Review of Federal Regulation of Association Health Plans and State Law

On Oct. 17, 2018, Insurance Commissioner Robertson issued Bulletin 245. The bulletin discusses the state and federal regulation of association health plans (AHPs), after the DOL’s final rules on AHPs were issued this summer. As background, AHPs are MEWAs and can fall under the jurisdiction of both federal and state law. The bulletin identifies the different types of AHPs and how Indiana law applies to them.

The bulletin essentially confirms that IN still has the same regulatory authority over MEWAs and AHPs as it did before the DOL published its final rule. Specifically, IN still requires self-insured AHPs to be licensed under state law.

While this bulletin doesn’t necessarily provide any new information, it’s a reminder to entities that might want to establish an AHP for IN employers that they must comply with state law.

Bulletin 245 »