October 06, 2015
On Sept. 29, 2015, the Minnesota Insurance Division published Administrative Bulletin 2015-4. The new bulletin relates to employee counting methods in the small group health insurance market in Minnesota. Specifically, the bulletin states that health insurance companies in Minnesota may use one of two methods for counting employees. The first is found in the SHOP regulations (45 CFR 155.20), and the second is found in Minnesota insurance law. Under the SHOP regulations, the method is the same as under the employer mandate—it includes full-time equivalents and is measured using the preceding calendar year. Under Minnesota insurance law, an ‘employee’ means an individual employed for at least 20 hours per week, but does not include temporary, seasonal or substitute employees. Minnesota defines a ‘small employer’ as one that employs between one and 50 on business days during the preceding calendar year.
Administrative Bulletin 2015-4 »