Insights

COVID-19 Exchange Special Enrollment Period


On February 12, 2021, Director Cameron released Bulletin No. 21-01, providing a special enrollment period (SEP) on the state exchange as a part of Idaho’s ongoing response to the COVID-19 pandemic. The SEP will be in effect from March 1, 2021, through March 31, 2021. Normally, individuals can only elect coverage through the state exchange (Your Health Idaho) during open enrollment or special enrollment periods.

During this SEP, individuals can apply for coverage through the exchange or directly through carriers. The state also requests that carriers allow the SEP in off-exchange individual health benefit plans. The SEP does not allow currently enrolled individuals to change carriers or metal levels unless they have another qualifying event. The coverage will be effective on April 1, 2021.

Although this change affects the individual market, employers should keep this in mind as it would likely create a qualifying event that would allow for an employee to potentially drop employer coverage (for themselves or their dependents) to go on the Idaho exchange.

Bulletin No. 21-01 »