Trusts

When combined with life insurance, a trust can be an excellent opportunity to transfer wealth to your heirs while reducing potential gift
and estate tax liability.

• Credit shelter trusts
• Dynasty trusts
• Irrevocable life insurance trusts (ILITs)
• Intentionally defective life insurance trusts (IDITs)
• Grantor retained annuity trusts (GRATs)
• Grantor retained UTrusts (GRUTs)