New Bulletin on Coverage of Mental Health Services

On August 1, 2019, the Department of Insurance published Bulletin 19-01, which relates to coverage of mental health services for TN-based insurance policies. According to the bulletin, TN law requires all health benefit plans to cover mental health, alcoholism, drug dependency services, and autism spectrum disorders for people under 12 years of age. In addition, TN law also requires coverage of any treatment that is medically necessary and appropriate and is not experimental, such as applied behavioral analysis therapy — such treatment must be covered at parity as outlined by the federal Mental Health Parity and Addiction Equity Act.

The law applies to individual, small group, and large group policies issued in TN, including short-term, limited duration policies, grandfathered plans that include mental health benefits and policies issued to or plans issued by MEWAs.

Bulletin 19-01 »