Insights

Commissioner Encourages Insurers to Extend Special Enrollment Periods Parallel to Federal Marketplace


On April 2, 2021, Commissioner Afable issued a bulletin noting the announcement that the federal health exchange’s three-month special enrollment period from February 15, 2021, through May 15, 2021, is extended to August 15, 2021. In this bulletin, the commissioner encouraged insurers to extend any special enrollment periods for health insurance products opened outside the marketplace to August 15, 2021, as well. The original proposal for parallel special enrollment periods was discussed in the February 17, 2021 edition of Compliance Corner.

This information may be of use to employees who have not been able to enroll in other coverage. However, this SEP for non-exchange coverage would likely not give rise to a qualifying event that would allow employees to terminate their employer group health plan coverage. It’s also important to note that these private health plans often meet ACA requirements, but consumers would not qualify for premium tax credits in order to help pay for them.

Employers with employees in the state should be aware of this development.

Voluntary Extension of Special Enrollment Period for Products Offered Outside the Federal Marketplace »