking to get bonded in Montana? Explore tailored surety bond options in Montana with NFP. Get expert support—request your quote today! - [North Carolina Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nc/): Need to get bonded in NC? Simplify North Carolina surety bond needs with NFP's expert solutions. Get a custom quote for your business today! - [North Dakota Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nd/): Find tailored surety bond options in North Dakota with NFP. Simplify the process—request your personalized quote today! - [Nebraska Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ne/): Looking for a Nebraska surety bond? Navigate Nebraska surety bond requirements effortlessly with NFP. Get expert support—request your quote today! - [New Hampshire Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nh/): Need to get bonded in NH? Explore surety bond solutions in New Hampshire with NFP. Simplify your needs—get a personalized quote today! - [New Jersey Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nj/): Need to get bonded in NJ? Secure your New Jersey surety bond with NFP's trusted expertise. Request your custom quote for your business now! - [New Mexico Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nm/): Discover tailored surety bond options in New Mexico with NFP. Get trusted solutions—request your personalized quote today! - [Nevada Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nv/): Looking to get bonded in Nevada? Find expert Nevada surety bond solutions with NFP. Simplify the process—request your custom quote today! - [Nevada Contractors License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/nv/nevada-contractors-license-bond/): Need a contractor's bond in Nevada? Secure your Nevada contractor license bond with ease. Trust NFP for expert solutions—get a quote today! - [New York State Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ny/): Need a NY surety bond? Explore New York surety bond options with NFP's expertise. Simplify your bond needs—get a personalized quote today! - [New York Contractor License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ny/new-york-contractor-license-bond/): Looking for a contractor's bond? Meet New York contractor license bond requirements effortlessly. Trust NFP—request a personalized quote now! - [Ohio Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/oh/): Need to get bonded in Ohio? Find expert surety bond solutions in Ohio with NFP. Simplify the process—request your custom quote today! - [Oklahoma Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ok/): Looking to get bonded in Oklahoma? Secure your Oklahoma surety bond with NFP's trusted expertise. Request a custom quote for your business today! - [Oregon Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/or/): Need a Oregon surety bond? Explore tailored surety bond solutions in Oregon with NFP. Get expert support—request your quote today! - [Oregon Contractors Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/or/oregon-contractors-bond/): Learn about Oregon CCB bond requirements. Simplify Oregon contractor bond needs with NFP's trusted guidance. Request your personalized quote today! - [Pennsylvania Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/pa/): Looking to get a bonded in Pennsylvania? Simplify Pennsylvania surety bond needs with NFP's trusted solutions. 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Get your quote today! - [Tennessee Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/tn/): Need a Tennessee surety bond? Discover trusted surety bond options in Tennessee with NFP. Request your personalized quote now! - [Texas Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/tx/): Need to get bonded in Texas? Simplify Texas surety bond needs with NFP's tailored solutions. Get your custom quote today! - [Texas Public Adjuster Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/tx/texas-public-adjuster/): Looking for a public adjuster's bond in Texas? Secure your Texas public adjuster bond with NFP's trusted expertise. Request your custom quote now! - [Utah Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ut/): Need to get bonded in Utah? Explore Utah surety bond solutions with NFP's expert guidance. Simplify the process—get a quote today! - [Utah Contractor License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/ut/utah-contractors-license-bond/): Looking for a contractor's bond in Utah? Find reliable Utah contractor license bond solutions with NFP. Request a personalized quote today! - [Virginia Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/va/): Looking to get bonded in Virginia? Simplify Virginia surety bond needs with NFP's trusted solutions. Get your custom quote today! - [Vermont Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/vt/): Looking for a Vermont surety bond? Explore surety bond options in Vermont with NFP. Request a personalized quote today! - [Washington Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/wa/): Need to get bonded in the state of Washington? Discover tailored Washington surety bond solutions with NFP's expertise. Get your custom quote now! - [Washington Contractors License Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/wa/washington-contractors-license-bond/): Need to get a contractor's bond in Washington? Secure your Washington contractor license bond easily with NFP. Get a personalized quote today! - [Wisconsin Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/wi/): Looking for Wisconsin surety bonding? Find expert surety bond solutions in Wisconsin with NFP. Request your custom quote today! - [West Virginia Surety Bond](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/wv/): Looking for WV surety bonds? Explore surety bond options in West Virginia with NFP. Simplify the process—get a quote now! - [Wyoming Surety Bonds](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-and-contract-surety/surety/bonds-by-state/wy/): Need to get bonded in Wyoming? Secure Wyoming surety bonds with trusted expertise from NFP. Request a personalized quote today! - [Commercial Auto Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/commercial-auto/): Unlock the power of commercial auto insurance with NFP. Our coverage expertise ensures comprehensive protection for your commercial vehicles. - [Cyber Liability Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/cyber-liability/): Shield your business from cyber risks with expert cyber liability coverage from NFP. Our solutions provide the protection you need against data breaches, - [Directors & Officers Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/directors-and-officers/): Protect your organization's leadership with our expert Directors and Officers coverage solutions. Safeguard against potential liabilities and legal risks. - [Domestic & Foreign Transit Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/domestic-and-foreign-transit/): Explore NFP's expert insurance coverage solutions for domestic & foreign transit, designed to protect your assets during transportation. - [Employment Practices Liability Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/employment-practices-liability/): Mitigate risks & protect your business with comprehensive Employment Practices Liability insurance coverage from NFP. Our experts provide tailored - [Jewelers Block Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/jewelers-block/): Protect your jewelry business with NFP's Jewelers Block insurance. Safeguard your assets against theft, loss, & damage with our tailored insurance. - [Marine Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/marine/): Explore our marine insurance designed to protect your marine assets and navigate the unique risks of the maritime world. - [Owner/Contractor-Controlled Liability Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/owner-contractor-controlled-liability/): Gain comprehensive coverage expertise for owner/contractor controlled liability insurance at NFP. Protect your construction projects with our tailored - [Professional Liability Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/professional-liability/): Protect your business with comprehensive professional liability coverage expertise from NFP. Safeguard against potential risks & legal claims with our - [Business Property Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/property/): Unlock comprehensive business property coverage expertise at NFP. Our dedicated professionals provide tailored solutions to protect your assets & mit - [Trade Credit & Political Risk Insurance](https://www.nfp.com/property-and-casualty/coverage-expertise/trade-credit-political-risk-kidnap-and-ransom/): Safeguard your assets and operations with our comprehensive trade credit, political risk, and kidnap and ransom insurance expertise. - [Umbrella Insurance & Excess Liability](https://www.nfp.com/property-and-casualty/coverage-expertise/umbrella-excess-liability/): Protect your business with comprehensive Umbrella insurance & Excess Liability coverage from NFP. Safeguard your assets & mitigate potential risks beyond - [Workers' Compensation](https://www.nfp.com/property-and-casualty/coverage-expertise/workers-compensation/): Unlock comprehensive workers' compensation coverage expertise at NFP. Explore our tailored solutions & industry insights to protect your workforce. - [Personal Risk Coverage](https://www.nfp.com/property-and-casualty/personal-risk/): Protect what matters with NFP's personalized risk solutions. Safeguard your assets, family, & lifestyle with our expert guidance & comprehensive coverage. - [Affinity Group Insurance](https://www.nfp.com/property-and-casualty/personal-risk/affinity-groups/): Unlock exclusive benefits & comprehensive coverage for affinity groups at NFP. Explore our personalized affinity group insurance solutions. - [Family Office Insurance](https://www.nfp.com/property-and-casualty/personal-risk/family-offices/): Safeguard your financial future with NFP's comprehensive family office insurance coverage and expert risk management strategies. - [Private Client Group Insurance](https://www.nfp.com/property-and-casualty/personal-risk/private-client-group/): Protect your most valuable assets with NFP's Private Client Group insurance. Our personalized solutions offer comprehensive coverage & exceptional service ## Property & Casualty Services - [Property & Casualty Services](https://www.nfp.com/property-and-casualty/services/): From risk assessment to claims management, our expert team is here to provide tailored property & casualty services that protect your assets. - [Actuarial Services](https://www.nfp.com/property-and-casualty/services/actuarial-services/): Enhance your risk management strategies with NFP's actuarial services. Our experienced team leverages data-driven insights to help you make informed - [Analytics Services](https://www.nfp.com/property-and-casualty/services/analytics/): Unlock the power of data-driven insights with NFP's advanced analytics services. Gain a competitive edge & make informed decisions. - [Captive Insurance](https://www.nfp.com/property-and-casualty/services/captive-insurance/): Unlock the power of captive insurance risk solutions with NFP's expert services. Explore our innovative strategies and customized programs to mitigate - [Claims Management](https://www.nfp.com/property-and-casualty/services/claims-management/): Streamline your claims management process with NFP's comprehensive services. Our expert team is dedicated to maximizing efficiency and minimizing risk. - [Complex Casualty & Risk Management](https://www.nfp.com/property-and-casualty/services/complex-casualty-risk-management/): Mitigate complex casualty risks with NFP's expert solutions. Our comprehensive risk management services empower businesses to navigate challenges. - [International Placement Services](https://www.nfp.com/property-and-casualty/services/international-placement/): Expand your global reach with NFP's international placement services. Gain access to a wide network of trusted carriers and expert guidance. - [Safety and Risk Consulting](https://www.nfp.com/property-and-casualty/services/safety-and-risk-consulting/): Enhance workplace safety & compliance with NFP's safety and risk consulting. Our expert solutions empower businesses to mitigate risks & foster - [Reinsurance Services](https://www.nfp.com/property-and-casualty/services/reinsurance/): Unlock the power of reinsurance solutions with NFP. Our services empower you to mitigate risk while enhancing profitability. ## Property & Casualty Specialties - [Property & Casualty Specialties](https://www.nfp.com/property-and-casualty/specialties/): Unlock specialized insurance solutions for unique risks in the property & casualty sector. Explore NFP's range of expertise & tailored coverages. - [Construction Industry Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/): Unlock construction risk management expertise at NFP. Explore our specialized construction insurance solutions to help mitigate risks. - [Contractors Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/): Empower your construction business with NFP's specialized insurance solutions for contractors. Mitigate risks while protecting your assets. - [Contractors Builders Risk Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/builders-risk/): Protect your construction projects with NFP's Builders Risk insurance. Safeguard your investments, mitigate risks, and ensure smooth project execution. - [Contractor Controlled Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/contractor-controlled-insurance-programs/): Enhance your construction business with contractor-controlled insurance programs at NFP. Learn how our specialized solutions protect contractors. - [Environmental Liability Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/environmental-liability/): Mitigate environmental risks with comprehensive contractors' environmental liability solutions from NFP's Property and Casualty division. - [Contractors Management Liability](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/management-liability/): Protect your construction business with NFP's specialized management liability solutions. Explore our comprehensive coverage options. - [Contractors Professional Liability](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/professional-liability/): Protect your construction business with comprehensive professional liability coverage from NFP. Safeguard against potential claims & liabilities. - [Contractors Property and Casualty](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/property-and-casualty/): Protect your construction business with NFP's property & casualty insurance solutions for contractors. Connect with a consultant today! - [Residential Construction Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/residential-construction/): Unlock the keys to successful residential construction projects with NFP's specialized residential construction insurance. Connect with a consultant today! - [Subcontractor Default Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/subcontractor-default-insurance/): Protect your construction projects with subcontractor default insurance from NFP. Safeguard against financial risks & ensure seamless project completion. - [Surety Bond](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/surety/): Unlock success in construction with NFP's specialized surety solutions. Trust our expertise to provide comprehensive surety bonding services. - [Commercial Surety Bonds](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/surety/commercial-surety/): Protect your construction projects with NFP's commercial surety solutions. Trust our expertise in contractor surety bonds to safeguard your investments. - [Contract Surety Bonds](https://www.nfp.com/property-and-casualty/specialties/construction/contractors/surety/contract-surety/): Ensure your construction projects stay on track with NFP's Contract Surety services. Our expert team provides reliable solutions & comprehensive support. - [Owners and Developers](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/): Unlock success in construction projects with NFP's specialized services for owners and developers. Our team offers comprehensive risk management solutions - [Owners & Developers Builders Risk Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/builders-risk/): Secure your construction projects with NFP's Builders Risk insurance. Our specialized coverage protects owners and developers from potential risks. - [Owners & Developers Environmental Liability](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/environmental-liability/): Mitigate environmental risks with NFP's specialized environmental liability solutions for construction owners and developers. - [Owner Controlled Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/owner-controlled-insurance-programs/): Unlock the advantages of owner-controlled insurance programs for construction projects at NFP. Our solutions empower owners & developers. - [Owners & Developers Professional Liability](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/professional-liability/): Protect your construction projects with comprehensive professional liability insurance for owners & developers. NFP offers coverage & expertise. - [Owners & Developers Property & Casualty](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/property-and-casualty/): Protect your construction projects and investments with specialized property and casualty insurance solutions for owners and developers. - [Owners & Developers Residential Construction](https://www.nfp.com/property-and-casualty/specialties/construction/owners-and-developers/residential-construction/): Unlock success in residential construction projects with NFP. Our expertise & comprehensive solutions empower owners & developers. - [Service Providers & Suppliers Insurance](https://www.nfp.com/property-and-casualty/specialties/construction/service-providers-and-suppliers/): Unlock insurance solutions for service providers & suppliers in the construction industry at NFP. Protect your business with tailored coverage. - [Service Providers & Suppliers Environmental Liability](https://www.nfp.com/property-and-casualty/specialties/construction/service-providers-and-suppliers/environmental-liability/): Mitigate environmental risks in the construction industry with NFP's specialized environmental liability solutions for service providers & suppliers. - [Service Providers & Suppliers Management Liability](https://www.nfp.com/property-and-casualty/specialties/construction/service-providers-and-suppliers/management-liability/): Protect your construction service provider or supplier business with comprehensive management liability coverage. Learn about NFP's specialized solutions. - [Service Providers & Suppliers Professional Liability](https://www.nfp.com/property-and-casualty/specialties/construction/service-providers-and-suppliers/professional-liability/): Mitigate risk with NFP's professional liability insurance solutions for service providers and suppliers in the construction industry. - [Service Providers & Suppliers Property & Casualty](https://www.nfp.com/property-and-casualty/specialties/construction/service-providers-and-suppliers/property-and-casualty/): Unlock tailored insurance solutions for construction service providers and suppliers in the property and casualty industry. - [Energy Insurance](https://www.nfp.com/property-and-casualty/specialties/energy/): Unlock specialized insurance solutions for the energy sector at NFP. Explore our options & expertise to protect your assets & manage risk. - [Entertainment Insurance](https://www.nfp.com/property-and-casualty/specialties/entertainment/): We are positioned to provide the world’s most successful organizations and individuals in entertainment with customized solutions and programs. - [Rental Houses, Rigging, Staging & Service Operations](https://www.nfp.com/property-and-casualty/specialties/entertainment/rental-houses-rigging-and-staging-service-operations/): Elevate your event operations with NFP's specialized rental, rigging, and staging insurance and consultation services. Contact us today and learn more. - [Corporate Events Insurance](https://www.nfp.com/property-and-casualty/specialties/entertainment/corporate-events/): Elevate corporate events with NFP's specialized insurance solutions. Protect your sports & entertainment ventures, ensuring a seamless experience. - [Film & Set Operations Insurance](https://www.nfp.com/property-and-casualty/specialties/entertainment/film-and-set-operations/): Elevate your film and set operations with NFP's specialized insurance solutions. Mitigate risks, protect assets, and ensure a smooth production process. - [Rigging & Staging Insurance](https://www.nfp.com/property-and-casualty/specialties/entertainment/rigging-staging/): Elevate your events with expert rigging and staging insurance solutions. NFP specializes in providing seamless production support. Contact us today! - [Live Event Insurance](https://www.nfp.com/property-and-casualty/specialties/entertainment/live-events/): Unforgettable live events demand exceptional insurance coverage. Explore NFP's specialized insurance solutions for live events. Connect with us today! - [Special Events/Event Liability](https://www.nfp.com/property-and-casualty/specialties/entertainment/special-events-event-liability/): Provides you with protection for third party bodily injury and property damage arising out of an event. Whether someone falls and gets hurt or does damage - [Financial Institutions Insurance](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/): Protect your financial institution with specialized insurance solutions offered by NFP. Safeguard your assets, mitigate risks, and ensure compliance. - [Bank and Credit Union Insurance](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/banks/): Unlock the power of risk management for banks with NFP's specialized solutions. Safeguard your assets & navigate regulatory complexities with confidence. - [Equity Protection Program](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/banks/equity-protection-program/): Protect your bank's financial assets with NFP's Equity Protection Program. Safeguard against unforeseen risks & secure your institution's growth. - [Lender's Single Interest](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/banks/lenders-single-interest/): Enhance your financial institution's risk management with NFP's specialized insurance solutions for lenders. Explore our tailored solutions today. - [Mortgage Hazard Insurance](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/banks/mortgage-hazard-insurance/): NFP offers specialized mortgage hazard insurance coverage for banks, ensuring protection against potential risks & safeguarding your assets effectively. - [Mortgage Impairment Insurance](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/banks/mortgage-impairment-insurance/): Safeguard your bank's mortgage assets with comprehensive impairment insurance. Protect against potential risks & optimize your risk management strategy. - [Mortgage Service Provider Lien Coverage](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/banks/mortgage-service-provider-lien-coverage/): Ensure mortgage service provider lien coverage for banks. Safeguard against risks with NFP's specialized solutions. Protect your assets effectively. - [Insurance Company Insurance](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/insurance-companies/): Tailored insurance solutions for insurance companies. NFP provides comprehensive coverage to mitigate risks and optimize protection. - [Investment Managers](https://www.nfp.com/property-and-casualty/specialties/financial-institutions/investment-managers/): Get tailored insurance for investment managers' risks. Optimize coverage & ensure uninterrupted services. Secure your success today! - [Franchise & Association Insurance](https://www.nfp.com/property-and-casualty/specialties/franchises/): Maximize your franchise's success with tailored insurance solutions. NFP specializes in franchise risk management, providing comprehensive coverage. - [Fortress Self-Storage Insurance](https://www.nfp.com/property-and-casualty/specialties/franchises/fortress-self-storage/): Unlock the potential of your self-storage franchise with Fortress self-storage insurance. Experience top-tier specialized coverage for maximum protection. - [Healthcare & Life Sciences Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/): Specialized insurance solutions for healthcare and life sciences industries. Protect your organization with tailored coverage from NFP's expert team. - [Biotech & Pharmaceutical Industry Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/biotech-and-pharmaceuticals/): Tailored insurance solutions for biotech & pharmaceutical industries. Protect your healthcare and life sciences ventures with NFP's comprehensive coverage. - [Medical Marijuana Industry Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/biotech-and-pharmaceuticals/medical-marijuana/): Explore NFP's specialized insurance solutions for the medical marijuana industry, promoting innovation and patient well-being. - [Medical Device & Technology Distributors Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/device-and-technology-distributors/): Streamline your healthcare device distribution with NFP. Tailored solutions for technology distributors, optimizing operations and mitigating risks. - [Medical Device Distributors Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/device-and-technology-distributors/medical-devices/): Get comprehensive insurance solutions for medical device distributors. Safeguard your business with tailored coverage from NFP. Explore our offerings now! - [Healthcare Facilities and Professional Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/healthcare-facilities-and-professional-insurance/): Discover specialized insurance solutions for healthcare facilities and healthcare professionals, tailored to address the unique risks of the profession. - [EMS Medical Directors Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/healthcare-facilities-and-professional-insurance/ems-medical-directors/): Discover specialized insurance solutions for EMS medical directors, tailored to address unique risks and challenges of the profession. - [Professionals Medical Malpractice](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/healthcare-facilities-and-professional-insurance/medical-malpractice/): Protect physicians and medical professionals from liability risks with tailored medical malpractice coverage. Discover comprehensive solutions at NFP. - [Wilderness Liability