Insights

Coverage for COVID-19 Testing


On March 11, 2020, Insurance Commissioner Godfread released Bulletin 2020-1, in which he requests that insurers waive cost-sharing for CDC-recommended lab testing of COVID-19 so that cost sharing does not serve as a barrier to accessing the tests. Among other things, the bulletin also asks insurers to waive any prior authorization requirements associated with COVID-19 testing or treatment. In the event that an immunization for COVID-19 becomes available, the bulletin also requests that insurers offer the immunization at no cost to participants.

The bulletin will expire on May 1, 2020, unless the Department of Insurance indicates otherwise. Employers should familiarize themselves with this guidance in case employees have questions about the coverage of COVID-19 testing.

Bulletin 2020-1 »