July 14, 2015
On July 8, 2015, the Michigan Department of Insurance and Financial Services (DIFS) released Bulletin 2015-17-INS. This bulletin supersedes Bulletin 2014-16-INS, and updates the minimum benefit levels for substance abuse benefits covered under health insurance plans. Specifically, the new minimum substance abuse benefit level, which is effective April 1, 2015 through March 31, 2016, is $4,309.
This bulletin only applies to grandfathered plans, small group market transitional plans, extended transitional plans and to individual market transitional and extended transitional plans that have a renewal date prior to July 1, 2014. The law has limited application because large group plans are subject to the Mental Health Parity and Addiction Equity Act; and non-grandfathered small group plans became subject to mental health parity requirements because of PPACA’s essential health benefits requirement.
Bulletin 2015-17-INS »