Insurance](https://www.nfp.com/property-and-casualty/specialties/healthcare-and-life-sciences/healthcare-facilities-and-professional-insurance/wilderness-medical-society/): Specialized healthcare solutions for wilderness medicine. Partner with NFP for expert guidance, training, and coverage tailored to professionals. - [Hospitality & Leisure Industry Insurance Coverage](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/): Navigate the dynamic landscape of hospitality risks with expert guidance. Expert guidance for emerging risks like cyber threats. - [Campgrounds & RV Park Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/campgrounds-and-rv-parks/): Enhance your campground or RV park with tailored insurance solutions. NFP provides comprehensive coverage to safeguard your hospitality business. - [Dude & Guest Ranch Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/dude-and-guest-ranches/): Our experts will help you secure dude & guest ranch insurance for anything that might get in the way of your business running smoothly. - [Guides & Instructors Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/guides-and-instructors/): Different hazards need different insurance coverage, whether you’re an outfitter, hunting guide or fishing guide, we've got you covered. - [Gun Range Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/gun-ranges/): Mitigate risk with custom insurance solutions for gun ranges from NFP. We will address your needs for today, and adapt to support your future needs. - [Hotels & Resort Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/hotels-and-resorts/): Unlock success in the hospitality industry. Explore tailored insurance solutions for hotels and resorts at NFP, ensuring peace of mind and optimizing your - [Hunting and Fishing Lodge Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/hunting-and-fishing-lodges/): Tailored insurance solutions for hunting & fishing lodges in the hospitality industry. Protect your lodge against risks with NFP's comprehensive coverage. - [Lodge and Bed & Breakfast Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/lodges-and-bed-and-breakfasts/): Ensure safety for your guests & property with our tailored coverage solutions. From cabins to special events and guest liability to unopen periods. - [Parkour Gym and Skate Park Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/parkour-gyms-and-skate-parks/): Enhance safety and coverage for parkour gyms and skate parks with NFP's specialized insurance solutions. Protect athletes and your business. Contact us! - [Restaurant, Bar and Tavern Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/restaurants-bars-and-taverns/): Elevate your restaurant, bar, or tavern's risk management strategy. NFP provides tailored insurance solutions to safeguard your hospitality business. - [Tour and Operator Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/tours-and-operators/): Enhance your tours and operator business with tailored insurance solutions. NFP provides comprehensive coverage for the hospitality and leisure industry, - [Trap, Skeet and Sport Clay Facility Insurance](https://www.nfp.com/property-and-casualty/specialties/hospitality-and-leisure/trap-skeet-and-sport-clay/): Elevate your shooting experience with expertly tailored insurance solutions. NFP provides comprehensive coverage for trap, skeet & sport clay facilities. - [Law Firm Practice Insurance](https://www.nfp.com/property-and-casualty/specialties/law-firm-practice/): Protect your law firm with tailored insurance solutions. NFP’s Law Firm Practice offers expert guidance on lawyers' professional liability. - [Private Equity Group](https://www.nfp.com/property-and-casualty/specialties/private-equity-group/): Elevate your private equity investments with NFP's specialized solutions. Gain a competitive edge & maximize returns with our tailored risk management. - [Bankruptcy and Special Situations Group](https://www.nfp.com/property-and-casualty/specialties/private-equity-group/bankruptcy-and-special-situations-group/): Mitigate risks in private equity investments with NFP's bankruptcy and special situations group. Expert guidance for navigating complex financial issues. - [Core Property & Casualty Insurance](https://www.nfp.com/property-and-casualty/specialties/private-equity-group/core-property-casualty-cpc/): Elevate your private equity group's risk management with NFP's Core Property & Casualty (CPC) solutions. Tailored coverage for optimal asset protection. - [Insurance Due Diligence](https://www.nfp.com/property-and-casualty/specialties/private-equity-group/insurance-due-diligence/): Ensure seamless insurance due diligence for your private equity group. NFP provides expert guidance & comprehensive solutions to mitigate risks. - [SPAC & General Partnership Liability](https://www.nfp.com/property-and-casualty/specialties/private-equity-group/spac-and-general-partnership-liability/): Comprehensive liability solutions for SPACs and general partnerships in private equity. Mitigate risks, protect assets. Discover tailored coverage at NFP. - [Transaction Advisory Practice](https://www.nfp.com/property-and-casualty/specialties/private-equity-group/transaction-advisory-practice/): Elevate your private equity transactions with NFP's expert transaction advisory practice. Gain strategic insights and maximize value throughout the deal. - [Real Estate](https://www.nfp.com/property-and-casualty/specialties/real-estate/): NFP professionals have insurance solutions that cover your commercial & residential property risks, whether you're a developer, owner or manager. - [Property Managers Insurance](https://www.nfp.com/property-and-casualty/specialties/real-estate/property-managers/): Explore insurance solutions and risk mitigation solutions for property managers from NFP. From contract review to preventing losses, we got you. - [Real Estate Developers](https://www.nfp.com/property-and-casualty/specialties/real-estate/real-estate-developers/): Real estate developers choose NFP for our knowledge of real estate and our understanding of how risk affects strategy, financials, operations and people. - [Real Estate Owners](https://www.nfp.com/property-and-casualty/specialties/real-estate/real-estate-owners/): Our Real Estate Group specializes in complex risk and delivering both creative program designs and access to alternative markets. - [Sports Insurance](https://www.nfp.com/property-and-casualty/specialties/sports/): We are positioned to provide the world’s most successful organizations and individuals in sports with customized solutions and programs. - [Sports Tuition Expense Protection](https://www.nfp.com/property-and-casualty/specialties/sports/sports-tuition-expense-protection/): Protect athletes' financial future with sports tuition expense protection. NFP offers specialized coverage to safeguard against unexpected events. - [Transportation & Logistics Insurance](https://www.nfp.com/property-and-casualty/specialties/transportation-and-logistics/): Streamline your transportation and logistics operations with NFP's specialized insurance solutions. Enhance efficiency and mitigate risks effectively. - [Auto Insurance Services](https://www.nfp.com/property-and-casualty/specialties/transportation-and-logistics/auto-services/): Efficient & reliable auto services insurance solutions for the transportation & logistics industry. Protect your vehicles, employees, and operations. - [Franchise Dealerships Services](https://www.nfp.com/property-and-casualty/specialties/transportation-and-logistics/auto-services/franchise-dealerships/): Enhance your franchise dealership's services with NFP. Get expert solutions for transportation and logistics to drive success in the competitive market. - [Independent Dealerships Insurance Services](https://www.nfp.com/property-and-casualty/specialties/transportation-and-logistics/auto-services/independent-dealerships/): Drive success with specialized insurance solutions for independent auto dealerships. NFP provides tailored coverage to protect your business and optimize - [Aviation Business Insurance](https://www.nfp.com/property-and-casualty/specialties/transportation-and-logistics/aviation/): Elevate your aviation operations with NFP's specialized insurance solutions. Explore services & type of coverage we provide for the aviation industry. - [Trucking Insurance](https://www.nfp.com/property-and-casualty/specialties/transportation-and-logistics/trucking/): Efficient and reliable trucking solutions. NFP specializes in transportation and logistics, providing comprehensive coverage for your trucking needs. - [2025 Midyear P&C Client Trend Report](https://www.nfp.com/property-and-casualty/specialties/trend-report/): Stay informed with NFP's Trend Report. Gain valuable insights into property and casualty specialties. Stay ahead with data-driven analysis. ## Employee Benefits & Solutions - [Employee Benefits & Solutions](https://www.nfp.com/benefits/): Unlock the power of employee benefits with NFP. Our tailored solutions enhance workplace satisfaction and drive employee well-being. Discover more today! - [Employee Benefits](https://www.nfp.com/benefits/employee-benefits/): Elevate your workforce with comprehensive employee benefits solutions. NFP provides tailored plans for enhanced employee well-being and retention. - [Ancillary Benefits](https://www.nfp.com/benefits/employee-benefits/ancillary-benefits/): Enhance your employee benefits package with powerful ancillary benefits. NFP provides comprehensive solutions to support your workforce's well-being. - [Benefits Administration Solutions](https://www.nfp.com/benefits/employee-benefits/benefits-administration/): Simplify benefits administration and enhance employee satisfaction with NFP's comprehensive benefits administration solutions. - [Benefits Compliance](https://www.nfp.com/benefits/employee-benefits/benefits-compliance/): Ensure benefits compliance and navigate regulatory complexities effortlessly. Discover NFP's comprehensive solutions for employee benefits management. - [Benefits Management](https://www.nfp.com/benefits/employee-benefits/benefits-management/): Simplify and streamline your employee benefits management with NFP. Enhance efficiency, compliance, and employee satisfaction with our solutions. - [Vitality & Wellbeing Solutions](https://www.nfp.com/benefits/employee-benefits/vitality-and-wellbeing-solutions/): Enhance employee wellbeing with comprehensive vitality and wellbeing tools. NFP offers tailored solutions to promote a healthy workforce. - [Healthcare Plans](https://www.nfp.com/benefits/employee-benefits/healthcare-plans/): Unlock comprehensive healthcare plans for your employees. NFP provides tailored employee benefits solutions, ensuring optimal healthcare coverage. - [International Benefits](https://www.nfp.com/benefits/employee-benefits/international-benefits/): Unlock global benefits solutions for your employees with NFP. Our international benefits expertise empowers your workforce worldwide. Explore now! - [Long-Term Care Insurance](https://www.nfp.com/benefits/employee-benefits/long-term-care-insurance/): Protect your employees' future with reliable long-term care insurance. NFP offers comprehensive coverage to ensure financial security and peace of mind. - [Professional Employer Organization](https://www.nfp.com/benefits/employee-benefits/professional-employer-organization/): Offload your HR burden with NFP’s Professional Employer Organization Center of Excellence. We can help small and midsize businesses make the right move. - [Rx Solutions](https://www.nfp.com/benefits/employee-benefits/rx-solutions/): Enhance your employee benefits package with powerful Rx solutions. NFP offers tailored prescription drug coverage to optimize health and well-being. - [Executive Benefits](https://www.nfp.com/benefits/executive-benefits/): Elevate your executive benefits program with NFP. Unlock solutions tailored for your organization's top talent, maximizing retention & recruitment. - [Bank Owned Life Insurance](https://www.nfp.com/benefits/executive-benefits/bank-owned-life-insurance/): Enhance your executive benefits with bank owned life insurance. Discover NFP's tailored solutions for optimizing wealth accumulation & protection. - [Carried Interest Plans](https://www.nfp.com/benefits/executive-benefits/carried-interest-plans/): Unlock the power of carried interest plans with NFP's expertise. Maximize incentives, attract top talent & enhance your firm's finances. - [Compensation Consulting](https://www.nfp.com/benefits/executive-benefits/compensation-consulting/): Optimize executive compensation strategies with NFP's expert consulting services. Drive performance & attract top talent with tailored solutions. - [Corporate-Owned Life Insurance](https://www.nfp.com/benefits/executive-benefits/corporate-owned-life-insurance/): Unlock tax-efficient executive benefits with corporate-owned life insurance. NFP offers tailored solutions for businesses to optimize financial strategies - [Disability Income Protection](https://www.nfp.com/benefits/executive-benefits/disability-income-protection/): Ensure financial security for executives with disability income protection. NFP offers comprehensive coverage to safeguard their earnings & provide peace - [Executive Bonus Plans](https://www.nfp.com/benefits/executive-benefits/executive-bonus-plans/): Enhance executive compensation with strategic executive bonus plans. NFP offers tailored solutions to incentivize top talent & drive success. - [Global Executive Plans](https://www.nfp.com/benefits/executive-benefits/global-executive-plans/): Unlock global executive plans for optimal benefits. NFP provides tailored solutions for executive compensation, ensuring competitive advantages for your to - [Insurance Company-Owned Life Insurance](https://www.nfp.com/benefits/executive-benefits/insurance-company-owned-life-insurance/): Enhance executive benefits with insurance company-owned life insurance. NFP provides comprehensive solutions to maximize coverage & financial security for - [Nonqualified Deferred Compensation](https://www.nfp.com/benefits/executive-benefits/nonqualified-deferred-compensation/): Unlock financial growth & attract top talent with nonqualified deferred compensation plans. NFP offers executive benefits that empower your organization's - [Plan Design & Administration](https://www.nfp.com/benefits/executive-benefits/plan-design-and-administration/): Tailored executive benefits plan design and administration for your organization. Enhance executive compensation and attract top talent with NFP's exper - [Supplemental Executive Retirement Plans](https://www.nfp.com/benefits/executive-benefits/supplemental-executive-retirement-plans/): Maximize executive benefits with supplemental retirement plans. NFP provides solutions for long-term financial security & rewarding retirement options. - [2025 NFP US Executive Compensation and Benefits Trend Report](https://www.nfp.com/benefits/executive-benefits/executive-compensation-and-benefits-trends-study/): Explore latest trends in executive compensation and benefits. Our study offers valuable insights to help you shape competitive executive packages. - [Human Capital Solutions](https://www.nfp.com/benefits/human-capital-solutions/): Elevate your workforce with NFP's human capital solutions. Streamline benefits, optimize HR strategies, and drive employee engagement for lasting success. - [Career Transition & Outplacement Insurance](https://www.nfp.com/benefits/human-capital-solutions/career-transition-and-outplacement/): Empower your workforce through career transitions. NFP's human capital solutions provide comprehensive career transition & outplacement services. - [HR Operations](https://www.nfp.com/benefits/human-capital-solutions/hr-operations/): Streamline HR operations and optimize your human capital with NFP's comprehensive HR solutions. Enhance efficiency, compliance, and employee engagement. - [HR Technology](https://www.nfp.com/benefits/human-capital-solutions/hr-technology/): Streamline HR processes and maximize productivity with NFP's cutting-edge HR technology solutions. Empower your human capital for efficient workforce mana - [International HR Services](https://www.nfp.com/benefits/human-capital-solutions/international-hr/): Elevate your global HR strategy with NFP's international human capital solutions. Optimize operations, ensure compliance, and unlock growth worldwide. - [People Development](https://www.nfp.com/benefits/human-capital-solutions/people-development/): Unlock the full potential of your workforce with NFP's human capital solutions. Enhance people development strategies for organizational growth & success. - [Recruiting Services](https://www.nfp.com/benefits/human-capital-solutions/recruiting/): Streamline your hiring process with NFP's human capital solutions. Enhance recruiting efficiency and find top talent with our comprehensive services. - [Strategic HR Services](https://www.nfp.com/benefits/human-capital-solutions/strategic-hr/): Learn how NFP can help with strategic HR services, from maximizing productivity and performance, to developing the next generation of leaders. - [Total Rewards and Compensation](https://www.nfp.com/benefits/human-capital-solutions/total-rewards-and-compensation/): Attract, retain, and motivate top talent with our Total Rewards and Compensation solutions. Optimize your human capital strategies for long-term success. - [Leave Management Report](https://www.nfp.com/benefits/human-capital-solutions/leave-management-report/): Download NFP’s annual US Leave Management and HR Trends Report, which benchmarks leading companies' paid time off and leave benefits. - [Transparency Solutions](https://www.nfp.com/benefits/transparency-solutions/): Enhance your benefits program with our healthcare transparency solutions. Unlock value and empower your employees with NFP's expert guidance. - [Humans Resourced Podcast](https://www.nfp.com/benefits/humans-resourced/): Tune in every week to listen to NFP's Humans Resourced podcast series where we dive into meaningful employee changes to make companies destinations for ta - [Annual Employee Benefits Trend Report](https://www.nfp.com/benefits/annual-benefits-trend-report/): Stay informed of trends in employee benefits with NFP’s Annual Benefits Trend Report. Enhance your employee benefits strategy & drive business success. ## Personal Insurance - [Personal Insurance](https://www.nfp.com/personal-insurance/): Protect your legacy with tailored personal insurance solutions. From homes to valuables, ensure what you've worked for is safeguarded. Your home, car and valuables aren’t just the culmination of your dreams and a lifetime of achievements, they’re your legacy. You don’t just need the right insurance company, you need the right partner to help you to protect them. - [Automobile Insurance](https://www.nfp.com/personal-insurance/automobile/): Get the right coverage for your automobile with NFP's personal insurance solutions. Explore our comprehensive policies & expert guidance. - [Aviation and Aircraft Insurance](https://www.nfp.com/personal-insurance/aviation-and-aircraft/): Explore our aviation and aircraft insurance, protecting everything from commercial and corporate aviation, to helicopters and more! - [Cross Border Insurance Coverage](https://www.nfp.com/personal-insurance/cross-border-coverage/): Cross borders with confidence! Secure Mexico insurance for your business, home, and vehicles. Trust NFP for comprehensive coverage tailored to your needs. - [ATV & UTV Insurance for Mexico](https://www.nfp.com/personal-insurance/cross-border-coverage/atv-and-utv-insurance-for-mexico/): Taking your ATV or UTV to Mexico? We cover your licensed, registered vehicle for Mexico, whether in tow or while traveling on established highways. - [Auto, RV & Motorcycle Insurance Mexico](https://www.nfp.com/personal-insurance/cross-border-coverage/auto-rv-and-motorcycle-tourist-insurance/): Protect your off-road adventures in Mexico with ATV & UTV insurance from NFP. Explore our comprehensive cross-border coverage options. - [Cross Border Home Insurance](https://www.nfp.com/personal-insurance/cross-border-coverage/home-insurance-for-mexico/): Protect your home in Mexico with comprehensive cross-border home insurance. Explore our tailored coverage options to safeguard your property. - [Domestic Staff Insurance](https://www.nfp.com/personal-insurance/domestic-staff/): Safeguard your household and protect your valuable assets with NFP's tailored insurance solutions designed specifically for domestic staff needs. - [Equine Insurance](https://www.nfp.com/personal-insurance/equine-insurance/): Safeguard your horses, equestrian facilities, and equine-related assets with NFP's tailored equine insurance solutions. - [Flood & Excess Flood Insurance](https://www.nfp.com/personal-insurance/flood-insurance-and-excess-flood/): Protect your home & assets with comprehensive flood insurance & excess flood coverage at NFP. Safeguard against flood-related risks. Get a quote today! - [Homeowners Insurance](https://www.nfp.com/personal-insurance/homeowners-insurance/): Secure your home & protect what matters most with NFP's homeowners insurance. Explore our comprehensive coverage options. - [Hunting Insurance](https://www.nfp.com/personal-insurance/hunting-insurance/): Find the perfect hunting insurance policy at NFP and protect your hunting adventures with comprehensive insurance coverage. - [Personal Kidnap and Ransom Insurance](https://www.nfp.com/personal-insurance/kidnap-and-ransom/): Secure peace of mind with NFP's Kidnap and Ransom insurance. Safeguard yourself and your loved ones from potential threats, with expert guidance. - [Life Insurance](https://www.nfp.com/personal-insurance/life-insurance/): Secure your loved ones' future with comprehensive life insurance solutions from NFP. Explore our range of policies and protect what matters most. - [General Protection](https://www.nfp.com/personal-insurance/life-insurance/general-protection/): Explore our range of general protection plans designed to safeguard your loved ones and provide financial security in uncertain times. - [International Life Insurance](https://www.nfp.com/personal-insurance/life-insurance/international-life-insurance/): Protect your loved ones & assets worldwide with NFP's comprehensive international life insurance options. We offer protection across all continents. - [Long-Term Care, Disability & Annuity Insurance](https://www.nfp.com/personal-insurance/life-insurance/long-term-care-disability-and-annuity-insurance/): Secure your financial future with NFP's comprehensive long-term care insurance solutions. Fill the gap in your protection with a LTC insurance plan. - [Personal Cyber Insurance](https://www.nfp.com/personal-insurance/personal-cyber-insurance/): Safeguard your digital life with comprehensive personal cyber insurance from NFP. Protect your online presence, assets, and personal information. - [Private Client Group](https://www.nfp.com/personal-insurance/private-client-group/): If you have distinct, discrete coverage needs, the NFP Private Client Group is the proper partner to tailor plans specifically to your unique needs. - [Renters Insurance](https://www.nfp.com/personal-insurance/renters-insurance/): Protect your belongings with NFP's renters insurance. Explore coverage options designed to safeguard your personal possessions while staying in a rental. - [Secondary & Seasonal Home Insurance](https://www.nfp.com/personal-insurance/secondary-and-seasonal-homes/): Protect your secondary or seasonal home with comprehensive personal insurance coverage from NFP. Enjoy peace of mind knowing your property is well-secured - [Travel Insurance](https://www.nfp.com/personal-insurance/travel-insurance/): Stay protected during your travels with comprehensive travel insurance from NFP. Find peace of mind with our range of coverage options. - [Umbrella Insurance](https://www.nfp.com/personal-insurance/umbrellaexcess-liability/): With significant assets comes substantial liability exposure. Umbrella insurance coverage, provides protection after primary coverage limits are met. - [Valuable Articles Insurance](https://www.nfp.com/personal-insurance/valuable-articles/): Protect your most prized possessions with NFP's valuable articles insurance. Safeguard your valuable jewelry, artwork, collectibles, and more. - [Watercraft Insurance](https://www.nfp.com/personal-insurance/watercraft-and-recreational-vehicles/): Protect your watercraft and recreational vehicles with comprehensive insurance coverage from NFP. Contact us for a free quote from our Personal Risk team. ## Wealth Management and Retirement Advisory - [Wealth Management and Retirement Advisory](https://www.nfp.com/wealth-and-retirement/): We’re committed to building brokered insurance programs personalized to our clients’ precise risk profiles and needs. - [Business Management](https://www.nfp.com/wealth-and-retirement/business-management/): Unlock your business's potential with NFP's business management services. From strategic planning to employee benefits, our experts can help! - [Retirement Advisory](https://www.nfp.com/wealth-and-retirement/retirement-advisory/): Secure your financial future with NFP's Retirement Advisory services. Our expert advisors offer personalized retirement planning strategies. Contact us. - [Fiduciary Compliance](https://www.nfp.com/wealth-and-retirement/retirement-advisory/fiduciary-compliance/): Ensure fiduciary compliance with NFP's expert advisory services. Discover how we can help you navigate complex regulations and minimize risks. - [Individual Financial Consulting](https://www.nfp.com/wealth-and-retirement/retirement-advisory/individual-financial-consulting/): Elevate employee satisfaction and financial wellness with personalized individual financial consultations from our experts. Connect with us today! - [Investment Advice](https://www.nfp.com/wealth-and-retirement/retirement-advisory/investment-advice/): Secure your financial future with expert investment advice from NFP's advisory team. Gain valuable insights & strategies to maximize your investment. - [Participant Outcomes](https://www.nfp.com/wealth-and-retirement/retirement-advisory/participant-outcomes/): Elevate productivity and loyalty with tailored financial wellness programs. Boost job satisfaction and retirement readiness. Empower your team today! - [Retirement Plan Design](https://www.nfp.com/wealth-and-retirement/retirement-advisory/plan-design/): Maximize your retirement savings with expert retirement plan design services at NFP. Our team helps create customized retirement plans. Contact us today! - [Retirement Plan Governance](https://www.nfp.com/wealth-and-retirement/retirement-advisory/plan-governance/): Ensure optimal retirement plan governance with NFP. Discover our expertise in managing & enhancing retirement