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Mandated Coverage for In Vitro Fertilization and Other Fertility Services


On Oct. 9, 2018, the Department of Insurance issued Revised Bulletin 103. The bulletin clarifies that all individual and group health insurance policies issued in Delaware on or after June 30, 2018 must provide coverage for certain fertility care services:

  • In vitro fertilization services for individuals who suffer from a disease or condition that results in the inability to procreate or to carry a pregnancy to live birth
  • Standard fertility preservation services for individual who must undergo medically necessary treatment that may cause iatrogenic infertility (an impairment due to surgery, radiation, chemotherapy or other medical treatment)

These benefits must be provided to all participants including spouses and dependents.

Bulletin 103 »