Insights

Podcast Episode 17: Pros and Cons of Selling Insurance Across State Lines


In this episode, Suzanne Spradley and Chase Cannon give a quick recap on the failed Graham-Cassidy bill, which was the latest (and likely last) attempt by Senate GOP leaders to repeal and replace the ACA via the Senate’s budget reconciliation process for 2017. Suzanne discusses a potential executive order from President Trump regarding sale of health insurance across state lines, including the background, pros and cons, and implementation challenges (including provider network adequacy and general regulation) of such a system. Suzanne also describes some of the actors that may be opposed to the idea of cross-state sales, including the National Association of Insurance Commissioners, or NAIC, which has been heavily involved in the long-standing tension between state and federal regulation of health insurance.

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