plans while ensuring compliance. - [Retirement Provider Benchmarking](https://www.nfp.com/wealth-and-retirement/retirement-advisory/provider-benchmarking/): Maximize your retirement planning with NFP's provider benchmarking services. Gain valuable insights & make informed decisions for a secure retirement. - [Target-Date Funding Consulting](https://www.nfp.com/wealth-and-retirement/retirement-advisory/target-date-fund-consulting/): Secure your retirement with expert target-date fund consulting. Trust NFP's wealth & retirement advisors to guide you towards optimal investments. - [Third-Party Administration](https://www.nfp.com/wealth-and-retirement/retirement-advisory/third-party-administration/): Learn how NFP can help your business create tailored retirement plans that help you attract employees and reduce tax costs. - [Wealth Management](https://www.nfp.com/wealth-and-retirement/wealth-management/): Unlock your financial potential with NFP's wealth management services. Our expert advisors provide personalized strategies & guidance. Contact us today! - [Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/): Get to know the Wealth Management team at NFP! Meet the advisors and read their bios. Get contact information for advisors. - [Al Papa | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/al-papa/): Al currently serves as managing director with NFP. Previously, Al was the executive chairman of Cambridge Consulting Group. - [Alex Wallerich | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/alex-wallerich/): Alex is a senior advisor on the Wealth Management team at NFP’s Minnesota office and has been in the financial services industry since 2014. - [Brady Ririe | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/brady-ririe/): Brady currently serves as senior vice president with NFP. Previously, Brady cofounded Divergent Wealth Advisors, which became a part of NFP in 2024. - [Brett Cole | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/brett-cole/): Brett serves as senior advisor at NFP. Previously, Brett was a financial and investment specialist at Tycor Benefit Administrators. - [Brielle Parkinson | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/brielle-parkinson/): Brielle currently serves as advisor associate with NFP. Brielle holds a finance degree from Brigham Young University and a Series 65 license. - [Billy Gese | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/billy-gese/): Billy is a senior advisor on the Wealth Management team at NFP’s Minnesota office. - [Brian Jaroskinski | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/brian-jaroskinski/): Brian has been in the financial services business since 2006 and holds a blemish free FINRA broker record. - [Chuck Bracht | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/chuck-bracht/): Chuck Bracht is vice president, Business Development, on the NFP Wealth Management team. - [Collin Deysher | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/collin-deysher/): Collin currently serves as financial advisor with NFP. Previously, Collin was a financial advisor at Tycor Benefit Administrators. - [Connor Johnson | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/connor-johnson/): Connor is an operations associate in the Wealth Management division for NFP’s Minnesota office. - [Dallin Griffin | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/dallin-griffin/): Dallin currently serves as associate vice president with NFP. Previously, Dallin worked at Morgan Stanley. - [Dan Cornwell | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/dan-cornwell/): As managing director, Dan forges new paths and grows NFP in Michigan. - [Dan Taylor | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/dan-taylor/): As vice president, Sales, Wealth and Retirement, Dan Taylor focuses on consulting with corporate clients on qualified retirement plan strategies. - [Dustin Willing | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/dustin-willing/): Dustin currently serves as a financial advisor with NFP. Previously, Dustin spent time with Vanguard, AXA/Equitable and Tycor Benefit Administrators. - [Easton Dickson | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/easton-dickson/): Easton currently serves as associate vice president and financial planner with NFP. Easton graduated from the University of Utah. - [Emily Einwalter | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/emily-einwalter/): Emily is an advisor on the Wealth Management team at NFP’s Minnesota office. - [Frank Evangelist | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/frank-evangelist/): Frank is a vice president at NFP CA Insurance Services, Inc. - [Geoff C. Reeves | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/geoff-reeves/): Geoff currently serves as associate vice president with NFP. Previously, Geoff honed his skills at firms such as BlackRock and Goldman Sachs - [J. Timothy Corle | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/jtimothy-corle/): J. Timothy currently serves senior vice president of Wealth and Retirement at NFP. Previously, he was President and Owner of Tycor Benefit Administrators. - [Jake Gutke | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/jake-gutke/): Jake currently serves as associate vice president with NFP. Previously, Jake was branch manager at Ascend Staffing. - [Jay Cavanagh | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/jay-cavanagh/): Jay is a director of the Wealth Transfer team at NFP’s Minnesota office, formerly The KNW Group, where he was a managing partner and cofounder. - [Jerry Korchak | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/jerry-korchak/): Get to know Jerry Korchak, an Investment Advisor at NFP. - [Jim Adam | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/jim-adam/): Jim is currently a senior consultant and investment advisor. He has 49 years of domestic and international business experience. - [Jim Stehr | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/jim-stehr/): Jim is an assistant vice president and an investment advisor representative in Wealth Management, with over 29 years of experience. - [Joey Delaney | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/joey-delaney/): Joey is a senior associate on the Wealth Management team for NFP’s Minnesota office. - [Kade McKell | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/kade-mckell/): Kade currently serves as senior advisor associate with NFP. Kade works with individuals, families and closely held businesses. - [Kevin Bates | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/kevin-bates/): As vice president, Kevin Bates works with professionals, business owners and high net-worth individuals, advising them on strategies. - [Mack Farley | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/mack-farley/): Mack is an advisor on the Wealth Management team at NFP’s Minnesota office. - [Marcel J. Dupre](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/marcel-j-dupre/): Marcel J. Dupre - [Marty Nanne | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/marty-nanne/): Marty Nanne is a managing director at NFP’s Minnesota office and leads the Wealth Transfer division. - [Matthew Swanson | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/matthew-swanson/): Matthew serves his clients as a financial advisor and has over 15 years of experience in the industry. - [Michael T. Crump | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/michael-t-crump/): Michael currently serves as Vice President, Senior Financial Advisor at NFP who specializes in wholistic financial planning. - [Michael Hoch | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/michael-hoch/): Michael Hoch focuses on financial planning and wealth management as a senior advisor with the NFP Wealth team. - [Mike Velin | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/mike-velin/): Michael is a senior advisor on the Wealth Management team at NFP’s Minnesota office. - [Mike Wilson | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/mike-wilson/): Mike is a senior advisor on the Wealth Management team at NFP’s Minnesota office. - [Ned Burns | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/ned-burns/): Ned is a vice president in NFP’s Rockford office with over 35 years of experience. - [Rick Holland | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/rick-holland/): Rick has over 30 years of experience as an investment senior advisor, with the last 21 years focusing on retirement plans and investing. - [Mike Levine | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/mike-levine/): Michael J. Levine, CLU, ChFC, AIF®, brings more than 38 years of experience helping clients build, protect and enjoy their wealth. - [Rizek Housari | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/rizek-housari/): Rizek currently serves as associate vice president with NFP. Previously, Rizek was part of KPMG;s advisory team. - [Rob Kania | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/rob-kania/): Rob provides comprehensive financial planning to a diverse client base in areas including budgeting, retirement, college, investing, insurance and taxes. - [Ron Mortellaro | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/ron-mortellaro/): Ronald is an investment advisor with 35 years of experience in the industry. - [Sara Norell | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/sara-norell/): Sara is an assistant vice president of Operations and an advisor on NFP’s Minnesota Wealth Management team. - [Shane Wolden | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/shane-wolden/): Shane is an advisor in the Wealth Management division at NFP’s Minnesota office. - [Steve Curry | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/steve-curry/): Steve is a Certified Financial Planner™ with over 30 years of experience in the healthcare and finance industry. - [Steve Festler | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/steve-festler/): Steven is a senior advisor on the Wealth Management team at NFP’s Minnesota office. - [Steve Jans | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/steve-jans/): Steve Jans is the VPt of the Wealth Management team for NFP’s Minnesota office, financial advisor & managing director of the Financial Wellness Division. - [Steve Prom | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/steve-prom/): Steven is a vice president on the Wealth Management team of NFP’s Minnesota office. - [Taylor Willox | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/taylor-willox/): Taylor is a senior advisor on the Wealth Management team at NFP’s Minnesota office. - [Timothy Fazzini | Wealth Management Team Profiles](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/timothy-fazzini/): Tim Fazzini currently serves as a sales associate for Wealth Management and believes in creating long-term relationships with his clients. - [William Street | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/william-street/): William currently serves as associate vice president with NFP. Previously, William was a wealth strategist with Paradigm Life - [Brad Larsen | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/brad-larsen/): Brad currently serves as Managing Director, Wealth and Retirement at NFP. He has over 30 years of experience as an investment advisor. - [Eric Loyd | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/eric-loyd/): Eric serves as Vice President, Retirement for NFP. He previously worked for Advanced Financial Strategists, Inc. - [Keith Sproles | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/keith-sproles/): Keith is currently Vice President, Retirement at NFP, where he serves both wealth management and corporate retirement plan clients in a fiduciary capacity. - [Mei Au | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/mei-au/): Mei serves as Senior Vice President and Practice Leader at NFP Wealth Management’s Greenville, South Carolina office. - [Nick Walker | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/nick-walker/): Nick currently serves as Senior Advisor, Wealth Management at NFP. He works with individuals and families on their comprehensive financial planning. - [Paul Gibert | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/paul-gibert/): Paul currently serves as Senior Vice President, Wealth Management at NFP. He provides clients with strategies for estate planning and wealth management. - [Trevor Coe | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/trevor-coe/): Trevor Coe is a seasoned financial professional with over two decades of experience in the financial services industry. - [Zach Levine | Wealth Management Team](https://www.nfp.com/wealth-and-retirement/wealth-management/team-profile/zachary-levine/): Zach is thrilled to be part of an industry where he can pursue his passion for helping people. - [Catastrophe Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/): Safeguard your business, home and property with NFP's catastrophe preparedness guides for commercial and private clients. - [Commercial Winter Storm Preparedness Guide](https://www.nfp.com/risk/catastrophe-preparedness/commercial-winter-storm-preparedness/): Ensure your business is ready for winter storms with NFP's commercial winter storm preparedness guide. Mitigate risks and safeguard your assets. - [Private Client Winter Storm Preparedness Guide](https://www.nfp.com/risk/catastrophe-preparedness/private-client-winter-storm-preparedness/): Prepare your private client for winter storms with NFP's expert guidance. Learn how to safeguard your assets and ensure the safety of your loved ones. - [Commercial Hurricane Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/commercial-hurricane-preparedness/): Prepare your business for hurricanes with NFP's comprehensive commercial hurricane preparedness guide. Safeguard your assets & minimize disruptions. - [Private Client Hurricane Preparedness Guide](https://www.nfp.com/risk/catastrophe-preparedness/private-client-hurricane-preparedness/): Protect your high-value assets with NFP's private client hurricane preparedness guide. Safeguard your property and loved ones with expert guidance. - [Commercial Tornado Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/commercial-tornado-preparedness/): Enhance your commercial tornado preparedness with NFP's comprehensive guide. Gain valuable insights, tools, and resources to mitigate potential damages. - [Private Client Tornado Preparedness Guide](https://www.nfp.com/risk/catastrophe-preparedness/private-client-tornado-preparedness/): Ensure your private client's safety with our comprehensive tornado preparedness guide. Learn how to mitigate risks, create emergency plans & safeguard - [Commercial Wildfire Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/commercial-wildfire-preparedness/): Enhance your commercial wildfire preparedness with NFP's comprehensive guide. Gain valuable insights, tools, and resources to mitigate potential damages. - [Private Client Wildfire Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/private-client-wildfire-preparedness/): Protect your high-value assets with NFP's private client wildfire preparedness guide. Safeguard your property and loved ones with expert guidance. - [Commercial Earthquake Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/commercial-earthquake-preparedness/): Enhance your commercial earthquake preparedness with NFP's comprehensive guide. Gain valuable insights, tools & resources to mitigate potential damages. - [Private Client Earthquake Preparedness](https://www.nfp.com/risk/catastrophe-preparedness/private-client-earthquake-preparedness/): Protect your high-value assets with NFP's private client earthquake preparedness guide. Safeguard your property and loved ones with expert guidance & - [Commercial Flood Preparedness Guide](https://www.nfp.com/risk/catastrophe-preparedness/commercial-flood-preparedness/): Ensure your business is ready for floods with NFP's commercial flood preparedness guide. Mitigate risks and safeguard your assets. - [Private Client Flood Preparedness Guide](https://www.nfp.com/risk/catastrophe-preparedness/private-client-flood-preparedness/): Prepare your private client for floods with NFP's expert guidance. Learn how to safeguard your assets and ensure the safety of your loved ones. ## About NFP - [About NFP](https://www.nfp.com/about-nfp/): Learn more about NFP, a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. ## Find an Office or Professional - [Find an Office or Professional](https://www.nfp.com/about-nfp/find-an-office/): Locate an NFP office near you & experience our exceptional insurance & risk management services. Our knowledgeable professionals are ready to assist you. - [NFP Office: West Hartford, Connecticut](https://www.nfp.com/about-nfp/find-an-office/29-s-main-st-ste-300-west-hartford-connecticut/): The NFP office in West Hartford, Connecticut is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Spokane, Washington](https://www.nfp.com/about-nfp/find-an-office/10258-w-highway-2-ste-5-spokane-wa/): The NFP office located in Spokane, Washington is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Longview, Washington](https://www.nfp.com/about-nfp/find-an-office/1052-hudson-street-longview-wa/): The NFP office located in Longview, Washington is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Colorado Springs, Colorado](https://www.nfp.com/about-nfp/find-an-office/10807-new-allegiance-dr-515-colorado-springs-co/): The NFP office in Colorado Springs, Colorado is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Ontario, California](https://www.nfp.com/about-nfp/find-an-office/1155-s-milliken-ave-suite-b-ontario-ca/): The NFP office located in Ontario, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Aliso Viejo, California](https://www.nfp.com/about-nfp/find-an-office/120-vantis-suite-400-aliso-viejo-ca/): The NFP office in Aliso Viejo, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Louisville, Colorado](https://www.nfp.com/about-nfp/find-an-office/1371-hecla-drive-suite-e-louisville-co/): The NFP office located in Louisville, Colorado is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Sherman Oaks, California](https://www.nfp.com/about-nfp/find-an-office/15260-ventura-blvd-suite-675-sherman-oaks-california/): The NFP office in Sherman Oaks, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Santa Ana, California](https://www.nfp.com/about-nfp/find-an-office/1551-n-tustin-ave-suite-500-santa-ana-ca/): The NFP office located in Santa Ana, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: San Jose, California](https://www.nfp.com/about-nfp/find-an-office/160-w-santa-clara-st-suite-575-san-jose-ca/): The NFP office located in San Jose, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Glendale, Arizona](https://www.nfp.com/about-nfp/find-an-office/17100-n-67th-ave-building-7-ste-700-glendale-az/): The NFP office located in Glendale, Arizona is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Seattle, Washington](https://www.nfp.com/about-nfp/find-an-office/1900-w-nickerson-st-300-seattle-wa/): The NFP office located in Seattle, Washington is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Denver, Colorado](https://www.nfp.com/about-nfp/find-an-office/2000-s-colorado-blvd-suite-9000-denver-co/): The NFP office located in Denver, Colorado is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Bend, Oregon](https://www.nfp.com/about-nfp/find-an-office/20067-birchwood-court-bend-or/): The NFP office located in Bend, Oregon is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [Ground Control Business Management](https://www.nfp.com/about-nfp/find-an-office/2049-century-park-e-ste-1400-los-angeles-ca/): The Ground Control Business Management office located at 2049 Century Park E, Ste 1400, Los Angeles, CA, is a business management firm built for those with boundless potential. - [NFP Office: Flagstaff, Arizona](https://www.nfp.com/about-nfp/find-an-office/214-e-birch-ave-suite-100-flagstaff-az/): The NFP office located in Flagstaff, Arizona is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Woodland Hills, California](https://www.nfp.com/about-nfp/find-an-office/21820-burbank-blvd-100-woodland-hills-ca/): The NFP office located in Woodland Hills, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Lake Havasu City, Arizona](https://www.nfp.com/about-nfp/find-an-office/2250-mcculloch-blvd-lake-havasu-city-az/): The NFP office in Lake Havasu City, Arizona is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Pleasant Hill, California](https://www.nfp.com/about-nfp/find-an-office/2300-contra-costa-blvd-600-pleasant-hill-ca/): The NFP office in Pleasant Hill, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Simi Valley, California](https://www.nfp.com/about-nfp/find-an-office/2450-tapo-street-simi-valley-ca/): The NFP office in Simi Valley, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: East Camelback Road Phoenix, Arizona](https://www.nfp.com/about-nfp/find-an-office/2575-east-camelback-road-suite-700-phoenix-az/): The NFP office at 2575 East Camelback Rd. is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Palo Alto, California](https://www.nfp.com/about-nfp/find-an-office/260-sheridan-ave-401-palo-alto-ca/): The NFP office located in Palo Alto, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Sacramento, California](https://www.nfp.com/about-nfp/find-an-office/3620-american-river-dr-125-sacramento-ca/): The NFP office located in Sacramento, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Nobel Dr San Diego, California](https://www.nfp.com/about-nfp/find-an-office/3636-nobel-dr-340-san-diego-ca/): The NFP office located at 3636 Nobel Dr., Suite 100, San Diego, CA, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Palm Springs, California](https://www.nfp.com/about-nfp/find-an-office/400-s-farrell-dr-suite-b170-palm-springs-ca/): The NFP office in Palm Springs, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Flower St Los Angeles, California](https://www.nfp.com/about-nfp/find-an-office/444-flower-st-4200-los-angeles-ca/): NFP's 444 Flower St #4200, Los Angeles, CA, office is a leading property & casualty broker, benefits consultant, wealth manager, & retirement plan advisor. - [NFP Office: Greenwood Village, Colorado](https://www.nfp.com/about-nfp/find-an-office/5655-s-yosemite-st-200-greenwood-village-co/): The NFP office located in Greenwood Village, Colorado is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Chehalis, Washington](https://www.nfp.com/about-nfp/find-an-office/571-nw-pacific-ave-chehalis-wa/): The NFP office located in Chehalis, Washington is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: St. Helens, Oregon](https://www.nfp.com/about-nfp/find-an-office/61-plaza-square-st-helens-or/): The NFP office located in St. Helens, Oregon is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Tucson, Arizona](https://www.nfp.com/about-nfp/find-an-office/6992-e-broadway-blvd-tucson-az/): The NFP office located in Tucson, Arizona is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Scottsdale, Arizona](https://www.nfp.com/about-nfp/find-an-office/8777-n-gainey-center-dr-ste-260-scottsdale-az/): The NFP office located in Scottsdale, Arizona is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Vancouver, Washington](https://www.nfp.com/about-nfp/find-an-office/9506-ne-102nd-street-vancouver-wa/): The NFP office located in Vancouver, Washington is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Chesapeake Drive San Diego, California](https://www.nfp.com/about-nfp/find-an-office/9665-chesapeake-drive-suite-201-floor-2-san-diego-ca/): The NFP office located at 9665 Chesapeake Drive in San Diego, CA, provides comprehensive retirement advisory, plan design and administration solutions. - [NFP Office: Onancock, Virginia](https://www.nfp.com/about-nfp/find-an-office/1-north-st-onancock-va/): The NFP office located in Onancock, Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: 100 N 3rd St Easton, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/100-n-3rd-st-easton-pa/): The NFP office located at 100 N 3rd St, Easton, PA, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Oakland, Maryland](https://www.nfp.com/about-nfp/find-an-office/102-s-2nd-st-oakland-md/): The NFP office located in Oakland, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Maitland, Florida](https://www.nfp.com/about-nfp/find-an-office/1060-maitland-center-commons-blvd-360-maitland-fl/): The NFP office located in Maitland, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Ocean Pines, Maryland](https://www.nfp.com/about-nfp/find-an-office/11204-racetrack-road-suite-201-ocean-pines-md/): The NFP office located in Ocean Pines, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Cumberland, Maryland](https://www.nfp.com/about-nfp/find-an-office/113-s-centre-st-cumberland-md/): The NFP office located in Cumberland, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Wallingford, Connecticut](https://www.nfp.com/about-nfp/find-an-office/10-research-parkway-wallingford-ct/): The NFP office located in Wallingford, Connecticut is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Church St New York, New York](https://www.nfp.com/about-nfp/find-an-office/100-church-st-ste-810-new-york-ny/): The NFP office at 100 Church St in New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Windsor, Connecticut](https://www.nfp.com/about-nfp/find-an-office/100-northfield-dr-windsor-ct/): The NFP office located in Windsor, Connecticut is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Danbury, Connecticut](https://www.nfp.com/about-nfp/find-an-office/100-reserve-road-pod-b-3-danbury-ct/): The NFP office located in Danbury, Connecticut is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: 105 Mad River Green Waitsfield, Vermont](https://www.nfp.com/about-nfp/find-an-office/105-mad-river-green-suite-2-waitsfield-vt/): The NFP office at 105 Mad River Green is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: 109 Mad River Green Waitsfield, Vermont](https://www.nfp.com/about-nfp/find-an-office/109-mad-river-green-suite-201-waitsfield-vt/): The NFP office located in Waitsfield, VT, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Morganville, New Jersey](https://www.nfp.com/about-nfp/find-an-office/1100-campus-drive-morganville-nj/): The NFP office located in Morganville, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Watertown, New York](https://www.nfp.com/about-nfp/find-an-office/1116-arsenal-st-suite-100-watertown-ny/): The NFP office located in Watertown, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Pittsford, New York](https://www.nfp.com/about-nfp/find-an-office/1175-pittsford-victor-rd-210-pittsford-ny/): The NFP office located in