Employers today have been faced with challenging times - tightened budgets from a recession whose recovery is predicted to be slow, the new mandates of health care reform, and a continued rise in health care costs. Taken together, these trends are remapping the employee benefits landscape and influencing the way benefit plans are offered, combined and communicated.
As a result of these challenges, employers are seeking innovative and cost-efficient employee benefits solutions. Employers must continue their laser-focus on near-term cost management, including strong vendor management and sound design and cost sharing tactics. At the same time, employers seek to change the longer-term cost curve by addressing employee health, lifestyle choices and productivity. NFP health and benefits plan advisors work with employers to develop customized benefits plans that drive engagement, promote responsibility and accountability, help participants manage health risk and chronic conditions, and reduce absence.
NFP provides employers with long-term value by striving to deliver the best health coverage options at the best rates available. From traditional employer-sponsored insurance plans and consumer-directed health plans to voluntary benefit solutions such as limited benefit medical programs, we have the ability to actively engage your employees in cost control through education and empowerment.
Ancillary benefits include but are not limited to: