Insights

CMS Updates Consumer Guide on Special Enrollment Periods


On Jan. 17, 2017, CMS released an updated consumer guide on special enrollment periods (SEPs). SEPs allow individuals to enroll in coverage through the exchange when they experience certain mid-year life changes (outside of the annual enrollment period), such as marriage or birth/adoption of a child.

As background, to help consumers better understand which SEPs are available to eligible individuals, CMS has provided this recently updated outreach tool. It includes basic information on SEP eligibility and availability.

For employers, the consumer guide does not contain any new compliance obligations. However, employers may want to familiarize themselves with the guide should employees raise questions relating to exchange enrollment and SEPs.

CMS Consumer Guide on SEPs »