Pittsford, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Kennebunk, Maine](https://www.nfp.com/about-nfp/find-an-office/12-depot-rd-kennebunk-me/): The NFP office located in Kennebunk, Maine is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Portland St, St. Johnsbury, Vermont](https://www.nfp.com/about-nfp/find-an-office/1229-portland-street-st-johnsbury-vt/): The NFP office at 1229 Portland Street is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Voorhees, New Jersey](https://www.nfp.com/about-nfp/find-an-office/1307-white-horse-road-building-c-voorhees-nj/): The NFP office located in Voorhees, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Norwell, Massachusetts](https://www.nfp.com/about-nfp/find-an-office/141-longwater-drive-suite-101-norwell-ma/): The NFP office in Norwell, Massachusetts is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Albany, New York](https://www.nfp.com/about-nfp/find-an-office/159-wolf-road-2nd-floor-albany-ny/): The NFP office located in Albany, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Cooperstown, New York](https://www.nfp.com/about-nfp/find-an-office/169-main-st-suite-2-cooperstown-ny/): The NFP office in Cooperstown, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Wolfeboro, New Hampshire](https://www.nfp.com/about-nfp/find-an-office/17-bay-street-wolfeboro-nh/): The NFP office in Wolfeboro, New Hampshire is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Orleans, Vermont](https://www.nfp.com/about-nfp/find-an-office/21-water-st-orleans-vt/): The NFP office located in Orleans, Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Bethel (Royalton), Vermont](https://www.nfp.com/about-nfp/find-an-office/2472-vt-route-107-bethel-royalton-vt/): The NFP office located in Bethel (Royalton), Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Stamford, Connecticut](https://www.nfp.com/about-nfp/find-an-office/281-tresser-blvd-1004-stamford-ct/): The NFP office located in Stamford, Connecticut is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Rochester, New York](https://www.nfp.com/about-nfp/find-an-office/311-alexander-st-suite-202-rochester-ny/): The NFP office located in Rochester, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Northampton, Massachusetts](https://www.nfp.com/about-nfp/find-an-office/320-riverside-dr-northampton-ma/): NFP office located in Northampton, Massachusetts is a leading property & casualty broker, benefits consultant, wealth manager & retirement plan advisor. - [NFP Office: Bedford, New Hampshire](https://www.nfp.com/about-nfp/find-an-office/36-s-river-rd-bedford-nh/): The NFP office in Bedford, New Hampshire is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Mt Kemble Ave Morristown, New Jersey](https://www.nfp.com/about-nfp/find-an-office/360-mt-kemble-ave-morristown-nj/): The NFP office in Morristown, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Wall Street, Floor 30, New York, New York](https://www.nfp.com/about-nfp/find-an-office/40-wall-street-floor-30-new-york-ny/): NFP office at 40 Wall Street, Floor 30, in N.Y. is a leading property & casualty broker, benefits consultant, wealth manager & retirement plan advisor. - [NFP Office: Wall Street, Ste 1304 New York, New York](https://www.nfp.com/about-nfp/find-an-office/40-wall-street-ste-1304-new-york-ny/): NFP office at 40 Wall Street, ste. 1304 in New York is a leading property & casualty broker, benefits consultant, wealth manager & retirement plan advisor. - [NFP Office: Newport, Vermont](https://www.nfp.com/about-nfp/find-an-office/408-western-ave-newport-vt/): The NFP office located in Newport, Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Executive Drive Plainview, New York](https://www.nfp.com/about-nfp/find-an-office/45-executive-drive-plainview-ny/): The NFP office located in Plainview, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Woodbury, New Jersey](https://www.nfp.com/about-nfp/find-an-office/48-north-broad-street-woodbury-nj/): The NFP office located in Woodbury, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Fifth Ave, 15th FL New York, New York](https://www.nfp.com/about-nfp/find-an-office/521-fifth-ave-15th-fl-new-york-ny-alterity/): The NFP office located at 521 Fifth Ave, 15th FL, New York, NY, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Littleton, New Hampshire](https://www.nfp.com/about-nfp/find-an-office/532-union-st-littleton-nh/): The NFP office located in Littleton, New Hampshire is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Rutland, Vermont](https://www.nfp.com/about-nfp/find-an-office/54-woodstock-ave-rutland-vt/): The NFP office located in Rutland, Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Kingston, New York](https://www.nfp.com/about-nfp/find-an-office/55-albany-ave-kingston-ny/): The NFP office located in Kingston, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Fishkill, New York](https://www.nfp.com/about-nfp/find-an-office/60-merritt-blvd-202-fishkill-ny/): The NFP office located in Fishkill, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Plymouth, New Hampshire](https://www.nfp.com/about-nfp/find-an-office/612-tenney-mountain-hwy-plymouth-nh/): The NFP office in Plymouth, New Hampshire is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: So. Burlington, Vermont](https://www.nfp.com/about-nfp/find-an-office/620-hinesburg-rd-so-burlington-vt/): The NFP office in So. Burlington, Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Lewiston, Maine](https://www.nfp.com/about-nfp/find-an-office/681-sabattus-street-lewiston-me/): The NFP office located in Lewiston, Maine is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Berlin (Barre), Vermont](https://www.nfp.com/about-nfp/find-an-office/752-granger-rd-suite-1-berlin-barre-vt/): The NFP office located in Berlin (Barre), Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Morrisville, Vermont](https://www.nfp.com/about-nfp/find-an-office/78-vt-route-15w-morrisville-vt/): The NFP office located in Morrisville, Vermont is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Paramus, New Jersey](https://www.nfp.com/about-nfp/find-an-office/80-route-4-east-suite-245-paramus-nj/): The NFP office located in Paramus, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: North Andover, Massachusetts](https://www.nfp.com/about-nfp/find-an-office/800-turnpike-st-suite-12-and-floor-3-north-andover-ma/): NFP office located in North Andover, Massachusetts is a leading property & casualty broker, benefits consultant, wealth manager & retirement plan advisor. - [NFP Office: Farmingdale, New York](https://www.nfp.com/about-nfp/find-an-office/850-fulton-st-farmingdale-ny/): The NFP office located in Farmingdale, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Park Avenue Fl. 17 New York, New York](https://www.nfp.com/about-nfp/find-an-office/90-park-avenue-floor-17-new-york-ny/): The NFP office at 90 Park Avenue in New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP and Alterity Group: Park Avenue New York, New York](https://www.nfp.com/about-nfp/find-an-office/90-park-avenue-floor-17-new-york-ny-alterity/): The NFP and Alterity Group office on Park Avenue in New York is a leading wealth manager and retirement plan advisor. - [NFP Office: Somerville, New Jersey](https://www.nfp.com/about-nfp/find-an-office/92-east-main-st-ste-409-somerville-nj/): The NFP office located in Somerville, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Glastonbury, Connecticut](https://www.nfp.com/about-nfp/find-an-office/95-oak-street-ground-floor-glastonbury-ct/): The NFP office located in Glastonbury, Connecticut is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: East Greenbush, New York](https://www.nfp.com/about-nfp/find-an-office/98-b-troy-road-east-greenbush-ny/): The NFP office located in East Greenbush, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Madison, Wisconsin](https://www.nfp.com/about-nfp/find-an-office/10-terrace-court-ste-103-madison-wi/): The NFP office located in Madison, Wisconsin is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Crescent Ct Dallas, Texas](https://www.nfp.com/about-nfp/find-an-office/100-crescent-ct-7th-floor-dallas-tx/): The NFP office located at 100 Crescent Ct 7th floor, Dallas, TX is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Marietta, Ohio](https://www.nfp.com/about-nfp/find-an-office/102-gross-st-marietta-oh/): The NFP office located in Marietta, Ohio is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Congress Ave Austin, Texas](https://www.nfp.com/about-nfp/find-an-office/1100-congress-ave-austin-tx/): The NFP office located on Congress Avenue, in Austin, Texas, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Wexford, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/115-vip-drive-300-wexford-pa/): The NFP office in Wexford, Pennsylvania is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Capital of Texas Highway, Suite 600 Austin, Texas](https://www.nfp.com/about-nfp/find-an-office/1250-s-capital-of-texas-highway-bldg-2-suite-600-austin-tx/): The NFP office located at 1250 S. Capital of Texas Highway, Bldg. 2, Suite 600, Austin, TX is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [Fiducient Advisors LLC: Austin, Texas](https://www.nfp.com/about-nfp/find-an-office/1250-s-capital-of-texas-highway-bldg-2-suite-600-austin-tx-fiducient/): Fiducient Advisors located in Austin, Texas is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Benton, Arkansas](https://www.nfp.com/about-nfp/find-an-office/1306-military-rd-1-benton-ar/): The NFP office located in Benton, Arkansas is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Overland Park, Kansas](https://www.nfp.com/about-nfp/find-an-office/13913-garnett-street-overland-park-ks/): The NFP office located in Overland Park, Kansas is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Chesterfield, Missouri](https://www.nfp.com/about-nfp/find-an-office/16090-swingley-ridge-rd-450-chesterfield-mo/): The NFP office located in Chesterfield, Missouri is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Baton Rouge, Louisiana](https://www.nfp.com/about-nfp/find-an-office/1800-city-farm-dr-building-5-suite-a-baton-rouge-la/): The NFP office located in Baton Rouge, Louisiana is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Prior Lake, Minnesota](https://www.nfp.com/about-nfp/find-an-office/18526-judicial-road-prior-lake-mn/): The NFP office located in Prior Lake, Minnesota is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: McKinney Avenue Dallas, Texas](https://www.nfp.com/about-nfp/find-an-office/1919-mckinney-avenue-suite-2071-dallas-tx/): The NFP office located in Dallas, Texas is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Minneapolis, Minnesota](https://www.nfp.com/about-nfp/find-an-office/225-s-6th-street-suite-3900-minneapolis-mn/): The NFP office located in Minneapolis, Minnesota is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [Wealthspire Advisors: Appleton, Wisconsin](https://www.nfp.com/about-nfp/find-an-office/2505-e-evergreen-drive-suite-a-appleton-wi-wealthspire/): Wealthspire Advisors office located in Appleton, Wisconsin. - [NFP Office: Appleton, Wisconsin](https://www.nfp.com/about-nfp/find-an-office/2505-e-evergreen-drive-suite-a-appleton-wi/): The NFP office located in Appleton, Wisconsin is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Warren, Ohio](https://www.nfp.com/about-nfp/find-an-office/2650-weir-rd-ne-warren-oh/): The NFP office located in Warren, Ohio is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Woodmere, Ohio](https://www.nfp.com/about-nfp/find-an-office/28601-chagrin-blvd-550-woodmere-oh/): The NFP office located in Woodmere, Ohio is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Midland, Texas](https://www.nfp.com/about-nfp/find-an-office/306-w-wall-st-suite-811-midland-tx/): The NFP office located in Midland, Texas is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Milwaukee, Wisconsin](https://www.nfp.com/about-nfp/find-an-office/330-east-kilbourn-avenue-suite-1219-milwaukee-wi/): The NFP office located in Milwaukee, Wisconsin is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Columbus, Ohio](https://www.nfp.com/about-nfp/find-an-office/3900-tweedsmuir-drive-columbus-oh/): The NFP office located in Columbus, Ohio is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Royal Oak, Michigan](https://www.nfp.com/about-nfp/find-an-office/400-w-4th-st-300-royal-oak-mi/): The NFP office located in Royal Oak, Michigan is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Evansville, Indiana](https://www.nfp.com/about-nfp/find-an-office/415-crosslake-drive-suite-a-evansville-in/): The NFP office located in Evansville, Indiana is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Lexington, Kentucky](https://www.nfp.com/about-nfp/find-an-office/4384-clearwater-way-200-lexington-ky/): The NFP office located in Lexington, Kentucky is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Oklahoma City, Oklahoma](https://www.nfp.com/about-nfp/find-an-office/4811-gaillardia-pkwy-ste-300-oklahoma-city-ok/): The NFP office located in Oklahoma City is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: W Madison St #3260 Chicago, Illinois](https://www.nfp.com/about-nfp/find-an-office/500-w-madison-st-3260-chicago-il/): The NFP office located on W madison St in Chicago, Illinois is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: W Madison 32nd FL Chicago, Illinois](https://www.nfp.com/about-nfp/find-an-office/500-w-madison-st-32nd-fl-chicago-il/): The NFP office located at 500 W Madison St 32nd FL, Chicago, IL is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Plymouth, Minnesota](https://www.nfp.com/about-nfp/find-an-office/505-us-169-1100-plymouth-mn/): The NFP office located in Plymouth, Minnesota is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Deerfield, Illinois](https://www.nfp.com/about-nfp/find-an-office/570-lake-cook-rd-ste-115-deerfield-il/): The NFP office located in Deerfield, Illinois is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Rockside Woods Blvd Cleveland, Ohio](https://www.nfp.com/about-nfp/find-an-office/6450-rockside-woods-blvd-s-250-cleveland-oh/): The NFP office located at 6450 Rockside Woods Blvd S #250, Cleveland, OH is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Rockford, Illinois](https://www.nfp.com/about-nfp/find-an-office/6833-stalter-drive-suite-200-rockford-il/): The NFP office located in Rockford, Illinois is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Delafield, Wisconsin](https://www.nfp.com/about-nfp/find-an-office/709b-milwaukee-street-delafield-wi/): The NFP office located in Delafield, Wisconsin is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Eden Prairie, Minnesota](https://www.nfp.com/about-nfp/find-an-office/7800-equitable-drive-ste-200-eden-prairie-mn/): The NFP office located in Eden Prairie, Minnesota is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Indianapolis, Indiana](https://www.nfp.com/about-nfp/find-an-office/8900-keystone-crossing-suite-900-indianapolis-in/): The NFP office located in Indianapolis is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: New Orleans, Louisiana](https://www.nfp.com/about-nfp/find-an-office/935-gravier-st-1640-new-orleans-la/): The NFP office located in New Orleans is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: North Franklin Street Chicago, Illinois](https://www.nfp.com/about-nfp/find-an-office/one-north-franklin-street-33rd-floor-suite-3310-3320-3330-chicago-il-wealthspire/): The NFP office located in Chicago, Illinois is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: St Augustine, Florida](https://www.nfp.com/about-nfp/find-an-office/1200-plantation-island-dr-s-suite-210-st-augustine-fl/): The NFP office located in St Augustine, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Potomac, Maryland](https://www.nfp.com/about-nfp/find-an-office/12435-park-potomac-potomac-md/): The NFP office located in Potomac, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Statesboro, Georgia](https://www.nfp.com/about-nfp/find-an-office/13-north-main-street-201-statesboro-ga/): The NFP office located in Statesboro, Georgia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Waxhaw, North Carolina](https://www.nfp.com/about-nfp/find-an-office/1304-huntcliff-dr-waxhaw-nc/): The NFP office located in Waxhaw, North Carolina is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Washington, District of Columbia](https://www.nfp.com/about-nfp/find-an-office/1320-19th-st-nw-ste-700-washington-dc/): The NFP office located in Washington, District of Columbia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Webster Springs, West Virginia](https://www.nfp.com/about-nfp/find-an-office/138-bakers-st-webster-springs-wv/): The NFP office located in Webster Springs, West Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Greensboro, North Carolina](https://www.nfp.com/about-nfp/find-an-office/1401-sunset-dr-suite-201-greensboro-nc/): The NFP office located in Greensboro, North Carolina is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Wilmington, North Carolina](https://www.nfp.com/about-nfp/find-an-office/1430-commonwealth-drive-suite-310-wilmington-nc/): The NFP office located in Wilmington, North Carolina is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Princeton, West Virginia](https://www.nfp.com/about-nfp/find-an-office/1439-e-main-st-4-princeton-wv/): The NFP office located in Princeton, West Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Miramar, Florida](https://www.nfp.com/about-nfp/find-an-office/14471-miramar-parkway-suite-201-miramar-fl/): The NFP office located in Miramar, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Boca Raton, Florida](https://www.nfp.com/about-nfp/find-an-office/150-east-palmetto-park-road-suite-525-boca-raton-fl/): The NFP office located in Boca Raton, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Philadelphia, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/1635-market-st-1600-philadelphia-pa/): The NFP office located in Philadelphia, Pennsylvania is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Washington Blvd Easton, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/1837-washington-blvd-easton-pa/): The NFP office located at 1837 Washington Blvd., Easton, PA, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Charlotte, North Carolina](https://www.nfp.com/about-nfp/find-an-office/1901-roxborough-rd-suite-300-charlotte-nc/): The NFP office located in Charlotte, North Carolina is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Cockeysville, Maryland](https://www.nfp.com/about-nfp/find-an-office/201-international-cir-250-cockeysville-md/): The NFP office located in Cockeysville, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Palm Beach, Florida](https://www.nfp.com/about-nfp/find-an-office/220-sunrise-ave-suite-208-palm-beach-fl/): The NFP office located in Palm Beach, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Devon, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/237-w-lancaster-ave-251-devon-pa/): The NFP office located in Devon, Pennsylvania is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Accomac, Virginia](https://www.nfp.com/about-nfp/find-an-office/24018-lankford-hwy-accomac-va/): The NFP office located in Accomac, Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Pocomoke City, Maryland](https://www.nfp.com/about-nfp/find-an-office/2412-bypass-rd-pocomoke-city-md/): The NFP office located in Pocomoke City, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Conyers, Georgia](https://www.nfp.com/about-nfp/find-an-office/2435-wall-st-se-suite-101-conyers-ga/): The NFP office located in Conyers, Georgia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Franklin, Tennessee](https://www.nfp.com/about-nfp/find-an-office/2555-meridian-blvd-190-franklin-tn/): The NFP office located in Franklin, Tennessee is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Kelly Road, Suite 210 Warrington, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/2600-kelly-road-suite-210-warrington-pa/): The NFP office located at 2600 Kelly Road, Suite 210, Warrington, PA, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Kelly Rd, Suite 300 Warrington, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/2600-kelly-road-suite-300-warrington-pa/): The NFP office located at 2600 Kelly Road, Suite 300, Warrington, PA, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Alpharetta, Georgia](https://www.nfp.com/about-nfp/find-an-office/3015-windward-plaza-suite-430-alpharetta-ga/): The NFP office located in Alpharetta, Georgia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Pittsburgh, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/310-330-grant-street-the-grant-building-suite-1205-floor-12-pittsburgh-pa/): The NFP office located in Pittsburgh, Pennsylvania is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Venice, Florida](https://www.nfp.com/about-nfp/find-an-office/329-nokomis-ave-s-ste-j-venice-fl/): The NFP office located in Venice, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Windy Ridge Pkwy Atlanta, Georgia](https://www.nfp.com/about-nfp/find-an-office/3301-windy-ridge-pkwy-se-100-atlanta-ga/): The NFP office at 3301 Windy Ridge Pkwy is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Peachtree Rd Atlanta, Georgia](https://www.nfp.com/about-nfp/find-an-office/3445-peachtree-road-ne-suite-200-atlanta-ga/): The NFP office located in Atlanta, Georgia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Wellington, Florida](https://www.nfp.com/about-nfp/find-an-office/3500-fairlane-farms-road-suite-11-wellington-fl/): The NFP office located in Wellington, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Marietta, Georgia](https://www.nfp.com/about-nfp/find-an-office/351-washington-ave-suite-120-marietta-ga/): The NFP office located in Marietta, Georgia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Palm Beach Gardens, Florida](https://www.nfp.com/about-nfp/find-an-office/3835-pga-blvd-ste-1101-palm-beach-gardens-fl/): The NFP office located in Palm Beach Gardens, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Leonardtown, Maryland](https://www.nfp.com/about-nfp/find-an-office/41625-park-ave-leonardtown-md/): The NFP office located in Leonardtown, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Fairmont, West Virginia](https://www.nfp.com/about-nfp/find-an-office/503-morgantown-ave-110-fairmont-wv/): The NFP office located in Fairmont, West Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Stuart, Florida](https://www.nfp.com/about-nfp/find-an-office/532-s-colorado-ave-stuart-fl/): The NFP office located in Stuart, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Somerset, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/608-georgian-place-somerset-pa/): The NFP office located in Somerset, Pennsylvania is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Chincoteague Island, Virginia](https://www.nfp.com/about-nfp/find-an-office/6294-maddox-blvd-chincoteague-island-va/): The NFP office located in Chincoteague Island, Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Bethesda, Maryland](https://www.nfp.com/about-nfp/find-an-office/6500-rock-spring-drive-suite-500-bethesda-md/): The NFP office located in Bethesda, Maryland is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Summersville, West Virginia](https://www.nfp.com/about-nfp/find-an-office/704-professional-park-dr-201-summersville-wv/): The NFP office located in Summersville, West Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: High Point, North Carolina](https://www.nfp.com/about-nfp/find-an-office/709-westchester-dr-ste-202-high-point-nc/): The NFP office located in High Point, North Carolina is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Gassaway, West Virginia](https://www.nfp.com/about-nfp/find-an-office/83-n-elk-st-gassaway-wv/): The NFP office located in Gassaway, West Virginia is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Bradenton, Florida](https://www.nfp.com/about-nfp/find-an-office/9604-cortez-road-west-suite-115-bradenton-fl/): The NFP office located in Bradenton, Florida is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [Lenox Advisors: Franklin Street Chicago, Illinois](https://www.nfp.com/about-nfp/find-an-office/one-north-franklin-street-33rd-floor-suite-3310-3320-3330-chicago-il-lenox/): Lenox Advisors office located on Franklin St in Chicago, Illinois is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP: Boston, Massachusetts](https://www.nfp.com/about-nfp/find-an-office/265-franklin-st-1901-boston-massachusetts/): The NFP office located in Boston is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [29 South Main St., West Hartford, Connecticut](https://www.nfp.com/about-nfp/find-an-office/29-south-main-st-west-hartford-connecticut/): 29 South Main St., West Hartford, Connecticut - [NFP Office: Endwell, New York](https://www.nfp.com/about-nfp/find-an-office/1405-davis-avenue-endwell-ny/): See details about the NFP office located in Endwell, New York. Find contact information and meet the team. - [NFP Office: Greenville, Rhode Island](https://www.nfp.com/about-nfp/find-an-office/600-putnam-pike-suite-10a-greenville-ri/): The NFP office located in Greenville, Rhode Island is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Rumford, Rhode Island](https://www.nfp.com/about-nfp/find-an-office/20-newman-ave-suite-1000-rumford-ri/): The NFP office in Rumford, Rhode Island is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [1640 Huguenot Rd., Richmond, VA](https://www.nfp.com/about-nfp/find-an-office/1640-huguenot-rd-richmond-va/): 1640 Huguenot Rd., Richmond, VA - [NFP Office: White Plains, New York](https://www.nfp.com/about-nfp/find-an-office/711-westchester-avenue-ste-404-white-plains-ny/): The NFP office in White Plains, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [Ground Control Business Management: Encino, California](https://www.nfp.com/about-nfp/find-an-office/16030-ventura-blvd-suite-380-encino-ca/): The Ground Control Business Management office located in Encino, California is a business management firm built for those with boundless potential. - [NFP Office: Houston, Texas](https://www.nfp.com/about-nfp/find-an-office/1250-wood-branch-park-dr-ste-325-houston-tx/): The NFP office located at 1250 Wood Branch Park Dr, Ste 325, Houston, TX, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: South Jordan, UT](https://www.nfp.com/about-nfp/find-an-office/489-w-south-jordan-pkw-310-south-jordan-ut/): Our South Jordan, UT office, an independent registered investment advisor that focuses on holistic wealth management solutions and retirement planning. - [NFP Office: Royal Oak, MI](https://www.nfp.com/about-nfp/find-an-office/400-west-4th-street-suite-300-royal-oak-mi/): The