November 17, 2015
On Oct. 30, 2015, Insurance Commissioner Ito issued Memorandum 2015-3H related to the definition of “small group” under state law. Hawaii insurance statutes define a “small group” as an employer with up to 50 employees. Since the federal provision mandating the change of the definition of small group to 100 employees is no longer in effect as a result of the PACE Act (signed into law on Oct. 7, 2015), Hawaii will keep its definition of small group at 1 - 50 employees. Thus, groups with 51 to 100 employees will continue to be rated as large groups and will not be required to switch to the small group market in 2016.
Memorandum 2015-3H »