Insights

Updated Coverage Requirements for Contraceptives


On Dec. 15, 2017, Gov. Christie signed A2297 into law, creating Chapter 241. Under the new law, plans must include prescription contraceptives intended to last for: a three-month period for the first dispensing of contraceptives to plan participants, or a six-month period for any subsequent dispensings of the same contraceptives (regardless of whether plan participants are plan enrollees when contraceptives were first dispensed). Plans can provide coverage for a supply of contraceptives that is less than a six-month period if a six-month period extends beyond the contract terms.

Importantly, there is an exemption for religious employers. Specifically, employers that qualify as tax-exempt religious organizations (such as churches and other entities that are controlled, operated or supported by churches) are not required to provide contraceptive coverage if contraceptive use conflicts with an employer’s bona fide religious beliefs and practices.

The new law is effective for policies and contracts delivered, issued or renewed on or after March 15, 2018.

Chapter 241 »