NFP office at 400 West 4th Street, Suite 300 in Royal Oak, MI, is a leading benefits consultant, wealth manager, and retirement plan advisor. - [201 International Circle, Suite 250, Hunt Valley, MD](https://www.nfp.com/about-nfp/find-an-office/201-international-circle-suite-250-hunt-valley-md/): 201 International Circle, Suite 250, Hunt Valley, MD - [NFP and Hafetz & Associates](https://www.nfp.com/about-nfp/find-an-office/609-new-road-linwood-nj/): Hafetz & Associates in Linwood, New Jersey is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Lodi, California](https://www.nfp.com/about-nfp/find-an-office/2020-west-kettleman-lane-suite-b-lodi-ca/): The NFP office located in Lodi, California is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [25 East Anapamu Street 2nd Fl, Santa Barbara, CA](https://www.nfp.com/about-nfp/find-an-office/25-east-anapamu-street-2nd-fl-santa-barbara-ca/): 25 East Anapamu Street 2nd Fl, Santa Barbara, CA - [NFP Office: Amherst, New York](https://www.nfp.com/about-nfp/find-an-office/20-north-pointe-pkwy-suite-165-amherst-new-york/): The NFP office located in Amherst, New York is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [3003 Highway 95, Ste B-31, Bullhead City, AZ](https://www.nfp.com/about-nfp/find-an-office/3003-highway-95-ste-b-31-bullhead-city-az/): 3003 Highway 95, Ste B-31, Bullhead City, AZ - [325 W Gurley St., # 203, Prescott, AZ](https://www.nfp.com/about-nfp/find-an-office/325-w-gurley-st-203-prescott-az/): 325 W Gurley St., # 203, Prescott, AZ - [NFP Office: 200 Park Ave. 32nd Floor, New York, New York](https://www.nfp.com/about-nfp/find-an-office/200-park-avenue-32nd-floor-new-york-new-york/): The NFP office located at 200 Park Ave. 32nd Floor, New York, NY, is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [15250 Ventura Blvd, Suite 505, Sherman Oaks, California](https://www.nfp.com/about-nfp/find-an-office/15250-ventura-blvd-suite-505-sherman-oaks-california/): 15250 Ventura Blvd, Suite 505, Sherman Oaks, California - [NFP Office: Charleston, South Carolina](https://www.nfp.com/about-nfp/find-an-office/1071-morrison-drive-suite-a-charleston-south-carolina/): The NFP office located in Charleston, South Carolina is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [80 Rhoads Center Drive, Suite B, Dayton, OH](https://www.nfp.com/about-nfp/find-an-office/80-rhoads-center-drive-suite-b-dayton-oh/): 80 Rhoads Center Drive, Suite B, Dayton, OH - [SDN Insurance is Now NFP](https://www.nfp.com/about-nfp/find-an-office/6215-sheridan-drive-amherst-ny/): Our Amherst, NY office is a full-service insurance agency offering personal, business and financial service products to the greater Buffalo community. - [7360 SW Hunziker St., Ste 102, Tigard, OR](https://www.nfp.com/about-nfp/find-an-office/7360-sw-hunziker-st-ste-102-tigard-or/): 7360 SW Hunziker St., Ste 102, Tigard, OR - [32 Hampton Road, Southampton, NY](https://www.nfp.com/about-nfp/find-an-office/32-hampton-road-southampton-ny/): 32 Hampton Road, Southampton, NY - [NFP Office: 725 Magazine Street, Ste E, New Orleans, LA](https://www.nfp.com/about-nfp/find-an-office/725-magazine-street-ste-e-new-orleans-la/): The NFP office at 725 Magazine Street, Ste E, offers a variety of property and casualty solutions and services for middle-market companies. - [4500 Park Granada Boulevard, Ste 202, Calabasas, CA](https://www.nfp.com/about-nfp/find-an-office/4500-park-granada-boulevard-ste-202-calabasas-ca/): 4500 Park Granada Boulevard, Ste 202, Calabasas, CA - [1002 W. Wall St., Midland, TX](https://www.nfp.com/about-nfp/find-an-office/1002-w-wall-st-midland-tx/): 1002 W. Wall St., Midland, TX - [109 W. Plymouth St, Bremen, IN](https://www.nfp.com/about-nfp/find-an-office/109-w-plymouth-st-bremen-in/): 109 W. Plymouth St, Bremen, IN - [116 N. Main St., #1, Culver, IN](https://www.nfp.com/about-nfp/find-an-office/116-n-main-st-1-culver-in/): 116 N. Main St., #1, Culver, IN - [850 E. Jefferson St, Plymouth, IN](https://www.nfp.com/about-nfp/find-an-office/850-e-jefferson-st-plymouth-in/): 850 E. Jefferson St, Plymouth, IN - [111 E. Waterford St., Wakarusa, IN](https://www.nfp.com/about-nfp/find-an-office/111-e-waterford-st-wakarusa-in/): 111 E. Waterford St., Wakarusa, IN - [38233 Mound Rd., Building F, Sterling Heights, MI](https://www.nfp.com/about-nfp/find-an-office/38233-mound-rd-building-f-sterling-heights-mi/): 38233 Mound Rd., Building F, Sterling Heights, MI - [NFP Office: Wayne, Pennsylvania](https://www.nfp.com/about-nfp/find-an-office/955-chesterbrook-blvd-ste-310-wayne-pa/): The NFP office located in Wayne, Pennsylvania provides top-quality investment, group insurance, retirement benefits and financial planning. - [NFP Office: Jackson Blvd Chicago, Illinois](https://www.nfp.com/about-nfp/find-an-office/626-w-jackson-blvd-ste-500-chicago-il/): Visit our NFP office, formally Thompson Flanagan, a Chicago-based insurance brokerage firm known for delivering consistent, superior results. - [NFP Office: Rehoboth, Delaware](https://www.nfp.com/about-nfp/find-an-office/19643-blue-bird-lane-unit-8-rehoboth-de/): Explore the services and products available at NFP's office in Rehoboth, Delaware. Contact office staff and leadership for today for help. - [NFP Office: Wilmington, Delaware](https://www.nfp.com/about-nfp/find-an-office/501-carr-rd-suite-301-wilmington-de/): NFP's Wilmington, DE, office provides top-quality risk control, claims management, workers’ compensation, employee benefits and alternative risk financing. - [8329 West Sunset Road, Ste 200, Las Vegas, NV](https://www.nfp.com/about-nfp/find-an-office/8329-west-sunset-road-ste-200-las-vegas-nv/): 8329 West Sunset Road, Ste 200, Las Vegas, NV - [NFP Office: Norwell, MA](https://www.nfp.com/about-nfp/find-an-office/141-longwater-drive-suite-112-norwell-ma/): The NFP office in Norwell, Massachusetts is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. - [NFP Office: Brentwood, TN](https://www.nfp.com/about-nfp/find-an-office/213-overlook-circle-b2-brentwood-tn/): Visit our NFP office in Brentwood, TN, formerly Levin Group, which helps individuals or businesses with wealth management, retirement advisory and more. - [NFP Office: Russellville, KY](https://www.nfp.com/about-nfp/find-an-office/105-robins-way-ste-205-russellville-ky/): Visit our NFP office in Russellville, KY, formerly Levin Group, which helps individuals or businesses with wealth management, retirement advisory and more. ## Newsroom - [Newsroom](https://www.nfp.com/about-nfp/newsroom/): Stay informed with the latest news & insights from NFP's Newsroom. Discover industry updates, thought leadership & innovative solutions that drive success - [NFP Appoints New Executive Leadership Team in Canada](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-new-executive-leadership-team-in-canada/): NFP has announced the appointment of a new executive leadership team (ELT) in Canada. - [NFP Adds Scott Saddington to Grow P&C specialty capabilities](https://www.nfp.com/about-nfp/newsroom/nfp-continues-growth-of-management-and-professional-liability-practice-in-canada-with-addition-of-industry-veteran-scott-saddington/): Hiring of industry veteran Scott Saddington advances NFP's focus on growth of its P&C specialty capabilities in Canada. - [NFP Integrates Tanner Mainstain Glynn & Johnson](https://www.nfp.com/about-nfp/newsroom/nfp-integrates-tanner-mainstain-glynn-and-johnson-into-ground-control-business-management/): NFP announced the integration of Tanner Mainstain Glynn and Johnson, a company it acquired in July 2021, into Ground Control Business Management. - [NFP Expands Personal Travel Insurance Offering to Canada](https://www.nfp.com/about-nfp/newsroom/nfp-expands-personal-travel-insurance-offering-to-canadian-marketplace/): Discover NFP's latest expansion into the Canadian marketplace with enhanced personal travel insurance offerings. - [NFP Acquires Diversified Brokerage Services](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-diversified-brokerage-services-inc-expanding-its-life-insurance-distribution-capabilities/): NFP today announced it has acquired Diversified Brokerage Services, Inc. (DBS) expanding their life insurance distribution cpbilities. - [NFP Acquires Gravity Risk Services](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-gravity-risk-services-a-west-midlands-based-insurance-broker-and-risk-advisor/): NFP announced its acquisition of Gravity Risk Services Ltd. (Gravity), an award-winning community insurance broker based in the West Midlands. - [NFP Welcomes Gaurav Kapoor](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-gaurav-kapoor-to-its-expanding-north-america-construction-and-infrastructure-group/): NFP, a leading property and casualty broker, announced Gaurav Kapoor has joined the company's North America Construction and Infrastructure Group. - [Wealthspire Advisors to Acquire Heron Wealth](https://www.nfp.com/about-nfp/newsroom/wealthspire-advisors-an-nfp-company-to-acquire-heron-wealth-a-new-york-city-based-wealth-management-firm/): Wealthspire Advisors LLC purchased Heron Financial Group, LLC, a New York City-based wealth advisory firm - [NFP Acquires David A. Marcus & Associates](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-david-a-marcus-associates/): NFP announced it has acquired David A. Marcus & Associates, Inc. and Deerfield Financial Group, LLC (David Marcus). - [NFP Adds Philpott Meeks, LP](https://www.nfp.com/about-nfp/newsroom/nfp-grows-its-business-management-platform-with-the-addition-of-philpott-meeks-lp-a-los-angeles-based-business-management-firm/): NFP announced Philpott Meeks, LP will become part of NFP's Ground Control Business Management. - [NFP Announces Multi-Year Partnership with D.C. United](https://www.nfp.com/about-nfp/newsroom/nfp-announces-multi-year-partnership-with-dc-united/): NFP today announced a three-year partnership with D.C. United of Major League Soccer. - [NFP Earns 5-Star DEI Award From Insurance Business America](https://www.nfp.com/about-nfp/newsroom/nfp-earns-5-star-dei-award-from-insurance-business-america/): NFP, a leading property and casualty broker, announced it has earned a 5-Star Diversity, Equity and Inclusion (DEI) Award from Insurance Business magazine. - [NFP To Host Fourth Quarter 2022 Earnings Call ](https://www.nfp.com/about-nfp/newsroom/nfp-to-host-fourth-quarter-2022-earnings-call-on-february-16-2023/): NFP will host a live conference call to discuss the year-end results on February 16, 2023, at 9:30 a.m. ET. - [NFP Study Shows Insights on Employer Leave Policy Practices](https://www.nfp.com/about-nfp/newsroom/new-nfp-study-provides-insights-on-employer-leave-policy-practices/): Learn more about new benchmark data released today from NFP highlights opportunities employers have when administering their leave policies. - [NFP Appoints Aaron Hawley to its Surety Practice](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-aaron-hawley-to-its-surety-practice/): Discover NFP's latest addition to its Surety Practice, Aaron Hawley. - [NFP Adds Michael MacCrory to Energy & Marine Practice](https://www.nfp.com/about-nfp/newsroom/nfp-adds-industry-veteran-michael-maccrory-to-its-expanding-energy-marine-specialty-practice/): NFP announced the hiring of Michael MacCrory as senior vice president within its Energy & Marine practice. - [NFP Welcomes Kelly Smith to its Employee Benefits Business](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-kelly-smith-to-its-employee-benefits-business/): NFP announced it has hired Kelly Smith as senior vice president, Employee Benefits. - [NFP Acquires UK-Based Direct Safety Solutions](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-uk-based-direct-safety-solutions/): NFP, today announced it has acquired Direct Safety Solutions Ltd, a UK-based health and safety consultancy. - [Lauren Kim Appointed Head of Financial Institutions Group](https://www.nfp.com/about-nfp/newsroom/lauren-kim-appointed-head-of-nfps-financial-institutions-group/): NFP, a leading property and casualty broker, announced the appointment of Lauren Kim as managing director, head of its Financial Institutions Group (FIG). - [NFP Welcomes John Ferreira](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-john-ferreira-to-its-management-cyber-and-professional-liability-practice/): NFP announced it has hired John Ferreira as a senior vice president and professional liability practice leader. - [NFP Acquires Jess Morgan](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-jess-s-morgan-co-a-los-angeles-based-business-management-firm/): NFP announced it has acquired Jess S. Morgan & Company, Inc., a business management consulting firm located in Los Angeles, CA. - [NFP Launches Human Capital Solutions Practice ](https://www.nfp.com/about-nfp/newsroom/nfp-launches-human-capital-solutions-practice/): Elevate your HR strategy with NFP's Human Capital Solutions Practice. Explore our innovative approach to workforce management and employee benefits. - [NFP Welcomes Andrew Canning, Project Risk Management Veteran](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-andrew-canning-project-risk-management-veteran-to-its-expanding-north-america-construction-infrastructure-group/): NFP announced the hiring of Andrew Canning for its North America Construction & Infrastructure group. - [NFP Welcomes Aaron R. Haimowitz to National Claims Service](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-aaron-r-haimowitz-to-its-national-claims-service-practice/): NFP announced Aaron R. Haimowitz has joined its National Claims Service practice as a senior vice president, Construction and Infrastructure Claims. - [Wealthspire Advisors to Acquire Sage Financial Advisors](https://www.nfp.com/about-nfp/newsroom/wealthspire-advisors-to-acquire-sage-financial-advisors/): Wealthspire Advisors LLC, an NFP company and independent investment adviser, signed agreement to purchase Nevada-based Sage Financial Advisors, Inc. - [NFP Acquires Olson & Olson Insurance Services](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-olson-olson-insurance-services-inc/): NFP announced it has acquired Olson & Olson Insurance Services, Inc. (Olson), expanding its commercial P&C capabilities in the Denver marketplace. - [NFP Announces Joint Venture with Fieldtech](https://www.nfp.com/about-nfp/newsroom/nfp-announces-joint-venture-with-fieldtech/): Explore NFP's groundbreaking joint venture with FieldTech, a transformative digital platform for life & disability insurance. - [NFP Acquires Juno Search Partners](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-juno-search-partners-llc-expands-its-human-capital-consulting-capabilities/): NFP, a leading property and casualty broker, announced it has acquired Juno Search Partners, LLC, a Philadelphia-based search and staffing firm. - [NFP Acquires Tailored Finance Limited](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-tailored-finance-limited-dublin-based-health-and-life-insurance-advisors/): NFP, a leading property and casualty broker, announced the acquisition of Dublin-based health and life insurance advisors, Tailored Finance Limited. - [NFP Appoints Mike James Chief Sales Officer](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-mike-james-chief-sales-officer/): Discover NFP's latest executive appointment: Mike James as Chief Sales Officer. Learn about his vision and impact on our commitment to client success. - [Alterity Group Acquires CIC Group](https://www.nfp.com/about-nfp/newsroom/alterity-group-acquires-cic-group/): Alterity Group, a wholly-owned subsidiary of NFP, today announced it has acquired CIC Group. - [NFP Partners with Petline to Offer Petsecure](https://www.nfp.com/about-nfp/newsroom/nfp-launches-partnership-with-petline-to-offer-petsecure-canadas-pet-insurance/): NFP announced a partnership with Petline Insurance Company, a leader in the pet insurance market. - [NFP Enters Multi-year Partnership with New York Islanders](https://www.nfp.com/about-nfp/newsroom/multi-year-partnership-with-the-new-york-islanders/): NFP today announced a multiyear partnership with the National Hockey League's New York Islanders. - [NFP Acquires UK-Based Brokerage Bentley Insurance Services](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-uk-based-brokerage-bentley-insurance-services/): NFP announced it has acquired Mason James Insurance Services Limited, one of the largest brokers in Staffordshire. - [NFP Welcomes Angel Palumbo & Marcelino Pina](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-angel-palumbo-and-marcelino-pina-to-its-national-claims-service-practice/): NFP announced Angel Palumbo and Marcelino Pina have joined its National Claims Service practice as vice presidents. - [Longnecker & Associates Joins NFP](https://www.nfp.com/about-nfp/newsroom/longnecker-associates-rebrands-joins-nfps-compensation-consulting-practice/): Longnecker & Associates, a compensation and governance consulting firm, has completed its rebranding & will join NFP's Compensation Consulting practice. - [NFP Welcomes Juliana Pelaez](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-juliana-pelaez-to-its-management-and-professional-liability-team-in-canada/): NFP announced it has hired Juliana Pelaez as mid-market leader for its Management and Professional Liability practice in Canada. - [NFP Announces Three-Year Partnership with The St. James](https://www.nfp.com/about-nfp/newsroom/nfp-announces-three-year-partnership-with-the-st-james/): NFP announces an exciting three-year partnership with The St. James. Explore our collaboration for innovative wellness solutions and community engagement. - [NFP Opens New Office Space in Palm Beach Gardens ](https://www.nfp.com/about-nfp/newsroom/nfp-opens-new-office-space-in-palm-beach-gardens/): NFP announced it has opened new office space in Palm Beach Gardens. - [Rugby Canada Launches Let's Play Rugby, Presented by NFP](https://www.nfp.com/about-nfp/newsroom/rugby-canada-launches-lets-play-rugby-presented-by-nfp/): NFP in partnership with Rugby Canada, announced the launch of Let's Play Rugby, a new youth rugby program administered by Rugby Canada. - [ Aiken Insurances and ReSure Corporate Rebrand as NFP](https://www.nfp.com/about-nfp/newsroom/nfp-unifies-brand-strengthens-operations-in-ireland-eyes-europe-expansion/): NFP announced today it will rebrand two acquired firms in Ireland: Aiken Insurances and ReSure Corporate Brokers. - [NFP Announces Co-Leads for Cross-Border Construction Group](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-david-bowcott-and-adrian-pellen-to-co-lead-its-cross-border-north-america-construction-infrastructure-group/): Meet our new co-leaders, David Bowcott and Adrian Pellen, steering NFP's North America Construction & Infrastructure Group. - [NFP Signs Lease for New Office Space in Albany](https://www.nfp.com/about-nfp/newsroom/nfp-signs-lease-for-new-office-space-in-albany/): NFP announced it has signed a lease for & moved into new office space in Albany market. - [Savitsky Satin Bacon & Bucci Rebrands](https://www.nfp.com/about-nfp/newsroom/savitsky-satin-bacon-bucci-rebrands-as-ground-control-business-management/): NFP announced that Savitsky Satin Bacon & Bucci (SSBB) has rebranded as Ground Control Business Management. - [Landmark Alternative Dispute Resolution Program](https://www.nfp.com/about-nfp/newsroom/ullico-casualty-group-nfp-and-the-new-terminal-one-launch-landmark-alternative-dispute-resolution-program/): Ullico Casualty Group and NFP have partnered with the New Terminal One, a consortium of labor, operating and financial partners. - [NFP Named to Business Insurance's Annual List of Best Places to Work in Insurance](https://www.nfp.com/about-nfp/newsroom/nfp-named-to-business-insurances-annual-list-of-best-places-to-work-in-insurance/): NFP Named to Business Insurance's Annual List of Best Places to Work in Insurance - [NFP Welcomes Robert Scherer to Its Complex Risk Solutions Group ](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-robert-scherer-to-its-complex-risk-solutions-group/): NFP announced it has added Robert Scherer, senior vice president, to its Complex Risk Solutions Group (CRSG) in Canada. - [NFP Acquires Quantum Risk Solutions](https://www.nfp.com/about-nfp/newsroom/nfp-broadens-its-specialty-transportation-offering-with-acquisition-of-quantum-risk-solutions-llc/): NFP strengthens its specialty transportation services through the acquisition of Quantum Risk Solutions LLC. - [NFP Welcomes Tevin Smith](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-tevin-smith-to-its-management-and-professional-liability-practice/): NFP announced it has hired Tevin Smith as senior vice president in its Management and Professional Liability practice within NFP's Specialty business. - [NFP Invests $1 Million for Advancement of Economic Equity ](https://www.nfp.com/about-nfp/newsroom/nfp-invests-1-million-in-mdi-keepers-fund-lp-to-support-the-advancement-of-economic-equity/): NFP announced today a $1 million investment in the MDI Keeper's Fund, L.P. - [NFP Welcomes Javier Pardo](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-javier-pardo-oil-and-gas-industry-risk-management-expert/): NFP announced it has appointed Javier Pardo as senior vice president, Complex Risk Solutions Group (CRSG), serving the oil and gas industry. - [NFP Appoints Pamela Derksen Deputy CCO in Canada](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-pamela-derksen-as-deputy-chief-compliance-officer-in-canada/): NFP announced the hiring of Pamela Derksen as deputy chief compliance officer for NFP in Canada. - [NFP Establishes New Corporate Office in Downtown Toronto](https://www.nfp.com/about-nfp/newsroom/nfp-establishes-new-corporate-office-in-downtown-toronto-to-better-support-clients-partners-and-employees-1/): NFP today announced it will open a new corporate office in downtown Toronto. - [NFP Appoints Alana Lapierre to Lead Human Resources in Canada](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-alana-lapierre-to-lead-human-resources-in-canada/): Learn more about Alana Lapierre taking the helm of Human Resources, driving innovation & growth. - [NFP Renews Partnership with Equestrian Canada](https://www.nfp.com/about-nfp/newsroom/nfp-renews-partnership-with-equestrian-canada/): NFP's Henry Equestrian becomes an official insurance partner and provider of insurance solutions for the equestrian industry. - [NFP Forms Captive Management Corp](https://www.nfp.com/about-nfp/newsroom/nfp-forms-captive-management-corp-and-strengthens-its-complex-risk-solutions-group-in-canada-with-alternative-risk-expertise-1/): Explore how NFP forms Captive Management Corp, bolstering its Complex Risk Solutions Group in Canada with expertise in alternative risk solutions. - [NFP Adds Energy Industry Veteran Seth Michaelson](https://www.nfp.com/about-nfp/newsroom/nfp-adds-energy-industry-veteran-seth-michaelson-continuing-active-expansion-of-energy-practice/): NFP announced the appointment of Seth Michaelson to the Energy practice within NFP's Specialty business. - [NFP Acquires Toronto-based Newport Private Wealth Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-toronto-based-newport-private-wealth-inc/): NFP announced it has entered into an agreement to acquire Newport Private Wealth Inc., a Toronto-based private wealth management firm - [NFP, Palm Beach North Athletic Foundation Partnership](https://www.nfp.com/about-nfp/newsroom/nfp-establishes-long-term-partnership-with-the-palm-beach-north-athletic-foundation/): NFP today announced a long-term partnership with Palm Beach North Athletic Foundation. - [NFP Adds James Debenport to its Energy Practice](https://www.nfp.com/about-nfp/newsroom/nfp-adds-industry-veteran-james-debenport-to-its-energy-practice-within-its-specialty-business/): NFP announced the appointment of James Debenport to vice president, Energy and Marine, to the Energy practice within NFP's Specialty business. - [NFP Appoints John Stewart to Lead Surety in Canada](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-john-stewart-to-lead-surety-in-canada/): Elevating our commitment to surety in Canada. Meet John Stewart, our appointed leader, and discover how NFP is shaping the future of surety solutions. - [Alterity Group Acquires Hager Strategic](https://www.nfp.com/about-nfp/newsroom/alterity-group-acquires-hager-strategic-a-leading-health-and-welfare-retirement-and-human-resources-consultant/): Alterity Group, a wholly owned subsidiary of NFP today announced it has acquired Hager Strategic, Inc. - [NFP Continues Partnership with New York City Football Club](https://www.nfp.com/about-nfp/newsroom/nfp-enters-second-year-of-partnership-with-new-york-city-football-club-with-a-continued-focus-on-community/): New York City Football Club (NYCFC) and NFP, the Official Insurance Broker of NYCFC, today announced new activations for the 2022 season. - [NFP Appoints Emily Horsman Head of Canadian National Broking](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-emily-horsman-head-of-canadian-national-broking/): NFP, a leading property and casualty broker, today announced that Emily Horsman has joined the company as head of Canadian National Broking. - [Employers Rethink Benefits Offerings](https://www.nfp.com/about-nfp/newsroom/in-a-tight-talent-market-most-employers-re-think-benefits-offerings-according-to-nfps-us-benefits-trend-report/): In a tight talent market, most employers rethink benefits offerings, according to NFP's US Benefits Trend Report. - [NFP Acquires Financial Advisory Firm Simon Shirley Advisors](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-financial-advisory-firm-simon-shirley-advisors/): NFP today announced it acquired financial advisory firm, Simon Shirley Advisors Limited. - [NFP Engages TigerRisk for Lloyd's Line Slip](https://www.nfp.com/about-nfp/newsroom/nfps-financial-institutions-group-engages-tigerrisk-for-lloyds-line-slip/): NFP announced its Financial Institutions Group has selected TigerRisk Partners LLC to develop a line slip to transact business with Lloyd's of London. - [NFP Invests in Austin-based Texas Empowerment Academy](https://www.nfp.com/about-nfp/newsroom/nfp-invests-in-austin-based-texas-empowerment-academy/): Explore how NFP is empowering the future by investing in the Texas Empowerment Academy. Learn about our commitment to education and community development. - [NFP Welcomes Cyber Expert Timothy Gotta to its Specialty Business](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-cyber-expert-timothy-gotta-to-its-specialty-business/): NFP, an Aon Company, announced the addition of Timothy Gotta, vice president, Cyber practice. - [NFP Strengthens its P&C Specialty Focus on Private Equity](https://www.nfp.com/about-nfp/newsroom/nfp-strengthens-its-pc-specialty-business-with-a-distinct-focus-on-private-equity/): NFP announced the company has added