March 17, 2020
On March 3, 2020, the Department of Insurance (DOI) released Frequently Asked Questions about Insurance Coverage and the Coronavirus COVID 19. With the ongoing COVID-19 pandemic, the DOI answers frequently asked questions on the critical role that health insurance coverage plays regarding access to health care services.
Of the guidance provided, the DOI explains that individuals should call their insurer to understand costs associated with paying for a COVID-19 diagnostic test (if any), that individuals will not be subject to higher cost sharing if they unintentionally receive care from out-of-network specialists in an in-network hospital, and provides contact information for further questions, among other information.
Employers with employees in Illinois should consult their carriers, as applicable, and reference the DOI’s guidance in its FAQ when addressing questions regarding health insurance coverage and COVID-19.
FAQ About Insurance Coverage and the Coronavirus COVID 19 »