a stable of complex risk services for private equity firms and their portfolio companies. - [NFP to Enhance Wealth Management & Retirement Plan Offerings](https://www.nfp.com/about-nfp/newsroom/nfp-realigns-business-segments-to-enhance-connectivity-of-wealth-management-and-retirement-plan-offerings/): Explore the reorganization of NFP's business segments to better meet the dynamic needs of clients. - [NFP To Host First Quarter 2022 Earnings Call ](https://www.nfp.com/about-nfp/newsroom/nfp-to-host-first-quarter-2022-earnings-call-on-may-6-2022/): NFP will host a live conference call to discuss the first quarter results on May 6, 2022, at 9:30 a.m. ET. - [NFP Acquires ReSure, Continues to grow Business in Ireland ](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-resure-continues-to-grow-business-in-ireland/): NFP announced it has acquired Irish-owned ReSure Corporate Brokers, a specialist commercial insurance broker. - [Megan Nail Named to Society of Human Resources Management](https://www.nfp.com/about-nfp/newsroom/nfps-megan-nail-named-to-the-society-of-human-resources-managements-2022-membership-advisory-council/): Megan Nail, sr. vice president, Consulting & Total Rewards, has been named to the Membership Advisory Council of the Society of Human Resources Management. - [NFP Expands with Acquisition of Dignum & Bame Insurance](https://www.nfp.com/about-nfp/newsroom/nfp-expands-pc-footprint-in-northeast-region-with-acquisition-of-dignum-bame-insurance-agency-inc/): Discover how NFP strengthens its presence in the Northeast with the acquisition of Dignum Bame Insurance Agency. - [NFP Acquires Achilles & Associates](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-achilles-associates/): NFP, an Aon Company, announced the acquisition of Achilles & Associates expanding its full-service P&C and benefits capabilities. - [NFP Welcomes Grant Smith, Energy & Marine Industry Expert](https://www.nfp.com/about-nfp/newsroom/grant-smith-press-release/): NFP, an Aon Company, announced it has hired Grant Smith as senior vice president. - [NFP Adds Energy Industry Specialist David Clarke to P&C Team](https://www.nfp.com/about-nfp/newsroom/david-clarke-press-release/): NFP, a leading insurance broker and consultant, today announced it has hired David Clarke as senior vice president. - [NFP Launches Energy Group](https://www.nfp.com/about-nfp/newsroom/nfp-launches-energy-group/): NFP announced the launch of an Energy group within its Specialty business and the hiring of Vilma Vanegas as senior vice president to lead it. - [NFP Acquires AFS Advisors Expanding its Retirement Business](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-afs-advisors/): NFP announced it has acquired AFS Advisors LLC, an independent registered retirement and investment advisor located in Suwanee, Georgia. - [NFP and Darren Clarke Agree to Multi-Year Sponsorship](https://www.nfp.com/about-nfp/newsroom/darren-clarke-press-release/): NFP, a leading insurance broker and consultant, today announced a multi-year sponsorship agreement with golf star Darren Clarke. - [NFP Acquires Helios HR LLC](https://www.nfp.com/about-nfp/newsroom/helios-press-release/): NFP announced that it has acquired Helios HR, LLC, an HR outsourcing, consulting, and recruitment services firm. - [NFP Announces Partnership with Austin FC](https://www.nfp.com/about-nfp/newsroom/austin-fc-press-release/): NFP, a leading insurance broker and consultant, today announced a multi-year partnership with Austin FC of Major League Soccer (MLS). - [NFP Acquires East Coast Underwriters, Blue Ridge Captive](https://www.nfp.com/about-nfp/newsroom/ecu-blue-ridge-press-release/): NFP, a leading insurance broker and consultant, today announced it has acquired East Coast Underwriters, LLC and Blue Ridge Captive Solutions PCC, Inc. - [NFP To Host Fourth Quarter 2021 Earnings Call](https://www.nfp.com/about-nfp/newsroom/4q-2021-earnings-release/): NFP, a leading insurance broker and consultant, will post its year-end 2021 earnings results the evening of February 10, 2022. - [NFP Welcomes Courtney Maugé and Rick Cavaliere](https://www.nfp.com/about-nfp/newsroom/mauge-cavaliere-press-release/): NFP today announced the addition of Courtney Maugé, senior vice president, and Rick Cavaliere, senior vice president. - [Integration of Lenox Wealth Advisors & Wealthspire Advisors](https://www.nfp.com/about-nfp/newsroom/lenox-wealthspire-press-release/): NFP announced the integration of Lenox Wealth Advisors with Wealthspire Advisors. - [DE&I award press release](https://www.nfp.com/about-nfp/newsroom/dei-award-press-release/): NFP announced it has earned a 5-Star Diversity, Equity and Inclusion (DEI) Award from Insurance Business magazine. - [NFP Appoints Kate Henry and Mike Walsh Co-Presidents](https://www.nfp.com/about-nfp/newsroom/henry-walsh-press-release/): NFP, a leading insurance broker and consultant, today announced Kate Henry and Mike Walsh have become co-presidents of its Northeast region. - [NFP Expands Risk Management and Complex Risk Practice](https://www.nfp.com/about-nfp/newsroom/barrett-press-release/): NFP today announced John Barrett has joined the company as a senior vice president, U.S. Complex Risk. - [NFP Advisors Named Top 100 Retirement Plan Advisors under 40](https://www.nfp.com/about-nfp/newsroom/napa-under-40/): NFP, a leading insurance broker and consultant, announced that eight NFP retirement advisors have been named Top 100 Retirement Plan Advisors under 40. - [NFP Acquires Improved Funding Techniques Inc.](https://www.nfp.com/about-nfp/newsroom/ifti-press-release/): NFP, a leading insurance broker and consultant, announced it has acquired Improved Funding Techniques Inc. The transaction closed on December 1, 2021. - [NFP Helps Raise $1 million for Project Wish List,](https://www.nfp.com/about-nfp/newsroom/project-wish-list/): Learn how NFP supports DC schools that offer strong academic programs to at-risk students. - [Wealthspire Advisors Nears Private Capital Group Acquisition](https://www.nfp.com/about-nfp/newsroom/private-capital-group-press-release/): Wealthspire Advisors has acquired Private Capital Group, a leading wealth management firm. - [NFP Adds Apar Purohit to Canada Complex Risk Solutions Group](https://www.nfp.com/about-nfp/newsroom/purohit-press-release/): NFP, today announced Apar Purohit has joined the company as senior vice president, client solutions, in its Complex Risk Solutions Group in Canada. - [NFP Becomes Anchor Limited Partner of Distributed Ventures](https://www.nfp.com/about-nfp/newsroom/distributed-ventures-press-release/): NFP, a leading insurance broker and consultant, today announced it will be the anchor limited partner of Distributed Ventures. - [NFP Adds Lori Robinett, Enhancing Casualty Expertise](https://www.nfp.com/about-nfp/newsroom/robinett-press-release/): NFP announced Lori Robinett has joined the company as a senior vice president, national casualty broker, in its Risk Management and Complex Risk practice. - [NFP Acquires Insurance Provider Group](https://www.nfp.com/about-nfp/newsroom/ipg-press-release/): NFP, a leading insurance broker & consultant, announced it has acquired the assets of Insurance Provider Group. The transaction closed on October 6, 2021. - [NFP and MoneyLion Expand Partnership](https://www.nfp.com/about-nfp/newsroom/moneylion-wellcents-press-release/): NFP today announced an expansion of their existing partnership. - [NFP's Wealthspire Advisors to Acquire Private Ocean](https://www.nfp.com/about-nfp/newsroom/wealthspire-private-ocean/): Wealthspire Advisors today announced the signing of a definitive agreement to acquire Private Ocean, LLC, - [NFP in Canada and Loadsure Announce Partnership](https://www.nfp.com/about-nfp/newsroom/nfp-loadsure-press-release/): NFP, a leading insurance broker and consultant, announced its Canadian-based offices have formed an exclusive partnership with UK-based Loadsure. - [Wealthspire Announces Financial Planning Sponsorship](https://www.nfp.com/about-nfp/newsroom/wealthspire-cfp/): Wealthspire announced its partnership with the CFP Board Center for Financial Planning for the 2021 Virtual Diversity Summit & Career Fair. - [NAPA 2021 press release](https://www.nfp.com/about-nfp/newsroom/napa-2021-press-release/): NFP today announced that 14 NFP retirement advisors have been named to the National Association of Plan Advisors (NAPA) 2021 list of Top Women Advisors. - [Josh Wozman to Lead Global Communications ](https://www.nfp.com/about-nfp/newsroom/wozman-press-release/):  NFP, retirement, & individual solutions, today announced Josh Wozman has joined the company as senior vice president, public relations and communications. - [NFP Acquires Foster Park Brokers](https://www.nfp.com/about-nfp/newsroom/foster-park-acquisition/): NFP, a leading insurance broker and consultant, today announced its acquisition of Foster Park Brokers Inc. - [NFP Welcomes Jeffrey Beneville to Private Client Group](https://www.nfp.com/about-nfp/newsroom/beneville-press-release/): NFP today announced Jeffrey Beneville has joined the company as a senior vice president within its Private Client Group (PCG). - [2021 Third Quarter Call](https://www.nfp.com/about-nfp/newsroom/3q-earnings-call-press-release/): NFP will host a live conference call to discuss the third quarter results on November 10, 2021, at 9:30 a.m. ET. - [NFP Welcomes Robert Beauchamp to Commercial Lines](https://www.nfp.com/about-nfp/newsroom/beauchamp-press-release/): NFP, a leading insurance broker and consultant, today announced Robert Beauchamp has joined as vice president, commercial lines, in Quebec, Canada. - [NFP Acquires KGJ Insurance Services Group Ltd](https://www.nfp.com/about-nfp/newsroom/kgj-press-release/): NFP, a leading insurance broker and consultant, today announced it has acquired UK-based KGJ Insurance Services Group Ltd. - [NFP Acquires Connor, a UK-based HR Consultancy](https://www.nfp.com/about-nfp/newsroom/connor-press-release/): NFP, a leading insurance broker and consultant, today announced it has acquired UK-based HR consultancy firm The Connor Consultancy Limited (Connor). - [Mary Woodman Joins NFP in its National Claims Practice](https://www.nfp.com/about-nfp/newsroom/woodman-press-release/): NFP announced Mary Woodman has joined its National Claims Practice as a vice president. - [NFP Adds Robert Terracciano to Risk Management/Complex Risk](https://www.nfp.com/about-nfp/newsroom/terracciano-press-release/): NFP announced that Robert Terracciano has joined the company as a senior vice president in its Risk Management and Complex Risk practice. - [NFP Adds Meiling Gao to Financial Institutions Group](https://www.nfp.com/about-nfp/newsroom/meiling-gao-press-release/): NFP, a leading insurance broker and consultant, announced Meiling Gao has joined the company as a vice president within its Financial Institutions Group. - [Doug Hammond Joins Commission for Disability Employment](https://www.nfp.com/about-nfp/newsroom/hammond-ceo-commission/): NFP announced Doug Hammond, its chairman and CEO, has joined the CEO Commission for Disability Employment. - [Moiré Morón Joins NFP's Management & Professional Liability](https://www.nfp.com/about-nfp/newsroom/moire-moron-release/): NFP announced Moiré Morón has joined its P&C Specialty division as a vice president, advocacy and technical claims specialist. - [NFP Acquires FindMyBenefits](https://www.nfp.com/about-nfp/newsroom/findmybenefits-release/): NFP, a leading insurance broker and consultant, today announced the acquisition of FindMyBenefits.com, DBA FindMyBenefits. - [NFP Welcomes Emily Bourdeau to its Environmental Practice ](https://www.nfp.com/about-nfp/newsroom/bourdeau-press-release/): NFP, an Aon Company, today announced Emily Bourdeau has joined the company as a vice president in the Environmental practice. - [NFP Acquires Thompson Flanagan](https://www.nfp.com/about-nfp/newsroom/tf-press-release/): NFP announced it has acquired Thompson Flanagan, adding scale and specialized expertise for law and private equity firms. - [NFP Canada Welcomes Lesley Munk](https://www.nfp.com/about-nfp/newsroom/lesley-munk-new-hire/): Lesley Munk has joined NFP as senior vice president, Associate General Counsel, for the company's Canadian operations. - [NFP Named to Business Insurance's Best Places to Work](https://www.nfp.com/about-nfp/newsroom/bptw-press-release/): NFP today announced it has been named to Business Insurance's annual list of Best Places to Work in Insurance for the fifth consecutive year. - [InsurChoice to Offer Insurance Directly to Employees/Members](https://www.nfp.com/about-nfp/newsroom/insurchoice-press-release/): InsurChoice provides businesses, organizations & partners the opportunity to offer personal insurance solutions to their employees, members and customers. - [Pamela Wheeler Named Chief Diversity and Inclusion Officer](https://www.nfp.com/about-nfp/newsroom/wheeler-press-release/): Learn more about NFP's announcement of Pamela Wheeler joining the company as senior vice president, chief diversity and inclusion officer. - [Jonathan Abbott to Lead NFP's P&C Actuarial Services](https://www.nfp.com/about-nfp/newsroom/abbott-press-release/): NFP, a leading insurance broker and consultant, today announced Jonathan Abbott has joined the company as a senior vice president, P&C actuarial services. - [NFP Acquires Fallon Benefits Group](https://www.nfp.com/about-nfp/newsroom/fbg-acquisition/): NFP today announced it has acquired Fallon Benefits Group, Inc. (FBG), an Atlanta-based employee benefits brokerage and consulting firm. - [2021 Second Quarter Earning Call](https://www.nfp.com/about-nfp/newsroom/2q-earnings/): NFP will host a live conference call to discuss the second quarter results on August 12, 2021, at 9:30 a.m. ET. - [NFP Forms Occupational Health and Safety (OHS) Group](https://www.nfp.com/about-nfp/newsroom/ohs/): NFP, a leading insurance broker and consultant, today announced the formation of its Occupational Health and Safety (OHS) Group. - [NFP Acquires Aiken Insurances Ltd](https://www.nfp.com/about-nfp/newsroom/aiken/): NFP, a leading insurance broker and consultant, today announced it has acquired Aiken Insurances Limited (AIL). - [NFP Welcomes Morgan Frick to Mgmt & Professional Liability](https://www.nfp.com/about-nfp/newsroom/morgan-frick/): NFP, a leading insurance broker and consultant announced that Morgan Frick has joined the company as a senior vice president within its P&C division. - [NFP Acquires Tanner Mainstain Glynn and Johnson](https://www.nfp.com/about-nfp/newsroom/tmgj/): Learn more about NFP's acquisition of Tanner Mainstain Glynn and Johnson. - [NFP Canada & Piiq Risk Partners Form Exclusive Partnership](https://www.nfp.com/about-nfp/newsroom/piiq-risk-partners/): NFP Canada announced strategic partnership with Piiq Risk Partners, a provider of insurance & risk management solutions across aerospace & aviation. - [NFP Sponsors CAAFP](https://www.nfp.com/about-nfp/newsroom/caafp/): NFP today announced they are a Silver Sponsor of the 2021 Conference of African American Financial Professionals (CAAFP). - [NFP in Canada Welcomes Michael Whibley & Brett Flande](https://www.nfp.com/about-nfp/newsroom/whibley-flande/): NFP Canada announced Michael Whibley has joined the commercial insurance team and Brett Flande has joined the Complex Risk Solutions Group. - [NFP Ventures Makes Investment in Harness Wealth](https://www.nfp.com/about-nfp/newsroom/nfp-harness-wealth/): NFP Venture announced an investment in Harness Wealth, a wealth management solution for next generation wealth builders seeking advice. - [NFP Launches Executive Benefits Initiative](https://www.nfp.com/about-nfp/newsroom/executive-benefits-healthcare/): NFP today announced its NFP Executive Benefits business unit has launched an initiative to deliver solutions to healthcare organizations. - [NFP Acquires Emphasis Benefits to Expand Group Benefits](https://www.nfp.com/about-nfp/newsroom/emphasis-benefits/): NFP, a leading insurance broker and consultant, today announced the acquisition of Pinetree Capital LLC dba Emphasis Benefits. - [NFP Ventures Invests in Honeycomb](https://www.nfp.com/about-nfp/newsroom/nfp-honeycomb/): Learn more about NFP Venture's investment in Honeycomb, a commercial real estate insurance managing general agent - [NFP Welcomes Donna Holt & Lee Picher to Complex Risk](https://www.nfp.com/about-nfp/newsroom/holt-picher-press-release/): NFP announced Donna Holt and Lee Picher have joined its Complex Risk Solutions (CRS) group in Canada as senior vice presidents. - [NFP Welcomes Marc Tauber to Financial Institutions Group](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-marc-tauber-to-financial-institutions-group/): NFP announced that Marc Tauber has joined the company as a senior vice president within its Financial Institutions Group (FIG). - [NFP & Vault Launch Exclusive Group Excess Liability Program](https://www.nfp.com/about-nfp/newsroom/nfp-and-vault-partner-to-launch-exclusive-group-excess-liability-insurance-program/): Explore NFP's exclusive partnership with Vault to introduce a cutting-edge group excess liability insurance program. - [NFP's 2021 US Benefits Trend Report Now Available](https://www.nfp.com/about-nfp/newsroom/nfps-2021-us-benefits-trend-report-now-available/): NFP made available its 2021 US Benefits Trend Report, a comprehensive report on employee benefit trends, to all employers. - [NFP Launches a Newly Designed Administration Platform](https://www.nfp.com/about-nfp/newsroom/boli/): NFP, a leading insurance broker and consultant, today announced the launch of its newly designed administration platform for bank owned life insurance. - [NFP Launches NFP Connect](https://www.nfp.com/about-nfp/newsroom/nfp-launches-nfp-connect/): NFP announced the launch of NFP Connect, a digital platform that facilitates the sharing of best practices, enhanced efficiencies & data aggregation. - [NFP Webinar to Introduce 2021 US Benefits Trend Report](https://www.nfp.com/about-nfp/newsroom/trend-report-webinar-press-release/): NFP, an Aon Company, announced today it will host a special webinar to highlight the findings of the 2021 US Benefits Trend Report. - [NFP Welcomes Suzy Pires to Complex Risk Solutions Group](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-suzy-pires-to-complex-risk-solutions-group/): NFP announced that Suzy Pires has joined its Complex Risk Solutions (CRS) Group in Canada as senior vice president. - [First Person Advisors Partner with Ed Carpenter Racing](https://www.nfp.com/about-nfp/newsroom/first-person-advisors-to-partner-with-ed-carpenter-racing-for-the-indianapolis-500/): First Person Advisors, a subsidiary benefits advisory firm of NFP, announced today a partnership with Ed Carpenter Racing for the 2021 Indianapolis 500. - [NFP Adds Tony Petrilli to Complex Risk Solutions Group](https://www.nfp.com/about-nfp/newsroom/nfp-adds-tony-petrilli-to-complex-risk-solutions-group-as-senior-vice-president-loss-control/): NFP, an Aon Company, today announced that Tony Petrilli has joined its Complex Risk Solutions (CRS) Group in Canada as senior vice president, loss control. - [NFP Acquires First Person, Inc., Expanding Employee Benefits](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-first-person-inc-expanding-employee-benefits-business/): NFP, a leading insurance broker and consultant, today announced the acquisition of First Person, Inc. - [NFP Risk & Insurance Strategy Collective Welcomes TJ Scherer](https://www.nfp.com/about-nfp/newsroom/risc-welcomes-industry-specialist-tj-scherer/): NFP announced that TJ Scherer has joined its Risk and Insurance Strategy Collective (RISC) as a senior captive consultant. - [NFP Offices Named to NAPA's List of Top Defined Contribution Multi-Office Firms](https://www.nfp.com/about-nfp/newsroom/nfp-offices-named-to-napas-list-of-top-defined-contribution-multi-office-firms/): NFP announced that it's been named to the National Association of Plan Advisors (NAPA) list of Top Defined Contribution (DC) Advisor Multi-Office Firms. - [NFP Welcomes Matthew Schott and Kevin Smith to P&C Team](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-matthew-schott-and-kevin-smith-to-pc-team/): NFP announced that Matthew Schott and Kevin Smith have joined the company as managing director and senior vice president, respectively. - [NFP Ventures to Help Navigate COVID-19 Vaccine](https://www.nfp.com/about-nfp/newsroom/nfp-ventures-makes-investment-in-vaxatlas/): NFP Ventures, the early-stage investment arm of NFP, today announced a seed investment in VaxAtlas, Inc., a leading vaccine management platform. - [NFP Acquires The Schuster Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-the-schuster-group/): NFP announced the acquisition of The Schuster Group, and their nonprofit membership platform, TANGO Administrative and Management Services, LLC. - [NFP Welcomes Matthew Hamel to Property & Casualty Team in Canada](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-matthew-hamel-to-property-casualty-team-in-canada/): NFP announced that Matthew Hamel has joined the Complex Risk Solutions (CRS) Group in Canada as a senior vice president. - [Industry Specialists Jonathan McKenzie & Rob Ramos Join NFP](https://www.nfp.com/about-nfp/newsroom/jonathan-mckenzie-and-rob-ramos-join-risk-and-insurance-strategy-collective/): NFP announced Jonathan McKenzie, VP, head of US captive management ops & Ramon Ramos, SR account exec, joined NFP's Risk & Insurance Strategy Collective. - [NFP Partners with Finseca to Launch Enterprise Membership](https://www.nfp.com/about-nfp/newsroom/nfp-partners-with-finseca-to-launch-enterprise-membership-for-nfps-life-insurance-division/): NFP announced a partnership with Finseca, a professional trade organization, to offer enterprise membership to NFP's Life Insurance division. - [DiMeo Schneider & Fiduciary Investment Advisors Rebrand](https://www.nfp.com/about-nfp/newsroom/dimeo-schneider-and-fiduciary-investment-advisors-rebrand-as-fiducient-advisors/): DiMeo Schneider & Associates, L.L.C., an NFP company, today announced they will rebrand as Fiducient Advisors. - [NFP Welcomes Charles Christopher to Complex Risk Solutions](https://www.nfp.com/about-nfp/newsroom/charles-christopher-joins-complex-risk-solutions-group/): NFP announced that Charles Christopher has joined NFP as a senior vice president & head of Captives for the Complex Risk Solutions Group in Canada. - [NFP Ventures Invests in TrustLayer](https://www.nfp.com/about-nfp/newsroom/trustlayerpressrelease/): NFP Ventures announced strategic investment in TrustLayer, a collaborative risk management platform & proof of insurance verification solution. - [NFP and Xevant Extend Strategic Partnership](https://www.nfp.com/about-nfp/newsroom/xevant-partnership/): NFP announced a multi-year extension of their partnership with Xevant, a leading provider of pharmacy analytics and automation solutions. - [John Haas Joins NFP Leadership Team](https://www.nfp.com/about-nfp/newsroom/john-haas-joins-nfp-leadership-team/): NFP, today announced that John Haas has joined the company as president of NFP in Canada. - [NFP Adds Joseph Beesack to Complex Risk Solutions Group](https://www.nfp.com/about-nfp/newsroom/joseph-beesack/): Joseph Beesack has joined NFP as a senior vice president & head of Analytics for the Complex Risk Solutions Group in Canada. - [NFP Welcomes Imran Pira, Sr VP in Complex Risk Solutions](https://www.nfp.com/about-nfp/newsroom/imran-pira-release/): NFP, an Aon Company, announced Imran Pira joined its Complex Risk Solutions Group in Canada as a senior vice president, Management & Professional Lines. - [Masterclass to Address Toll on Employee Mental Health](https://www.nfp.com/about-nfp/newsroom/mental-health-masterclass/): NFP announced that it will be offering a 90-minute well-being masterclass to help address financial, social and pandemic toll on employee mental health. - [NFP Expands Cyber Coverage with NetDiligence & CyberCube](https://www.nfp.com/about-nfp/newsroom/netd-and-cybercube-press-release/): NFP partners with NetDiligence & CyberCube to offer new analytical tools & resources to support clients as they face a variety of cybersecurity challenges. - [NFP Advances Property and Casualty Specialty Business](https://www.nfp.com/about-nfp/newsroom/pc-specialty-announcement/): NFP expanded and formalized its Specialty business, a group of experts across key industry and product categories. - [NFP Acquires Colburn Risk Holdings LLC](https://www.nfp.com/about-nfp/newsroom/colburn-press-release/): NFP, a leading insurance broker and consultant, today announced the acquisition of Colburn Risk Holdings. - [NFP Partners with Relay Platform to Implement New Panel API](https://www.nfp.com/about-nfp/newsroom/relay-partnership-press-release/): NFP announced a strategic partnership with Relay Platform to implement Relay's I5 solution to support brokers & carriers by digitizing P&C insurance panels - [NFP Acquires Client Accounts from A.D. Martin](https://www.nfp.com/about-nfp/newsroom/ad-martin-press-release/): NFP today announced the acquisition of the P&C brokerage client accounts of A.D. Martin Commercial Insurance Services (A.D. Martin). - [Mike James & Dave Carroll Named to SHOOK FSP Advisory Board](https://www.nfp.com/about-nfp/newsroom/shook-advisory-board/): NFP announced that Mike James and David Carroll have been named to the Forbes-SHOOK Financial Security Professionals (FSP) Advisory Board. - [NFP Welcomes Daniel Beaudette to Property & Casualty Team](https://www.nfp.com/about-nfp/newsroom/dan-beaudette-press-release/): NFP, a leading insurance broker and consultant, today announced that Daniel Beaudette has joined NFP as a senior vice president. - [NFP Appoints NHL Legend Pat LaFontaine as an Ambassador](https://www.nfp.com/about-nfp/newsroom/pat-lafontaine-press-release/): Pat LaFontaine, one of the greatest players in National Hockey League history, will serve as an ambassador for its Sports & Entertainment Group. - [NFP Acquires EdgeHill Insurance Brokers Ltd.](https://www.nfp.com/about-nfp/newsroom/edgehill-acquisition/): Learn more about NFP's acquisition of EdgeHill Insurance Brokers Ltd. in a transaction that closed on December 16, 2020. - [Evan Garner & Joe Seeger Welcomed to Complex Risk Solutions](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-industry-leaders-evan-garner-and-joe-seeger-to-newly-formed-complex-risk-solutions-group/): Evan Garner & Joe Seeger will lead the Complex Risk Solutions Group in Canada, providing companies with solutions to mitigate a variety of risks. - [NFP Welcomes Specialized Experts Across Business Lines](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-specialized-experts-across-business-lines-further-enhancing-its-ability-to-advance-client-success/): NFP announced that it has welcomed more than 500 professionals to the company in 2020. Learn more about the new professionals. - [NFP Completes 16 Acquisitions in 2020](https://www.nfp.com/about-nfp/newsroom/nfp-navigates-challenging-environment-to-complete-16-acquisitions-in-2020/): NFP announced they have closed 16 acquisitions so far in 2020 across the United States, Canada, the United Kingdom and Ireland. - [NFP Acquires Ogilvy Insurance](https://www.nfp.com/about-nfp/newsroom/ogilvy-acquisition/): NFP announced the acquisition of Ogilvy Insurance in a transaction that closed on November 24, 2020. - [NFP Welcomes Bryan Tackett to Financial Institutions Group](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-bryan-tackett-vice-president-to-the-financial-institutions-group/): NFP announced that Bryan Tackett has joined the Financial Institutions Group as a vice president within its P&C division. - [NFP Welcomes Peter Veillette to Financial Institutions Group](https://www.nfp.com/about-nfp/newsroom/peter-veillette/): NFP announced Peter Veillette joined the Financial Institutions Group as vice president and account executive within its property and casualty division. - [NFP Forms Sports and Entertainment Group](https://www.nfp.com/about-nfp/newsroom/seg-rebrand/): NFP, a leading insurance broker and consultant, announced today the formation of a new Sports and Entertainment Group. - [NFP's Growth, Culture Recognized in 2020 Industry Rankings](https://www.nfp.com/about-nfp/newsroom/industry-rankings/): NFP finished 2020 with recognition from Business Insurance, Best's Review and Insurance Journal as part of their annual industry rankings. - [NFP Welcomes Jonathan Franznick](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-jonathan-franznick-to-its-management-and-professional-liability-practice/): NFP announced that Jonathan Franznick has joined the P&C division as a senior vice president. - [NFP Makes Strong Showing on NAPA List](https://www.nfp.com/about-nfp/newsroom/napa-women/): NFP announced that 12 NFP retirement advisors have been named to the National Association of Plan Advisors 2020 list of Top Women Advisors. - [NFP Completes Consolidation of Financial Architects Partners](https://www.nfp.com/about-nfp/newsroom/nfp-further-aligns-life-insurance-assets-completes-consolidation-of-the-financial-architects-partners-llc/): NFP announced the consolidation of The Financial Architects Partners, LLC ('FinArch') with NFP Life Solutions - [NFP Announces Partnership with Axio Global Inc.](https://www.nfp.com/about-nfp/newsroom/axio-partnership/): NFP, a leading insurance broker & consultant, today announced a partnership with Axio Global Inc. (Axio). - [NFP Acquires Insurance Specialty Group](https://www.nfp.com/about-nfp/newsroom/insurance-specialty-group/): NFP, an Aon Company, announced the acquisition of Insurance Specialty Group, LLC (ISG), in a transaction that closed on October 9, 2020. - [NFP Partners with Connor HR to Expand HR Support](https://www.nfp.com/about-nfp/newsroom/connor-hr-partnership-press-release/): NFP today announced a partnership with Connor Consultancy, an organization focused on providing HR solutions to employers of all sizes. - [Introducing RISC Co-leaders Tracy Stopford & Kara Tencellent](https://www.nfp.com/about-nfp/newsroom/stopford-tencellent-press-release/): NFP today that Tracy Stopford and Kara Tencellent have joined the P&C specialty team as managing directors. - [NFP Partners with MoneyLion to Promote Financial Wellness](https://www.nfp.com/about-nfp/newsroom/moneylion-press-release/): NFP Ventures announced a new partnership with MoneyLion, a consumer digital finance platform empowering people to take control of their finances. - [NFP Welcomes Andrew Pendergast to Property & Casualty](https://www.nfp.com/about-nfp/newsroom/andrew-pendergast-press-release/): NFP, a leading insurance broker and consultant, today announced that Andrew Pendergast has joined the P&C division as a senior vice president. - [NFP Acquires Ernest R. Shaw, Expands Capabilities in Europe](https://www.nfp.com/about-nfp/newsroom/er-shaw/): NFP today announced the acquisition of Ernest R. Shaw Limited (ER Shaw) in a transaction that closed on September 1, 2020. - [NFP Welcomes Charles Sternberg to Property and Casualty Team](https://www.nfp.com/about-nfp/newsroom/charles-sternberg/): NFP, a leading insurance broker and consultant, today announced that Charles Sternberg has joined its P&C division as a senior vice president. - [NFP Acquires Santa Maria & Company](https://www.nfp.com/about-nfp/newsroom/santa-maria/): NFP today announced the acquisition of Santa Maria & Company, a property and casualty broker located in Walnut Creek, California. - [NFP Acquires Managed Care Consultants](https://www.nfp.com/about-nfp/newsroom/mcc/): NFP announced the acquisition of Managed Care Consultants LLC (MCC) in a transaction that closed on August 4, 2020. - [NFP Embarks on Growth Plans for Ireland](https://www.nfp.com/about-nfp/newsroom/ireland-growth/): NFP, a leading insurance broker and consultant, announced expansion plans to significantly scale its Irish business operations. - [Wealthspire Advisors to Acquire StratWealth](https://www.nfp.com/about-nfp/newsroom/stratwealth/): Wealthspire Advisors announced the acquisition of StratWealth, an award-winning wealth management firm serving families & retirement plans. - [NFP Acquires Hutch Hubby & Associates](https://www.nfp.com/about-nfp/newsroom/hutch-hubby/): NFP announced its third central Texas acquisition of 2020, Hutch Hubby & Associates, an Austin-based employee benefits firm. - [NFP Rebrands Brokers Across the UK and Ireland](https://www.nfp.com/about-nfp/newsroom/europe-rebrand/): Learn more about various European NFP subsidiaries adopting the NFP business name where permitted by law. - [Carrie Cox Appointed President of OSAHU](https://www.nfp.com/about-nfp/newsroom/carrie-cox/): NFP today announced that Carrie Cox has been appointed to serve as president of the Oklahoma State Association of Health Underwriters. - [NFP Acquires McKinley & DiMarco Insurance Services](https://www.nfp.com/about-nfp/newsroom/mckinley-and-dimarco/): NFP today announced the acquisition of McKinley & DiMarco Insurance Services Inc., in a transaction that closed on July 17, 2020. - [NFP Named Business Insurance Best Places to Work](https://www.nfp.com/about-nfp/newsroom/nfp-named-to-business-insurances-annual-list-of-best-places-to-work-in-insurance-1/): NFP announced it has been named to Business Insurance's annual list of Best Places to Work in Insurance for the sixth consecutive year. - [NFP Acquires HMP Insurance & Pension Advisors Limited](https://www.nfp.com/about-nfp/newsroom/hmp/): NFP, a leading insurance broker and consultant, announced the acquisition of HMP Insurance & Pension Advisors Limited. - [NFP Acquires EFG&M Management](https://www.nfp.com/about-nfp/newsroom/efgm/): NFP today announced the acquisition of EFG&M Management, LLC, in a transaction that closed effective July 1, 2020. - [NFP Publishes 2020 US Benefits Trend Report](https://www.nfp.com/about-nfp/newsroom/benefits-trend-report/): NFP, a leading insurance broker and consultant, today introduced its 2020 US Benefits Trend Report, a comprehensive report of employee benefit trends. - [NFP Acquires Reilly Benefits](https://www.nfp.com/about-nfp/newsroom/reilly-benefits/): NFP today announced the acquisition of Reilly Benefits Inc. - [NFP Acquires Rose & Kiernan, Inc.](https://www.nfp.com/about-nfp/newsroom/rose-and-kiernan/): NFP today announced the acquisition of Rose & Kiernan, Inc. - [Mike James Appointed to American College Board of Trustees](https://www.nfp.com/about-nfp/newsroom/mike-james-board-of-trustees/): NFP announced that Mike James has been appointed to the Board of Trustees of The American College of Financial Services. - [NFP and Helios HR Introduce Findings on Leave Benefits](https://www.nfp.com/about-nfp/newsroom/helios-data-study/): NFP today announced the publication of a leave benefits report in collaboration with Helios H. - [NFP Welcomes Lauren Kim, SVP, Legal and Technical Leader](https://www.nfp.com/about-nfp/newsroom/lauren-kim-new-hire/): NFP announced the hiring of Lauren Kim as senior vice president. Kim joins NFP's specialty financial institutions group as its legal & technical leader. - [NFP Introduces WellCents to Provide Support to Employers](https://www.nfp.com/about-nfp/newsroom/wellcents/): NFP announced WellCents, designed for employers of all sizes who want to support their employees' financial wellness journey. - [NFP Introduces Tom Gillingham as Head of Specialty Programs](https://www.nfp.com/about-nfp/newsroom/tom-gillingham-promotion/): NFP announced that Tom Gillingham, a managing director with the company, will lead NFP's Specialty MGA and MGU programs. - [NFP Ventures Makes Strategic Investment in Kindbody](https://www.nfp.com/about-nfp/newsroom/nfp-ventures-makes-strategic-investment-in-kindbody/): NFP Ventures today announced a strategic investment in Kindbody, the innovative provider of a fertility and family-building solution. - [NFP Welcomes Akhil Chopra & Elissa Doroff to Specialty Team](https://www.nfp.com/about-nfp/newsroom/chopra-doroff-new-hires/): NFP, an Aon Company, announced the hiring of Akhil Chopra and Elissa Doroff, adding two experienced professionals to its specialty team. - [NFP Welcomes H. David Wood, Managing Director for SW Offices](https://www.nfp.com/about-nfp/newsroom/h-david-wood/): NFP, a leading insurance broker and consultant, announced that H. David Wood has joined the company as a managing director for NFP's Southwest offices. - [Patrick Lundy Joins NFP Canada](https://www.nfp.com/about-nfp/newsroom/patrick-lundy/): NFP announced that Patrick Lundy has joined the company's team in Canada as senior vice president, manufacturing and real estate. - [NFP Creates Cost Impact Modeling Tool](https://www.nfp.com/about-nfp/newsroom/covid-modeling-tool/): NFP introduced its COVID-19 Cost Impact Model, a tool designed to support employers as they assess the effects of the pandemic on their benefit costs. - [NFP Acquires Leavitt Insurance Services of San Diego](https://www.nfp.com/about-nfp/newsroom/leavitt-san-diego/): NFP announced the acquisition of Leavitt Insurance Agency of San Diego, Inc. (LIASD) in a transaction that closed effective May 1, 2020. - [How Extensions Impact HIPAA Special Enrollment](https://www.nfp.com/about-nfp/newsroom/1996/): Learn how the recent extensions of certain timeframes for employee benefit plans will impact HIPAA Special Enrollment requests. - [Terry Scali Announces Retirement from NFP](https://www.nfp.com/about-nfp/newsroom/terry-scali/): NFP announced that Terry Scali, executive vice president of corporate strategy and a member of the board of directors, has retired from the company. - [NFP Announces Multi-Year Partnership with Golfer Jim Furyk](https://www.nfp.com/about-nfp/newsroom/jim-furyk/): Learn more about NFP's multi-year partnership with Jim Furyk, a 17-time winner on the PGA Tour. - [NFP Donates $1 Million to Northwell Health](https://www.nfp.com/about-nfp/newsroom/northwell-health/): NFP announced its $1 million donation to Northwell Health. The donation, pledged at the end of 2019, honors Roger Blumencranz. - [NFP Acquires National Broker Servicing Major League Baseball](https://www.nfp.com/about-nfp/newsroom/team-scotti/): NFP announced the acquisition of LFG, Inc. (DBA Team Scotti), elevating NFP's risk management capabilities across the sports world. - [NFP Acquires Johnson Fleming Group, Exands in UK](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-johnson-fleming-group-limited-expands-presence-in-the-united-kingdom/): NFP announced the acquisition of Johnson Fleming Group Limited and Johnson Fleming Future Life Planning Limited. - [NFP Acquires Progressive Benefits Agency](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-progressive-benefits-agency-inc-adding-employee-benefits-scale-to-central-region/): NFP announced the acquisition of Progressive Benefits Agency, Inc. expanding its employee benefits scale in the central region. - [NFP Welcomes Tyson Stevenson to Property and Casualty Team](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-tyson-stevenson-to-property-and-casualty-team-in-west-region/): NFP announced that Tyson Stevenson joined the company as managing director and West region sales leader. - [NFP Acquires Fiduciary Investment Advisors](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-fiduciary-investment-advisors-llc-further-expanding-its-institutional-investment-consulting-capabilities-and-scale/): NFP announced the acquisition of Fiduciary Investment Advisors LLC (FIA), expanding its institutional investment consulting capabilities and scale. - [NFP Completes Integration of Equias Alliance](https://www.nfp.com/about-nfp/newsroom/nfp-completes-integration-of-equias-alliance-receives-american-bankers-association-endorsement-for-bank-owned-life-insurance-and-executive-benefits/): Learn more about NFP's successful integration of Equias Alliance. - [NFP to Access John Hancock's New Underwriting Capabilities](https://www.nfp.com/about-nfp/newsroom/nfp-to-access-john-hancocks-new-underwriting-capabilities-to-simplify-the-life-insurance-purchase-process/): NFP announced a strategic collaboration with John Hancock to significantly streamline the life insurance buying experience. - [NFP Welcomes Andrew Harbut to Property and Casualty Team](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-andrew-harbut-to-property-and-casualty-team/): NFP announced that Andrew Harbut has joined the P&C division as a senior vice president and insurance due diligence practice leader. - [NFP Ventures Invests in Wealth Technologies Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-ventures-invests-in-wealth-technologies-inc-a-provider-of-innovative-digital-financial-planning-solutions/): NFP Ventures, the early-stage investment arm of NFP, today announced a strategic investment in Wealth Technologies Inc. (WealthTech). - [NFP Integrates Brokerages Across Canadian Market as 'NFP'](https://www.nfp.com/about-nfp/newsroom/nfp-integrates-brokerages-across-canadian-market-as-nfp/): Read more about NFP's announcement that several of its Canadian insurance brokerages are adopting the NFP business name where permitted by law. - [NFP Acquires Indemnis Trade Risk Management](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-indemnis-trade-risk-management-limited-bringing-new-capabilities-to-its-property-and-casualty-business/): NFP announced the acquisition of Indemnis Trade Risk Management Limited (Indemnis) adding trade credit insurance solutions to NFP's growing P&C. - [NFP Recognized: 2020 Top Retirement Advisors Under 40](https://www.nfp.com/about-nfp/newsroom/11-nfp-retirement-plan-advisors-recognized-on-national-association-of-plan-advisors-2020-list-of-top-retirement-plan-advisors-under-40/): Explore the success of NFP's 11 retirement plan advisors recognized in the NAPA 2020 list of top advisors under 40. - [NFP Acquires Koty-Leavitt Insurance Agency](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-koty-leavitt-insurance-agency-inc-expanding-its-specialty-pc-offerings/): NFP, a leading insurance broker and consultant, announced the acquisition of Koty-Leavitt Insurance Agency, Inc. expanding speciality p&c offerings. - [NFP Acquires Elective Benefit Services](https://www.nfp.com/about-nfp/newsroom/ebs-acquisition/): NFP today announced the acquisition of Elective Benefit Services, Inc. in a transaction that closed on June 12, 2019. - [Downward Trend in Workers' Mental Health Takes Toll](https://www.nfp.com/about-nfp/newsroom/downward-trend-in-workers-mental-health-takes-toll-with-nearly-half-of-employees-spending-between-500-and-6-000-annually-on-mental-health-services/): Dive into findings from NFP's 2023 US Benefits Trend Report. - [NFP Acquires Presidio Financial Services Corporation](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-presidio-financial-services-corporation-expands-its-specialized-medical-malpractice-insurance-expertise/): Learn more about NFP's acquisition of Presidio Financial Services Corporation. - [NFP Acquires Rhodes & Williams Limited](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-rhodes-williams-limited-expanding-its-presence-in-ontario/): Learn more about NFP's acquisition of Rhodes & Williams Limited. - [NFP Acquires FinTrust Insurance and Benefits, Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-the-benefits-business-of-fintrust-insurance-and-benefits-inc/): Learn more about NFP's s acquisition of the employee benefits solutions business of FinTrust Insurance and Benefits - [Andrew Perkins Joins Trade Credit/Political Risk Practice](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-andrew-perkins-to-lead-north-american-trade-credit-and-political-risk-practice/): Learn more about NFP hiring of Andrew Perkins as senior vice president to lead its North American Trade Credit and Political Risk practice. - [Hamid Abuzaid to Lead Its Occupational Health & Safety Group](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-hamid-abuzaid-to-lead-its-occupational-health-safety-group/): Learn more about NFP's appointment of Hamid Abuzaid as the new leader of its Occupational Health & Safety Group. - [NFP Appoints Joel Shapiro President of Retirement Division](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-joel-shapiro-president-of-its-retirement-division/): Learn more about NFP's appointment of Joel Shapiro as president of its Retirement division. - [NFP Introduces the Sports Tuition Expense Protection Program](https://www.nfp.com/about-nfp/newsroom/nfp-introduces-the-sports-tuition-expense-protection-step-program/): Learn more about NFP's Sports Tuition Expense Protection program; Developed with the support of Pat LaFontaine of NFP's Sports and Entertainment Group. - [NFP Introduces TPCompare](https://www.nfp.com/about-nfp/newsroom/nfp-introduces-tpcompare-a-price-transparency-tool-for-healthcare-delivery-systems/): Learn more about NFP's release of TPCompare, a pricing and comparative analysis tool for healthcare delivery systems. - [NFP Launches DigitalShield Across the US Market](https://www.nfp.com/about-nfp/newsroom/nfp-launches-digitalshield-a-personal-cyber-insurance-product-across-the-us-market/): Learn more about NFP's launch of DigitalShield, a proprietary, personal cybersecurity solution, for the US market. - [NFP to Acquire Actuarial Consulting & ACG Advisory Services](https://www.nfp.com/about-nfp/newsroom/nfp-to-acquire-virginia-based-actuarial-consulting-group-and-acg-advisory-services-expanding-its-retirement-and-wealth-management-capabilities-and-scale/): Learn more about NFP and Wealthspire Advisors' announcement of a signed agreement to purchase Actuarial Consulting Group, Inc. and ACG Advisory Services - [NFP Welcomes Josh Jeter](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-josh-jeter-to-lead-its-aviation-specialty-practice/): Learn more about Josh Jeter joining NFP as a senior vice president and Aviation Specialty practice leader. - [Fiducient Advisors Names Sabrina Bailey as Its Next CEO ](https://www.nfp.com/about-nfp/newsroom/nfp-s-fiducient-advisors-names-sabrina-bailey-as-its-next-ceo/): Learn more about ​Fiducient Advisors' introduction of Sabrina Bailey as the firm’s next CEO. - [NFP Partners with Valor to Advance Community Impact](https://www.nfp.com/about-nfp/newsroom/nfp-partners-with-valor-to-advance-community-impact-through-a-values-based-approach-to-athletics/): Learn more about NFP's two-year partnership with Valor focused on creating inclusive, community-based programs through youth sports. - [NFP Acquires Hafetz & Associates, LLC](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-hafetz-associates-llc-provider-of-group-benefits-medicare-and-individual-health-products/): Learn more about NFP's acquisition of Hafetz & Associates, which provides health benefits, products and services to businesses and individuals. - [NFP Relocates Corporate Office to 200 Park Avenue](https://www.nfp.com/about-nfp/newsroom/nfp-relocates-its-new-york-city-corporate-office-to-200-park-avenue/): Learn more about NFP's announcement that it has signed a lease for office space at 200 Park Avenue, the MetLife Building. - [NFP Executive Benefits Trends Study Highlights NQDC Plans](https://www.nfp.com/about-nfp/newsroom/nonqualified-deferred-compensation-plans-play-vital-role-in-helping-companies-retain-top-talent/): Discover findings from NFP's inaugural Executive Benefits Trends study, which can help businesses develop benefits plans. - [Amanda Wescott Joins NFP](https://www.nfp.com/about-nfp/newsroom/amanda-wescott-joins-nfp-s-risk-and-insurance-strategy-collective/): Learn more about Amanda Wescott joining NFP's Risk and Insurance Strategy Collective. - [NFP Integrates Surety Practice into Its C&I Group](https://www.nfp.com/about-nfp/newsroom/nfp-integrates-its-surety-practice-into-its-construction-infrastructure-group/): Learn more about NFP integrating its Surety practice into its Construction & Infrastructure (C&I) Group.  - [NFP Continues 10-Year Sponsorship of WellChild Awards](https://www.nfp.com/about-nfp/newsroom/nfp-continues-10-year-sponsorship-of-wellchild-awards/): Learn more about NFP's continued sponsorship of WellChild Awards, which honours remarkable children and young people with exceptional health needs. - [NFP Launches HR+](https://www.nfp.com/about-nfp/newsroom/nfp-launches-hrplus/): Learn more about NFP's launch of HR+, the company's new packaged human resources solution. - [NFP Named Among Best Places to Work in Insurance](https://www.nfp.com/about-nfp/newsroom/nfp-named-to-business-insurances-2023-list-of-best-places-to-work/): Learn more about NFP being named to Business Insurance’s annual list of Best Places to Work in Insurance for the seventh year in a row. - [NFP Partners with Saint Piran Cycling Team](https://www.nfp.com/about-nfp/newsroom/nfp-partners-with-saint-piran-cycling-team/): Learn more about NFP's partnership with Saint Piran, the world-renowned professional British cycling team based in Cornwall in South West England. - [NFP Acquires Divergent Wealth Advisors](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-divergent-wealth-advisors/): Learn more about NFP's acquisition of Divergent Wealth Advisors, an independent registered investment advisor in South Jordan, Utah. - [NFP Introduces Totalis Program Underwriters](https://www.nfp.com/about-nfp/newsroom/nfp-introduces-totalis-program-underwriters/): Learn more about Totalis Program Underwriters, a new NFP brand that consolidates top specialty underwriters into a single integrated platform. - [NFP’s Wealthspire Advisors to Acquire GM Advisory Group](https://www.nfp.com/about-nfp/newsroom/nfps-wealthspire-advisors-to-acquire-gm-advisory-group/): Learn about Wealthspire Advisors LLC's signed agreement to purchase GM Advisory Group, Inc., an RIA serving clients across the US. - [NFP Acquires Benefits & Company, Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-benefits-company-inc/): Learn more about NFP's acquisition of Benefits & Company, Inc., which provides employee benefits solutions to employer groups and individuals in Florida. - [NFP Acquires The Cronin Insurance Consultancy Limited](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-the-cronin-insurance-consultancy-limited/): Learn more about NFP's acquisition of The Cronin Insurance Consultancy Limited, a commercial insurance broker based in the West Midlands. - [AI-Powered Data Helps to Enhance Total Rewards Packages](https://www.nfp.com/about-nfp/newsroom/ai-powered-data-helps-to-enhance-total-rewards-packages/): Explore NFP's 2024 Leave Management & HR Trend Report, which includes data highlighting how employers can adopt & leverage AI to enhance Total Rewards. - [NFP Acquires West Midlands-Based Resolute Insurance Services](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-west-midlands-based-resolute-insurance-services/): Learn more about NFP's acquisition of Resolute Insurance Services, an independent insurance broker based in the West Midlands. - [Meg McSherry to Lead Property & Casualty in Atlantic Region](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-meg-mcsherry-to-lead-property-and-casualty-business-in-atlantic-region/): Learn more about NFP's hiring of Meg McSherry to lead the property and casualty business in its Atlantic region. - [NFP Acquires SeaChange Limited](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-seachange-limited/): Learn more about NFP's acquisition of SeaChange Limited, a health and safety consultancy based in Naas, County Kildare. - [Tyler James Joins NFP's Construction and Infrastructure](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-tyler-james-north-american-construction-property-broking-leader/): Learn more about NFP's hiring of Tyler James as North American construction property broking leader. - [NFP Acquires Flynn Benefits Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-flynn-benefits-group/): Learn more about NFP's acquisition Flynn Benefits Group, a Michigan-based, multi-discipline insurance and financial services company. - [NFP, Greystones Women’s Rugby Team Extend Sponsorship](https://www.nfp.com/about-nfp/newsroom/nfp-extends-multiyear-sponsorship-of-greystones-women-s-rugby-team/): Learn more about NFP extending its role as the primary sponsor of the Greystones Rugby Football Club women's professional rugby team. - [Aon to Acquire NFP as Independent, Connected Platform](https://www.nfp.com/about-nfp/newsroom/aon-to-acquire-nfp/): Aon plc a leading global professional services firm, today announced the signing of a definitive agreement to acquire NFP. - [Amanda Ruback to Lead NFP's P&C Business in Central Region](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-amanda-ruback-to-lead-property-and-casualty-business-in-central-region/): Learn more about the appointment of Amanda Ruback to lead NFP's property and casualty business in the Central region. - [Tony Greene Named President of Executive Benefits Division](https://www.nfp.com/about-nfp/newsroom/nfp-names-tony-greene-executive-benefits-president/): Learn more about Tony Greene's appointment as president of NFP's Executive Benefits division. - [NFP Earns Insurance Business Magazine’s 5-Star DEI Award](https://www.nfp.com/about-nfp/newsroom/nfp-earns-insurance-business-magazines-dei-award/): Learn more about NFP earning the 5-Star Diversity, Equity and Inclusion Award from Insurance Business magazine. - [2024 US Benefits Trend Report](https://www.nfp.com/about-nfp/newsroom/2024-us-benefits-trend-report/): NFP's 2024 US Benefits Trend Report is now available, outlining key benefits trends employers should be aware of. - [NFP Acquires Advanced Insurance Consultants Limited](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-advanced-insurance-consultants-limited/): Learn more about NFP's acquisition of Advanced Insurance Consultants Limited, an independent insurance broker based on the outskirts of London. - [NFP and NHL Announce Multiyear North American Partnership](https://www.nfp.com/about-nfp/newsroom/nfp-and-nhl-partnership/): Learn more about NFP and the NHL's new multiyear North American partnership, naming NFP the Official Business Insurance Brokerage Partner of the NHL. - [NFP Expands National Yacht Practice](https://www.nfp.com/about-nfp/newsroom/nfp-expands-national-yacht-practice/): Learn more about Tom Gresh joining NFP to lead its national yacht practice. - [Aon and NFP Issue Joint Statement](https://www.nfp.com/about-nfp/newsroom/aon-and-nfp-issue-joint-statement/): Learn how the expiration of the Hart-Scott-Rodino Antitrust Act waiting period for proposed acquisition agreement affects the Aon/NFP transaction. - [NFP Introduces TPNet](https://www.nfp.com/about-nfp/newsroom/nfp-introduces-tpnet/): Learn about TPNet, NFP's proprietary price transparency tool that delivers data-driven, actionable insights to help employers control healthcare costs. - [NFP Forms Alliance with Partner Engineering & Science, Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-forms-strategic-alliance-with-partner/): Learn about NFP's alliance with Partner Engineering & Science, Inc., which will connect Partner companies that need Phase I Environmental Site Assessments. - [NFP Welcomes Deanna Brewer to Surety Group in Canada](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-deanna-brewer/): Learn more about NFP announcing the addition of Deanna Brewer as senior vice president, account manager, Surety, in Canada. - [NFP Acquires Get Medical Plans](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-get-medical-plans/): Learn more about NFP's acquisition of London-based Get Medical Plans, a Health Insurance Solutions Specialist. - [NFP Acquires Assets of SDN Insurance Agency](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-assets-of-sdn-insurance-agency/): Learn more about NFP's recent acquisition of SDN Insurance Agency assets, expanding commercial property and casualty expertise in Western New York. - [NFP Introduces Sports Card Memorabilia Insurance](https://www.nfp.com/about-nfp/newsroom/nfp-introduces-sports-card-memorabilia-insurance/): Learn more about NFP's new sports card and memorabilia insurance program. Helping collectors mitigate personal risk and fill gaps in homeowners policies. - [NFP acquired as independent and connected Aon company](https://www.nfp.com/about-nfp/newsroom/nfp-acquired-as-independent-and-connected-aon-company/): NFP acquired as independent and connected Aon company - [Wealthspire Advisors Acquires Walden Wealth Partners ](https://www.nfp.com/about-nfp/newsroom/wealthspire-advisors-acquires-walden-wealth-partners/): Learn more about the announcement of Wealthspire Advisors announcing it has entered a definitive agreement to acquire Walden Wealth Partners. - [NFP and Rugby Canada Extend Partnership](https://www.nfp.com/about-nfp/newsroom/nfp-and-rugby-canada-extend-partnership/): Learn more about the extension of the signature partnership between Rugby Canada and NFP, an Aon company. - [NFP Acquires HELPGB](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-helpgb/): Learn more about NFP's acquisition of HELPGB, a human resources and health and safety consulting business. - [Lenox Advisors Acquires Martin/Wight & Company](https://www.nfp.com/about-nfp/newsroom/lenox-advisors-acquires-martinwight-company/): Learn more about Lenox Advisors, Inc., an NFP company, acquiring Martin/Wight & Company, LLC. - [Mike James Becomes Chair of Finseca Board of Directors](https://www.nfp.com/about-nfp/newsroom/mike-james-becomes-chair-of-finseca-board-of-directors/): Learn more about Mike James, NFP's executive vice president and chief sales officer, becoming chair of Finseca’s board of directors. - [NFP Welcomes Jim Merrill to Surety Team](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-jim-merrill-to-surety-team/): Construction surety veteran brings international advisory experience and leadership across complex construction and infrastructure projects. - [NFP Acquires The Morley Agency, Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-the-morley-agency-inc/): Learn more about NFP's acquisition of The Morley Agency, Inc., a personal and commercial lines property and casualty in Southampton, New York. - [NFP’s Executive Benefits Division Welcomes Jeff Cheshier](https://www.nfp.com/about-nfp/newsroom/nfp-executive-benefits-division-welcomes-jeff-cheshier/): Learn more about Jeff Cheshier joining NFP's Executive Benefits division as vice president, business development. - [NFP Forms Partnership with Irish Racing Cyclist Kelly Murphy](https://www.nfp.com/about-nfp/newsroom/nfp-forms-partnership-with-irish-racing-cyclist-kelly-murphy/): Learn more about NFP's partnership with Kelly Murphy, an Irish racing cyclist and current Irish team and individual pursuit record holder. - [NFP and Major League Baseball Establish Partnership](https://www.nfp.com/about-nfp/newsroom/nfp-and-major-league-baseball-establish-multiyear-partnership/): Learn more about the multiyear partnership that makes NFP an Official Partner of Major League Baseball and its Official Commercial Insurance Broker. - [NFP Acquires Southern Insurance Agency LLC](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-southern-insurance-agency-llc/): Learn more about NFP's acquisition of Southern Insurance Agency LLC, a commercial property and casualty broker located in New Orleans. - [NFP Acquires Sean Barrett Bloodstock Insurances Ltd. ](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-sean-barrett-bloodstock-insurances/): Learn more about NFP's acquisition of Sean Barrett Bloodstock Insurances Ltd., an independent specialist insurance broker. - [NFP Names Mike Walsh Head of Commercial Property & Casualty](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-mike-walsh-as-commercial-property-and-casualty-leader/): Learn more about Mike Walsh being named as NFP's new leader of the company's commercial property and casualty business. - [NFP Launches Totalis Benefits](https://www.nfp.com/about-nfp/newsroom/nfp-launches-totalis-benefits/): Learn more about NFP's launch of Totalis Benefits, a new national employee benefits practice. - [NFP Acquires Harabedian, Hall & Co.](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-harabedian-hall-co/): Learn more about NFP's acquisition of Harabedian, Hall & Co., a business management consultant based in Los Angeles. - [NFP Acquires Orca Financial Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-orca-financial-group/): Learn more about NFP's acquisition of Orca Financial Group, a specialist financial brokerage based in Leopardstown, County Dublin. - [NFP Named Among Business Insurance’s Best Places to Work](https://www.nfp.com/about-nfp/newsroom/nfp-among-business-insurances-best-places-to-work/): Learn more about NFP being recognized by Business Insurance as one of the Best Places to Work in Insurance for the eight consecutive year. - [NFP Acquires Scott Litman Insurance Agency](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-scott-litman-insurance-agency/): Learn more about NFP's acquisition of Scott Litman Insurance Agency, a property and casualty insurance broker specializing in habitational risk. - [NFP Research finds Executives Demand More Benefits](https://www.nfp.com/about-nfp/newsroom/nfp-research-finds-executives-demand-more-from-benefits-and-employers-must-act-to-retain-top-talent/): Discover key insights from NFP's 2024 US Executive Compensation & Benefits Trend Report on how to retain top talent & optimize executive benefits. - [NFP Welcomes Thomas Strong as SVP of Construction Technology](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-thomas-strong-to-construction-infrastructure-group/): Learn more about NFP's hiring of Thomas Strong as SVP of Construction Technology within its Construction & Infrastructure Group. - [Wealthspire Advisors Evolves Client Experience](https://www.nfp.com/about-nfp/newsroom/wealthspire-advisors-evolves-client-experience/): Learn more about today's announcement of Wealthspire Holdings LLC, an NFP company, acquiring Judith Heft & Associates. - [ NFP’s Doug Hammond Named Broker CEO of the Year](https://www.nfp.com/about-nfp/newsroom/nfp-s-doug-hammond-named-broker-ceo-of-the-year-by-insurance-insider/): NFP, an Aon company, celebrates CEO Doug Hammond's recognition as Broker CEO of the Year by Insurance Insider at the US Honors 2024 event in NYC. - [NFP Acquires Miller Insurance Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-miller-insurance-group/): Learn more about NFPs acquisition of Miller Insurance Group, a property and casualty and benefits agency with multiple offices in Indiana. - [NFP Acquires IHI Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-ihi-group/): Learn more about NFP's acquisition of IHI Group, a Dublin-based advisory firm specialising in financial planning, healthcare and general insurance needs. - [NFP Releases 2025 NFP US Leave Management and Trend Report](https://www.nfp.com/about-nfp/newsroom/2025-nfp-us-leave-management-and-trend-report/): Discover insights from the 2025 NFP US Leave Management and Trend Report, which includes findings on HR technology use, total rewards strategies and more. - [NFP Acquires HC Financial: Expands Wealth & Benefits](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-hc-financial/): NFP, an Aon company acquires HC Financial to expand wealth and benefits services in Ireland. Learn how this enhances client solutions. - [NFP Names Eric Boester Head of Sports & Entertainment Group](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-eric-boester/): NFP announces Eric Boester, itsCMO, as the new head of its Sports and Entertainment Group. Explore what's next in Eric’s 23-year tenure with NFP. - [NFP Acquires AnchorGroup Assets, Expands Benefits in NY](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-anchorgroup-assets/): NFP announces acquisition of certain AnchorGroup’s assets, expanding its employee benefits and consulting services in Skaneateles, New York. - [NFP Acquires Salus Group to Expand Employee Benefits ](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-salus-group/): NFP announces the acquisition of Salus Group, an independent employee benefits consulting, brokerage & administration firm in Sterling Heights, Michigan. - [NFP Acquires Capstone Strategies LLC](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-capstone-strategies/): Learn more about NFP's acquisition of Capstone Strategies, LLC, a property and casualty and benefits broker located in Midland, Texas. - [Sean Devlin Joins NFP’s Executive Benefits Division](https://www.nfp.com/about-nfp/newsroom/sean-devlin-joins-nfp/): Learn more about Sean Devlin joining NFP's Executive Benefits division as senior vice president, business development. - [NFP Acquires The HR Suite](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-hr-suite/): NFP announces its acquisition of The HR Suite, a leading human resources consultancy and training business with offices across Ireland. - [NFP Appoints Lauren Kim to Lead P&C Business in Northeast](https://www.nfp.com/about-nfp/newsroom/lauren-kim-to-lead-pc-business-in-northeast/): Learn more about the appointment of Lauren Kim to lead NFP's property and casualty business in its Northeast region. - [2025 NFP US Benefits Trend Report](https://www.nfp.com/about-nfp/newsroom/2025-nfp-us-benefits-trend-report/): Explore the 2025 NFP US Benefits Trend Report, which dives into healthcare cost-containment and price transparency, pharmacy benefits management, and more. - [NFP Acquires Tycor Benefit Administrators](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-tycor-benefit-administrators/): Learn more about NFPs acquisition of Tycor Benefit Administrators, Inc., a multidisciplinary professional services firm based in Wayne, Pennslyvania. - [NFP Appoints Patrick O'Neill Head of FIG](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-patrick-o-neill/): NFP names Patrick O'Neill head of its Financial Institutions Group, succeeding Lauren Kim. - [NFP Appoints Dan Davoli, MD, to Its Complex Risk Practice ](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-dan-davoli/): NFP announces the hiring of Dan Davoli, managing director, Complex Risk in Charlotte, NC. - [Lenox Advisors Appoints Kristi Vassak as COO](https://www.nfp.com/about-nfp/newsroom/lenox-advisors-appoints-kristi-vassak-as-coo/): Learn more about Kristi Vassak being appointed as managing partner and Chief Operating Officer of Lenox Advisors, an affiliate of NFP, an Aon company. - [NFP Acquires Lyons Insurance Agency, Inc.](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-lyons-insurance-agency/): Learn more about NFP's acquisition of Lyons Insurance Agency, Inc., a multidisciplinary insurance broker in Wilmington, Delaware. - [NFP’s Ground Control Business Management Acquires Clay GBP](https://www.nfp.com/about-nfp/newsroom/nfps-ground-control-business-management-acquires-clay-gbp-ltd/): Read about how NFP's Ground Control expands into the UK by acquiring Clay GBP, serving high-net-worth clients, entertainers, and athletes. - [NFP Welcomes Priya Nathan](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-priya-nathan/): Read about NFP hiring Priya Nathan as SVP, Sales, Central region. Based in Austin, her expertise lies in emerging technology in the construction space. - [Lenox Advisors Appoints Angie LeMar Chief Strategy Officer](https://www.nfp.com/about-nfp/newsroom/lenox-advisors-appoints-angie-lemar-cso/): Learn about Lenox Advisors appointing Angie LeMar as Managing Partner & CSO to drive strategic growth and align vision, marketing, and sales strategy. - [Brian Bonnell to Lead NFP's P&C Business in West Region ](https://www.nfp.com/about-nfp/newsroom/brian-bonnell-to-lead-pc-business-in-west-region/): Learn more about NFP's appointment of Brian Bonnell to lead its property and casualty business in the West region. - [NFP Welcomes Joseph D’Agostino](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-joseph-d-agostino/): NFP Welcomes Joseph D’Agostino, Boosting Transactional Risk Services for Private Equity and Commercial Clients in Northeast Region - [Totalis Program Underwriters Acquires Brownyard MacLean](https://www.nfp.com/about-nfp/newsroom/totalis-program-underwriters-acquires-brownyard-maclean/): Learn more about Totalis Program Underwriters' acquisition of Brownyard MacLean Security Insurance Services, LLC. - [NFP Welcomes Caleb Weir](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-caleb-weir/): NFP adds Caleb Weir as SVP, Construction & Infrastructure, Central region, reporting to Amanda Ruback and aligned with Adrian Pellen. - [NFP Welcomes Jake Lyon and Darren Beard ](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-jake-lyon-and-darren-beard/): Learn more about NFP's addition of Jake Lyon and Darren Beard to its Construction and Infrastructure Group. - [Totalis Launches Spotlight Entertainment Insurance](https://www.nfp.com/about-nfp/newsroom/totalis-launches-spotlight-entertainment-insurance/): Totalis launches Spotlight Entertainment Insurance, a managing general agent offering specialized coverage for the entertainment industry. - [NFP Welcomes Mike Hennessey](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-mike-hennessey/): Read about NFP, an Aon company and top P&C broker, benefits consultant, and wealth manager, appointing Mike Hennessey as SVP of Commercial P&C, Specialty. - [Aon appoints Lambros Lambrou as Chief Strategy Officer ](https://www.nfp.com/about-nfp/newsroom/aon-appoints-lambros-lambrou-as-chief-strategy-officer/): Learn more about Aon's appointment of Lambros Lambrou to serve as Chief Strategy Officer. - [NFP Introduces PEO & Staffing Practice Group](https://www.nfp.com/about-nfp/newsroom/nfp-introduces-peo-group/): Learn more about NFP's newly formed Professional Employer Organization and Staffing Practice group, which advises small- and medium-sized businesses. - [NFP Welcomes Martin Alsop](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-martin-alsop/): Learn more about NFP's addition of Martin Alsop, who will develop and manage the company’s music industry practice in the United Kingdom. - [NFP Welcomes Darrin De Stephanis](https://www.nfp.com/about-nfp/newsroom/nfp-welcomes-darrin-de-stephanis/): Learn more about NFP's appointment of Darrin De Stephanis as senior vice president, Capital Solutions and Commercial Surety Growth Leader. - [NFP Acquires Levine Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-levine-group/): Learn more about NFP's acquisition of Levine Group, a trusted financial services firm based in Brentwood, Tennessee. - [NFP Appoints Yuna Nordeen to U.S. Growth Leader Role](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-yuna-nordeen/): Learn more about NFP's appointment of Yuna Nordeen as senior vice president, U.S. growth leader, Construction and Infrastructure. - [NFP Acquires Bspoke Insurance Group](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-bspoke-insurance-group/): Learn about NFP's acquisition of Bspoke Insurance Group, a platform of multi-class niche and specialist managing general agents in the United Kingdom. - [2025 NFP US Executive Compensation & Benefits Trend Report](https://www.nfp.com/about-nfp/newsroom/2025-nfp-us-executive-compensation-and-benefits-trend-report/): Explore the 2025 NFP U.S. Executive Compensation & Benefits Trend Report. Discover insights into how companies are reevaluating their executive benefits. - [NFP Acquires Pilot|RB™](https://www.nfp.com/about-nfp/newsroom/nfp-acquires-pilotrb/): Learn more about NFP's acquistion of Pilot|RB™, an employee benefits broker located in Melville, New York. - [NFP Appoints Tom Ryan to Regional Lead Complex Risk Business](https://www.nfp.com/about-nfp/newsroom/nfp-appoints-tom-ryan/): Learn more about NFP's appointment of Tom Ryan as managing director, Complex Risk, in its Central and West regions. - [Wealthspire Advisors to Acquire Marin Financial Advisors](https://www.nfp.com/about-nfp/newsroom/wealthspire-to-acquire-marin-financial-advisors/): Learn more about Wealthspire Advisors' agreement to acquire Marin Financial Advisors, a long-trusted boutique RIA based in Larkspur, California. - [NFP Named Best Place to Work in Insurance 2025](https://www.nfp.com/about-nfp/newsroom/nfp-recognized-as-best-places-to-work-for-2025/): NFP, an Aon company, is recognized by Business Insurance as a Best Place to Work in Insurance for the ninth year in a row. - [Aon Agrees to Sell Majority of NFP’s Wealth Business](https://www.nfp.com/about-nfp/newsroom/aon-agrees-to-sell-majority-of-nfps-wealth-business/): Learn more about Aon's definitive agreement to sell a significant majority of NFP’s wealth business to Madison Dearborn Partners, LLC. - [Contact Us](https://www.nfp.com/about-nfp/contact-us/): Connect with NFP's dedicated team for personalized insurance & risk management solutions. Contact us to discover how we can support your business. - [Integrating Inclusion & Belonging into Everything We Do](https://www.nfp.com/about-nfp/inclusion-and-belonging/): Learn about our commitment to fostering a culture that values inclusion & belonging. - [Business Resource Groups](https://www.nfp.com/about-nfp/inclusion-and-belonging/business-resource-groups/): Learn about NFP's commitment to inclusion and belonging through our Business Resource Groups. - [Inclusion and Belonging Policy Statement](https://www.nfp.com/about-nfp/inclusion-and-belonging/ib-policy-statement/): Learn about NFP's Inclusion and Belonging Policy Statement, outlining our commitment to creating a welcoming and inclusive environment. - [Ethics and Compliance](https://www.nfp.com/about-nfp/ethics-and-compliance/): Learn about NFP's strong commitment to ethics & compliance. Discover how we uphold the highest standards of integrity, transparency & compliance. - [Corporate Governance](https://www.nfp.com/about-nfp/governance/): Gain insights into NFP's strong governance framework & commitment to transparency. Learn about our governance practices that foster trust. - [Innovation](https://www.nfp.com/about-nfp/innovation/): Experience the spirit of innovation at NFP. Learn how we drive solutions and transformative ideas to shape the future of insurance and risk management. - [Leadership](https://www.nfp.com/about-nfp/leadership/): Learn about our executive leadership, their expertise & commitment to delivering solutions that transform the insurance & employee benefits industry. - [Doug Hammond](https://www.nfp.com/about-nfp/leadership/doug-hammond/): Doug advances initiatives that ensure NFP is synonymous with a leading, full-capability global insurance broker, consultant and wealth manager. - [Mike Goldman](https://www.nfp.com/about-nfp/leadership/mike-goldman/): Mike directs initiatives that empower NFP to strategically expand within an efficient, global operating structure. - [Ed O'Malley](https://www.nfp.com/about-nfp/leadership/ed-omalley/): Ed drives the operational progress of NFP’s business segments, as well as two flagship membership organizations, PartnersFinancial & Benefits Partners. - [Evan Michael](https://www.nfp.com/about-nfp/leadership/evan-michael/): Evan is the principal legal advisor to NFP’s senior management on the company’s strategic and tactical legal initiatives. - [Brett Schneider](https://www.nfp.com/about-nfp/leadership/brett-schneider/): Brett leads the Financial Planning and Analysis, Financial Reporting, Tax, Treasury, Investor Relations and Internal Audit divisions of NFP. - [Ginnette Quesada-Kunkel](https://www.nfp.com/about-nfp/leadership/ginnette-quesada-kunkel/): Ginnette brings results-oriented leadership and expertise to NFP, directing the full spectrum of human resources activities for the company. - [Carl Nelson](https://www.nfp.com/about-nfp/leadership/carl-nelson/): Carl and his highly experienced Mergers & Acquisitions (M&A) team are dedicated to expanding NFP through the acquisition of firms. - [Kimberly Bell](https://www.nfp.com/about-nfp/leadership/kimberly-bell/): As the strategic and operational director of NFP’s national employee benefits practice, Kim is focused on driving growth and creating value. - [Mike James](https://www.nfp.com/about-nfp/leadership/mike-james/): Mike is responsible for driving the strategic direction of our sales organization and cultivating a competitive edge in our sales activities. - [Eric Boester](https://www.nfp.com/about-nfp/leadership/eric-boester/): Get to know the Leadership team at NFP! Meet our leaders and read their bios. - [Henry Lombardi](https://www.nfp.com/about-nfp/leadership/henry-lombardi/): Henry has more than 40 years of strategic experience and expertise in the property and casualty (P&C) space. - [Mark Grosvenor](https://www.nfp.com/about-nfp/leadership/mark-grosvenor/): Mark drives the technology that accelerates NFP’s evolution. - [Pamela Wheeler](https://www.nfp.com/about-nfp/leadership/pamela-wheeler/): Pamela is an accomplished leader with nearly three decades of experience improving diversity, equity, inclusion & belonging (DEIB) outcomes for employees. - [Suzanne Spradley](https://www.nfp.com/about-nfp/leadership/suzanne-spradley/): Suzanne spearheads NFP’s corporate compliance initiatives, emphasizing our commitment to legal & regulatory compliance, integrity & business ethics. - [Mary Steed](https://www.nfp.com/about-nfp/leadership/mary-steed/): Mary partners with NFP’s business leaders to ensure the strategies employed and programs offered attract, engage and retain top talent. - [Jared Solomon](https://www.nfp.com/about-nfp/leadership/jared-solomon/): Jared Solomon is responsible for leading the coordination efforts between NFP’s national property and casualty platforms and regional offices - [Mike Walsh](https://www.nfp.com/about-nfp/leadership/mike-walsh/): Mike Walsh - [Brett Woodward](https://www.nfp.com/about-nfp/leadership/brett-woodward/): Brett Woodward serves as the president of Personal Risk at NFP, where he leads the Private Client Group. - [Tom Gillingham](https://www.nfp.com/about-nfp/leadership/tom-gillingham/): Tom is Head of Programs at Totalis Program Underwriters, a brand that includes 20 distinct programs. - [Dan Salomon](https://www.nfp.com/about-nfp/leadership/dan-salomon/): Dan Salomon - [Membership Organizations](https://www.nfp.com/about-nfp/membership-organizations/): Learn how our specialized expertise empowers associations, societies, and groups to thrive, driving growth, engagement, and success for members. - [Mergers and Acquisitions](https://www.nfp.com/about-nfp/mergers-and-acquisitions/): Explore NFP's mergers & acquisitions expertise, empowering businesses with strategic growth opportunities. - [Sponsorships](https://www.nfp.com/about-nfp/nfp-sponsorships/): Explore NFP's impactful sponsorships that make a difference. Learn how our diverse partnerships support communities, sports, and charitable initiatives. - [Corporate Sustainability](https://www.nfp.com/about-nfp/corporate-sustainability/): Explore NFP's corporate sustainability pillars; learn more about our vision to effect positive change and the steps we are taking to achieve our vision. - [Selecting a Great Business Partner](https://www.nfp.com/forms/selecting-a-great-business-partner/): Selecting a Great Business Partner - [The Mechanics of Self-Funding](https://www.nfp.com/forms/the-mechanics-of-self-funding/): The Mechanics of Self-Funding - [Maximizing Your Total Rewards Strategy](https://www.nfp.com/forms/maximizing-your-total-rewards-strategy/): Maximizing Your Total Rewards Strategy - [Contact NFP Human Capital Solutions](https://www.nfp.com/forms/contact-human-capital-solutions/): Have a question for NFP's Human Capital Solutions team? Fill out the form with your question and we will get back to you as soon as possible. - [Contact NFP's Professional Employer Organization](https://www.nfp.com/forms/professional-employer-organization/): Have a question for NFP's Professional Employer Organization Center of Excellence? Fill out the form and we will get back to you as soon as possible. - [Contact Us](https://www.nfp.com/forms/insights-contact/): Connect with NFP's dedicated team for personalized insurance & risk management solutions. Contact us to discover how we can support your business. - [Medical Professional Insurances | Presidio](https://www.nfp.com/remote-offices/medical-professional-insurances/): Presidio, now part of NFP, ensures top-tier healthcare coverage with familiar service. Trust us for tailored insurance solutions.